EX-99

Exhibit 99

April 03, 2025

New York Stock Exchange

11, Wall Street,

New York,

NY 10005

USA

Dear Sir,

Sub: Disclosure

We would like to intimate the following:

The Bank’s average advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were ₹ 26,955 billion for the March 2025 quarter, a growth of around 7.3% over ₹ 25,125 billion for the March 2024 quarter, and a growth of around 2.6% over ₹ 26,276 billion for the December 2024 quarter.

The Bank’s period end advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were ₹ 27,735 billion as of March 31, 2025, a growth of around 7.7% over ₹ 25,758 billion as of March 31, 2024, and a growth of around 3.3% over ₹ 26,839 billion as of December 31, 2024. On a year-on-year basis, retail loans grew by around 9.0%; commercial & rural banking loans grew by around 12.8%; and corporate & other wholesale loans were lower by around 3.6% over March 31, 2024.

The Bank’s period end gross advances aggregated to approximately ₹ 26,435 billion as of March 31, 2025, a growth of around 5.4% over ₹ 25,078 billion as of March 31, 2024.

During the quarter ended March 31, 2025, the Bank securitised / assigned loans of ₹ 107 billion (year to date ₹ 570 billion) as a strategic initiative.

2)	The Bank’s average deposits were ₹ 25,279 billion for the March 2025 quarter, a growth of around 15.8% over ₹ 21,836 billion for the March 2024 quarter, and around 3.1% over ₹ 24,528 billion for the December 2024 quarter.

The Bank’s average CASA deposits were ₹ 8,289 billion for the March 2025 quarter, a growth of around 5.7% over ₹ 7,844 billion for the March 2024 quarter, and around 1.4% compared to ₹ 8,176 billion for the December 2024 quarter.

The Bank’s average time deposits were ₹ 16,990 billion for the March 2025 quarter, a growth of around 21.4% over ₹ 13,992 billion for the March 2024 quarter, and around 3.9% compared to ₹ 16,352 billion for the December 2024 quarter, reflecting customer preference for time deposits.

The Bank’s period end deposits were ₹ 27,145 billion as of March 31, 2025, a growth of around 14.1% over ₹ 23,798 billion as of March 31, 2024, and a growth of around 5.9% over ₹ 25,638 billion as of December 31, 2024.

The Bank’s period end CASA deposits were ₹ 9,445 billion as of March 31, 2025, a growth of around 3.9% over ₹ 9,088 billion as of March 31, 2024, and a growth of around 8.2% over ₹ 8,727 billion as of December 31, 2024.

The Bank’s period end time deposits were ₹ 17,700 billion as of March 31, 2025, a growth of around 20.3% over ₹ 14,710 billion as of March 31, 2024, and a growth of around 4.7% over ₹ 16,911 billion as of December 31, 2024.


Key figures (₹ billion)	31-Mar-24		31-Dec-24		31-Mar-25		QoQ			YoY

Advances under management*
Average		25,125		26,276		26,955		2.6	%		7.3	%
Period end		25,758		26,839		27,735		3.3	%		7.7	%

Gross advances – Period end		25,078		25,426		26,435		4.0	%		5.4	%

Deposits – Average		21,836		24,528		25,279		3.1	%		15.8	%
CASA deposits		7,844		8,176		8,289		1.4	%		5.7	%
Time deposits		13,992		16,352		16,990		3.9	%		21.4	%

Deposits – Period end		23,798		25,638		27,145		5.9	%		14.1	%
CASA deposits		9,088		8,727		9,445		8.2	%		3.9	%
Time deposits		14,710		16,911		17,700		4.7	%		20.3	%