<SEC-DOCUMENT>0001127602-25-009200.txt : 20250312
<SEC-HEADER>0001127602-25-009200.hdr.sgml : 20250312
<ACCEPTANCE-DATETIME>20250312114339
ACCESSION NUMBER:		0001127602-25-009200
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250307
FILED AS OF DATE:		20250312
DATE AS OF CHANGE:		20250312

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Joyce Carl G
		CENTRAL INDEX KEY:			0002057132
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09518
		FILM NUMBER:		25730697

	MAIL ADDRESS:	
		STREET 1:		C/O THE PROGRESSIVE CORPORATION
		STREET 2:		300 NORTH COMMONS BLVD.
		CITY:			MAYFIELD VILLAGE
		STATE:			OH
		ZIP:			44143

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROGRESSIVE CORP/OH/
		CENTRAL INDEX KEY:			0000080661
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				340963169
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH COMMONS BLVD.
		CITY:			MAYFIELD VILLAGE
		STATE:			OH
		ZIP:			44143
		BUSINESS PHONE:		4404615000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH COMMONS BLVD.
		CITY:			MAYFIELD VILLAGE
		STATE:			OH
		ZIP:			44143
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>form3.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0206</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2025-03-07</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000080661</issuerCik>
        <issuerName>PROGRESSIVE CORP/OH/</issuerName>
        <issuerTradingSymbol>PGR</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0002057132</rptOwnerCik>
            <rptOwnerName>Joyce Carl G</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>300 NORTH COMMONS BLVD.</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>MAYFIELD VILLAGE</rptOwnerCity>
            <rptOwnerState>OH</rptOwnerState>
            <rptOwnerZipCode>44143</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isOfficer>1</isOfficer>
            <officerTitle>Chief Accounting Officer</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1015.142</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>306.642</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>401(k) Plan</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Restricted Stock Unit</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>0</value>
                <footnoteId id="F3"/>
            </conversionOrExercisePrice>
            <exerciseDate>
                <footnoteId id="F1"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F2"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>1340.888</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Represents time-based restricted stock units granted to the reporting person by the issuer between 2021 and 2024 plus accrued dividend equivalents since the grant date. Subject to the terms of the applicable plan and award agreements, each award vests in three roughly equal installments in the third, fourth and fifth January following the date of grant, subject to earlier vesting or forfeiture in accordance with the plan and the award agreement. The following number of units are scheduled to vest on the following dates: 1/20/2026 - 456.342; 1/19/2027 - 439.033; 1/18/2028 - 286.453; 1/16/2029 - 159.060.</footnote>
        <footnote id="F2">Expiration Date is the same as the Date Exercisable.</footnote>
        <footnote id="F3">Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Allyson L. Bach, By Power of Attorney</signatureName>
        <signatureDate>2025-03-12</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>doc1.txt
<DESCRIPTION>POWER OF ATTORNEY (PUBLIC): 2025 POA
<TEXT>
POWER OF ATTORNEY

The undersigned is, or is expected to become, a director and/or executive
officer of The Progressive Corporation, an Ohio corporation
(the ?Corporation?). The undersigned hereby makes, constitutes and
appoints David M. Stringer, Laurie F. Humphrey, Michael R. Uth,
Allyson L. Bach and Sarah R. D?Amore, and each of them, the
undersigned?s true and lawful attorney-in-fact and agent, with
full power of substitution and resubstitution, for the undersigned
and in the undersigned?s name, place and stead, as the undersigned?s
attorney-in-fact and agent, to:

a.	prepare, sign and file a Form ID, or successor form, to obtain
any EDGAR passwords or other codes necessary, for and on behalf of the
undersigned, to file by any permitted means (including electronically via
EDGAR or any other system specified by the U.S. Securities and Exchange
Commission (the ?SEC?) (collectively, ?EDGAR?)) documents with the SEC,
and serve as an account administrator to manage the undersigned?s
EDGAR account;

b.	prepare and sign any and all Forms 3, 4 and 5, or successor forms,
and any and all amendments or supplements thereto, for and on behalf of
the undersigned, in order to report, pursuant to Section 16(a) of the
Securities Exchange Act of 1934, as amended (the ?Exchange Act?), the
number of Common Shares and other securities (including any derivative
securities) of the Corporation beneficially owned by the undersigned, or
any change in the number of Common Shares or other securities of the
Corporation so owned by the undersigned or in the nature of such
ownership, and to timely file with the SEC and the New York Stock
Exchange (the ?NYSE?) by any permitted means the required number of
copies of such form or forms, or any such amendments or supplements,
pursuant to and in accordance with the applicable rules and regulations
of the SEC and the NYSE; and

c.	prepare and sign any and all Forms 144, or successor forms,
and any and all amendments or supplements thereto, for and on behalf
of the undersigned, in order to facilitate the sale of Common Shares
or other securities of the Corporation beneficially owned by the
undersigned, pursuant to Rule 144 under the Securities Act of 1933,
as amended, and to file with the SEC and the NYSE by any permitted
means the required number of copies of such form or forms, or any such
amendments or supplements, pursuant to and in accordance with the
applicable rules and regulations of the SEC and the NYSE;

giving and granting unto each said attorney-in-fact and agent full power
and authority to do and perform any and all acts and things whatsoever
necessary or appropriate to be done in or about the premises, as fully
to all intents and purposes as the undersigned might or could do if
personally present, hereby ratifying and approving all that said
attorneys-in-fact and agents, or any of them, or any such substitute
or substitutes, shall lawfully do or cause to be done by virtue hereof.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4 or 5 or any
Form 144s with respect to the undersigned?s holdings of and transactions
in securities issued by the Corporation, unless earlier revoked by the
undersigned in a signed writing delivered to the above-named
attorneys-in-fact. This Power of Attorney revokes all previous powers of
attorney with respect to the subject matter of this Power of Attorney.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney
as of the date set forth below.

By:	/s/ Carl G. Joyce
Name:	Carl G. Joyce
Date:	February 13, 2025
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
