Regulatory and Capital Adequacy (Tables)

12 Months Ended

Dec. 31, 2019

Schedule of Comparison of Capital Ratios

The following table provides a comparison of our regulatory capital amounts and ratios under the Basel III Standardized Approach subject to the applicable transition provisions, the regulatory minimum capital adequacy ratios and the PCA well-capitalized level for each ratio,where applicable, as of December 31, 2019 and 2018.

Table 11.1: Capital Ratios Under Basel III⁽¹⁾



	December 31, 2019								December 31, 2018
(Dollars in millions)	Capital Amount		Capital Ratio		Minimum Capital Adequacy		Well- Capitalized		Capital Amount		Capital Ratio		Minimum Capital Adequacy		Well- Capitalized
Capital One Financial Corp:
Common equity Tier 1 capital⁽²⁾	$	38,162	12.2	%	4.5	%	N/A		$	33,071	11.2	%	4.5	%	N/A
Tier 1 capital⁽³⁾	43,015		13.7		6.0		6.0	%	37,431		12.7		6.0		6.0	%
Total capital⁽⁴⁾	50,348		16.1		8.0		10.0		44,645		15.1		8.0		10.0
Tier 1 leverage⁽⁵⁾	43,015		11.7		4.0		N/A		37,431		10.7		4.0		N/A
Supplementary leverage⁽⁶⁾	43,015		9.9		3.0		N/A		37,431		9.0		3.0		N/A
COBNA:
Common equity Tier 1 capital⁽²⁾	17,883		16.1		4.5		6.5		16,378		15.3		4.5		6.5
Tier 1 capital⁽³⁾	17,883		16.1		6.0		8.0		16,378		15.3		6.0		8.0
Total capital⁽⁴⁾	20,109		18.1		8.0		10.0		18,788		17.6		8.0		10.0
Tier 1 leverage⁽⁵⁾	17,883		14.8		4.0		5.0		16,378		14.0		4.0		5.0
Supplementary leverage⁽⁶⁾	17,883		12.1		3.0		N/A		16,378		11.5		3.0		N/A
CONA:
Common equity Tier 1 capital⁽²⁾	28,445		13.4		4.5		6.5		25,637		13.0		4.5		6.5
Tier 1 capital⁽³⁾	28,445		13.4		6.0		8.0		25,637		13.0		6.0		8.0
Total capital⁽⁴⁾	30,852		14.5		8.0		10.0		27,912		14.2		8.0		10.0
Tier 1 leverage⁽⁵⁾	28,445		9.2		4.0		5.0		25,637		9.1		4.0		5.0
Supplementary leverage⁽⁶⁾	28,445		8.2		3.0		N/A		25,637		8.0		3.0		N/A

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⁽¹⁾	Capital requirements that are not applicable are denoted by “N/A.”


⁽²⁾	Common equity Tier 1 capital ratio is a regulatory capital measure calculated based on common equity Tier 1 capital divided by risk-weighted assets.


⁽³⁾	Tier 1 capital ratio is a regulatory capital measure calculated based on Tier 1 capital divided by risk-weighted assets.


⁽⁴⁾	Total capital ratio is a regulatory capital measure calculated based on total capital divided by risk-weighted assets.


⁽⁵⁾	Tier 1 leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by adjusted average assets.

⁽⁶⁾

Supplementary leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by total leverage exposure.