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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Dec. 31, 2020
Dec. 31, 2019
Cash and cash equivalents:    
Cash and due from banks $ 4,708 $ 4,129
Interest-bearing deposits and other short-term investments 35,801 9,278
Total cash and cash equivalents 40,509 13,407
Restricted cash for securitization investors 262 342
Securities available for sale (amortized cost of $97.6 billion and allowance for credit losses of $1 million as of December 31, 2020) 100,445 79,213
Loans held for investment:    
Total loans held for investment 251,624 265,809
Allowance for credit losses (15,564) (7,208)
Net loans held for investment 236,060 258,601
Loans held for sale ($596 million and $251 million carried at fair value at December 31, 2020 and 2019, respectively) 2,710 400
Premises and equipment, net 4,287 4,378
Interest receivable 1,471 1,758
Goodwill 14,653 14,653
Other assets 21,205 17,613
Total assets 421,602 390,365
Liabilities:    
Interest payable 352 439
Deposits:    
Non-interest-bearing deposits 31,142 23,488
Interest-bearing deposits 274,300 239,209
Total deposits 305,442 262,697
Securitized debt obligations 12,414 17,808
Other debt:    
Federal funds purchased and securities loaned or sold under agreements to repurchase 668 314
Senior and subordinated notes 27,382 30,472
Other borrowings 75 7,103
Total other debt 28,125 37,889
Other liabilities 15,065 13,521
Total liabilities 361,398 332,354
Commitments, contingencies and guarantees (see Note 18)
Stockholders’ equity:    
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of both December 31, 2020 and 2019) 0 0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 679,932,837 and 672,969,391 shares issued as of December 31, 2020 and 2019, respectively; 458,972,202 and 456,562,399 shares outstanding as of December 31, 2020 and 2019, respectively) 7 7
Additional paid-in capital, net 33,480 32,980
Retained earnings 40,088 40,340
Accumulated other comprehensive income 3,494 1,156
Treasury stock, at cost (par value $0.01 per share; 220,960,635 and 216,406,992 shares as of December 31, 2020 and 2019, respectively) (16,865) (16,472)
Total stockholders’ equity 60,204 58,011
Total liabilities and stockholders’ equity 421,602 390,365
Unsecuritized loans held for investment    
Cash and cash equivalents:    
Total cash and cash equivalents 12,976 13,050
Securities available for sale (amortized cost of $97.6 billion and allowance for credit losses of $1 million as of December 31, 2020) 622 738
Loans held for investment:    
Total loans held for investment 225,698 231,992
Other assets 1,473 1,017
Total assets 83,061 80,336
Other debt:    
Senior and subordinated notes 22,037 22,080
Other liabilities 820 245
Total liabilities 22,857 22,325
Stockholders’ equity:    
Total stockholders’ equity 60,204 58,011
Total liabilities and stockholders’ equity 83,061 80,336
Loans held in consolidated trusts    
Loans held for investment:    
Total loans held for investment 25,926 33,817
Total assets 26,619 35,519
Other debt:    
Total liabilities $ 12,436 $ 18,201