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v3.22.2.2

Allowance for Credit Losses and Reserve for Unfunded Lending Commitments - Allowance for Credit Losses and Reserve for Unfunded Lending Commitments Activity (Details) - USD ($) $ in Millions | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance |  |  | $ 11,430 |
Balance at the end of the period | $ 12,209 |  | 12,209 |
Provision (benefit) for credit losses | 1,669 | $ (342) | 3,431 | $ (2,325)
Financing Receivable Allowance For Credit Loss Translation Adjustments And Purchase Credit Deteriorated Loans | 10 | 6 | 10 | 6
Other |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Provision (benefit) for credit losses | 0 | 0 | (5) | (2)
Allowance for credit losses |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 11,491 | 12,346 | 11,430 | 15,564
Allowance build (release) for credit losses | 734 | (770) | 815 | (4,001)
Other changes | (16) | (3) | (36) | 10
Balance at the end of the period | 12,209 | 11,573 | 12,209 | 11,573
Financing Receivable, Allowance for Credit Loss, Writeoff | (1,470) | (1,019) | (4,174) | (3,608)
Recoveries | 539 | 593 | 1,631 | 1,901
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | (931) | (426) | (2,543) | (1,707)
Provision (benefit) for credit losses | 1,665 | (344) | 3,358 | (2,294)
Increase (Decrease) in Allowance for Credit Loss |  |  | 779 |
Reserve for unfunded lending commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 239 | 164 | 165 | 195
Balance at the end of the period | 243 | 166 | 243 | 166
Provision (benefit) for credit losses | 4 | 2 | 78 | (29)
Combined allowance and reserve |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Balance at the end of the period | 12,452 | 11,739 | 12,452 | 11,739
Credit Card | Allowance for credit losses |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 8,166 | 8,873 | 8,345 | 11,191
Allowance build (release) for credit losses | 566 | (564) | 407 | (2,895)
Other changes | (16) | (3) | (36) | 10
Balance at the end of the period | 8,716 | 8,306 | 8,716 | 8,306
Financing Receivable, Allowance for Credit Loss, Writeoff | (1,047) | (735) | (3,011) | (2,695)
Recoveries | 352 | 369 | 1,031 | 1,125
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | (695) | (366) | (1,980) | (1,570)
Provision (benefit) for credit losses | 1,261 | (198) | 2,387 | (1,325)
Credit Card | Reserve for unfunded lending commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 0 | 0 | 0 | 0
Balance at the end of the period | 0 | 0 | 0 | 0
Provision (benefit) for credit losses | 0 | 0 | 0 | 0
Credit Card | Combined allowance and reserve |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Balance at the end of the period | 8,716 | 8,306 | 8,716 | 8,306
Consumer Banking | Allowance for credit losses |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,047 | 2,203 | 1,918 | 2,715
Allowance build (release) for credit losses | 61 | (142) | 190 | (654)
Other changes | 0 | 0 | 0 | 0
Balance at the end of the period | 2,108 | 2,061 | 2,108 | 2,061
Financing Receivable, Allowance for Credit Loss, Writeoff | (410) | (264) | (1,090) | (866)
Recoveries | 186 | 213 | 584 | 735
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | (224) | (51) | (506) | (131)
Provision (benefit) for credit losses | 285 | (91) | 696 | (523)
Consumer Banking | Reserve for unfunded lending commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 0 | 0 | 0 | 0
Balance at the end of the period | 0 | 0 | 0 | 0
Provision (benefit) for credit losses | 0 | 0 | 0 | 0
Consumer Banking | Combined allowance and reserve |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Balance at the end of the period | 2,108 | 2,061 | 2,108 | 2,061
Commercial Banking | Allowance for credit losses |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,278 | 1,270 | 1,167 | 1,658
Allowance build (release) for credit losses | 107 | (64) | 218 | (452)
Other changes | 0 | 0 | 0 | 0
Balance at the end of the period | 1,385 | 1,206 | 1,385 | 1,206
Financing Receivable, Allowance for Credit Loss, Writeoff | (13) | (20) | (73) | (47)
Recoveries | 1 | 11 | 16 | 41
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | (12) | (9) | (57) | (6)
Provision (benefit) for credit losses | 119 | (55) | 275 | (446)
Commercial Banking | Reserve for unfunded lending commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 239 | 164 | 165 | 195
Balance at the end of the period | 243 | 166 | 243 | 166
Provision (benefit) for credit losses | 4 | 2 | 78 | (29)
Commercial Banking | Combined allowance and reserve |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Balance at the end of the period | $ 1,628 | $ 1,372 | $ 1,628 | $ 1,372

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- Definition Financing Receivable Allowance For Credit Loss Translation Adjustments And Purchase Credit Deteriorated Loans + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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- Definition Amount, after recovery, of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (4) + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
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