<SEC-DOCUMENT>0001096906-24-000749.txt : 20240408
<SEC-HEADER>0001096906-24-000749.hdr.sgml : 20240408
<ACCEPTANCE-DATETIME>20240408121553
ACCESSION NUMBER:		0001096906-24-000749
CONFORMED SUBMISSION TYPE:	PX14A6G
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20240408
DATE AS OF CHANGE:		20240408
EFFECTIVENESS DATE:		20240408

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CAPITAL ONE FINANCIAL CORP
		CENTRAL INDEX KEY:			0000927628
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				541719854
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PX14A6G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13300
		FILM NUMBER:		24828767

	BUSINESS ADDRESS:	
		STREET 1:		1680 CAPITAL ONE DRIVE
		STREET 2:		SUITE 1400
		CITY:			MCLEAN
		STATE:			VA
		ZIP:			22102
		BUSINESS PHONE:		7037201000

	MAIL ADDRESS:	
		STREET 1:		1680 CAPITAL ONE DRIVE
		STREET 2:		SUITE 1400
		CITY:			MCLEAN
		STATE:			VA
		ZIP:			22102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	OAKSTONE FINANCIAL CORP
		DATE OF NAME CHANGE:	19940728

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Inspire Investing, LLC
		CENTRAL INDEX KEY:			0001670139
		ORGANIZATION NAME:           	
		IRS NUMBER:				471429142
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PX14A6G

	BUSINESS ADDRESS:	
		STREET 1:		3597 E. MONARCH SKY LN.
		STREET 2:		SUITE 330
		CITY:			MERIDIAN
		STATE:			ID
		ZIP:			83646
		BUSINESS PHONE:		208-994-0846

	MAIL ADDRESS:	
		STREET 1:		3597 E. MONARCH SKY LN.
		STREET 2:		SUITE 330
		CITY:			MERIDIAN
		STATE:			ID
		ZIP:			83646

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Inspire Investing , LLC
		DATE OF NAME CHANGE:	20211105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CWM Advisors, LLC
		DATE OF NAME CHANGE:	20160322
</SEC-HEADER>
<DOCUMENT>
<TYPE>PX14A6G
<SEQUENCE>1
<FILENAME>insp_px14a6g.htm
<DESCRIPTION>INSPIRE INVESTING, LLC - PX14A6G
<TEXT>
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<DIV style=margin-left:72pt;width:468pt><P align=center style='font:12pt Times New Roman;margin:0'>United States Securities and Exchange Commission</P>
<P align=center style='font:12pt Times New Roman;margin:0'>Washington, D.C. 20549</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
<P align=center style='font:12pt Times New Roman;margin:0'>NOTICE OF EXEMPT SOLICITATION<BR>Pursuant to Rule 14a-103</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0'>Name of the Registrant: Capital One Financial Corp</P>
<P style='font:12pt Times New Roman;margin:0'>Name of persons relying on exemption: Inspire Investing, LLC</P>
<P style='font:12pt Times New Roman;margin:0'>Address of persons relying on exemption: 3597 E Monarch Sky Ln, Suite 330, Meridian, ID 83646</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>As over 100 investors and financial professionals, serving thousands of clients and managing/ advising on over $250 billion in assets, we, the Undersigned, urge shareholders to <B>vote YES on the Proposal Item 6 - Report on Respecting Workplace Civil Liberties </B>submitted by National Center for Public Policy Research. &nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>In recent years, many of the world&#8217;s largest corporations have made the decision to needlessly insert themselves into divisive political issues. Not only have companies been focused outward on political activism, but they have also turned their attention inward. Particularly problematic are workforce initiatives that focus on Diversity, Equity, and Inclusion (DEI). These initiatives have been shown, and in most cases designed, to intentionally discriminate on the basis of race, sex, religion, viewpoint, and other factors.</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>It is estimated that companies in the U.S. spend close to $8 billion a year on DEI training.<SUP><A name=_ftnb1 /><A href=#_ftnf1><SUP>1</SUP></A></SUP> &nbsp;Although the trend does seem to be turning, especially given the recent Supreme Court ruling against affirmative action<SUP><A name=_ftnb2 /><A href=#_ftnf2><SUP>2</SUP></A></SUP>, companies continue to push DEI initiatives, further alienating their workforce and exposing themselves to unnecessary legal and financial risk. </P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>While advocates of DEI claim that it promotes belonging, strengthens unity, and helps companies fight injustice, in reality DEI programs have the opposite effect. According to a survey conducted by Alliance Defending Freedom on 3,000 adults across a variety of professions, a plurality (40%) of employees say DEI divides, rather than unites, colleagues.<SUP><A name=_ftnb3 /><A href=#_ftnf3><SUP>3</SUP></A></SUP> Gallup polling has also confirmed that, after years of positive progress since the Civil Rights Movement, race relations in America are now at the lowest point in decades.<SUP><A name=_ftnb4 /><A href=#_ftnf4><SUP>4</SUP></A></SUP> Even the UK government has weighed in recently in a new report that reached the conclusion that DEI programs have little if any benefit on corporate culture (and in some cases are counterproductive or unlawful).<SUP><A name=_ftnb5 /><A href=#_ftnf5><SUP>5</SUP></A></SUP></P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>These workforce concerns and related corporate activism raise serious legal, regulatory, and financial risks to companies. For example, Bowyer Research, on behalf of Alliance Defending </P>
<HR style=text-align:left;width:25%><P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf1 /><A href=#_ftnb1><SUP>1</SUP></A></SUP> https://www.wsj.com/articles/diversity-equity-inclusion-united-kingdom-report-d73d47ed?st=a87mlghjgkpo33e&amp;reflink=article_copyURL_share</FONT></P>
<P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf2 /><A href=#_ftnb2><SUP>2</SUP></A></SUP> https://www.reuters.com/legal/legalindustry/with-supreme-court-affirmative-action-ruling-its-time-companies-take-hard-look-2023-06-29</FONT></P>
<P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf3 /><A href=#_ftnb3><SUP>3</SUP></A></SUP> https://www.viewpointdiversityscore.org/polling</FONT></P>
<P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf4 /><A href=#_ftnb4><SUP>4</SUP></A></SUP> https://news.gallup.com/poll/1687/race-relations.aspx</FONT></P>
<P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf5 /><A href=#_ftnb5><SUP>5</SUP></A></SUP> https://www.gov.uk/government/publications/inclusion-at-work-panel-report-on-improving-workplace-diversity-and-inclusion</FONT></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:12pt Times New Roman;margin:0'>1</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>Freedom, has explained how companies&#8217; DEI policies are not only alienating members of their workforce, but also exposing the company to unnecessary legal and financial risk.<SUP><A name=_ftnb6 /><A href=#_ftnf6><SUP>6</SUP></A></SUP> In a recent white paper entitled <I>Corporate Political Activism and Shareholder Value</I>, Bowyer Research also analyzed corporate performance data from a number of different angles (including brand erosion and stock performance, risk, and risk/adjusted return) and reached the conclusion that corporate politicking on divisive social issues &#8220;at the very least raises legitimate financial concerns&#8221; for investors.<SUP> <A name=_ftnb7 /><A href=#_ftnf7><SUP>7</SUP></A></SUP> The Proposal would assist both the company and shareholders by identifying these sources of risks&#8212;risks that have already materialized to the substantial detriment of other companies in recent years.  </P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>In light of these growing concerns, we are calling on public companies, including Capital One Financial Corp, to provide greater transparency and disclosure to shareholders. &nbsp;<B>That is why we are urging shareholders to vote YES on Proposal Item 6 </B>that asks the company to issue a report evaluating how the company&#8217;s policies and practices impact employees and prospective employees based on their race, color, religion (including religious views), sex, national origin, or political views, and the risks those impacts present to the company&#8217;s business.</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>Sincerely, </P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>The Undersigned</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Robert Netzly</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Investing</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Michael Skillman</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Faith Investor Services</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Matt Monson</B></P>
<P style='font:12pt Times New Roman;margin:0'>Partner</P>
<P style='font:12pt Times New Roman;margin:0'>Sovereign&#8217;s Capital</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>William Flaig</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO and Founder</P>
<P style='font:12pt Times New Roman;margin:0'>American Conservative Values ETF</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Sarah Newman</B></P>
<P style='font:12pt Times New Roman;margin:0'>Vice President</P>
<P style='font:12pt Times New Roman;margin:0'>Innovest Portfolio Solutions, LLC</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Kevin Freeman</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO and Founder</P>
<P style='font:12pt Times New Roman;margin:0'>Freeman Global</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Justin Bennett</B></P>
<P style='font:12pt Times New Roman;margin:0'>Associate</P>
<P style='font:12pt Times New Roman;margin:0'>First Trust Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Dan Wallick</B></P>
<P style='font:12pt Times New Roman;margin:0'>Managing Partner &amp; CIO</P>
<P style='font:12pt Times New Roman;margin:0'>Wallick Investments, LLC</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Chris Murray</B></P>
<P style='font:12pt Times New Roman;margin:0'>President</P>
<P style='font:12pt Times New Roman;margin:0'>Murray Financial Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Art Ally</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;President</P>
<P style='font:12pt Times New Roman;margin:0'>Timothy Plan</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Matt Cunningham</B></P>
<P style='font:12pt Times New Roman;margin:0'>Investment Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Ronald Thompson</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>LPL Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Matthew Daugavietas</B></P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>David Eck</B></P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Oakstreet Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Borja Barragan</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Altum Faithful Investing</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Michael Graef</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Planner</P>
<P style='font:12pt Times New Roman;margin:0'>Christian Wealth Management</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Paul McWilliams</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founding Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Matthew Bonito</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Adivisor</P>
<P style='font:12pt Times New Roman;margin:0'>Upward Management Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<HR style=text-align:left;width:25%><P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf6 /><A href=#_ftnb6><SUP>6</SUP></A></SUP> https://www.sec.gov/Archives/edgar/data/927628/000109690624000642/bowy_px14a6g.htm</FONT></P>
<P style='font:10pt Calibri;margin:0'><FONT style='font-family:Times New Roman'><SUP><A name=_ftnf7 /><A href=#_ftnb7><SUP>7</SUP></A></SUP> https://bowyerresearch.com/docs/Corporate%20Political%20Activism%20and%20Shareholder%20Value.pdf</FONT></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:12pt Times New Roman;margin:0'>2</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Luke Andrews</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Darrell Lyons</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Pax Financial Group, LLC</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>John Wildern</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>LIFE Advisor Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Eric Boyum</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Derek Mauldin</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor/RIA</P>
<P style='font:12pt Times New Roman;margin:0'>Kingdom Focused Financial</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Derek Hastings</B></P>
<P style='font:12pt Times New Roman;margin:0'>CFP</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Johnathan Cunningham</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>David Zumbusch</B></P>
<P style='font:12pt Times New Roman;margin:0'>Owner &amp; CFP</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors MN</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Terrence Rocks</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founder/Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Teleios Financial Partners</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Matthew Baldini</B></P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Paul Bryer</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Aaron Hoffman</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Scott Harlan</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Planner/Practice Owner</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors HH</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Jaime Pagotto</B></P>
<P style='font:12pt Times New Roman;margin:0'>Compliance Specialist</P>
<P style='font:12pt Times New Roman;margin:0'>Kingdom Focused Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Jay Richardson</B></P>
<P style='font:12pt Times New Roman;margin:0'>Investment Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Kingdom Wealth Stewards</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Rick Figueroa</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Patron Partners Wealth Advisors</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Jon Nettles</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;CEO&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>Revo Financial</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Daniel Catone</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Arimathea</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>William Poland</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Carolina Financial Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Matthew Mohlman</B></P>
<P style='font:12pt Times New Roman;margin:0'>President</P>
<P style='font:12pt Times New Roman;margin:0'>Monument Ventures</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Kurt Spackman</B></P>
<P style='font:12pt Times New Roman;margin:0'>President/CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Capital Resource Mgmt, Inc.</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Bruce Parmenter</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Ameriprise Financial</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Carole Murray</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Treasurer&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>Murray Financial Group, Inc.</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Benjamin Wilhelm</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Lone Oak Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Rachel McDonough</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Squared</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Evan Frazier</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founder &amp; CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Tekwise Financial Planners</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Jon Halverson</B></P>
<P style='font:12pt Times New Roman;margin:0'>Partner</P>
<P style='font:12pt Times New Roman;margin:0'>Talanton LLC</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>William Feus</B></P>
<P style='font:12pt Times New Roman;margin:0'>CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Gray Rock Financial Planning</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Steve French</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founding Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Harvest Money | IYF</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Randy Umbaugh</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Diligent Wealth Mgmt.</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Ronald Harczak</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Steward Guide Wealth Partners</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Daniel Bailey</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Ambassador Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Gerry Frigon</B></P>
<P style='font:12pt Times New Roman;margin:0'>CIO</P>
<P style='font:12pt Times New Roman;margin:0'>Taylor Frigon Capital</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Craig Mardi</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Cetera Advisor Networks</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Dennis Williams</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>WSI Financial Partners, LLC</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Thomas Payne</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Founder</P>
<P style='font:12pt Times New Roman;margin:0'>Prosperitas Wealth Management</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:12pt Times New Roman;margin:0'>3</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Ron Zunker</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>PAX Financial Group</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Nolan Dill</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>CFD Investments</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Steve Ellis</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>Sage Oak Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Daryl Schafer</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Culbertson Financial Services</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>William Holt</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>UBS</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Eric Dorman</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Affiliated Financial Planners</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Mark Trice</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>ClearVista Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Michael Smith</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Founder/CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Kingdom Focused Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Joseph James</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Vice President</P>
<P style='font:12pt Times New Roman;margin:0'>Greater Texas Financial Solutions</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>William Woodyard</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Vice President</P>
<P style='font:12pt Times New Roman;margin:0'>LifeSmart Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Brock Baker</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Doug Gathright</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>LifeSmart Financial</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>George Williams</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>WSI Financial Partners LLC</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Jacob Chandler</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Owner/Financial Advisor</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Chandler Wealth Mgmt, Inc.</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Jevon Webster</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;CFP</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Douglas Hanson</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Christian Wealth Management</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Ryan DeAmicis</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;&#8205;Wealth Advisor</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Christian Wealth Management</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Jesse Hamilton</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>ClearVista Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Erik Bloomfeldt</B></P>
<P style='font:12pt Times New Roman;margin:0'>Investment Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Insight Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Heidi Foster</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Vice President</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>American Wealth Management</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Dr. Erik Davidson</B></P>
<P style='font:12pt Times New Roman;margin:0'>Asst. Clinical Professor of Finance</P>
<P style='font:12pt Times New Roman;margin:0'>Baylor University</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>John Moore</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founder</P>
<P style='font:12pt Times New Roman;margin:0'>John Moore Associates</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Ron Bergenske</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Financial Advisor&#8205;&#8205;</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>LPL Financial</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Kenneth Wince</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>LPL Financial</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Micky Reeves</B></P>
<P style='font:12pt Times New Roman;margin:0'>Senior Wealth Advisor&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>EverSource Wealth Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Jerrold Ganz</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Jerry Ganz Financial Planning&#8205;&#8205;</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Charles Immekus</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Dedicated Financial Services&#8205;&#8205;</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Jeff Hybiak</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;CIO</P>
<P style='font:12pt Times New Roman;margin:0'>SEM Wealth Management</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Beau Zumbusch</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;CEO</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Inspire Advisors Minnesota</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Ed Lytle</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>ERL Financial Services, LLC</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Shane Enete</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Associate Professor of Finance</P>
<P style='font:12pt Times New Roman;margin:0'>Biola University</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Laura Simpson</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>PAX Financial Group</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Daniel Hardt</B></P>
<P style='font:12pt Times New Roman;margin:0'>Managing Partner</P>
<P style='font:12pt Times New Roman;margin:0'>Dan Hardt Financial Services</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Jonathan Hunt</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Intentional Wealth</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Matt Carr</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Owner/Financial Advisor</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>TruPurpose Advisors</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Salvador Rodriguez</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Cetera Financial Specialists</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:12pt Times New Roman;margin:0'>4</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<P style='font:12pt Times New Roman;margin:0;color:#000000'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>John Ruzza</B></P>
<P style='font:12pt Times New Roman;margin:0'>CFP</P>
<P style='font:12pt Times New Roman;margin:0'>Cambridge</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Mark Nicholas</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Founder/Financial Adviser</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Transform Retirement</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Tony Adkison</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Stewardship Advisory Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Henry Groves</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Stephens, Inc.</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Paul Carlson</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Owner/Wealth Manager</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>4:8 Financial</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Matthew Holt</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>CWM</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>James Jon Benet</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Triumphant Portfolio Mgmt, LLC</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Larry Moss</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;Certified Financial Planner</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Northwest Investments</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>J. Michael Salley</B></P>
<P style='font:12pt Times New Roman;margin:0'>President/CEO</P>
<P style='font:12pt Times New Roman;margin:0'>Salley Wealth Advisors Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Brent Jackson</B></P>
<P style='font:12pt Times New Roman;margin:0'>&#8205;&#8205;&#8205;President</P>
<P style='font:12pt Times New Roman;margin:0'>Harvest Financial</P>
</TD><TD valign=top style=width:33.62%><P align=justify style='font:12pt Times New Roman;margin:0'><B>Jerry Bowyer</B></P>
<P align=justify style='font:12pt Times New Roman;margin:0'>President</P>
<P align=justify style='font:12pt Times New Roman;margin:0'>Bowyer Research</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Mike Ching</B></P>
<P style='font:12pt Times New Roman;margin:0'>Founder/President</P>
<P style='font:12pt Times New Roman;margin:0'>Nardene Wealth Management</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Andrew Lehman</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Joseph Verissimo</B></P>
<P style='font:12pt Times New Roman;margin:0'>Owner/Financial Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Christian Wealth Management</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Andrew Hreha</B></P>
<P style='font:12pt Times New Roman;margin:0'>Institutional Fixed Income</P>
<P style='font:12pt Times New Roman;margin:0'>Stephens, Inc.</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Joseph Allen</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor/RIA</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Gerard Farkas</B></P>
<P style='font:12pt Times New Roman;margin:0'>Owner</P>
<P style='font:12pt Times New Roman;margin:0'>Gerard Farkas &amp; Associates</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Ryan Munoz</B></P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Luke Zumbusch</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Planner</P>
<P style='font:12pt Times New Roman;margin:0'>Inspire Advisors MN</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Thomas Strobhar</B></P>
<P style='font:12pt Times New Roman;margin:0'>President</P>
<P style='font:12pt Times New Roman;margin:0'>Strobhar Financial</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Stephen Werner</B></P>
<P style='font:12pt Times New Roman;margin:0'>Financial Advisor/RIA</P>
<P style='font:12pt Times New Roman;margin:0'>Covenant Financial Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:34.46%><P style='font:12pt Times New Roman;margin:0'><B>Robert Franer III</B></P>
<P style='font:12pt Times New Roman;margin:0'>Owner/Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Castellum Financial Advice</P>
</TD><TD valign=top style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>James Kreid</B></P>
<P style='font:12pt Times New Roman;margin:0'>President</P>
<P style='font:12pt Times New Roman;margin:0'>Rock Solid Retirement Strategies</P>
</TD><TD valign=top style=width:31.92%><P style='font:12pt Times New Roman;margin:0'><B>Mark Reynolds</B></P>
<P style='font:12pt Times New Roman;margin:0'>Wealth Advisor</P>
<P style='font:12pt Times New Roman;margin:0'>Terrier Financial Group</P>
<P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top bgcolor=#CCEEFF style=width:34.46%><P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:33.62%><P style='font:12pt Times New Roman;margin:0'><B>Scott Shepard</B></P>
<P style='font:12pt Times New Roman;margin:0'>Director, Free Enterprise Project</P>
<P style='font:12pt Times New Roman;margin:0'>National Center for Public Policy Research</P>
</TD><TD valign=top bgcolor=#CCEEFF style=width:31.92%><P style='font:12pt Times New Roman;margin:0'>&nbsp;</P>
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</TABLE>
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