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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income:      
Loans, including loans held for sale $ 40,894 $ 37,410 $ 28,910
Investment securities 2,873 2,550 1,884
Other 2,267 1,978 443
Total interest income 46,034 41,938 31,237
Interest expense:      
Deposits 11,493 9,489 2,535
Securitized debt obligations 958 959 384
Senior and subordinated notes 2,333 2,204 1,074
Other borrowings 42 45 130
Total interest expense 14,826 12,697 4,123
Net interest income 31,208 29,241 27,114
Provision for credit losses 11,716 10,426 5,847
Net interest income after provision for credit losses 19,492 18,815 21,267
Non-interest income:      
Interchange fees, net 4,882 4,793 4,606
Service charges and other customer-related fees 1,976 1,667 1,625
Net securities losses (35) (34) (9)
Other 1,081 1,120 914
Total non-interest income (loss) 7,904 7,546 7,136
Non-interest expense:      
Salaries and associate benefits 9,398 9,302 8,425
Occupancy and equipment 2,366 2,160 2,050
Marketing 4,562 4,009 4,017
Professional services 1,610 1,268 1,807
Communications and data processing 1,462 1,383 1,379
Amortization and Impairment of Intangibles 77 82 70
Other 2,011 2,112 1,415
Total non-interest expense 21,486 20,316 19,163
Income from continuing operations before income taxes 5,910 6,045 9,240
Income tax provision 1,163 1,158 1,880
Income (loss) from continuing operations, net of tax 4,747 4,887 7,360
Income from discontinued operations, net of tax 3 0 0
Net income 4,750 4,887 7,360
Dividends and undistributed earnings allocated to participating securities (77) (77) (88)
Preferred stock dividends (228) (228) (228)
Net income available to common stockholders $ 4,445 $ 4,582 $ 7,044
Basic earnings per common share:      
Net income from continuing operations (in dollars per share) $ 11.60 $ 11.98 $ 17.98
Income (loss) from discontinued operations (in dollars per share) 0.01 0.00 0.00
Net income (loss) per basic common share (in dollars per share) 11.61 11.98 17.98
Diluted earnings per common share:      
Net income from continuing operations (in dollars per share) 11.58 11.95 17.91
Income (loss) from discontinued operations (in dollars per share) 0.01 0.00 0.00
Net income (loss) per diluted common share (in dollars per share) $ 11.59 $ 11.95 $ 17.91