XML 60 R38.htm IDEA: XBRL DOCUMENT v3.25.0.1

Loans (Tables)

12 Months Ended

Dec. 31, 2024

Receivables [Abstract]

Loan Portfolio Composition and Aging Analysis

The table below presents the composition and aging analysis of our loans held for investment portfolio as of December 31, 2024 and 2023. The delinquency aging includes all past due loans, both performing and nonperforming.

Table 4.1: Loan Portfolio Composition and Aging Analysis

						December 31, 2024
												Delinquent Loans
(Dollars in millions)						Current						30-59 Days						60-89 Days						> 90 Days						Total Delinquent Loans						Total Loans
Credit Card:
Domestic credit card						$	148,565					$	1,973					$	1,503					$	3,577					$	7,053					$	155,618
International card businesses						6,570						107						72						141						320						6,890
Total credit card						155,135						2,080						1,575						3,718						7,373						162,508
Consumer Banking:
Auto						71,600						3,149						1,529						551						5,229						76,829
Retail banking						1,237						13						3						10						26						1,263
Total consumer banking						72,837						3,162						1,532						561						5,255						78,092
Commercial Banking:
Commercial and multifamily real estate						31,733						31						9						130						170						31,903
Commercial and industrial						55,030						3						22						217						242						55,272
Total commercial banking						86,763						34						31						347						412						87,175
Total loans(1)						$	314,735					$	5,276					$	3,138					$	4,626					$	13,040					$	327,775
% of Total loans						96.02%						1.61%						0.96%						1.41%						3.98%						100.00%

						December 31, 2023
												Delinquent Loans
(Dollars in millions)						Current						30-59 Days						60-89 Days						> 90 Days						Total Delinquent Loans						Total Loans
Credit Card:
Domestic credit card						$	140,860					$	1,968					$	1,471					$	3,367					$	6,806					$	147,666
International card businesses						6,552						116						76						137						329						6,881
Total credit card						147,412						2,084						1,547						3,504						7,135						154,547
Consumer Banking:
Auto						68,768						3,268						1,555						484						5,307						74,075
Retail banking						1,329						15						3						15						33						1,362
Total consumer banking						70,097						3,283						1,558						499						5,340						75,437

						December 31, 2023
												Delinquent Loans
(Dollars in millions)						Current						30-59 Days						60-89 Days						> 90 Days						Total Delinquent Loans						Total Loans
Commercial Banking:
Commercial and multifamily real estate						34,325						0						14						107						121						34,446
Commercial and industrial						55,861						0						0						181						181						56,042
Total commercial banking						90,186						0						14						288						302						90,488
Total loans(1)						$	307,695					$	5,367					$	3,119					$	4,291					$	12,777					$	320,472
% of Total loans						96.01%						1.68%						0.97%						1.34%						3.99%						100.00%

__________

(1)Loans include unamortized premiums, discounts, and deferred fees and costs totaling $1.2 billion and $1.4 billion as of December 31, 2024 and 2023, respectively.

90 Plus Day Delinquent Loans Accruing Interest and Nonperforming Loans

The following table presents our loans held for investment that are 90 days or more past due that continue to accrue interest, loans that are classified as nonperforming and loans that are classified as nonperforming without an allowance as of December 31, 2024 and 2023. Nonperforming loans generally include loans that have been placed on nonaccrual status.

Table 4.2: 90+ Day Delinquent Loans Accruing Interest and Nonperforming Loans

						December 31, 2024																		December 31, 2023
(Dollars in millions)						> 90 Days and Accruing						Nonperforming Loans(1)						Nonperforming  Loans Without an Allowance						> 90 Days and Accruing						Nonperforming Loans(1)						Nonperforming  Loans Without an Allowance
Credit Card:
Domestic credit card						$	3,577					N/A						$	0					$	3,367					N/A						$	0
International card businesses						134						$	10					0						132						$	9					0
Total credit card						3,711						10						0						3,499						9						0
Consumer Banking:
Auto						0						750						0						0						712						0
Retail banking						0						25						12						0						46						19
Total consumer banking						0						775						12						0						758						19
Commercial Banking:
Commercial and multifamily real estate						0						509						227						0						425						335
Commercial and industrial						96						701						607						55						336						193
Total commercial banking						96						1,210						834						55						761						528
Total						$	3,807					$	1,995					$	846					$	3,554					$	1,528					$	547
% of Total loans held for investment						1.16		%				0.61		%				0.26		%				1.11		%				0.48		%				0.17		%

__________

(1)We recognized interest income for loans classified as nonperforming of $111 million and $91 million for the years ended December 31, 2024 and 2023, respectively.

Credit Quality Indicator

The table below presents our credit card portfolio by delinquency status as of December 31, 2024 and 2023.

Table 4.3: Credit Card Delinquency Status

												December 31, 2024																		December 31, 2023
(Dollars in millions)												Revolving Loans						Revolving Loans Converted to Term						Total						Revolving Loans						Revolving Loans Converted to Term						Total
Credit Card:
Domestic credit card:
Current												$	148,112					$	453					$	148,565					$	140,521					$	339					$	140,860
30-59 days												1,944						29						1,973						1,940						28						1,968
60-89 days												1,483						20						1,503						1,454						17						1,471
Greater than 90 days												3,549						28						3,577						3,339						28						3,367
Total domestic credit card												155,088						530						155,618						147,254						412						147,666
International card businesses:
Current												6,533						37						6,570						6,521						31						6,552
30-59 days												102						5						107						112						4						116
60-89 days												69						3						72						72						4						76
Greater than 90 days												135						6						141						132						5						137
Total international card businesses												6,839						51						6,890						6,837						44						6,881
Total credit card												$	161,927					$	581					$	162,508					$	154,091					$	456					$	154,547

The table below presents our consumer banking portfolio of loans held for investment by credit quality indicator as of December 31, 2024 and 2023. We present our auto loan portfolio by Fair Isaac Corporation (“FICO”) scores at origination and our retail banking loan portfolio by delinquency status, which includes all past due loans, both performing and nonperforming.

Table 4.4: Consumer Banking Portfolio by Vintage Year

						December 31, 2024
						Term Loans by Vintage Year
(Dollars in millions)						2024						2023						2022						2021						2020						Prior						Total Term Loans						Revolving Loans						Revolving Loans Converted to Term						Total
Auto—At origination FICO scores:(1)
Greater than 660						$	17,057					$	8,333					$	8,194					$	5,621					$	1,482					$	394					$	41,081					$	0					$	0					$	41,081
621-660						5,584						3,492						2,906						1,986						667						235						14,870						0						0						14,870
620 or below						8,102						4,882						3,626						2,546						1,207						515						20,878						0						0						20,878
Total auto						30,743						16,707						14,726						10,153						3,356						1,144						76,829						0						0						76,829
Retail banking—Delinquency status:
Current						143						78						93						49						51						469						883						351						3						1,237
30-59 days						0						0						0						0						0						2						2						11						0						13
60-89 days						0						0						0						0						0						1						1						2						0						3
Greater than 90 days						0						0						0						0						1						7						8						1						1						10
Total retail banking						143						78						93						49						52						479						894						365						4						1,263
Total consumer banking						$	30,886					$	16,785					$	14,819					$	10,202					$	3,408					$	1,623					$	77,723					$	365					$	4					$	78,092

    

						December 31, 2023
						Term Loans by Vintage Year
(Dollars in millions)						2023						2022						2021						2020						2019						Prior						Total Term Loans						Revolving Loans						Revolving Loans Converted to Term						Total
Auto—At origination FICO scores:(1)
Greater than 660						$	12,219					$	12,593					$	9,505					$	3,124					$	1,213					$	309					$	38,963					$	0					$	0					$	38,963
621-660						4,863						4,432						3,346						1,337						592						192						14,762						0						0						14,762
620 or below						6,647						5,539						4,283						2,349						1,131						401						20,350						0						0						20,350
Total auto						23,729						22,564						17,134						6,810						2,936						902						74,075						0						0						74,075
Retail banking—Delinquency status:
Current						98						157						57						65						117						468						962						363						4						1,329
30-59 days						1						0						1						1						0						1						4						11						0						15
60-89 days						0						0						0						0						0						1						1						2						0						3
Greater than 90 days						0						0						0						0						0						8						8						6						1						15
Total retail banking						99						157						58						66						117						478						975						382						5						1,362
Total consumer banking						$	23,828					$	22,721					$	17,192					$	6,876					$	3,053					$	1,380					$	75,050					$	382					$	5					$	75,437

__________

(1)Amounts represent period-end loans held for investment in each credit score category. Auto credit scores generally represent average FICO scores obtained from three credit bureaus at the time of application and are not refreshed thereafter. Balances for which no credit score is available or the credit score is invalid are included in the 620 or below category.

The following table presents our commercial banking portfolio of loans held for investment by internal risk ratings as of December 31, 2024 and 2023. The internal risk rating status includes all past due loans, both performing and nonperforming.

Table 4.5: Commercial Banking Portfolio by Internal Risk Ratings

						December 31, 2024
						Term Loans by Vintage Year
(Dollars in millions)						2024						2023						2022						2021						2020						Prior						Total Term Loans						Revolving Loans						Revolving Loans Converted to Term						Total
Internal risk rating:(1)
Commercial and multifamily real estate
Noncriticized						$	1,820					$	2,574					$	3,846					$	2,230					$	903					$	4,887					$	16,260					$	12,691					$	49					$	29,000
Criticized performing						71						89						1,072						35						110						922						2,299						93						2						2,394
Criticized nonperforming						23						0						46						103						86						249						507						2						0						509
Total commercial and multifamily real estate						1,914						2,663						4,964						2,368						1,099						6,058						19,066						12,786						51						31,903
Commercial and industrial
Noncriticized						5,694						6,092						9,952						5,009						2,730						6,239						35,716						15,449						266						51,431
Criticized performing						101						190						680						932						92						258						2,253						887						0						3,140
Criticized nonperforming						41						13						186						43						184						91						558						143						0						701
Total commercial and industrial						5,836						6,295						10,818						5,984						3,006						6,588						38,527						16,479						266						55,272
Total commercial banking						$	7,750					$	8,958					$	15,782					$	8,352					$	4,105					$	12,646					$	57,593					$	29,265					$	317					$	87,175

						December 31, 2023
						Term Loans by Vintage Year
(Dollars in millions)						2023						2022						2021						2020						2019						Prior						Total Term Loans						Revolving Loans						Revolving Loans Converted to Term						Total
Internal risk rating:(1)
Commercial and multifamily real estate
Noncriticized						$	3,068					$	4,665					$	2,773					$	1,019					$	2,104					$	3,670					$	17,299					$	12,565					$	25					$	29,889
Criticized performing						148						1,494						706						284						463						904						3,999						133						0						4,132
Criticized nonperforming						65						26						124						0						47						163						425						0						0						425
Total commercial and multifamily real estate						3,281						6,185						3,603						1,303						2,614						4,737						21,723						12,698						25						34,446
Commercial and industrial
Noncriticized						6,909						11,935						6,994						3,566						2,359						5,117						36,880						14,822						167						51,869
Criticized performing						353						706						655						237						348						349						2,648						1,189						0						3,837
Criticized nonperforming						13						53						30						18						123						68						305						31						0						336
Total commercial and industrial						7,275						12,694						7,679						3,821						2,830						5,534						39,833						16,042						167						56,042
Total commercial banking						$	10,556					$	18,879					$	11,282					$	5,124					$	5,444					$	10,271					$	61,556					$	28,740					$	192					$	90,488

__________

(1)Criticized exposures correspond to the “Special Mention,” “Substandard” and “Doubtful” asset categories defined by bank regulatory authorities.

The table below presents gross charge-offs for loans held for investment by vintage year during the year ended December 31, 2024.

Table 5.2: Gross Charge-Offs by Vintage Year

						Year Ended December 31, 2024
						Term Loans by Vintage Year
(Dollars in millions)						2024						2023						2022						2021						2020												Prior						Total Term Loans						Revolving Loans						Revolving Loans Converted to Term						Total
Credit Card
Domestic credit card						N/A						N/A						N/A						N/A						N/A												N/A						N/A						$	10,132					$	114					$	10,246
International card business						N/A						N/A						N/A						N/A						N/A												N/A						N/A						497						14						511
Total credit card						N/A						N/A						N/A						N/A						N/A												N/A						N/A						10,629						128						10,757
Consumer Banking
Auto						$	179					$	666					$	837					$	599					$	237											$	156					$	2,674					0						0						2,674
Retail banking						1						0						0						0						1												2						4						79						1						84
Total consumer banking						180						666						837						599						238												158						2,678						79						1						2,758
Commercial Banking
Commercial and multifamily real estate						0						0						4						31						9												82						126						0						0						126
Commercial and industrial						0						0						58						6						17												16						97						11						0						108
Total commercial banking						0						0						62						37						26												98						223						11						0						234
Total						$	180					$	666					$	899					$	636					$	264											$	256					$	2,901					$	10,719					$	129					$	13,749

FDM Disclosures

The following tables present the major modification types, amortized cost amounts for each modification type and financial effects for all FDMs undertaken during the year ended December 31, 2024 and 2023.

Table 4.6: Financial Difficulty Modifications to Borrowers

						Year Ended December 31, 2024
						Credit Card																		Consumer Banking																		Commercial Banking
(Dollars in millions)						Domestic Card						International Card Businesses						Total Credit Card						Auto						Retail Banking						Total Consumer Banking						Commercial and Multifamily Real Estate						Commercial and Industrial						Total Commercial Banking						Total
Interest rate reduction						$	570					$	123					$	693					—						—						—						—						—						—						$	693
Term extension						—						—						—						$	32					$	5					$	37					$	471					$	581					$	1,052					1,089
Principal balance reduction						—						—						—						21						—						21						—						15						15						36
Interest rate reduction and term extension						9						—						9						665						—						665						—						114						114						788
Other(1)						—						—						—						4						1						5						68						69						137						142
Total loans modified						$	579					$	123					$	702					$	722					$	6					$	728					$	539					$	779					$	1,318					$	2,748
% of total class of receivables						0.37		%				1.79		%				0.43		%				0.94		%				0.48		%				0.93		%				1.69		%				1.41		%				1.51		%				0.84		%

						Year Ended December 31, 2023
						Credit Card																		Consumer Banking																		Commercial Banking
(Dollars in millions)						Domestic Card						International Card Businesses						Total Credit Card						Auto						Retail Banking						Total Consumer Banking						Commercial and Multifamily Real Estate						Commercial and Industrial						Total Commercial Banking						Total
Interest rate reduction						$	590					$	97					$	687					—						—						—						—						—						—						$	687
Term extension						—						—						—						$	65					$	6					$	71					$	463					$	436					$	899					970
Principal balance reduction						—						—						—						21						—						21						—						—						—						21
Principal balance reduction and term extension						—						—						—						—						—						—						—						11						11						11
Interest rate reduction and term extension						12						—						12						672						1						673						—						26						26						711
Other(1)						—						—						—						4						3						7						2						451						453						460
Total loans modified						$	602					$	97					$	699					$	762					$	10					$	772					$	465					$	924					$	1,389					$	2,860
% of total class of receivables						0.41		%				1.41		%				0.45		%				1.03		%				0.74		%				1.02		%				1.35		%				1.65		%				1.54		%				0.89		%

__________

(1)Primarily consists of modifications or combinations of modifications not categorized above, such as increases in committed exposure, forbearances and other types of modifications in Commercial Banking.

Table 4.7: Financial Effects of Financial Difficulty Modifications to Borrowers

						Year Ended December 31, 2024
						Credit Card															Consumer Banking																		Commercial Banking
(Dollars in millions)						Domestic Card						International Card Businesses												Auto						Retail Banking												Commercial and Multifamily Real Estate						Commercial and Industrial
Weighted-average interest rate reduction						20.12%						26.71%												8.83%						3.48%												0.79%						1.90%
Payment delay duration (in months)						12						—												6						3												10						16
Principal balance reduction						—						—												$1						—												—						$15

						Year Ended December 31, 2023
						Credit Card																		Consumer Banking																		Commercial Banking
(Dollars in millions)						Domestic Card						International Card Businesses												Auto						Retail Banking												Commercial and Multifamily Real Estate						Commercial and Industrial
Weighted-average interest rate reduction						19.32%						27.10%												8.72%						2.00%												—%						0.25%
Payment delay duration (in months)						12						—												6						10												13						7
Principal balance reduction						—						—												$1						—												$20						$3

The following tables present FDMs over a rolling 12 month period by delinquency status as of December 31, 2024 and 2023.

Table 4.8 Delinquency Status of Financial Difficulty Modifications to Borrowers(1)

						December 31, 2024
												Delinquent Loans
(Dollars in millions)						Current						30-59 Days						60-89 Days						> 90 Days						Total Delinquent Loans						Total Loans
Credit Card:
Domestic credit card						$	397					$	57					$	43					$	82					$	182					$	579
International card businesses						68						11						10						34						55						123
Total credit card						465						68						53						116						237						702
Consumer Banking:
Auto						522						101						70						29						200						722
Retail banking						4						1						0						1						2						6
Total consumer banking						526						102						70						30						202						728
Commercial Banking:
Commercial and multifamily real estate						535						2						0						2						4						539
Commercial and industrial						696						0						19						64						83						779
Total commercial banking						1,231						2						19						66						87						1,318
Total						$	2,222					$	172					$	142					$	212					$	526					$	2,748

						December 31, 2023
												Delinquent Loans
(Dollars in millions)						Current						30-59 Days						60-89 Days						> 90 Days						Total Delinquent Loans						Total Loans
Credit Card:
Domestic credit card						$	384					$	81					$	46					$	91					$	218					$	602
International card businesses						49						9						9						30						48						97
Total credit card						433						90						55						121						266						699
Consumer Banking:
Auto						548						107						76						31						214						762
Retail banking						10						0						0						0						0						10
Total consumer banking						558						107						76						31						214						772
Commercial Banking:
Commercial and multifamily real estate						426						0						0						39						39						465
Commercial and industrial						820						0						0						104						104						924
Total commercial banking						1,246						0						0						143						143						1,389
Total						$	2,237					$	197					$	131					$	295					$	623					$	2,860

__________

(1)Commitments to lend additional funds on FDMs totaled $334 million and $109 million as of December 31, 2024 and 2023, respectively.

The following tables present the major modification types, amortized cost amounts and financial effects of loans modified in a TDR during the year ended December 31, 2022.

Table 4.10: Troubled Debt Restructurings(1)

												Year Ended December 31, 2022
												Reduced Interest Rate												Term Extension
(Dollars in millions)						Total Loans Modified(2)						% of TDR Activity(3)						Average Rate Reduction						% of TDR Activity(3)						Average Term Extension (Months)
Credit Card:
Domestic credit card						$	306					100%						16.54%						N/A						N/A
International card businesses						127						100						27.42						N/A						N/A
Total credit card						433						100						19.73						N/A						N/A
Consumer Banking:
Auto						1,070						57						8.53						97%						4
Retail banking						7						N/A						N/A						92						13
Total consumer banking						1,077						57						8.53						97						4
Commercial Banking:
Commercial and multifamily real estate						385						8						0.28						84						13
Commercial and industrial						357						N/A						N/A						64						13
Total commercial banking						742						4						0.28						74						13
Total						$	2,252

__________

(1)Commitments to lend additional funds on loans modified in TDRs totaled $219 million as of December 31, 2022.

(2)Represents the amortized cost of total loans modified in TDRs at the end of the period in which they were modified. As not every modification type is included in the table above, the total percentage of TDR activity may not add up to 100%. Some loans may receive more than one type of modification.

(3)Due to multiple modification types granted to some troubled borrowers, percentages may total more than 100% for certain loan types.

The following table presents the type, number and amortized cost of loans modified in a TDR that experienced a default during the period and had completed a modification event in the twelve months prior to the default. A default occurs if the loan is either 90 days or more delinquent, has been charged off as of the end of the period presented or has been reclassified from accrual to nonaccrual status.

Table 4.11: TDR—Subsequent Defaults

																		Year Ended December 31, 2022
(Dollars in millions)																		Number of Contracts						Amount
Credit Card:
Domestic credit card																		37,029						$	75
International card businesses																		74,432						79
Total credit card																		111,461						154

																		Year Ended December 31, 2022
(Dollars in millions)																		Number of Contracts						Amount
Consumer Banking:
Auto																		16,100						285
Retail banking																		1						1
Total consumer banking																		16,101						286
Commercial Banking:
Commercial and multifamily real estate																		2						27
Commercial and industrial																		5						56
Total commercial banking																		7						83
Total																		127,569						$	523

Schedule of Debtor Troubled Debt Restructuring, Subsequent Periods

The following table presents FDMs that entered subsequent default for the year ended December 31, 2024 and 2023.

Table 4.9 Subsequent Defaults of Financial Difficulty Modifications to Borrowers

						Year Ended December 31, 2024
(Dollars in millions)						Interest Rate Reduction						Term Extension												Interest Rate Reduction and Term Extension						Other Modifications						Total Loans
Credit Card:
Domestic credit card						$	228					$	0											$	3					$	0					$	231
International card businesses						76						0												0						0						76
Total credit card						304						0												3						0						307
Consumer Banking:
Auto						0						8												448						0						456
Retail banking						0						1												0						0						1
Total consumer banking						0						9												448						0						457
Commercial Banking:
Commercial and multifamily real estate						0						169												0						54						223
Commercial and industrial						0						125												0						255						380
Total commercial banking						0						294												0						309						603
Total						$	304					$	303											$	451					$	309					$	1,367

						Year Ended December 31, 2023
(Dollars in millions)						Interest Rate Reduction						Term Extension												Interest Rate Reduction and Term Extension												Total Loans
Credit Card:
Domestic credit card						$	89					$	0											$	1											$	90
International card businesses						20						0												0												20
Total credit card						109						0												1												110
Consumer Banking:
Auto						0						15												235												250
Total consumer banking						0						15												235												250
Commercial Banking:
Commercial and multifamily real estate						0						46												0												46
Commercial and industrial						0						51												0												51
Total commercial banking						0						97												0												97
Total						$	109					$	112											$	236											$	457

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-29

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A

Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of troubled debt restructurings in the periods following the restructuring, including: (1) a description of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; (2) the dollar amount of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; and (3) a description of the circumstance, events, or conditions that would cause payments to occur or the creditor to forgive the contingent portion of recorded debt.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 470
-SubTopic 60
-Section 50
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481408/470-60-50-2

+ Details

Name:	us-gaap_ScheduleOfDebtorTroubledDebtRestructuringSubsequentPeriodsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-34

Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 33
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-33

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 12A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-42

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-42

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration