XML 68 R46.htm IDEA: XBRL DOCUMENT v3.25.0.1

Regulatory and Capital Adequacy (Tables)

12 Months Ended

Dec. 31, 2024

Mortgage Banking [Abstract]

Schedule of Comparison of Capital Ratios

The following table provides a comparison of our regulatory capital amounts and ratios under the Basel III standardized approach subject to the applicable transition provisions, the regulatory minimum capital adequacy ratios and the applicable well-capitalized standard for each ratio as of December 31, 2024 and 2023.

Table 12.1: Capital Ratios Under Basel III(1)

						December 31, 2024																								December 31, 2023
(Dollars in millions)						Capital Amount						Capital Ratio						Minimum Capital Adequacy						Well- Capitalized						Capital Amount						Capital Ratio						Minimum Capital Adequacy						Well- Capitalized
Capital One Financial Corp:
Common equity Tier 1 capital(2)						$	50,807					13.5		%				4.5		%				N/A						$	47,615					12.9		%				4.5		%				N/A
Tier 1 capital(3)						55,652						14.8						6.0						6.0%						52,460						14.2						6.0						6.0%
Total capital(4)						61,805						16.4						8.0						10.0						59,124						16.0						8.0						10.0
Tier 1 leverage(5)						55,652						11.6						4.0						N/A						52,460						11.2						4.0						N/A
Supplementary leverage(6)						55,652						9.9						3.0						N/A						52,460						9.6						3.0						N/A
CONA:
Common equity Tier 1 capital(2)						51,118						13.6						4.5						6.5						47,933						13.1						4.5						6.5
Tier 1 capital(3)						51,118						13.6						6.0						8.0						47,933						13.1						6.0						8.0
Total capital(4)						56,937						15.2						8.0						10.0						52,636						14.3						8.0						10.0
Tier 1 leverage(5)						51,118						10.7						4.0						5.0						47,933						10.3						4.0						5.0
Supplementary leverage(6)						51,118						9.2						3.0						N/A						47,933						8.8						3.0						N/A

__________

(1)Capital requirements that are not applicable are denoted by “N/A.”

(2)CET1 capital ratio is a regulatory capital measure calculated based on CET1 capital divided by risk-weighted assets.

(3)Tier 1 capital ratio is a regulatory capital measure calculated based on Tier 1 capital divided by risk-weighted assets.

(4)Total capital ratio is a regulatory capital measure calculated based on total capital divided by risk-weighted assets.

(5)Tier 1 leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by adjusted average assets.

(6)Supplementary leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by total leverage exposure.

X

- References

No definition available.

+ Details

Name:	us-gaap_MortgageBankingAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration