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Commitments, Contingencies, Guarantees and Others (Tables)
 12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Letter of Credit and Other Loan Commitments
The following table presents the contractual amount and carrying value of our unfunded lending commitments as of December 31, 2024 and 2023. The carrying value represents our reserve and deferred revenue on legally binding commitments.
Table 19.1: Unfunded Lending Commitments
Contractual AmountCarrying Value
(Dollars in millions)December 31, 2024December 31, 2023December 31, 2024December 31, 2023
Credit card lines$411,603 $392,867 N/AN/A
Other loan commitments(1)
45,145 46,951 $73 $99 
Standby letters of credit and commercial letters of credit(2)
1,306 1,465 30 23 
Total unfunded lending commitments$458,054 $441,283 $103 $122 
__________
(1)Includes $6.0 billion and $4.7 billion of advised lines of credit as of December 31, 2024 and 2023, respectively.
(2)These financial guarantees have expiration dates that range from 2025 to 2027 as of December 31, 2024.