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Commitments, Contingencies, Guarantees and Others (Tables)
 3 Months Ended
Mar. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Letter of Credit and Other Loan Commitments
The following table presents the contractual amount and carrying value of our unfunded lending commitments as of March 31, 2025 and December 31, 2024. The carrying value represents our reserve and deferred revenue on legally binding commitments.
Table 14.1: Unfunded Lending Commitments
Contractual AmountCarrying Value
(Dollars in millions)March 31, 2025December 31, 2024March 31, 2025December 31, 2024
Credit card lines$424,727 $411,603 N/AN/A
Other loan commitments(1)
45,652 45,145 $78 $73 
Standby letters of credit and commercial letters of credit(2)
1,330 1,306 33 30 
Total unfunded lending commitments$471,709 $458,054 $111 $103 
__________
(1)Includes $6.0 billion of advised lines of credit as of both March 31, 2025 and December 31, 2024.
(2)These financial guarantees have expiration dates that range from 2025 to 2027 as of March 31, 2025.