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Loans - Credit Card Delinquency Status (Details) - USD ($) $ in Millions | 6 Months Ended |
--- | --- | ---
Jun. 30, 2025 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Total | $ 439,297 | $ 327,775
Term loan by year, year 1 | 25 |
Term loan by year, year 2 | 345 |
Term loan by year, year 3 | 336 |
Term loan by year, year 4 | 333 |
Term loan by year, year 5 | 202 |
Prior | 151 |
Total Term Loans | 1,392 |
Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Total | 269,709 | 162,508
Term loan by year, year 1 | 1 |
Term loan by year, year 2 | 18 |
Term loan by year, year 3 | 21 |
Term loan by year, year 4 | 11 |
Term loan by year, year 5 | 3 |
Prior | 2 |
Total Term Loans | 56 |
Credit Card: | Personal loans |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Term loan by year, year 1 | 1 |
Term loan by year, year 2 | 18 |
Term loan by year, year 3 | 21 |
Term loan by year, year 4 | 11 |
Term loan by year, year 5 | 3 |
Prior | 2 |
Total Term Loans | 56 |
Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 9,788 |
Term loan by year, year 1 | 2,230 |
Term loan by year, year 2 | 3,701 |
Term loan by year, year 3 | 2,356 |
Term loan by year, year 4 | 1,022 |
Term loan by year, year 5 | 346 |
Prior | 133 |
Total Term Loans | 9,788 |
Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 251,205 | 155,088
Revolving Loans Converted to Term | 1,276 | 530
Total | 252,481 | 155,618
International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 7,386 | 6,839
Revolving Loans Converted to Term | 54 | 51
Total | 7,440 | 6,890
Current | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 9,622 |
Term loan by year, year 1 | 2,225 |
Term loan by year, year 2 | 3,652 |
Term loan by year, year 3 | 2,294 |
Term loan by year, year 4 | 988 |
Term loan by year, year 5 | 335 |
Prior | 128 |
Total Term Loans | 9,622 |
Current | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 242,322 | 148,112
Revolving Loans Converted to Term | 1,079 | 453
Total | 243,401 | 148,565
Current | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 7,054 | 6,533
Revolving Loans Converted to Term | 42 | 37
Total | 7,096 | 6,570
30-59 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 67 |
Term loan by year, year 1 | 3 |
Term loan by year, year 2 | 20 |
Term loan by year, year 3 | 25 |
Term loan by year, year 4 | 13 |
Term loan by year, year 5 | 4 |
Prior | 2 |
Total Term Loans | 67 |
30-59 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 2,643 | 1,944
Revolving Loans Converted to Term | 59 | 29
Total | 2,702 | 1,973
30-59 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 115 | 102
Revolving Loans Converted to Term | 4 | 5
Total | 119 | 107
60-89 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 53 |
Term loan by year, year 1 | 1 |
Term loan by year, year 2 | 16 |
Term loan by year, year 3 | 20 |
Term loan by year, year 4 | 11 |
Term loan by year, year 5 | 4 |
Prior | 1 |
Total Term Loans | 53 |
60-89 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 1,940 | 1,483
Revolving Loans Converted to Term | 45 | 20
Total | 1,985 | 1,503
60-89 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 70 | 69
Revolving Loans Converted to Term | 3 | 3
Total | 73 | 72
Greater than 90 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 46 |
Term loan by year, year 1 | 1 |
Term loan by year, year 2 | 13 |
Term loan by year, year 3 | 17 |
Term loan by year, year 4 | 10 |
Term loan by year, year 5 | 3 |
Prior | 2 |
Total Term Loans | 46 |
Greater than 90 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 4,300 | 3,549
Revolving Loans Converted to Term | 93 | 28
Total | 4,393 | 3,577
Greater than 90 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 147 | 135
Revolving Loans Converted to Term | 5 | 6
Total | $ 152 | $ 141

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