XML 104 R90.htm IDEA: XBRL DOCUMENT v3.25.2
Business Segments and Revenue from Contracts with Customers - Segment Results and Reconciliation (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Net interest income (loss) $ 9,995 $ 7,546 $ 18,008 $ 15,034  
Non-interest income (loss) 2,497 1,960 4,484 3,874  
Total net revenue (loss) 12,492 9,506 22,492 18,908  
Provision for credit losses 11,430 3,909 13,799 6,592  
Non-interest expense 6,991 4,946 12,893 10,083  
Income (loss) from continuing operations before income taxes (5,929) 651 (4,200) 2,233  
Income tax provision (benefit) (1,666) 54 (1,341) 356  
Income (loss) from continuing operations, net of tax (4,263) 597 (2,859) 1,877  
Loans held for investment 439,297 318,186 439,297 318,186  
Deposits 468,110 351,442 468,110 351,442 $ 362,707
Uncollectible portion of billed finance charges and fees 785 649 1,500 1,300  
Operating segments | Credit Card          
Segment Reporting Information [Line Items]          
Net interest income (loss) 7,293 5,294 12,947 10,566  
Non-interest income (loss) 1,802 1,506 3,313 2,982  
Total net revenue (loss) 9,095 6,800 16,260 13,548  
Provision for credit losses 11,098 3,545 13,024 5,804  
Non-interest expense 4,447 3,134 8,085 6,363  
Income (loss) from continuing operations before income taxes (6,450) 121 (4,849) 1,381  
Income tax provision (benefit) (1,533) 30 (1,151) 329  
Income (loss) from continuing operations, net of tax (4,917) 91 (3,698) 1,052  
Loans held for investment 269,709 153,895 269,709 153,895  
Deposits 0 0 0 0  
Operating segments | Consumer Banking          
Segment Reporting Information [Line Items]          
Net interest income (loss) 2,162 2,025 4,105 4,036  
Non-interest income (loss) 394 172 577 331  
Total net revenue (loss) 2,556 2,197 4,682 4,367  
Provision for credit losses 252 330 553 756  
Non-interest expense 1,713 1,250 3,294 2,496  
Income (loss) from continuing operations before income taxes 591 617 835 1,115  
Income tax provision (benefit) 141 146 199 263  
Income (loss) from continuing operations, net of tax 450 471 636 852  
Loans held for investment 81,233 75,663 81,233 75,663  
Deposits 414,044 305,422 414,044 305,422  
Operating segments | Commercial Banking          
Segment Reporting Information [Line Items]          
Net interest income (loss) 602 609 1,174 1,208  
Non-interest income (loss) 335 271 647 552  
Total net revenue (loss) 937 880 1,821 1,760  
Provision for credit losses 81 34 223 32  
Non-interest expense 489 483 975 998  
Income (loss) from continuing operations before income taxes 367 363 623 730  
Income tax provision (benefit) 87 85 148 172  
Income (loss) from continuing operations, net of tax 280 278 475 558  
Loans held for investment 88,355 88,628 88,355 88,628  
Deposits 29,245 29,210 29,245 29,210  
Other          
Segment Reporting Information [Line Items]          
Net interest income (loss) (62) (382) (218) (776)  
Non-interest income (loss) (34) 11 (53) 9  
Total net revenue (loss) (96) (371) (271) (767)  
Provision for credit losses (1) 0 (1) 0  
Non-interest expense 342 79 539 226  
Income (loss) from continuing operations before income taxes (437) (450) (809) (993)  
Income tax provision (benefit) (361) (207) (537) (408)  
Income (loss) from continuing operations, net of tax (76) (243) (272) (585)  
Loans held for investment 0 0 0 0  
Deposits $ 24,821 $ 16,810 $ 24,821 $ 16,810