XML 42 R31.htm IDEA: XBRL DOCUMENT
v3.25.3

Deposits and Borrowings (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
Debt Disclosure [Abstract] |
Components of Deposits, Short-Term Borrowings and Long-Term Debt | The following tables summarize the components of our deposits, short-term borrowings and long-term debt as of September 30, 2025 and December 31, 2024. The carrying value presented below for these borrowings includes any unamortized debt premiums and discounts, net of debt issuance costs and fair value hedge accounting adjustments. Table 8.1: Components of Deposits, Short-Term Borrowings and Long-Term Debt
(Dollars in millions) |  | September 30, 2025 |  | December 31, 2024
Deposits: |  |  |  |
Non-interest bearing deposits |  | $ | 27,649 |  |  | $ | 26,122 |
Interest-bearing deposits(1) |  | 441,136 |  |  | 336,585 |
Total deposits |  | $ | 468,785 |  |  | $ | 362,707 |
Short-term borrowings: |  |  |  |
Federal funds purchased and securities loaned or sold under agreements to repurchase |  | $ | 616 |  |  | $ | 562 |
Total short-term borrowings |  | $ | 616 |  |  | $ | 562 |
|  | September 30, 2025 |  | December 31, 2024
(Dollars in millions) |  | Maturity Dates |  | Stated Interest Rates |  | Weighted-Average Interest Rate |  | Carrying Value |  | Carrying Value
Long-term debt: |  |  |  |  |  |  |  |  |  |
Securitized debt obligations |  | 2025 - 2030 |  | 1.03% - 5.82% |  | 3.78% |  | $ | 13,642 |  |  | $ | 14,264 |
Senior and subordinated notes: |  |  |  |  |  |  |  |  |  |
Fixed unsecured senior debt(2) |  | 2025-2036 |  | 1.65 - 7.96 |  | 5.04 |  | 31,984 |  |  | 26,930 |
Fixed unsecured subordinated debt |  | 2026-2036 |  | 2.36 - 6.18 |  | 4.59 |  | 4,678 |  |  | 3,766 |
Total senior and subordinated notes |  |  |  |  |  |  |  | 36,662 |  |  | 30,696 |
Other long-term borrowings |  |  |  |  |  |  |  |  |  |
FHLB advances |  | 2030 |  | 4.77 - 4.82 |  | 4.82 |  | 538 |  |  | 0 |
Finance lease liabilities |  | 2025 - 2030 |  | 3.74 - 9.91 |  | 5.64 |  | 24 |  |  | 29 |
Total other long-term borrowings |  | $ | 562 |  |  | $ | 29 |
Total long-term debt |  | $ | 50,866 |  |  | $ | 44,989 |
Total short-term borrowings and long-term debt |  | $ | 51,482 |  |  | $ | 45,551 |
__________ (1)Some customers have time deposits in excess of the federal deposit insurance limit, making a portion of the deposit uninsured. As of September 30, 2025, the total time deposit amount with some portion in excess of the insured amount w as $16.9 billion and t he portion of total time deposits estimated to be uninsured was $13.7 billion. As of December 31, 2024, the total time deposit amount with some portion in excess of the insured amount was $15.2 billion and the portion of total time deposits estimated to be uninsured was $10.1 billion. (2)Includes $543 million and $473 million of Euro (“EUR”) denominated unsecured notes as of September 30, 2025 and December 31, 2024, respectively.

X
- References No definition available. + Details
Name: | us-gaap_DebtDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation. + References No definition available. + Details
Name: | us-gaap_ScheduleOfDebtTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration