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Loans - Credit Card Delinquency Status (Details) - USD ($) $ in Millions | 9 Months Ended |
--- | --- | ---
Sep. 30, 2025 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Total | $ 443,159 | $ 327,775
Term loan by year, year 1 | 97 |
Term loan by year, year 2 | 576 |
Term loan by year, year 3 | 529 |
Term loan by year, year 4 | 516 |
Term loan by year, year 5 | 294 |
Prior | 198 |
Total Term Loans | 2,210 |
Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Total | 271,037 | 162,508
Term loan by year, year 1 | 6 |
Term loan by year, year 2 | 58 |
Term loan by year, year 3 | 66 |
Term loan by year, year 4 | 33 |
Term loan by year, year 5 | 10 |
Prior | 4 |
Total Term Loans | 177 |
Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 9,646 |
Term loan by year, year 1 | 3,229 |
Term loan by year, year 2 | 3,217 |
Term loan by year, year 3 | 1,992 |
Term loan by year, year 4 | 836 |
Term loan by year, year 5 | 274 |
Prior | 98 |
Total Term Loans | 9,646 |
Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 252,149 | 155,088
Revolving Loans Converted to Term | 1,802 | 530
Total | 253,951 | 155,618
International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 7,385 | 6,839
Revolving Loans Converted to Term | 55 | 51
Total | 7,440 | 6,890
Current | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 9,469 |
Term loan by year, year 1 | 3,216 |
Term loan by year, year 2 | 3,161 |
Term loan by year, year 3 | 1,930 |
Term loan by year, year 4 | 805 |
Term loan by year, year 5 | 264 |
Prior | 93 |
Total Term Loans | 9,469 |
Current | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 242,530 | 148,112
Revolving Loans Converted to Term | 1,533 | 453
Total | 244,063 | 148,565
Current | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 7,047 | 6,533
Revolving Loans Converted to Term | 41 | 37
Total | 7,088 | 6,570
30-59 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 72 |
Term loan by year, year 1 | 6 |
Term loan by year, year 2 | 22 |
Term loan by year, year 3 | 25 |
Term loan by year, year 4 | 13 |
Term loan by year, year 5 | 4 |
Prior | 2 |
Total Term Loans | 72 |
30-59 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 2,929 | 1,944
Revolving Loans Converted to Term | 86 | 29
Total | 3,015 | 1,973
30-59 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 115 | 102
Revolving Loans Converted to Term | 5 | 5
Total | 120 | 107
60-89 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 55 |
Term loan by year, year 1 | 4 |
Term loan by year, year 2 | 18 |
Term loan by year, year 3 | 20 |
Term loan by year, year 4 | 9 |
Term loan by year, year 5 | 3 |
Prior | 1 |
Total Term Loans | 55 |
60-89 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 2,133 | 1,483
Revolving Loans Converted to Term | 65 | 20
Total | 2,198 | 1,503
60-89 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 77 | 69
Revolving Loans Converted to Term | 4 | 3
Total | 81 | 72
Greater than 90 days | Personal loans—Delinquency status: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 0 |
Revolving Loans Converted to Term | 0 |
Total | 50 |
Term loan by year, year 1 | 3 |
Term loan by year, year 2 | 16 |
Term loan by year, year 3 | 17 |
Term loan by year, year 4 | 9 |
Term loan by year, year 5 | 3 |
Prior | 2 |
Total Term Loans | 50 |
Greater than 90 days | Domestic credit card: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 4,557 | 3,549
Revolving Loans Converted to Term | 118 | 28
Total | 4,675 | 3,577
Greater than 90 days | International card businesses: | Credit Card: |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |
Revolving Loans | 146 | 135
Revolving Loans Converted to Term | 5 | 6
Total | $ 151 | $ 141

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