XML 70 R59.htm IDEA: XBRL DOCUMENT v3.25.3
Allowance for Credit Losses and Reserve for Unfunded Lending Commitments - Allowance for Credit Losses and Reserve for Unfunded Lending Commitments Activity (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period     $ 16,258  
Provision for credit losses $ (2,714) $ (2,482) (16,513) $ (9,074)
Benefit from expected recoveries of charged off loans     (3,647) (2,197)
Allowance build (release) for credit losses     6,800  
Balance at the end of the period 23,103   23,103  
Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 23,873 16,649 16,258 15,296
Charge-offs (4,941) (3,427) (12,916) (10,061)
Recoveries 1,468 823 3,647 2,197
Net charge-offs (3,473) (2,604) (9,269) (7,864)
Provision for credit losses 2,713 (2,470) 16,521 (9,091)
Initial allowance for purchased credit deteriorated loans     2,870  
Benefit from expected recoveries of charged off loans     (3,305)  
Allowance build (release) for credit losses (760) (134) 6,817 1,227
Other changes (10) 19 28 11
Balance at the end of the period 23,103 16,534 23,103 16,534
Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 135 129 143 158
Provision for credit losses 0 (13) 8 16
Balance at the end of the period 135 142 135 142
Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 23,238 16,676 23,238 16,676
Credit Card: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 20,474 13,040 12,974 11,709
Charge-offs (4,211) (2,632) (10,779) (7,892)
Recoveries 1,110 478 2,551 1,273
Net charge-offs (3,101) (2,154) (8,228) (6,619)
Provision for credit losses 2,364 (2,084) 15,388 (7,888)
Initial allowance for purchased credit deteriorated loans     2,870  
Benefit from expected recoveries of charged off loans     (3,305)  
Allowance build (release) for credit losses (737) (70) 6,725 1,269
Other changes (10) 19 28 11
Balance at the end of the period 19,727 12,989 19,727 12,989
Credit Card: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 0 0 0 0
Provision for credit losses 0 0 0 0
Balance at the end of the period 0 0 0 0
Credit Card: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 19,727 12,989 19,727 12,989
Consumer Banking: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 1,864 2,065 1,884 2,042
Charge-offs (669) (707) (1,957) (2,003)
Recoveries 343 306 1,058 869
Net charge-offs (326) (401) (899) (1,134)
Provision for credit losses 340 (351) 893 (1,107)
Initial allowance for purchased credit deteriorated loans     0  
Benefit from expected recoveries of charged off loans     0  
Allowance build (release) for credit losses 14 (50) (6) (27)
Other changes 0 0 0 0
Balance at the end of the period 1,878 2,015 1,878 2,015
Consumer Banking: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 0 0 0 0
Provision for credit losses 0 0 0 0
Balance at the end of the period 0 0 0 0
Consumer Banking: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 1,878 2,015 1,878 2,015
Commercial Banking: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 1,535 1,544 1,400 1,545
Charge-offs (61) (88) (180) (166)
Recoveries 15 39 38 55
Net charge-offs (46) (49) (142) (111)
Provision for credit losses 9 (35) 240 (96)
Initial allowance for purchased credit deteriorated loans     0  
Benefit from expected recoveries of charged off loans     0  
Allowance build (release) for credit losses (37) (14) 98 (15)
Other changes 0 0 0 0
Balance at the end of the period 1,498 1,530 1,498 1,530
Commercial Banking: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 135 129 143 158
Provision for credit losses 0 (13) 8 16
Balance at the end of the period 135 142 135 142
Commercial Banking: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period $ 1,633 $ 1,672 $ 1,633 $ 1,672