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Business Segments and Revenue from Contracts with Customers - Segment Results and Reconciliation (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Net interest income (loss) $ 12,404 $ 8,076 $ 30,412 $ 23,110  
Non-interest income (loss) 2,955 1,938 7,439 5,812  
Total net revenue (loss) 15,359 10,014 37,851 28,922  
Provision for credit losses 2,714 2,482 16,513 9,074  
Non-interest expense 8,263 5,314 21,156 15,397  
Income (loss) from continuing operations before income taxes 4,382 2,218 182 4,451  
Income tax provision (benefit) 1,189 441 (152) 797  
Income (loss) from continuing operations, net of tax 3,193 1,777 334 3,654  
Loans held for investment 443,159 320,243 443,159 320,243  
Deposits 468,785 353,631 468,785 353,631 $ 362,707
Uncollectible portion of billed finance charges and fees 869 624 2,400 1,900  
Operating segments | Credit Card          
Segment Reporting Information [Line Items]          
Net interest income (loss) 9,396 5,743 22,343 16,309  
Non-interest income (loss) 2,211 1,509 5,524 4,491  
Total net revenue (loss) 11,607 7,252 27,867 20,800  
Provision for credit losses 2,364 2,084 15,388 7,888  
Non-interest expense 5,409 3,367 13,494 9,730  
Income (loss) from continuing operations before income taxes 3,834 1,801 (1,015) 3,182  
Income tax provision (benefit) 914 427 (237) 756  
Income (loss) from continuing operations, net of tax 2,920 1,374 (778) 2,426  
Loans held for investment 271,037 156,651 271,037 156,651  
Deposits 0 0 0 0  
Operating segments | Consumer Banking          
Segment Reporting Information [Line Items]          
Net interest income (loss) 2,357 2,028 6,462 6,064  
Non-interest income (loss) 475 182 1,052 513  
Total net revenue (loss) 2,832 2,210 7,514 6,577  
Provision for credit losses 340 351 893 1,107  
Non-interest expense 1,941 1,331 5,235 3,827  
Income (loss) from continuing operations before income taxes 551 528 1,386 1,643  
Income tax provision (benefit) 131 125 330 388  
Income (loss) from continuing operations, net of tax 420 403 1,056 1,255  
Loans held for investment 83,230 76,758 83,230 76,758  
Deposits 416,765 309,569 416,765 309,569  
Operating segments | Commercial Banking          
Segment Reporting Information [Line Items]          
Net interest income (loss) 586 596 1,760 1,804  
Non-interest income (loss) 318 292 965 844  
Total net revenue (loss) 904 888 2,725 2,648  
Provision for credit losses 9 48 232 80  
Non-interest expense 520 495 1,495 1,493  
Income (loss) from continuing operations before income taxes 375 345 998 1,075  
Income tax provision (benefit) 89 82 237 254  
Income (loss) from continuing operations, net of tax 286 263 761 821  
Loans held for investment 88,892 86,834 88,892 86,834  
Deposits 29,920 30,598 29,920 30,598  
Other          
Segment Reporting Information [Line Items]          
Net interest income (loss) 65 (291) (153) (1,067)  
Non-interest income (loss) (49) (45) (102) (36)  
Total net revenue (loss) 16 (336) (255) (1,103)  
Provision for credit losses 1 (1) 0 (1)  
Non-interest expense 393 121 932 347  
Income (loss) from continuing operations before income taxes (378) (456) (1,187) (1,449)  
Income tax provision (benefit) 55 (193) (482) (601)  
Income (loss) from continuing operations, net of tax (433) (263) (705) (848)  
Loans held for investment 0 0 0 0  
Deposits $ 22,100 $ 13,464 $ 22,100 $ 13,464