<SEC-DOCUMENT>0001193125-25-001594.txt : 20250219
<SEC-HEADER>0001193125-25-001594.hdr.sgml : 20250219
<ACCEPTANCE-DATETIME>20250103171427
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0001193125-25-001594
CONFORMED SUBMISSION TYPE:	CORRESP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20250103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CAPITAL ONE FINANCIAL CORP
		CENTRAL INDEX KEY:			0000927628
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				541719854
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		CORRESP

	BUSINESS ADDRESS:	
		STREET 1:		1680 CAPITAL ONE DRIVE
		STREET 2:		SUITE 1400
		CITY:			MCLEAN
		STATE:			VA
		ZIP:			22102
		BUSINESS PHONE:		7037201000

	MAIL ADDRESS:	
		STREET 1:		1680 CAPITAL ONE DRIVE
		STREET 2:		SUITE 1400
		CITY:			MCLEAN
		STATE:			VA
		ZIP:			22102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	OAKSTONE FINANCIAL CORP
		DATE OF NAME CHANGE:	19940728
</SEC-HEADER>
<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>1
<FILENAME>filename1.htm
<TEXT>
<HTML><HEAD>
<TITLE>CORRESP</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g743340g0103100053067.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">January&nbsp;3, 2025 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>VIA EDGAR </U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. Securities and Exchange Commission </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Division of Corporation Finance </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">100 F Street, NE </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Washington, D.C. 20549 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%" VALIGN="top" ALIGN="left">Attention:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#8195;&#8195;&#8195; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%" VALIGN="top" ALIGN="left">&#8195;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Robert Arzonetti </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="11%" VALIGN="top" ALIGN="left">&#8195;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Christian Windsor </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>Re:</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Capital One Financial Corporation </B></P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>&#8195;</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Registration Statement on <FONT STYLE="white-space:nowrap">Form&nbsp;S-4</FONT> </B></P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>&#8195;</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>File <FONT STYLE="white-space:nowrap">No.&nbsp;333-278812</FONT> </B></P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>&#8195;</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Request for Effectiveness </B></P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dear Messrs. Arzonetti and Windsor: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Reference
is made to the Registration Statement on <FONT STYLE="white-space:nowrap">Form&nbsp;S-4</FONT> (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-278812)</FONT> filed by Capital One Financial Corporation (&#147;<U>Capital One</U>&#148;) with the
U.S. Securities and Exchange Commission (the &#147;<U>SEC</U>&#148;) on April&nbsp;19, 2024, as amended on June&nbsp;14, 2024, July&nbsp;26, 2024, December&nbsp;23, 2024 and January&nbsp;3, 2025 (the &#147;<U>Registration Statement</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Capital One hereby requests the Registration Statement be made effective at 4:00 p.m., Eastern Time, on January&nbsp;6, 2025, or as soon as
possible thereafter, in accordance with Rule&nbsp;461 promulgated under the Securities Act of 1933, as amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Please contact Brandon C.
Price at (212) <FONT STYLE="white-space:nowrap">403-1367</FONT> or bcprice@wlrk.com or Matthew M. Guest at (212) <FONT STYLE="white-space:nowrap">403-1341</FONT> or MGuest@wlrk.com with any questions you may have concerning this letter, or if you
require any additional information. Please notify Mr.&nbsp;Price or Mr.&nbsp;Guest when this request for acceleration of effectiveness of the Registration Statement has been granted. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[<I>Signature Page Follows</I>] </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">CAPITAL ONE FINANCIAL CORPORATION</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Matthew W. Cooper</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Matthew W. Cooper</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">General Counsel and Corporate Secretary</TD></TR>
</TABLE></DIV> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">cc:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Matthew M. Guest, Wachtell, Lipton, Rosen&nbsp;&amp; Katz </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&#8195;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Brandon C. Price, Wachtell, Lipton, Rosen&nbsp;&amp; Katz </P></TD></TR></TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g743340g0103100053067.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g743340g0103100053067.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !  +(# 2(  A$! Q$!_\0
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M#N3Z5I.E*-K]3*%:,[VZ%^BN6TK4_$'B2W%];16^DZ?(,P&YC,T\J]FVAE"
M_C65XA\2^(/"+(VK""[TJX)B%]:1&.6W8C@E"2#ZCUQ2]FV[+<KVBM=[=SD/
M'UU%=>+[LPX(C"QLP[L!S^73\*YFM"]TNYBU06T9-V\X$D$D0+>>K<JP^O\
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MDUVT^9H:;XDCO]*L[TV=PAN($EVA<@;E!QGOUHK:CC2&)(HT5(T4*JJ,  =
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<'1BJ_>8=B>G89KHJ*;J2:L"IQ3N@HHHJ"S__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
