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Income Taxes - Effective Income Tax Rate (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Percentage      
Income tax at U.S. federal statutory tax rate 21.00% 21.00% 21.00%
Low Income Housing (7.20%) (2.60%) (2.80%)
New Markets (5.70%) (1.90%) (1.90%)
Other (4.50%) (1.30%) (2.20%)
Nondeductible FDIC Premiums 3.00% 0.90% 0.80%
Other 1.10% (0.10%) (0.10%)
Cross-border taxes (0.20%) 0.10% 0.10%
Changes in valuation allowance 0.90% 0.10% 0.70%
All other (1.80%) 0.00% 0.10%
Domestic state and local taxes, net of federal effect 1.40% 3.20% 3.30%
Foreign tax effects 0.20% 0.00% 0.10%
Worldwide changes in prior year unrecognized tax benefits (0.60%) 0.60% 0.10%
Other 0.90% (0.30%) 0.00%
Effective income tax rate 8.50% 19.70% 19.20%
Amount      
Income tax at U.S. federal statutory tax rate $ 479 $ 1,241 $ 1,269
Low Income Housing (165) (151) (168)
New Markets (131) (112) (116)
Other (103) (78) (133)
Nondeductible FDIC Premiums 68 51 46
Other 26 (8) (3)
Cross-border taxes (6) 6 7
Changes in valuation allowance 20 7 41
All other (41) (1) 4
Domestic state and local taxes, net of federal effect 32 191 197
Foreign tax effects 4 1 7
Worldwide changes in prior year unrecognized tax benefits (12) 35 8
Other 22 (19) (1)
Total income tax provision $ 193 $ 1,163 $ 1,158