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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income:      
Loans, including loans held for sale $ 53,021 $ 40,894 $ 37,410
Investment securities 3,218 2,873 2,550
Other 2,457 2,267 1,978
Total interest income 58,696 46,034 41,938
Interest expense:      
Deposits 12,925 11,493 9,489
Securitized debt obligations 660 958 959
Senior and subordinated notes 2,172 2,333 2,204
Other borrowings 61 42 45
Total interest expense 15,818 14,826 12,697
Net interest income 42,878 31,208 29,241
Provision for credit losses 20,655 11,716 10,426
Net interest income after provision for credit losses 22,223 19,492 18,815
Non-interest income:      
Discount and interchange fees, net 6,443 4,882 4,793
Service charges and other customer-related fees 2,849 1,976 1,667
Net securities gains (losses) 0 (35) (34)
Other 1,264 1,081 1,120
Total non-interest income 10,556 7,904 7,546
Non-interest expense:      
Salaries and associate benefits 12,471 9,398 9,302
Occupancy and equipment 3,166 2,366 2,160
Marketing 5,884 4,562 4,009
Professional services 2,424 1,610 1,268
Communications and data processing 1,770 1,462 1,383
Amortization of intangibles 1,326 77 82
Other 3,457 2,011 2,112
Total non-interest expense 30,498 21,486 20,316
Income from continuing operations before income taxes 2,281 5,910 6,045
Income tax provision 193 1,163 1,158
Income (loss) from continuing operations, net of tax 2,088 4,747 4,887
Income from discontinued operations, net of tax 365 3 0
Net income 2,453 4,750 4,887
Dividends and undistributed earnings allocated to participating securities (26) (77) (77)
Preferred stock dividends (252) (228) (228)
Discount on redeemed preferred stock 6 0 0
Net income available to common stockholders $ 2,181 $ 4,445 $ 4,582
Basic earnings per common share:      
Net income (loss) from continuing operations (in dollars per share) $ 3.36 $ 11.60 $ 11.98
Net loss from discontinued operations (in dollars per share) 0.67 0.01 0.00
Net income (loss) per basic common share (in dollars per share) 4.03 11.61 11.98
Diluted earnings per common share:      
Net income (loss) from continuing operations (in dollars per share) 3.36 11.58 11.95
Net loss from discontinued operations (in dollars per share) 0.67 0.01 0.00
Net income (loss) per diluted common share (in dollars per share) $ 4.03 $ 11.59 $ 11.95