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Commitments, Contingencies, Guarantees and Others (Tables)
 12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Letter of Credit and Other Loan Commitments
The following table presents the contractual amount and carrying value of our unfunded lending commitments as of December 31, 2025 and December 31, 2024. The carrying value represents our reserve and deferred revenue on legally binding commitments.
Table 19.1: Unfunded Lending Commitments
Contractual AmountCarrying Value
(Dollars in millions)December 31, 2025December 31, 2024December 31, 2025December 31, 2024
Credit card lines$678,375 $411,603 N/AN/A
Other loan commitments(1)
49,555 45,145 $82 $73 
Standby letters of credit and commercial letters of credit(2)
1,672 1,306 32 30 
Total unfunded lending commitments$729,602 $458,054 $114 $103 
__________
(1)Includes $7.8 billion and $6.0 billion of advised lines of credit as of December 31, 2025 and 2024, respectively.
(2)These financial guarantees have expiration dates that range from 2026 to 2030 as of December 31, 2025.