XML 100 R79.htm IDEA: XBRL DOCUMENT v3.25.4
Loans - Financing Receivable, Modified - Modification to Borrowers (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 6,749 $ 2,748 $ 2,860
% of total class of receivables 1.49% 0.84% 0.89%
Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 4,101 $ 693 $ 687
Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 926 1,089 970
Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified 30 36 21
Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 11   11
Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 1,266 788 711
Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 415 142 460
Credit Card:      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 4,320 $ 702 $ 699
% of total class of receivables 1.55% 0.43% 0.45%
Credit Card: | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 4,098 $ 693 $ 687
Credit Card: | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 38 0 0
Credit Card: | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Credit Card: | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Credit Card: | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 74 9 12
Credit Card: | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 110 0 0
Credit Card: | Domestic credit card      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 3,963 $ 579 $ 602
% of total class of receivables 1.51% 0.37% 0.41%
Credit Card: | Domestic credit card | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 3,955 $ 570 $ 590
Weighted-average interest rate reduction 15.18% 20.12% 19.32%
Credit Card: | Domestic credit card | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Payment delay duration (in months) 12 months 12 months 12 months
Credit Card: | Domestic credit card | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Principal balance reduction 311 0 0
Interest and fees forgiven 269    
Credit Card: | Domestic credit card | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Credit Card: | Domestic credit card | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 8 9 12
Credit Card: | Domestic credit card | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Credit Card: | Personal loans      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 214    
% of total class of receivables 2.25%    
Credit Card: | Personal loans | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0    
Weighted-average interest rate reduction 13.98%    
Credit Card: | Personal loans | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 38    
Payment delay duration (in months) 33 months    
Credit Card: | Personal loans | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0    
Principal balance reduction 0    
Interest and fees forgiven 0    
Credit Card: | Personal loans | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0    
Credit Card: | Personal loans | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 66    
Credit Card: | Personal loans | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 110    
Credit Card: | International card businesses      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 143 $ 123 $ 97
% of total class of receivables 1.86% 1.79% 1.41%
Credit Card: | International card businesses | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 143 $ 123 $ 97
Weighted-average interest rate reduction 25.71% 26.71% 27.10%
Credit Card: | International card businesses | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Credit Card: | International card businesses | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Principal balance reduction 0 0 0
Interest and fees forgiven 0    
Credit Card: | International card businesses | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Credit Card: | International card businesses | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Credit Card: | International card businesses | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Consumer Banking:      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 1,226 $ 728 $ 772
% of total class of receivables 1.45% 0.93% 1.02%
Consumer Banking: | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Consumer Banking: | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 100 37 71
Consumer Banking: | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified 25 21 21
Consumer Banking: | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Consumer Banking: | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 1,094 665 673
Consumer Banking: | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 7 5 7
Consumer Banking: | Auto      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 1,221 $ 722 $ 762
% of total class of receivables 1.46% 0.94% 1.03%
Consumer Banking: | Auto | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Weighted-average interest rate reduction 8.77% 8.83% 8.72%
Consumer Banking: | Auto | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 97 $ 32 $ 65
Payment delay duration (in months) 6 months 6 months 6 months
Consumer Banking: | Auto | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 25 $ 21 $ 21
Principal balance reduction 1 1 1
Interest and fees forgiven 0    
Consumer Banking: | Auto | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Consumer Banking: | Auto | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 1,094 665 672
Consumer Banking: | Auto | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 5 4 4
Consumer Banking: | Retail banking      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 5 $ 6 $ 10
% of total class of receivables 0.46% 0.48% 0.74%
Consumer Banking: | Retail banking | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Weighted-average interest rate reduction 0.50% 3.48% 2.00%
Consumer Banking: | Retail banking | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 3 $ 5 $ 6
Payment delay duration (in months) 33 months 3 months 10 months
Consumer Banking: | Retail banking | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Principal balance reduction 0 0 0
Interest and fees forgiven 0    
Consumer Banking: | Retail banking | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Consumer Banking: | Retail banking | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 1
Consumer Banking: | Retail banking | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 2 1 3
Commercial Banking:      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 1,203 $ 1,318 $ 1,389
% of total class of receivables 1.35% 1.51% 1.54%
Commercial Banking: | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 3 $ 0 $ 0
Commercial Banking: | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 788 1,052 899
Commercial Banking: | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified 5 15 0
Commercial Banking: | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 11   11
Commercial Banking: | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 98 114 26
Commercial Banking: | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 298 137 453
Commercial Banking: | Commercial and multifamily real estate      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 368 $ 539 $ 465
% of total class of receivables 1.09% 1.69% 1.35%
Commercial Banking: | Commercial and multifamily real estate | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 3 $ 0 $ 0
Weighted-average interest rate reduction 0.85% 0.79% 0.00%
Commercial Banking: | Commercial and multifamily real estate | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 317 $ 471 $ 463
Payment delay duration (in months) 7 months 10 months 13 months
Commercial Banking: | Commercial and multifamily real estate | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Principal balance reduction 0 0 20
Interest and fees forgiven 0    
Commercial Banking: | Commercial and multifamily real estate | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0   0
Commercial Banking: | Commercial and multifamily real estate | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 0 0 0
Commercial Banking: | Commercial and multifamily real estate | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified 48 68 2
Commercial Banking: | Commercial and industrial      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 835 $ 779 $ 924
% of total class of receivables 1.50% 1.41% 1.65%
Commercial Banking: | Commercial and industrial | Interest rate reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 0 $ 0 $ 0
Weighted-average interest rate reduction 2.78% 1.90% 0.25%
Commercial Banking: | Commercial and industrial | Term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 471 $ 581 $ 436
Payment delay duration (in months) 16 months 16 months 7 months
Commercial Banking: | Commercial and industrial | Principal balance reduction      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 5 $ 15 $ 0
Principal balance reduction 36 15 3
Interest and fees forgiven 0    
Commercial Banking: | Commercial and industrial | Principal balance reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 11   11
Commercial Banking: | Commercial and industrial | Interest rate reduction and term extension      
Financing Receivable, Past Due [Line Items]      
Total loans modified 98 114 26
Commercial Banking: | Commercial and industrial | Other      
Financing Receivable, Past Due [Line Items]      
Total loans modified $ 250 $ 69 $ 451