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INCOME TAXES (Tables)
3 Months Ended
Mar. 31, 2021
Income Tax Disclosure [Abstract]  
Summary of the Provision for Income Taxes
The following table summarizes our income tax expense:
Three Months Ended
March 31,
(in millions, except percentages)20212020
Income before income taxes$2,264 $2,003 
Income tax expense$542 $465 
Effective tax rate23.9 %23.2 %