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Loans Receivable, Net (Tables)

9 Months Ended

Sep. 30, 2022

Loans Receivable, Net [Abstract]

Schedule Of Loans Receivable, Net

	September 30, 2022
		Loans receivable			Allowance for doubtful accounts			Loans receivable, net
	(In millions)
On-line merchant	$	410		$	(112)		$	298
Consumer		1,512			(537)			975
In-store merchant		280			(136)			144
Credit Cards		572			(223)			349
Total	$	2,774		$	(1,008)		$	1,766

‎

	December 31, 2021
		Loans receivable			Allowance for doubtful accounts			Loans receivable, net
	(In millions)
On-line merchant	$	361	$		(79)		$	282
Consumer		851			(232)			619
In-store merchant		187			(76)			111
Credit Cards		296			(48)			248
Total	$	1,695		$	(435)		$	1,260

Schedule Of Credit Quality Analysis Of Loans Receivables

		September 30,			December 31,
		2022			2021
	(In millions)
1-30 days past due	$	150		$	90
31-60 days past due		108			47
61 -90 days past due		105			37
91 -120 days past due		104			37
121 -150 days past due		94			31
151 -180 days past due		89			25
181 -210 days past due		83			24
211 -240 days past due		76			23
241 -270 days past due		75			21
271 -300 days past due		59			21
301 -330 days past due		46			30
331 -360 days past due		37			25
Total past due		1,026			411
To become due		1,748			1,284
Total	$	2,774		$	1,695

Summary Of Allowance For Uncollectible Accounts Activity

		September 30, 2022
		On-line merchant			Consumer			In-store merchant			Credit Cards			Total
	(In millions)
Balance at beginning of year	$	79		$	232		$	76		$	48		$	435
Charged/credited to Net Income		83			457			111			191			842
Currency translation adjustments		(2)			(19)			(3)			(9)			(33)
Utilized /Write-offs (*)		(48)			(133)			(48)			(7)			(236)
Balance at end of period	$	112		$	537		$	136		$	223		$	1,008

		September 30, 2021
		On-line merchant			Consumer			In-store merchant			Credit Cards			Total
	(In millions)
Balance at beginning of year	$	20		$	45		$	13		$	—		$	78
Charged/credited to Net Income		51			157			52			12			272
Currency translation adjustments		(2)			(4)			(2)			—			(8)
Utilized /Write-offs (*)		(4)			(11)			(2)			(2)			(19)
Balance at end of period	$	65		$	187		$	61		$	10		$	323

(*) The Company writes off loans when customer balance becomes 360 days past due. 

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

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X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

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