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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Narrative (Details)
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Feb. 23, 2024
Significant Accounting Policies [Line Items]        
Long-lived assets, intangible assets and goodwill located in the foreign operations $ 2,321,000,000 $ 1,817,000,000    
Provision for doubtful accounts 1,050,000,000 1,073,000,000 $ 435,000,000  
Prepaid expenses $ 27,000,000 38,000,000    
Loans receivable write off, threshold period past due 360 days      
Accounts receivable write off, threshold period past due 180 days      
Customer crypto-assets safeguarding assets $ 34,000,000 15,000,000    
Amortized period, years 3 years      
Capitalized software costs $ 240,000,000 202,000,000    
Goodwill, impairment loss 0 0 0  
Income tax expense (benefit) (569,000,000) (298,000,000) (149,000,000)  
Comprehensive income 1,161,000,000 533,000,000 36,000,000  
Aggregate gain included in net revenues arising from financing transactions net of costs recognized on sale of credit card receivables 1,440,000,000 1,054,000,000 575,000,000  
Net revenues 10,487,000,000 7,450,000,000 5,710,000,000  
Receivables recognized from transfers and servicing 3,986,000,000 3,087,000,000 1,359,000,000  
Allowance for doubtful accounts, loan receivables and chargebacks 42,000,000 25,000,000    
Customer advances 29,000,000 44,000,000    
Cost of net revenues 1,119,000,000 790,000,000 569,000,000  
Advertising costs 787,000,000 593,000,000 $ 531,000,000  
SFP amount 381,000,000 227,000,000    
Gains included in net income 15,000,000      
Gains included in net income 14,000,000      
Intangible assets at fair value 24,000,000 0    
Cumulative Effect, Period of Adoption, Adjustment        
Significant Accounting Policies [Line Items]        
Intangible assets at fair value   1,000,000    
Bitcoin        
Significant Accounting Policies [Line Items]        
Customer crypto-assets safeguarding assets 18,000,000 6,000,000    
Intangible assets at fair value 17,000,000      
Ether        
Significant Accounting Policies [Line Items]        
Customer crypto-assets safeguarding assets 7,000,000 5,000,000    
Intangible assets at fair value 7,000,000      
Crypto-Asset, Other        
Significant Accounting Policies [Line Items]        
Customer crypto-assets safeguarding assets $ 9,000,000 $ 4,000,000    
Argentina        
Significant Accounting Policies [Line Items]        
Annual inflation rate 2.114 0.948 0.509  
Foreign exchange rate 808.45 177.16 102.72  
Annual depreciation of local currency 3.563 0.725 0.221  
Blue chip swap rate 0.204 0.942    
Argentina | Subsequent Event        
Significant Accounting Policies [Line Items]        
Blue chip swap rate       0.309
Icms Tax Benefits Granted        
Significant Accounting Policies [Line Items]        
Income tax expense (benefit) $ 69,000,000 $ 36,000,000 $ 15,000,000  
Social Contribution On Gross Revenues (CPRB)        
Significant Accounting Policies [Line Items]        
Income tax expense (benefit) $ 24,000,000 $ 9,000,000 $ 0  
Maximum        
Significant Accounting Policies [Line Items]        
Merchant credit, repayment period 48 months      
Amortized period, years 12 years      
Payment terms 90 days      
Maximum | Measurement Input, Discount Rate        
Significant Accounting Policies [Line Items]        
Measurement input 21.10%      
Minimum        
Significant Accounting Policies [Line Items]        
Merchant credit, repayment period 7 days      
Amortized period, years 3 years      
Payment terms 60 days      
Minimum | Measurement Input, Discount Rate        
Significant Accounting Policies [Line Items]        
Measurement input 11.50%