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LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year $ 1,104 $ 435 $ 78
Net charged to Net Income 1,016 1,058 434
Currency translation adjustments 33 (10) (13)
Write-offs (1,069) (379) (64)
Balance at end of year 1,084 1,104 435
On-line merchant      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 120 79 20
Net charged to Net Income 104 109 75
Currency translation adjustments 6 1 (3)
Write-offs (111) (69) (13)
Balance at end of year 119 120 79
Consumer      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 614 232 45
Net charged to Net Income 572 600 234
Currency translation adjustments 6 (9) (7)
Write-offs (600) (209) (40)
Balance at end of year 592 614 232
In-store merchant      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 145 76 13
Net charged to Net Income 129 139 74
Currency translation adjustments 3 (1) (3)
Write-offs (140) (69) (8)
Balance at end of year 137 145 76
Credit cards      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 225 48 0
Net charged to Net Income 211 210 51
Currency translation adjustments 18 (1) 0
Write-offs (218) (32) (3)
Balance at end of year $ 236 $ 225 $ 48