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SECURITIZATION TRANSACTIONS - Assets and Liabilities of the Trust (Details) - USD ($) $ in Millions | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Securitization Transactions [Line Items] |  |
Restricted cash and cash equivalents | $ 1,239 | $ 1,292
Credit card receivables and other means of payments, net | 3,962 | 3,632
Loans receivable, net | 3,119 | 2,629
Total current assets | 15,505 | 14,294
Long-term investments | 249 | 162
Loans receivable, net | 86 | 65
Total non-current assets | 3,557 | 3,352
Total assets | 19,062 | 17,646
Loans payable and other financial liabilities | 2,246 | 2,292
Other liabilities | 290 | 200
Total current liabilities | 12,256 | 11,297
Loans payable and other financial liabilities | 2,224 | 2,203
Total non-current liabilities | 3,416 | 3,278
Total liabilities | 15,672 | 14,575
Trust Created In Brazil |  |
Securitization Transactions [Line Items] |  |
Restricted cash and cash equivalents | 312 | 355
Credit card receivables and other means of payments, net | 89 | 105
Loans receivable, net | 1,309 | 1,198
Total current assets | 1,710 | 1,658
Long-term investments | 23 | 23
Loans receivable, net | 37 | 27
Total non-current assets | 60 | 50
Total assets | 1,770 | 1,708
Loans payable and other financial liabilities | 737 | 693
Other liabilities | 1 | 1
Total current liabilities | 738 | 694
Loans payable and other financial liabilities | 812 | 782
Total non-current liabilities | 812 | 782
Total liabilities | $ 1,550 | $ 1,476

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