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LOANS RECEIVABLE, NET - Summary of Allowance for Uncollectible Accounts Activity (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 1,084 $ 1,104
Net charged to Net Income 371 240
Currency translation adjustments (14) 30
Write-offs (198) (233)
Balance at end of period 1,243 1,141
On-line merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 119 120
Net charged to Net Income 31 28
Currency translation adjustments (3) 4
Write-offs (24) (28)
Balance at end of period 123 124
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 592 614
Net charged to Net Income 178 126
Currency translation adjustments (2) 18
Write-offs (108) (119)
Balance at end of period 660 639
In-store merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 137 145
Net charged to Net Income 60 29
Currency translation adjustments (3) 2
Write-offs (28) (35)
Balance at end of period 166 141
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 236 225
Net charged to Net Income 102 57
Currency translation adjustments (6) 6
Write-offs (38) (51)
Balance at end of period $ 294 $ 237