XML 55 R44.htm IDEA: XBRL DOCUMENT v3.24.3
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Summary of Reclassifications of Previously Reported Segment Information (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Jun. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income $ 5,312 $ 4,409 $ 3,927 [1] $ 3,585 $ 3,186 $ 6,771 $ 14,718 $ 10,698 [1] $ 15,107
As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     3,760         10,212  
Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     167         486  
Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 3,139   2,128       8,605 5,740  
Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 2,173   1,799       6,113 4,958  
Services | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 2,601   1,796       7,231 4,795  
Services | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,249   1,118       3,521 3,120  
Credit revenues | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 910   672       2,555 1,804  
Operating Segments                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     3,927         10,698  
Operating Segments | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     3,760         10,212  
Operating Segments | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     167         486  
Operating Segments | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2,128         5,740  
Operating Segments | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2,128         5,740  
Operating Segments | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,799         4,958  
Operating Segments | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,632         4,472  
Operating Segments | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     167         486  
Operating Segments | Brazil                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 2,913   2,063       8,270 5,544  
Operating Segments | Brazil | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2,006         5,365  
Operating Segments | Brazil | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     57         179  
Operating Segments | Brazil | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,809   1,211       5,073 3,167  
Operating Segments | Brazil | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,211         3,167  
Operating Segments | Brazil | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,104   852       3,197 2,377  
Operating Segments | Brazil | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     795         2,198  
Operating Segments | Brazil | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     57         179  
Operating Segments | Mexico                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,145   795       3,317 2,129  
Operating Segments | Mexico | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     772         2,066  
Operating Segments | Mexico | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     23         63  
Operating Segments | Mexico | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 758   499       2,170 1,372  
Operating Segments | Mexico | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     499         1,372  
Operating Segments | Mexico | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 387   296       1,147 757  
Operating Segments | Mexico | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     273         694  
Operating Segments | Mexico | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     23         63  
Operating Segments | Argentina                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,033   910       2,511 2,552  
Operating Segments | Argentina | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     825         2,317  
Operating Segments | Argentina | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     85         235  
Operating Segments | Argentina | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 411   310       918 885  
Operating Segments | Argentina | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     310         885  
Operating Segments | Argentina | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 622   600       1,593 1,667  
Operating Segments | Argentina | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     515         1,432  
Operating Segments | Argentina | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     85         235  
Operating Segments | Other countries                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     159         473  
Operating Segments | Other countries | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     157         464  
Operating Segments | Other countries | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         9  
Operating Segments | Other countries | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     108         316  
Operating Segments | Other countries | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     108         316  
Operating Segments | Other countries | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     51         157  
Operating Segments | Other countries | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     49         148  
Operating Segments | Other countries | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         9  
Operating Segments | Services | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,796         4,795  
Operating Segments | Services | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,796         4,795  
Operating Segments | Services | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,118         3,120  
Operating Segments | Services | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     951         2,634  
Operating Segments | Services | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     167         486  
Operating Segments | Services | Brazil | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 1,452   1,007       4,176 2,615  
Operating Segments | Services | Brazil | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     1,007         2,615  
Operating Segments | Services | Brazil | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 597   544       1,793 1,554  
Operating Segments | Services | Brazil | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     487         1,375  
Operating Segments | Services | Brazil | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     57         179  
Operating Segments | Services | Mexico | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 647   429       1,864 1,160  
Operating Segments | Services | Mexico | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     429         1,160  
Operating Segments | Services | Mexico | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 137   98       398 261  
Operating Segments | Services | Mexico | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     75         198  
Operating Segments | Services | Mexico | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     23         63  
Operating Segments | Services | Argentina | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 358   260       795 727  
Operating Segments | Services | Argentina | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     260         727  
Operating Segments | Services | Argentina | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 458   429       1,165 1,162  
Operating Segments | Services | Argentina | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     344         927  
Operating Segments | Services | Argentina | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     85         235  
Operating Segments | Services | Other countries | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     100         293  
Operating Segments | Services | Other countries | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     100         293  
Operating Segments | Services | Other countries | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     47         143  
Operating Segments | Services | Other countries | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     45         134  
Operating Segments | Services | Other countries | Fintech | Reclassification                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         9  
Operating Segments | Credit revenues | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     672         1,804  
Operating Segments | Credit revenues | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     672         1,804  
Operating Segments | Credit revenues | Brazil | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 499   304       1,384 808  
Operating Segments | Credit revenues | Brazil | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     304         808  
Operating Segments | Credit revenues | Mexico | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income 246   195       738 489  
Operating Segments | Credit revenues | Mexico | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     195         489  
Operating Segments | Credit revenues | Argentina | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income $ 163   171       $ 425 502  
Operating Segments | Credit revenues | Argentina | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     171         502  
Operating Segments | Credit revenues | Other countries | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         5  
Operating Segments | Credit revenues | Other countries | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         5  
Operating Segments | Product Sales | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     332         945  
Operating Segments | Product Sales | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     332         945  
Operating Segments | Product Sales | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     9         34  
Operating Segments | Product Sales | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     9         34  
Operating Segments | Product Sales | Brazil | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     204         552  
Operating Segments | Product Sales | Brazil | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     204         552  
Operating Segments | Product Sales | Brazil | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     4         15  
Operating Segments | Product Sales | Brazil | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     4         15  
Operating Segments | Product Sales | Mexico | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     70         212  
Operating Segments | Product Sales | Mexico | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     70         212  
Operating Segments | Product Sales | Mexico | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     3         7  
Operating Segments | Product Sales | Mexico | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     3         7  
Operating Segments | Product Sales | Argentina | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     50         158  
Operating Segments | Product Sales | Argentina | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     50         158  
Operating Segments | Product Sales | Argentina | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     0         3  
Operating Segments | Product Sales | Argentina | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     0         3  
Operating Segments | Product Sales | Other countries | Commerce                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     8         23  
Operating Segments | Product Sales | Other countries | Commerce | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     8         23  
Operating Segments | Product Sales | Other countries | Fintech                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     2         9  
Operating Segments | Product Sales | Other countries | Fintech | As reported                  
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]                  
Net revenues and financial income     $ 2         $ 9  
[1] Recast for consistency with the current presentation due to the change in the presentation of certain financial results. Please refer to Note 2 – Summary of significant accounting policies - Change in the presentation of certain financial results and reclassification of prior year results.