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LOANS RECEIVABLE, NET - Summary of Allowance for Uncollectible Accounts Activity (Details) - USD ($)
$ in Millions
9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 1,084 $ 1,104
Net charged to Net Income 1,309 731
Currency translation adjustments (96) 22
Write-offs (685) (833)
Balance at end of period 1,612 1,024
On-line merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 119 120
Net charged to Net Income 107 81
Currency translation adjustments (6) 3
Write-offs (80) (84)
Balance at end of period 140 120
In-store merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 137 145
Net charged to Net Income 221 93
Currency translation adjustments (14) 0
Write-offs (91) (111)
Balance at end of period 253 127
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 592 614
Net charged to Net Income 575 417
Currency translation adjustments (37) 9
Write-offs (398) (467)
Balance at end of period 732 573
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 236 225
Net charged to Net Income 406 140
Currency translation adjustments (39) 10
Write-offs (116) (171)
Balance at end of period $ 487 $ 204