XML 131 R116.htm IDEA: XBRL DOCUMENT v3.25.0.1
SECURITIZATION TRANSACTIONS - Summary of Collateralized Debt (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Securitization Transactions [Line Items]    
Collateralized debt $ 1,842 $ 1,475
Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados    
Securitization Transactions [Line Items]    
Collateralized debt $ 178  
Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.50%  
Mercado Crédito Fundo de Investimento Em Direitos Creditórios Não Padronizado    
Securitization Transactions [Line Items]    
Collateralized debt $ 16  
Mercado Crédito Fundo de Investimento Em Direitos Creditórios Não Padronizado | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 3.50%  
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados    
Securitization Transactions [Line Items]    
Collateralized debt $ 193  
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.35%  
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados    
Securitization Transactions [Line Items]    
Collateralized debt $ 65  
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 5.25%  
Seller Fundo De Investimento Em Direitos Creditórios    
Securitization Transactions [Line Items]    
Collateralized debt $ 164  
Seller Fundo De Investimento Em Direitos Creditórios | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 1.60%  
Seller Fundo De Investimento Em Direitos Creditórios    
Securitization Transactions [Line Items]    
Collateralized debt $ 82  
Seller Fundo De Investimento Em Direitos Creditórios | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 1.80%  
Seller Fundo De Investimento Em Direitos Creditórios    
Securitization Transactions [Line Items]    
Collateralized debt $ 33  
Seller Fundo De Investimento Em Direitos Creditórios | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 1.40%  
Seller Fundo De Investimento Em Direitos Creditórios    
Securitization Transactions [Line Items]    
Collateralized debt $ 16  
Seller Fundo De Investimento Em Direitos Creditórios | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 1.60%  
Seller II Fundo De Investimento Em Direitos Creditórios Segmento Meios De Pagamento De Rsponsabilidade Limitada    
Securitization Transactions [Line Items]    
Collateralized debt $ 162  
Seller II Fundo De Investimento Em Direitos Creditórios Segmento Meios De Pagamento De Rsponsabilidade Limitada | CDI    
Securitization Transactions [Line Items]    
Basis spread on variable rate 0.85%  
Mercado Crédito Consumo XXXII    
Securitization Transactions [Line Items]    
Collateralized debt $ 10  
Mercado Crédito Consumo XXXII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito Consumo XXXII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 25.00%  
Mercado Crédito Consumo XXXII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 80.00%  
Mercado Crédito Consumo XXXIII    
Securitization Transactions [Line Items]    
Collateralized debt $ 23  
Mercado Crédito Consumo XXXIII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito Consumo XXXIII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 5.00%  
Mercado Crédito Consumo XXXIII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito Consumo XXXIV    
Securitization Transactions [Line Items]    
Collateralized debt $ 20  
Mercado Crédito Consumo XXXIV | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito Consumo XXXIV | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito Consumo XXXIV | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito Consumo XXXV    
Securitization Transactions [Line Items]    
Collateralized debt $ 22  
Mercado Crédito Consumo XXXV | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito Consumo XXXV | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito Consumo XXXV | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXI    
Securitization Transactions [Line Items]    
Collateralized debt $ 1  
Mercado Crédito XXI | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXI | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 45.00%  
Mercado Crédito XXI | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 125.00%  
Mercado Crédito XXII    
Securitization Transactions [Line Items]    
Collateralized debt $ 4  
Mercado Crédito XXII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 70.00%  
Mercado Crédito XXIII    
Securitization Transactions [Line Items]    
Collateralized debt $ 14  
Mercado Crédito XXIII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXIII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXIII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXIV    
Securitization Transactions [Line Items]    
Collateralized debt $ 13  
Mercado Crédito XXIV | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXIV | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXIV | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXV    
Securitization Transactions [Line Items]    
Collateralized debt $ 29  
Mercado Crédito XXV | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXV | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXV | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXVI    
Securitization Transactions [Line Items]    
Collateralized debt $ 34  
Mercado Crédito XXVI | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXVI | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXVI | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXVII    
Securitization Transactions [Line Items]    
Collateralized debt $ 31  
Mercado Crédito XXVII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXVII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXVII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXVIII    
Securitization Transactions [Line Items]    
Collateralized debt $ 30  
Mercado Crédito XXVIII | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXVIII | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXVIII | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXIX    
Securitization Transactions [Line Items]    
Collateralized debt $ 32  
Mercado Crédito XXIX | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXIX | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXIX | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXX    
Securitization Transactions [Line Items]    
Collateralized debt $ 38  
Mercado Crédito XXX | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXX | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXX | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Mercado Crédito XXXI    
Securitization Transactions [Line Items]    
Collateralized debt $ 43  
Mercado Crédito XXXI | BADLAR Rate    
Securitization Transactions [Line Items]    
Basis spread on variable rate 2.00%  
Mercado Crédito XXXI | BADLAR Rate | Minimum    
Securitization Transactions [Line Items]    
Effective interest rate 15.00%  
Mercado Crédito XXXI | BADLAR Rate | Maximum    
Securitization Transactions [Line Items]    
Effective interest rate 60.00%  
Fideicomiso de administración y fuente de pago CIB/3756    
Securitization Transactions [Line Items]    
Collateralized debt $ 202  
Fideicomiso de administración y fuente de pago CIB/3756 | Diario Oficial    
Securitization Transactions [Line Items]    
Effective interest rate 2.35%  
Fideicomiso de administración y fuente de pago CIB/3369    
Securitization Transactions [Line Items]    
Collateralized debt $ 29  
Fideicomiso de administración y fuente de pago CIB/3369 | Diario Oficial    
Securitization Transactions [Line Items]    
Effective interest rate 7.00%  
Fideicomiso de administración y fuente de pago CIB/3369    
Securitization Transactions [Line Items]    
Collateralized debt $ 219  
Fideicomiso de administración y fuente de pago CIB/3369 | Diario Oficial    
Securitization Transactions [Line Items]    
Effective interest rate 2.80%  
Fideicomiso Irrevocable de Administración y Fuente de Pago número CIB/4372    
Securitization Transactions [Line Items]    
Collateralized debt $ 129  
Fideicomiso Irrevocable de Administración y Fuente de Pago número CIB/4372 | Diario Oficial    
Securitization Transactions [Line Items]    
Effective interest rate 2.50%  
Frontal Trust Mercado Pago Créditos Fondo de Inversión    
Securitization Transactions [Line Items]    
Collateralized debt $ 5  
Frontal Trust Mercado Pago Créditos Fondo de Inversión | TAB 30    
Securitization Transactions [Line Items]    
Effective interest rate 2.10%  
Frontal Trust Mercado Pago Créditos Fondo de Inversión    
Securitization Transactions [Line Items]    
Collateralized debt $ 1  
Frontal Trust Mercado Pago Créditos Fondo de Inversión | TAB 30    
Securitization Transactions [Line Items]    
Effective interest rate 3.90%  
Frontal Trust Mercado Pago Créditos Fondo de Inversión    
Securitization Transactions [Line Items]    
Collateralized debt $ 4  
Frontal Trust Mercado Pago Créditos Fondo de Inversión | TAB 30    
Securitization Transactions [Line Items]    
Effective interest rate 4.25%