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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Narrative (Details)
 12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Significant Accounting Policies [Line Items]      
Long-lived assets, intangible assets and goodwill located in the foreign operations $ 2,632,000,000 $ 2,321,000,000  
Threshold period past due 90 days    
Loans receivable write off, threshold period past due 360 days    
Accounts receivable write off, threshold period past due 180 days    
Amortized period, years 3 years    
Capitalized software costs $ 292,000,000 240,000,000  
Goodwill, impairment loss 0 0 $ 0
Income tax expense (gain) 521,000,000 569,000,000 [1] 298,000,000 [1]
Comprehensive income 1,281,000,000 1,161,000,000 533,000,000
Aggregate gain included in net revenues arising from financing transactions net of costs recognized on sale of credit card receivables 1,767,000,000 1,440,000,000 1,054,000,000
Net revenues and financial income 15,137,000,000 10,487,000,000 7,450,000,000
Receivables recognized from transfers and servicing 5,640,000,000 4,620,000,000 3,330,000,000
Allowance for doubtful accounts, loan receivables and chargebacks 42,000,000 42,000,000  
Customer advances 77,000,000 51,000,000  
Cost of net revenues 1,367,000,000 1,165,000,000 812,000,000
Advertising costs $ 1,053,000,000 787,000,000 $ 593,000,000
Customer crypto-assets safeguarding assets   34,000,000  
Customer crypto-assets safeguarding liabilities   $ 34,000,000  
Argentina      
Significant Accounting Policies [Line Items]      
Foreign exchange rate 1,032 808.45 177.16
Blue chip swap rate 0.147 0.204  
Icms Tax Benefits Granted      
Significant Accounting Policies [Line Items]      
Income tax expense (gain) $ (103,000,000) $ (69,000,000) $ (36,000,000)
Social Contribution On Gross Revenues (CPRB)      
Significant Accounting Policies [Line Items]      
Income tax expense (gain) (24,000,000) (24,000,000) $ (9,000,000)
Credit cards      
Significant Accounting Policies [Line Items]      
Accounts payable and accrued expenses $ 898,000,000 $ 159,000,000  
Minimum      
Significant Accounting Policies [Line Items]      
Merchant credit, repayment period 7 days    
Amortized period, years 3 years    
Minimum | Credit cards      
Significant Accounting Policies [Line Items]      
Threshold period past due 60 days    
Maximum      
Significant Accounting Policies [Line Items]      
Merchant credit, repayment period 60 months    
Amortized period, years 12 years    
Maximum | Credit cards      
Significant Accounting Policies [Line Items]      
Threshold period past due 65 days    
[1] Recast for consistency with the current presentation due to the change in the presentation of certain financial results. Please refer to Note 2 – Summary of significant accounting policies - Change in the presentation of certain financial results and reclassification of prior years results to our audited consolidated financial statements for further details.