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LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year $ 1,084 $ 1,104 $ 435
Net charged to Net Income 1,815 1,016 1,058
Currency translation adjustments (336) 33 (10)
Write-offs (885) (1,069) (379)
Balance at end of year 1,678 1,084 1,104
Merchant      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 256 265 155
Net charged to Net Income 452 233 248
Currency translation adjustments (82) 9 0
Write-offs (209) (251) (138)
Balance at end of year 417 256 265
Consumer      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 591 614 232
Net charged to Net Income 759 571 600
Currency translation adjustments (155) 6 (9)
Write-offs (499) (600) (209)
Balance at end of year 696 591 614
Credit cards      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 236 225 48
Net charged to Net Income 595 211 210
Currency translation adjustments (98) 18 (1)
Write-offs (176) (218) (32)
Balance at end of year 557 236 225
Asset-backed      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 1 0  
Net charged to Net Income 9 1  
Currency translation adjustments (1) 0  
Write-offs (1) 0  
Balance at end of year $ 8 $ 1 $ 0