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LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 1,678 $ 1,084
Net charged to Net Income 611 371
Currency translation adjustments 95 (14)
Write-offs (330) (198)
Balance at end of period 2,054 1,243
Merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 417 256
Net charged to Net Income 151 91
Currency translation adjustments 28 (6)
Write-offs (87) (52)
Balance at end of period 509 289
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 696 591
Net charged to Net Income 223 177
Currency translation adjustments 31 (2)
Write-offs (148) (108)
Balance at end of period 802 658
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 557 236
Net charged to Net Income 234 102
Currency translation adjustments 35 (6)
Write-offs (94) (38)
Balance at end of period 732 294
Asset-backed    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 8 1
Net charged to Net Income 3 1
Currency translation adjustments 1 0
Write-offs (1) 0
Balance at end of period $ 11 $ 2