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Interim Condensed Consolidated Statement of Cash Flows - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operations:    
Net income $ 494 $ 344
Adjustments to reconcile net income to net cash provided by operating activities:    
Foreign currency losses, net (2) 9
Depreciation and amortization 172 154
Accrued interest and financial income (157) (83)
Non cash interest expense and amortization of debt issuance costs and other charges 68 32
Provision for doubtful accounts 603 374
Provision for contingencies 23 16
Results on derivative instruments 28 1
Results on digital assets at fair value 12 (16)
Long term retention program (“LTRP”) accrued compensation 92 68
Deferred income taxes (60) (65)
Changes in assets and liabilities:    
Accounts receivable (4) (22)
Credit card receivables and other means of payments (67) (403)
Inventories (46) 11
Other assets (247) (202)
Payables and accrued expenses (191) 81
Funds payable to customers 58 727
Amounts payable due to credit and debit card transactions 87 292
Other liabilities 41 109
Interest received from investments 127 85
Net cash provided by operating activities 1,031 1,512
Cash flows from investing activities:    
Purchases of investments (4,242) (4,095)
Proceeds from sale and maturity of investments 3,905 3,728
Receipts from settlements of derivative instruments 2 0
Payments from settlements of derivative instruments 0 (5)
Changes in loans receivable, net (1,235) (946)
Investments in property and equipment, intangible assets and intangible assets at fair value (272) (148)
Cash flows from financing activities: (1,842) (1,466)
Cash flows from financing activities:    
Proceeds from loans payable and other financial liabilities 8,931 3,519
Payments on loans payable and other financing liabilities (8,453) (3,506)
Payments of finance lease liabilities (13) (13)
Net cash provided by financing activities 465 0
Effect of exchange rate changes on cash, cash equivalents, restricted cash and cash equivalents 145 (76)
Net decrease in cash, cash equivalents, restricted cash and cash equivalents (201) (30)
Cash, cash equivalents, restricted cash and cash equivalents, beginning of the period 4,699 3,848
Cash, cash equivalents, restricted cash and cash equivalents, end of the period 4,498 3,818
Non-cash transactions:    
Right-of-use assets obtained under operating leases 210 12
Property and equipment obtained under finance leases 1 6
Investments in intangible assets not paid $ 27 $ 0