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LOANS RECEIVABLE, NET (Tables)

6 Months Ended

Jun. 30, 2025

Receivables [Abstract]

Schedule Of Loans Receivable, Net

The Company classifies loans receivable as “Merchant,” “Consumer,” “Credit cards” and “Asset-backed.” As of June 30, 2025 and December 31, 2024, the components of current and non-current Loans receivable, net were as follows:

			June 30, 2025
			Loans receivable						Allowance for doubtful accounts						Loans receivable, net
			(In millions)
Merchant			$	1,595					$	(598)					$	997
Consumer			3,525						(948)						2,577
Credit cards			4,013						(903)						3,110
Asset-backed			214						(14)						200
Total			$	9,347					$	(2,463)					$	6,884

			December 31, 2024
			Loans receivable						Allowance for doubtful accounts						Loans receivable, net
			(In millions)
Merchant			$	1,205					$	(417)					$	788
Consumer			2,591						(696)						1,895
Credit cards			2,639						(557)						2,082
Asset-backed			138						(8)						130
Total			$	6,573					$	(1,678)					$	4,895

Schedule of Accounts Receivable, Net

The following tables summarize the allowance for doubtful accounts activity during the six-month periods ended June 30, 2025 and 2024:

			June 30, 2025
			Merchant						Consumer						Credit cards						Asset-backed						Total
			(In millions)
Balance at beginning of year			$	417					$	696					$	557					$	8					$	1,678
Net charged to Net Income			318						491						471						7						1,287
Currency translation adjustments			53						75						85						1						214
Write-offs (1)			(190)						(314)						(210)						(2)						(716)
Balance at end of period			$	598					$	948					$	903					$	14					$	2,463

			June 30, 2024
			Merchant						Consumer						Credit cards						Asset-backed						Total
			(In millions)
Balance at beginning of year			$	256					$	591					$	236					$	1					$	1,084
Net charged to Net Income			198						370						238						3						809
Currency translation adjustments			(19)						(33)						(40)						—						(92)
Write-offs (1)			(123)						(250)						(75)						—						(448)
Balance at end of period			$	312					$	678					$	359					$	4					$	1,353

(1) The Company writes off loans when customer balance becomes 360 days past due.

Schedule of Credit Quality Analysis of Loans Receivables

The amortized cost of the loans receivable classified by the Company’s credit quality internal indicator was as follows:

			June 30, 2025						December 31, 2024
			(In millions)
1-14 days past due			$	229					$	125
15-30 days past due			155						146
31-60 days past due			226						175
61-90 days past due			241						167
91-120 days past due			225						178
121-150 days past due			254						155
151-180 days past due			225						138
181-210 days past due			180						129
211-240 days past due			191						118
241-270 days past due			177						121
271-300 days past due			173						109
301-330 days past due			163						112
331-360 days past due			137						90
Total past due			2,576						1,763
To become due			6,771						4,810
Total			$	9,347					$	6,573

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- Definition

Schedule Of Loans Receivable, Net [Table Text Block]

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- Definition

Tabular disclosure of allowance for credit loss on accounts receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

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