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LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 1,678 $ 1,084
Net charged to Net Income 1,287 809
Currency translation adjustments 214 (92)
Write-offs (716) (448)
Balance at end of period 2,463 1,353
Merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 417 256
Net charged to Net Income 318 198
Currency translation adjustments 53 (19)
Write-offs (190) (123)
Balance at end of period 598 312
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 696 591
Net charged to Net Income 491 370
Currency translation adjustments 75 (33)
Write-offs (314) (250)
Balance at end of period 948 678
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 557 236
Net charged to Net Income 471 238
Currency translation adjustments 85 (40)
Write-offs (210) (75)
Balance at end of period 903 359
Asset-backed    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 8 1
Net charged to Net Income 7 3
Currency translation adjustments 1 0
Write-offs (2) 0
Balance at end of period $ 14 $ 4