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SECURITIZATION TRANSACTIONS - Collateralized Debt (Details) - USD ($)
$ in Millions
1 Months Ended 6 Months Ended
May 31, 2025
Jun. 30, 2025
Jun. 30, 2025
Dec. 31, 2024
Debt Instrument [Line Items]        
Collateralized debt   $ 2,575 $ 2,575 $ 1,842
Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados        
Debt Instrument [Line Items]        
Collateralized debt   $ 105 105  
Basis spread on variable rate 2.50% 2.25%    
Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados        
Debt Instrument [Line Items]        
Collateralized debt   $ 18 18  
Mercado Crédito Fundo de Investimento Em Direitos Creditórios Não Padronizado        
Debt Instrument [Line Items]        
Collateralized debt   $ 25 25  
Basis spread on variable rate 3.50% 3.00%    
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados        
Debt Instrument [Line Items]        
Collateralized debt   $ 193 193  
Basis spread on variable rate 2.35% 1.75%    
Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados        
Debt Instrument [Line Items]        
Collateralized debt   $ 73 73  
Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Collateralized debt   188 188  
Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Collateralized debt   93 93  
Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Collateralized debt   37 37  
Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Collateralized debt   19 19  
Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Collateralized debt   277 277  
Seller II Fundo De Investimento Em Direitos Creditórios Segmento Meios De Pagamento De Resp Ltda        
Debt Instrument [Line Items]        
Collateralized debt   184 184  
Mercado Crédito XXIII        
Debt Instrument [Line Items]        
Collateralized debt   2 2  
Mercado Crédito XXV        
Debt Instrument [Line Items]        
Collateralized debt   8 8  
Mercado Crédito XXVI        
Debt Instrument [Line Items]        
Collateralized debt   14 14  
Mercado Crédito XXVII        
Debt Instrument [Line Items]        
Collateralized debt   13 13  
Mercado Crédito XXVIII        
Debt Instrument [Line Items]        
Collateralized debt   18 18  
Mercado Crédito XXIX        
Debt Instrument [Line Items]        
Collateralized debt   19 19  
Mercado Crédito XXX        
Debt Instrument [Line Items]        
Collateralized debt   35 35  
Mercado Crédito XXXI        
Debt Instrument [Line Items]        
Collateralized debt   39 39  
Mercado Crédito XXXII        
Debt Instrument [Line Items]        
Collateralized debt   42 42  
Mercado Crédito XXXIII        
Debt Instrument [Line Items]        
Collateralized debt   45 45  
Mercado Crédito XXXIV        
Debt Instrument [Line Items]        
Collateralized debt   52 52  
Mercado Crédito XXXV        
Debt Instrument [Line Items]        
Collateralized debt   66 66  
Mercado Crédito XXXVI        
Debt Instrument [Line Items]        
Collateralized debt   66 66  
Mercado Crédito XXXVII        
Debt Instrument [Line Items]        
Collateralized debt   72 72  
Mercado Crédito XXXVIII        
Debt Instrument [Line Items]        
Collateralized debt   69 69  
Mercado Crédito XXXIX        
Debt Instrument [Line Items]        
Collateralized debt   59 59  
Fideicomiso Irrevocable de Administración y Fuente de Pago 3756        
Debt Instrument [Line Items]        
Collateralized debt   274 274  
Fideicomiso Irrevocable de Administración y Fuente de Pago 6189        
Debt Instrument [Line Items]        
Collateralized debt   32 32  
Fideicomiso Irrevocable de Administración y Fuente de Pago 6189        
Debt Instrument [Line Items]        
Collateralized debt   241 241  
Fideicomiso Irrevocable de Administración y Fuente de Pago Número 4372        
Debt Instrument [Line Items]        
Collateralized debt   177 177  
Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Collateralized debt   10 10  
Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Collateralized debt   2 2  
Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Collateralized debt   $ 8 $ 8  
CDI | Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.25%  
CDI | Mercado Crédito I Brasil Fundo de Investimento Em Direitos Creditórios Não Padronizados        
Debt Instrument [Line Items]        
Basis spread on variable rate     5.25%  
CDI | Mercado Crédito Fundo de Investimento Em Direitos Creditórios Não Padronizado        
Debt Instrument [Line Items]        
Basis spread on variable rate     3.00%  
CDI | Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.75%  
CDI | Mercado Crédito II Brasil Fundo De Investimento Em Direitos Creditórios Nao Padronizados        
Debt Instrument [Line Items]        
Basis spread on variable rate     5.25%  
CDI | Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.60%  
CDI | Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.80%  
CDI | Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.40%  
CDI | Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.60%  
CDI | Seller Fundo De Investimento Em Direitos Creditórios        
Debt Instrument [Line Items]        
Basis spread on variable rate     0.85%  
CDI | Seller II Fundo De Investimento Em Direitos Creditórios Segmento Meios De Pagamento De Resp Ltda        
Debt Instrument [Line Items]        
Basis spread on variable rate     0.85%  
BADLAR Rate | Mercado Crédito XXIII        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXV        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXVI        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXVII        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXVIII        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXIX        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXX        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXXII        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXXIII        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXXIV        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Mercado Crédito XXXV        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
BADLAR Rate | Minimum | Mercado Crédito XXIII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXV        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXVI        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXVII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXVIII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXIX        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXX        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXXI        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXXII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXXIII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
BADLAR Rate | Minimum | Mercado Crédito XXXIV        
Debt Instrument [Line Items]        
Effective interest rate   10.00% 10.00%  
BADLAR Rate | Minimum | Mercado Crédito XXXV        
Debt Instrument [Line Items]        
Effective interest rate   10.00% 10.00%  
BADLAR Rate | Maximum | Mercado Crédito XXIII        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXV        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXVI        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXVII        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXVIII        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXIX        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXX        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXXI        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.00%  
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXXII        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXXIII        
Debt Instrument [Line Items]        
Effective interest rate   60.00% 60.00%  
BADLAR Rate | Maximum | Mercado Crédito XXXIV        
Debt Instrument [Line Items]        
Effective interest rate   50.00% 50.00%  
BADLAR Rate | Maximum | Mercado Crédito XXXV        
Debt Instrument [Line Items]        
Effective interest rate   40.00% 40.00%  
TAMAR Rate | Mercado Crédito XXXVI        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.00%  
TAMAR Rate | Mercado Crédito XXXVII        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.00%  
TAMAR Rate | Mercado Crédito XXXVIII        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.00%  
TAMAR Rate | Mercado Crédito XXXIX        
Debt Instrument [Line Items]        
Basis spread on variable rate     1.00%  
TAMAR Rate | Minimum | Mercado Crédito XXXVI        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
TAMAR Rate | Minimum | Mercado Crédito XXXVII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
TAMAR Rate | Minimum | Mercado Crédito XXXVIII        
Debt Instrument [Line Items]        
Effective interest rate   15.00% 15.00%  
TAMAR Rate | Minimum | Mercado Crédito XXXIX        
Debt Instrument [Line Items]        
Effective interest rate   25.00% 25.00%  
TAMAR Rate | Maximum | Mercado Crédito XXXVI        
Debt Instrument [Line Items]        
Effective interest rate   50.00% 50.00%  
TAMAR Rate | Maximum | Mercado Crédito XXXVII        
Debt Instrument [Line Items]        
Effective interest rate   50.00% 50.00%  
TAMAR Rate | Maximum | Mercado Crédito XXXVIII        
Debt Instrument [Line Items]        
Effective interest rate   50.00% 50.00%  
TAMAR Rate | Maximum | Mercado Crédito XXXIX        
Debt Instrument [Line Items]        
Effective interest rate   50.00% 50.00%  
Diario Oficial | Fideicomiso Irrevocable de Administración y Fuente de Pago 3756        
Debt Instrument [Line Items]        
Effective interest rate   2.20% 2.20%  
Diario Oficial | Fideicomiso Irrevocable de Administración y Fuente de Pago 6189        
Debt Instrument [Line Items]        
Effective interest rate   7.00% 7.00%  
Diario Oficial | Fideicomiso Irrevocable de Administración y Fuente de Pago 6189        
Debt Instrument [Line Items]        
Basis spread on variable rate     2.80%  
Diario Oficial | Fideicomiso Irrevocable de Administración y Fuente de Pago Número 4372        
Debt Instrument [Line Items]        
Effective interest rate   2.50% 2.50%  
TAB 30 | Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Effective interest rate   2.10% 2.10%  
TAB 30 | Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Effective interest rate   3.90% 3.90%  
TAB 30 | Frontal Trust Mercado Pago Créditos Fondo de Inversión        
Debt Instrument [Line Items]        
Effective interest rate   4.25% 4.25%