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SEGMENTS - Consolidated Net Revenues by Similar Products and Services (Details) - USD ($) $ in Millions | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | $ 7,409 | $ 5,312 | $ 20,134 | $ 14,718
U.S. |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 13 | 11 | 33 | 24
Commerce |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 4,174 | 3,139 | 11,316 | 8,605
Commerce | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 3,258 | 2,601 | 8,987 | 7,231
Commerce | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 916 | 538 | 2,329 | 1,374
Fintech |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 3,235 | 2,173 | 8,818 | 6,113
Fintech | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,683 | 1,249 | 4,766 | 3,521
Fintech | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 17 | 14 | 45 | 37
Fintech | Credit revenues |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,535 | 910 | 4,007 | 2,555
Operating Segments |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 7,409 | 5,312 | 20,134 | 14,718
Operating Segments | Brazil |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 4,009 | 2,913 | 10,564 | 8,270
Operating Segments | Brazil | Commerce |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 2,416 | 1,809 | 6,412 | 5,073
Operating Segments | Brazil | Commerce | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,789 | 1,452 | 4,876 | 4,176
Operating Segments | Brazil | Commerce | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 627 | 357 | 1,536 | 897
Operating Segments | Brazil | Fintech |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,593 | 1,104 | 4,152 | 3,197
Operating Segments | Brazil | Fintech | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 746 | 597 | 1,997 | 1,793
Operating Segments | Brazil | Fintech | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 8 | 8 | 22 | 20
Operating Segments | Brazil | Fintech | Credit revenues |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 839 | 499 | 2,133 | 1,384
Operating Segments | Mexico |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,651 | 1,145 | 4,379 | 3,317
Operating Segments | Mexico | Commerce |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,049 | 758 | 2,819 | 2,170
Operating Segments | Mexico | Commerce | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 864 | 647 | 2,334 | 1,864
Operating Segments | Mexico | Commerce | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 185 | 111 | 485 | 306
Operating Segments | Mexico | Fintech |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 602 | 387 | 1,560 | 1,147
Operating Segments | Mexico | Fintech | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 233 | 137 | 599 | 398
Operating Segments | Mexico | Fintech | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 6 | 4 | 16 | 11
Operating Segments | Mexico | Fintech | Credit revenues |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 363 | 246 | 945 | 738
Operating Segments | Argentina |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1,441 | 1,033 | 4,350 | 2,511
Operating Segments | Argentina | Commerce |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 495 | 411 | 1,489 | 918
Operating Segments | Argentina | Commerce | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 426 | 358 | 1,272 | 795
Operating Segments | Argentina | Commerce | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 69 | 53 | 217 | 123
Operating Segments | Argentina | Fintech |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 946 | 622 | 2,861 | 1,593
Operating Segments | Argentina | Fintech | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 616 | 458 | 1,938 | 1,165
Operating Segments | Argentina | Fintech | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 1 | 1 | 3 | 3
Operating Segments | Argentina | Fintech | Credit revenues |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 329 | 163 | 920 | 425
Operating Segments | Other Countries |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 308 | 221 | 841 | 620
Operating Segments | Other Countries | Commerce |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 214 | 161 | 596 | 444
Operating Segments | Other Countries | Commerce | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 179 | 144 | 505 | 396
Operating Segments | Other Countries | Commerce | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 35 | 17 | 91 | 48
Operating Segments | Other Countries | Fintech |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 94 | 60 | 245 | 176
Operating Segments | Other Countries | Fintech | Services |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 88 | 57 | 232 | 165
Operating Segments | Other Countries | Fintech | Product Sales |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | 2 | 1 | 4 | 3
Operating Segments | Other Countries | Fintech | Credit revenues |  |  |  |
Segment Reporting, Revenue Reconciling Item [Line Items] |  |  |  |
Net revenues and financial income | $ 4 | $ 2 | $ 9 | $ 8

X
- Definition Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. 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