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LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 1,678 $ 1,084
Net charged to Net Income 2,092 1,309
Currency translation adjustments 265 (96)
Write-offs (1,205) (685)
Balance at end of period 2,830 1,612
Merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 417 256
Net charged to Net Income 502 328
Currency translation adjustments 64 (20)
Write-offs (315) (171)
Balance at end of period 668 393
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 696 591
Net charged to Net Income 847 569
Currency translation adjustments 88 (37)
Write-offs (517) (398)
Balance at end of period 1,114 725
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 557 236
Net charged to Net Income 733 406
Currency translation adjustments 111 (39)
Write-offs (369) (116)
Balance at end of period 1,032 487
Asset-backed    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 8 1
Net charged to Net Income 10 6
Currency translation adjustments 2 0
Write-offs (4) 0
Balance at end of period $ 16 $ 7