XML 63 R50.htm IDEA: XBRL DOCUMENT v3.25.3
SEGMENTS - Consolidated Net Revenues by Similar Products and Services (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income $ 7,409 $ 5,312 $ 20,134 $ 14,718
U.S.        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 13 11 33 24
Commerce        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 4,174 3,139 11,316 8,605
Commerce | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 3,258 2,601 8,987 7,231
Commerce | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 916 538 2,329 1,374
Fintech        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 3,235 2,173 8,818 6,113
Fintech | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,683 1,249 4,766 3,521
Fintech | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 17 14 45 37
Fintech | Credit revenues        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,535 910 4,007 2,555
Operating Segments        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 7,409 5,312 20,134 14,718
Operating Segments | Brazil        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 4,009 2,913 10,564 8,270
Operating Segments | Brazil | Commerce        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 2,416 1,809 6,412 5,073
Operating Segments | Brazil | Commerce | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,789 1,452 4,876 4,176
Operating Segments | Brazil | Commerce | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 627 357 1,536 897
Operating Segments | Brazil | Fintech        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,593 1,104 4,152 3,197
Operating Segments | Brazil | Fintech | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 746 597 1,997 1,793
Operating Segments | Brazil | Fintech | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 8 8 22 20
Operating Segments | Brazil | Fintech | Credit revenues        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 839 499 2,133 1,384
Operating Segments | Mexico        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,651 1,145 4,379 3,317
Operating Segments | Mexico | Commerce        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,049 758 2,819 2,170
Operating Segments | Mexico | Commerce | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 864 647 2,334 1,864
Operating Segments | Mexico | Commerce | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 185 111 485 306
Operating Segments | Mexico | Fintech        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 602 387 1,560 1,147
Operating Segments | Mexico | Fintech | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 233 137 599 398
Operating Segments | Mexico | Fintech | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 6 4 16 11
Operating Segments | Mexico | Fintech | Credit revenues        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 363 246 945 738
Operating Segments | Argentina        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1,441 1,033 4,350 2,511
Operating Segments | Argentina | Commerce        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 495 411 1,489 918
Operating Segments | Argentina | Commerce | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 426 358 1,272 795
Operating Segments | Argentina | Commerce | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 69 53 217 123
Operating Segments | Argentina | Fintech        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 946 622 2,861 1,593
Operating Segments | Argentina | Fintech | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 616 458 1,938 1,165
Operating Segments | Argentina | Fintech | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 1 1 3 3
Operating Segments | Argentina | Fintech | Credit revenues        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 329 163 920 425
Operating Segments | Other Countries        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 308 221 841 620
Operating Segments | Other Countries | Commerce        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 214 161 596 444
Operating Segments | Other Countries | Commerce | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 179 144 505 396
Operating Segments | Other Countries | Commerce | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 35 17 91 48
Operating Segments | Other Countries | Fintech        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 94 60 245 176
Operating Segments | Other Countries | Fintech | Services        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 88 57 232 165
Operating Segments | Other Countries | Fintech | Product Sales        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income 2 1 4 3
Operating Segments | Other Countries | Fintech | Credit revenues        
Segment Reporting, Revenue Reconciling Item [Line Items]        
Net revenues and financial income $ 4 $ 2 $ 9 $ 8