An analysis of the allowance for credit losses and investment in financing receivables follows in millions of dollars during the periods:

The credit quality analysis of customer receivables was as follows in millions of dollars at November 1, 2020 and May 3, 2020:


	November 1, 2020						May 3, 2020
	Retail Notes & Financing Leases		Revolving Charge Accounts		Total		Retail Notes & Financing Leases		Revolving Charge Accounts		Total
Customer receivables:
Agriculture and turf
Current	$	21,597	$	3,787	$	25,384	$	19,178	$	3,282	$	22,460
30-59 days past due		135		13		148		215		32		247
60-89 days past due		64		4		68		103		13		116
90+ days past due		2				2		3				3
Non-performing		263		6		269		310		42		352
Construction and forestry
Current		4,859		88		4,947		4,169		78		4,247
30-59 days past due		111		2		113		174		4		178
60-89 days past due		55		1		56		58		2		60
90+ days past due		14				14		18				18
Non-performing		106		1		107		176		1		177
Total customer receivables	$	27,206	$	3,902	$	31,108	$	24,404	$	3,454	$	27,858

The credit quality analysis of wholesale receivables was as follows in millions of dollars at November 1, 2020 and May 3, 2020:


	November 1		May 3
	2020		2020
Wholesale receivables:
Agriculture and turf
Current	$	3,010	$	3,704
30-59 days past due
60-89 days past due
90+ days past due
Non-performing		47		62
Construction and forestry
Current		472		510
30-59 days past due
60-89 days past due
90+ days past due
Non-performing				2
Total wholesale receivables	$	3,529	$	4,278