<SEC-DOCUMENT>0001381197-19-000081.txt : 20191007
<SEC-HEADER>0001381197-19-000081.hdr.sgml : 20191007
<ACCEPTANCE-DATETIME>20191007160928
ACCESSION NUMBER:		0001381197-19-000081
CONFORMED SUBMISSION TYPE:	424B5
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20191007
DATE AS OF CHANGE:		20191007

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Interactive Brokers Group, Inc.
		CENTRAL INDEX KEY:			0001381197
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				300390693
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B5
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-219552
		FILM NUMBER:		191140997

	BUSINESS ADDRESS:	
		STREET 1:		ONE PICKWICK PLAZA
		CITY:			GREENWICH
		STATE:			CT
		ZIP:			06830
		BUSINESS PHONE:		203-618-5800

	MAIL ADDRESS:	
		STREET 1:		ONE PICKWICK PLAZA
		CITY:			GREENWICH
		STATE:			CT
		ZIP:			06830
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B5
<SEQUENCE>1
<FILENAME>ibkr-424b5_20191001.htm
<DESCRIPTION>PROSPECTUS SUPPLEMENT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: IBKR
         Document created using EDGARfilings PROfile 6.3.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: center; font-weight: bold;">CALCULATION OF REGISTRATION FEE</div>
  <table cellspacing="0" cellpadding="0" id="zf301d36682254f7b896290342134b61e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 100%; vertical-align: bottom; border-bottom: #000000 4px double;" colspan="5">
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35.91%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Title of Each Class of</div>
          <div style="text-align: center; font-weight: bold;">Securities to be Registered</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Amount</div>
          <div style="text-align: center; font-weight: bold;">to be</div>
          <div style="text-align: center; font-weight: bold;">Registered</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div>&#160;</div>
          <div style="text-align: center; font-weight: bold;">Offering Price</div>
          <div style="text-align: center; font-weight: bold;">per Share</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Aggregate</div>
          <div style="text-align: center; font-weight: bold;">Offering&#160;Price</div>
        </td>
        <td style="width: 17.94%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Amount&#160;of</div>
          <div style="text-align: center; font-weight: bold;">Registration</div>
          <div style="text-align: center; font-weight: bold;">Fee(1)</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35.91%; vertical-align: top; border-bottom: 4px double rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
          <div>Class A common stock, $.01 par value per share</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center;">1,000,000</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center;">$47.07</div>
        </td>
        <td style="width: 15.38%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center;">$47,070,000</div>
        </td>
        <td style="width: 17.94%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center;">$6,110</div>
        </td>
      </tr>

  </table>
  <div>&#160;</div>
  <table cellspacing="0" cellpadding="0" id="z80c7e08391c542ecbd15d8ec420112e1" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 2.55%; vertical-align: top;">
          <div>(1)</div>
        </td>
        <td style="width: 1.28%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 96.16%; vertical-align: top;">
          <div>Calculated pursuant to Rule 457(r) under the Securities Act of 1933, as amended.</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: right; font-weight: bold;">Filed Pursuant to Rule 424(b)(5)</div>
  <div style="text-align: right; font-weight: bold;">Registration No. 333-219552</div>
  <div>PROSPECTUS SUPPLEMENT</div>
  <div>&#160;</div>
  <div>(To prospectus dated July 28, 2017)</div>
  <div>&#160;&#160;</div>
  <div style="text-align: center; font-size: 18pt;">Up to 1,000,000 Shares</div>
  <div>&#160;</div>
  <div style="text-align: center;"><img src="image3.jpg"></div>
  <div style="text-align: center;">&#160;</div>
  <div style="text-align: center;">Interactive Brokers Group,&#160;Inc.</div>
  <div><br>
  </div>
  <div style="text-align: center;">Common Stock</div>
  <div style="text-align: center;"> <br>
  </div>
  <div style="text-align: center;">
    <hr noshade="noshade" align="center" style="height: 1px; width: 100%; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
  <div style="text-align: justify; margin-bottom: 12pt;">Interactive Brokers Group, Inc. is registering up to 1,000,000 shares of our Class A common stock and offering the opportunity for eligible persons to receive awards in the form of an offer to
    receive such shares by participating in one or more promotions that are designed to attract new customers to our brokerage platform, increase assets held with our brokerage business and enhance customer loyalty as described in this prospectus
    supplement (the &#8220;Promotions&#8221;). We believe the Promotions represent a unique way to grow our brokerage business and enhance customer engagement, branding and loyalty.</div>
  <div style="text-align: justify; margin-bottom: 12pt;">The shares to be issued to eligible persons in the Promotions primarily will represent newly issued shares of Interactive Brokers Group, Inc. Class A common stock, although in limited instances, we
    may acquire shares through open market purchases or use existing treasury shares subject to applicable law. As a result of the promotional nature of the offering, we will not receive any cash proceeds from the issuance of our shares of Class A common
    stock.&#160;</div>
  <div style="margin-bottom: 12pt;">As a condition to receiving shares, a participant must consent to electronic delivery of this prospectus supplement, the accompanying prospectus, all prospectus amendments and supplements and other information relating
    to this offering. The terms and conditions of the Promotions may be changed, modified, limited or eliminated at any time subject to any official rules.</div>
  <div style="text-align: justify; margin-bottom: 12pt;">Our Class A common stock is quoted on the NASDAQ Global Select Market under the symbol &#8220;IBKR&#8221;. On October 3, 2019, the last reported sale price for our common stock was $46.89.</div>
  <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Investing in our securities involves a high degree of risk.&#160;See &#8220;Risk Factors&#8221; beginning on Page S-10 for information that you should consider before investing in our securities.</div>
  <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this
    prospectus. Any representation to the contrary is a criminal offense.</div>
  <div style="text-align: justify; font-weight: bold;">The date of this prospectus supplement is&#160;October 7, 2019.</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: right; font-size: 8pt;">&#160;</div>
  <div style="text-align: center; font-weight: bold;">TABLE OF CONTENTS</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" id="zf42d6fbe06fa4af89ae09ff9f20d612a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 100%; vertical-align: top;" colspan="3">
          <div style="text-align: center; font-weight: bold;">Prospectus Supplement</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">Page</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEAFF;" colspan="2">
          <div>About This Prospectus Supplement</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-1</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #FFFFFF;" colspan="2">
          <div>Prospectus Supplement Summary</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">S-2</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEBFF;" colspan="2">
          <div>About Interactive Brokers Group, Inc.</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-2</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top;" colspan="2">
          <div>Organizational Structure</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-6</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #CCEEFF;">
          <div>Description of the Offering</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #CCEAFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-8</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>Risk Factors</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEAFF;" colspan="2">
          <div>Information Incorporated by Reference</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-21</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top;" colspan="2">
          <div>Cautionary Note Regarding Forward-Looking Statements</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-22</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEAFF;" colspan="2">
          <div>Use of Proceeds</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-23</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>Dilution</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-23</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEAFF;" colspan="2">
          <div>Material United States Federal Income Tax Consequences <br>
          </div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-23</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top;" colspan="2">
          <div>Plan of Distribution</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #CCEAFF;">
          <div>Legal Matters</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #CCEAFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEAFF;">
          <div style="text-align: center; font-weight: bold;">S-27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top;">
          <div>Experts</div>
        </td>
        <td style="width: 76.2%; vertical-align: top;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top;">
          <div style="text-align: center; font-weight: bold;">S-27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top; background-color: #FFFFFF;" colspan="3">
          <div style="text-align: center; font-weight: bold;">Prospectus</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">Page</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEEFF;" colspan="2">
          <div>About This Prospectus</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">1</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #FFFFFF;" colspan="2">
          <div>About Interactive Brokers Group, Inc.</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">1</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #CCEEFF;">
          <div>Risk Factors</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #CCEEFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">3</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #FFFFFF;" colspan="2">
          <div>Cautionary Note Regarding Forward-Looking Statements</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">3</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEEFF;" colspan="2">
          <div>Use of Proceeds</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">4</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #FFFFFF;" colspan="2">
          <div>Description of&#160;Capital Stock</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">4</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEEFF;" colspan="2">
          <div>Plan of Distribution</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #FFFFFF;" colspan="2">
          <div>Where You Can Find More Information</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 92.06%; vertical-align: top; background-color: #CCEEFF;" colspan="2">
          <div>Incorporation By Reference</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #FFFFFF;">
          <div>Legal Matters</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #FFFFFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: center; font-weight: bold;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.87%; vertical-align: top; background-color: #CCEEFF;">
          <div>Experts</div>
        </td>
        <td style="width: 76.2%; vertical-align: top; background-color: #CCEEFF;">
          <div>&#160;</div>
        </td>
        <td style="width: 7.94%; vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: center; font-weight: bold;">11</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 8pt;">&#160;</div>
  <div style="text-align: center;">-i-<br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <!--PROfilePageNumberReset%Num%1%S-%%-->
  <div style="text-align: center; font-weight: bold;">ABOUT THIS PROSPECTUS SUPPLEMENT</div>
  <div style="text-align: justify;">&#160;</div>
  <div>We are providing information to you about this offering of shares of our Class A common stock, or our &#8220;common stock&#8221;, in two parts. The first part is this prospectus supplement, which provides the specific details regarding this offering. The second
    part is the accompanying prospectus, which provides general information, including information about the shares of our common stock. Generally, when we refer to this &#8220;prospectus,&#8221; we are referring to both documents combined. Some of the information in
    the accompanying prospectus may not apply to this offering. If information in this prospectus supplement is inconsistent with the accompanying prospectus, you should rely on the information contained in this prospectus supplement. Please read &#8220;Where
    You Can Find More Information&#8221; in the accompanying prospectus and &#8220;Incorporation of Certain Documents by Reference&#8221; in this prospectus supplement and the accompanying prospectus. We have not authorized anyone to provide any information or to make any
    representations other than those contained or incorporated by reference in this prospectus supplement, the accompanying prospectus or in any free writing prospectuses we have prepared. We take no responsibility for, and can provide no assurance as to
    the reliability of, any other information that others may give you.</div>
  <div>&#160;</div>
  <div>In this prospectus supplement, unless otherwise indicated or the context otherwise requires, the terms &#8220;we,&#8221; &#8220;our,&#8221; &#8220;Company,&#8221; &#8220;issuer&#8221; or &#8220;us&#8221; refer to Interactive Brokers Group, Inc. (&#8220;IBG, Inc.&#8221;) and its subsidiaries.</div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-1</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">PROSPECTUS SUPPLEMENT SUMMARY</div>
  <div>&#160;</div>
  <div style="font-style: italic;">This summary highlights selected information from this prospectus supplement and the accompanying prospectus. Before deciding to invest in shares of our common stock, you should read the entire prospectus supplement and
    the accompanying prospectus carefully, including the documents incorporated by reference, especially the matters discussed under &#8220;Risk Factors&#8221; beginning on page&#160;S-10, the documents incorporated by reference herein, including the audited financial
    statements and related notes included in our Annual Report on Form&#160;10-K for the year ended December&#160;31, 2018 and subsequent reports we file on Forms 10-Q, 10-K and 8-K. See &#8220;Incorporation of Certain Documents by Reference&#8221; below.</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">ABOUT INTERACTIVE BROKERS GROUP, INC.</div>
  <div>&#160;</div>
  <div>We are an automated global electronic broker and market maker. We custody and service accounts for hedge and mutual funds, registered investment advisors, proprietary trading groups, introducing brokers and individual investors. We specialize in
    routing orders while striving to achieve best executions and processing trades in securities, futures, foreign exchange instruments, bonds and mutual funds on more than 125 electronic exchanges and market centers around the world. In the United States
    (&#8220;U.S.&#8221;), we conduct our business primarily from our headquarters in Greenwich, Connecticut and from Chicago, Illinois. Abroad, we conduct our business through offices located in Canada, England, Switzerland, India, China (Hong Kong and Shanghai),
    Japan, and Australia.</div>
  <div><br>
  </div>
  <div>IBG,&#160;Inc. is a holding company and our primary asset is our ownership of approximately 18.5% (approximately 18.7% after completion of this offering assuming the maximum number of shares are issued) of the membership interests of IBG&#160;LLC, the current
    holding company for our businesses. The remaining approximately 81.5% (approximately 81.3% after completion of this offering assuming the maximum number of shares are issued) of IBG&#160;LLC membership interests are held by IBG Holdings&#160;LLC, a holding
    company that is owned directly and indirectly by our founder and Chairman, Mr. Thomas Peterffy and his affiliates, management and other employees of IBG&#160;LLC, and certain other members. We are the sole managing member of IBG&#160;LLC.</div>
  <div>&#160;</div>
  <div>We are a successor to the market making business founded by our Chairman, Mr.&#160;Thomas Peterffy, on the floor of the American Stock Exchange in 1977. Since our inception, we have focused on developing proprietary software to automate broker&#8209;dealer
    functions. During that time, we have been a pioneer in developing and applying technology as a financial intermediary to increase liquidity and transparency in the capital markets in which we operate. The proliferation of electronic exchanges in the
    last 28&#160;years has provided us with the opportunity to integrate our software with an increasing number of exchanges and market centers into one automatically functioning, computerized platform that requires minimal human intervention. Over four decades
    of developing our automated trading platforms and our automation of many middle and back office functions have allowed us to become one of the lowest cost providers of broker&#8209;dealer services and significantly increase the volume of trades we handle.</div>
  <div><br>
  </div>
  <div>Our activities are divided into two principal business segments: (1)&#160;electronic brokerage and (2)&#160;market making (being discontinued):</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z8c06866d551e42feacad55d0a49410e9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>As a direct market access broker, we serve the customers of both traditional brokers and prime brokers, including hedge funds, individuals, proprietary traders, financial advisors and introducing brokers. Recognizing not everyone has the
              same needs and goals, we offer customers two different product offerings &#8211; IBKR Lite and IBKR Pro.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z820082d142544dbcbe50328362e3ab34" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; align: right;">
            <div style="margin-left: 36pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>With IBKR Pro, we provide our customers with an advanced order management, trade execution and portfolio management platform at a very low cost. Our customers can simultaneously access many financial markets worldwide and trade across
              multiple asset classes (stocks, options, futures, foreign exchange (&#8220;forex&#8221;), bonds and mutual funds) denominated in 24 different currencies, on one screen, from a single account based in any major currency. Our large financial advisor and
              broker&#8209;dealer customers may &#8220;white brand&#8221; our trading interface (i.e.,&#160;make our trading interface available to their customers without referencing our name), or they can select from among our modular functionalities, such as order routing,
              trade reporting or clearing on specific products or exchanges where they may not have up&#8209;to&#8209;date technology to offer their customers a comprehensive, global range of services and products. The emerging complexity of multiple market centers
              provided us with the opportunity of building and continuously adapting our order routing software to secure excellent execution prices for our customers.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf1b53cbc3fe84e1caa64f67ae831b52a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; align: right;">
            <div style="margin-left: 36pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>IBKR Lite is a new product offering for U.S. individual, joint and individual retirement account customers. It allows these electing customers unlimited commission-free trades in U.S. exchange-listed stocks and ETFs, which are routed to
              select market makers for execution. IBKR Lite customers do not benefit from our SmartRouting<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup> technology on U.S. stocks and ETFs. Customers can access IBKR Lite through our Client Portal and mobile trading app &#8211; IBKR Mobile. These
              customers do not have access to the broad functionality provided on our TraderWorkStation trading platform. Otherwise, IBKR Lite customers have access to the full suite of services we provide to our IBKR Pro customers, although the price or
              terms of use may differ.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-2</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z4806e337222643e2a1f4e49295121f6b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>As a market maker, in the few select markets in which we operate, we provide liquidity by offering competitively tight bid/offer spreads over a broad base of tradable, exchange&#8209;listed products. Our quotes are driven by proprietary
              mathematical models that assimilate market data and reevaluate our outstanding quotes many times per second. In the past several years, our market making business has suffered from competitive pressures and, along with the rapid increase in
              our electronic brokerage business, we decided to discontinue our market making activities globally. As previously announced, we transferred our U.S. options market making operations to Two Sigma Securities, LLC effective September 29, 2017
              and also exited the majority of our options market making activities outside the U.S. by December 31, 2017. We intend to continue conducting certain proprietary trading activities in stocks and related instruments to facilitate our electronic
              brokerage customers&#8217; trading in products such as ETFs, ADRs, CFDs and other financial instruments, as well as exchange-traded options market making activities in a few select markets outside of the U.S. However, we do not expect the
              facilitation activity to be of sufficient size as to require reporting as a separate segment after we discontinue our options market making activities.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <div>Since launching this business in 1993, we have grown to approximately 660 thousand institutional and individual brokerage customers. We provide our customers with what we believe to be one of the most effective and efficient electronic brokerage
      platforms in the industry. The following are key highlights of our electronic brokerage business:</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z04af697abd0a4988bfcb5465f824e592" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Low Costs - </font>We provide our customers with among the industry&#8217;s lowest overall transaction costs in two ways. First, we offer among the lowest execution, commission and
                financing costs in the industry. Second, our customers benefit from our advanced routing of orders designed to achieve the best available trade price.&#160; In order to illustrate this advantage, we publish monthly brokerage metrics including
                our customers&#8217; average net trade cost for Reg.-NMS stocks. In 2018, customers&#8217; total all-in cost of executing and clearing U.S. Reg.-NMS stocks through us, including brokerage commissions, regulatory and exchange fees and market impact, was
                0.9 basis points of trade money, as measured against a daily volume-weighted average price (&#8220;VWAP&#8221;) benchmark. Our advanced order routing is not offered to IBKR Lite customers.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z0eccbff83d66436eb721ff30f6af231f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Automated Risk Controls - </font>Throughout the trading day, we calculate margin requirements for each of our customers on a real&#8209;time basis across all product classes
                (stocks, options, futures, bonds, forex and mutual funds) and across all currencies. Our customers are alerted to approaching margin violations and if a customer&#8217;s equity falls below what is required to support that customer&#8217;s margin, we
                attempt to automatically liquidate positions on a real&#8209;time basis to bring the customer&#8217;s account into margin compliance. This is done to protect us, as well as the customer, from excessive losses.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zdcbbc4c262994d5daa9c04320327bc5a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">IBKR Integrated Investment Account - </font>From a single point of entry in one IBKR Integrated Investment Account our customers are able to transact in 24 currencies, across
                multiple classes of tradable, primarily exchange&#8209;listed products, including stocks, options, futures, bonds, forex and mutual funds traded on more than 125 exchanges and market centers in 31 countries around the world seamlessly.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z5e016dbc913443b18ec194b29855b917" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">IB SmartRouting</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup><font style="font-style: italic;"> - </font>Our customers benefit from our advanced order routing technology.
                IB SmartRouting<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup> retains control of the customer&#8217;s order, continuously searches for the best available price and, unlike most other routers, dynamically routes and re&#8209;routes all or parts of a customer&#8217;s order to achieve optimal
                execution and among the lowest execution and commission costs in the industry. To highlight the quality of our price executions, we publish on our website independent measurements performed by a third party provider of transaction analysis
                to illustrate our net price improvement versus the industry. We also offer Transaction Cost Analysis reporting to allow customers to track execution performance using multiple criteria. Our advanced order routing is not offered to IBKR Lite
                customers.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zf3273c24b54e456fbb4903271a20c38b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div><font style="font-style: italic;">Flexible and Customizable System - </font>Our platform is designed to provide an efficient customer experience, beginning with a highly automated account opening process and ending with a fast trade
                execution. Our sophisticated interface provides interactive real&#8209;time views of account balances, positions, profits or losses, buying power and &#8220;what&#8209;if&#8221; scenarios to enable our customers to more easily make informed investment decisions
                and trade efficiently. Our system is configured to remember the user&#8217;s preferences and is specifically designed for multi&#8209;screen systems. When away from their main workstations, customers are able to access their accounts through our IB
                WebTrader<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup> or MobileTrader<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup> interfaces for a seamless experience. IBKR Lite customers may have a more limited customer experience.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-3</font></div>
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="ze78d3d023fdb47ddb9dab7c65cd33e86" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top;"><br>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z037e8ba69fed49f4948d57808866c246" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Interactive Analytics</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup><font style="font-style: italic;"> and IB Option Analytics</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup><font style="font-style: italic;"> - </font>We offer our customers state&#8209;of&#8209;the&#8209;art tools, which include a customizable trading platform, advanced analytic tools and over 60 sophisticated order types and algorithms. We also provide a real&#8209;time
                option analytics window which displays values that reflect the rate of change of an option&#8217;s price with respect to a unit change in each of a number of risk dimensions. IBKR Lite customers may have a more limited customer experience.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z39f80b06064b48068077f7de25ee18dc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Probability Lab</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">&#174;</sup><font style="font-style: italic;"> (Patent Pending) - </font>The Probability Lab provides customers with an
                intuitive, visual method to analyze market participants&#8217; future stock price forecasts based on current option prices. This tool compares a customer&#8217;s stock price forecast versus that of the market, and scans the entire option universe for
                the highest Sharpe ratio multi&#8209;leg option strategies that take advantage of the customer&#8217;s forecast.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zf5ec929309be4d5ba955b397b6c60a4f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">IB Risk Navigator</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">SM</sup><font style="font-style: italic;"> - </font>We offer free to all customers our real&#8209;time market risk
                management platform that unifies exposure across multiple asset classes around the globe. The system is capable of identifying overexposure to risk by starting at the portfolio level and drilling down into successively greater detail within
                multiple report views. Report data is updated every ten seconds or upon changes to portfolio composition. Predefined reports allow the summarization of a portfolio from different risk perspectives, and allow views of Exposure, Value at Risk
                (&#8220;VaR&#8221;), Delta, Gamma, Vega and Theta, profit and loss and position quantity measures for the different portfolio views. The system also offers the customer the ability to modify positions through &#8220;what&#8209;if&#8221; scenarios that show hypothetical
                changes to the risk summary.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zfc527d3f0c594f7ba421d677a03e9558" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">White Branding - </font>Our large financial advisor and broker&#8209;dealer customers may &#8220;white brand&#8221; our trading interface, account management and reports with their firm&#8217;s
                identity. Broker-dealer customers can also select from among our modular functionalities, such as order routing, trade reporting or clearing, on specific products or exchanges where they may not have up&#8209;to&#8209;date technology, in order to offer
                to their customers a complete global range of services and products.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z14f81185b8d3412aaf02bb76f7e5ede1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Securities Financing Services - </font>We offer a suite of automated Stock Borrow and Lending tools, including our depth of availability, transparent rates, global reach and
                dedicated service representatives. Our Stock Yield Enhancement Program allows our customers to lend their fully&#8209;paid stock shares to us in exchange for cash collateral. In turn, we lend these stocks in exchange for collateral and earn stock
                lending fees. We pay our customers a rebate on the cash collateral generally equal to 50% of the income we earn from lending the shares. This allows customers holding fully&#8209;paid long stock positions to enhance their returns.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1bde2d1aaffe411aac3e6e9668b55103" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Investors&#8217; Marketplace - </font>The Investors&#8217; Marketplace is an expansion of our Money Manager Marketplace and our Hedge Fund Capital Introduction program. This program is
                the first electronic meeting place that brings together individual investors, financial advisors, money managers, fund managers, research analysts, technology providers, business developers and administrators, allowing them to interact to
                form connections and conduct business.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z45d305e4092e43b5971f4d6df153190b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Trade Desk - </font>We offer broker&#8209;assisted trading through our block trade desk and our corporate bond desk, which is ideal when customers are away from their computer and
                for times when large customer orders need access to more liquidity than is currently available electronically.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zd3a92336d9c14e75959bc995967938a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Model Portfolios - </font>Model Portfolios offer advisors an efficient and time-saving approach to investing customer assets. They allow advisors to create groupings of
                financial instruments based on specific investment themes, and then invest customer funds into these models.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zb9d31ddeb8a6495691b899dfd9b42d26" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Portfolio Builder - </font>Portfolio Builder allows our customers to set up an investment strategy based on research and rankings from top buy-side providers and fundamental
                data; use filters to define the universe of equities that will comprise their strategy and back-test their strategy using up to three years of historical performance; work in hypothetical mode to adjust the strategy until the historical
                performance meets their standards; and with the click of a button let the system create the orders to invest in a strategy and track its performance in their portfolio.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcde90cf977c64e339c0569264df57007" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Greenwich Compliance -</font> Greenwich Advisor Compliance Services (&#8220;Greenwich Compliance&#8221;) offers direct expert registration and start-up compliance services, as well as
                answers to basic day-to-day compliance questions for experienced investors and traders looking to start their own investment advisor firms. Greenwich Compliance professionals have regulatory and industry experience, and can help investment
                advisors trading on our platform meet their registration and compliance needs.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-4</font></div>
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z9d117782a5cd4113a0238cad2a99286a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Interactive Advisors - </font>Interactive Advisors (formerly known as IBKR Asset Management) recruits registered financial advisors, vets them, analyzes their investment
                track records, and groups them by their risk profile. Retail investors who are interested in having their individual accounts robo-traded are grouped by their risk and return preferences. Retail investors can assign their accounts to be
                traded by one or more advisors. Interactive Advisors also offers to our customers Smart Beta Portfolios which combine the benefits of actively managed fund stock selection techniques with passive ETF low cost automation to provide broad
                market exposure and potentially higher returns.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z976f72054fe24676bfca519d853d4aea" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt; font-style: italic;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Interactive Brokers Debit Mastercard</font><sup style="font-style: italic; vertical-align: text-top; line-height: 1; font-size: smaller;">&#174;</sup><font style="font-style: italic;">&#160;</font>- Interactive Brokers Debit Mastercard<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#174; </sup>allows



                customers to spend and borrow directly against their account at lower rates than credit cards, personal loans and home equity lines of credit, with no monthly minimum payments and no late fees. Customers can use their card to make purchases
                and ATM withdrawals anywhere Debit Mastercard<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#174; </sup>is accepted around the world.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z321d41a0b0a941bdaa658058c131d29f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Insured Bank Deposit Sweep Program </font>- Our Insured Bank Deposit Sweep Program provides eligible customers with up to $2,500,000 of Federal Deposit Insurance Corporation
                (&#8220;FDIC&#8221;) insurance on their eligible cash balances in addition to the existing $250,000 Securities Investor Protection Corporation (&#8220;SIPC&#8221;) coverage for total coverage of $2,750,000. Customers continue earning the same competitive interest
                rates currently applied to cash held in their brokerage accounts with us. We sweep each participating customer&#8217;s eligible credit balances daily to one or more banks, up to $246,500 per bank, allowing for the accrual of interest and keeping
                within the FDIC protected threshold. Cash balances above $2,750,000 remain subject to safeguarding under the SEC's Customer Protection Rule 15c3-3.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8a3343e8727e4c8998712cca06c217aa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Bill Pay</font> - Our Bill Pay program allows customers to make electronic or check payments to almost any company or individual in the United States. It can be configured for
                one-time or recurring payments and permits customers to schedule future payments.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z0a0874a1176e4cb18b24c6f1a4088c65" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">Direct Deposit</font> - Our Direct Deposit program allows customers to automatically deposit paychecks, pension distributions and other recurring payments to their
                (non-retirement) brokerage account with us.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z28ce5a8779f14e2e9f63735501a71d62" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="margin-bottom: 7pt;"><font style="font-style: italic;">PortfolioAnalyst</font> - Our PortfolioAnalyst reporting tool is designed to allow customers to evaluate the performance of their portfolio by creating and saving reports
                based on a set of measurement criteria and optionally comparing their data to selected industry benchmarks.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="margin-left: 36pt;"><font style="font-style: italic;"> </font><br>
    </div>
    <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-5</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">ORGANIZATIONAL STRUCTURE</div>
  <div>&#160;</div>
  <div style="font-style: italic;">Holding Company Structure</div>
  <div>&#160;</div>
  <div>We are a holding company and our primary asset is our ownership of approximately 18.5% (approximately 18.7% after completion of this offering assuming the maximum number of shares are issued) of the membership interests of IBG&#160;LLC, the holding
    company for our businesses. The remaining approximately 81.5% (approximately 81.3% after completion of this offering assuming the maximum number of shares are issued) of IBG&#160;LLC membership interests are held by IBG Holdings&#160;LLC (&#8220;Holdings&#8221;), a holding
    company that is owned directly and indirectly by our founder and Chairman, Mr. Thomas Peterffy and his affiliates, management and other employees of IBG&#160;LLC, and certain other members. Mr. Thomas Peterffy and his affiliates, directly and indirectly,
    own approximately 89.6% of the membership interests in Holdings.&#160;Our holding company structure is designed to allow both public stockholders (through IBG, Inc.) and historical members (through Holdings) to have economic interests in our businesses.</div>
  <div><br>
  </div>
  <div>Our only business is to act as the sole managing member of IBG&#160;LLC. As sole managing member of IBG&#160;LLC, we operate and control all of the business and affairs of IBG&#160;LLC.</div>
  <div><br>
  </div>
  <div>Concurrently with our IPO, we entered into an exchange agreement with Holdings, IBG&#160;LLC and the historical members of IBG&#160;LLC (the &#8220;Exchange Agreement&#8221;).&#160;Pursuant to this agreement, the historical members of IBG&#160;LLC received membership interests in
    Holdings in exchange for their membership interests in IBG&#160;LLC.&#160;Under the Exchange Agreement, as amended, on an annual basis, each holder of a Holdings membership interest may request that Holdings redeem all or any portion of that holder&#8217;s
    interest.&#160;The manner in which the redemption price will be paid is by our sale of shares of common stock to the public and using the gross proceeds from such sales, less underwriting discounts or placement agency fees, to acquire IBG&#160;LLC membership
    interests from Holdings. Alternatively, we may issue our common stock to Holdings in exchange for a corresponding number of membership interests in IBG LLC. We would then expect Holdings to either (i) sell our common stock over time and distribute the
    net proceeds to the redeeming members or (ii) distribute our common stock in-kind to the redeeming members. Regardless of the method chosen, we also are obligated to pay 85% of certain tax benefits we receive in the sale &#8211; see discussion of &#8220;Allocation
    of Tax Benefits&#8221; below.</div>
  <div><br>
  </div>
  <div>The annual registration and sale of shares of our common stock to satisfy redemption requests is described in greater detail in our<a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119709000022/exhibit_10-3.htm"> Exchange Agreement</a>,
    a copy of which was filed as Exhibit&#160;10.3 to the Quarterly Report on Form&#160;10-Q for the Quarterly Period Ended September&#160;30, 2009 filed by the Company on November 9, 2009. <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119712000042/exhibit10_1.htm">The Exchange Agreement was amended on June 6, 2012</a> to eliminate an alternative funding method, which provided that upon approval by the board of directors
    and by agreement of the Company, IBG LLC and Holdings, redemptions could be made in cash. A copy of the amendment to the Exchange Agreement was filed as Exhibit 10.1 to Form 8-K filed by the Company on June 12, 2012. The <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119715000040/ibkr-20150930ex10162c1d4.htm">Exchange Agreement was also amended on July 23, 2015 </a>to allow for annual redemptions on a going forward basis without any expiration period. A
    copy of the amendment to the Exchange Agreement was filed on Exhibit 10.1 to the Quarterly Report on Form 10-Q for the Quarterly Period Ended September 30, 2015 filed by the Company on November 9, 2015.</div>
  <div><br>
  </div>
  <div style="font-size: 8pt;">&#160;</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-6</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div>The graphic below illustrates our current ownership structure and reflects both current ownership percentages and anticipated ownership percentages immediately following the completion of this offering (assuming the maximum number of shares are
    issued).&#160;The graphic below does not display the subsidiaries of IBG&#160;LLC.</div>
  <div>&#160;&#160;&#160;&#160;&#160;&#160;</div>
  <div style="text-align: center; font-family: 'Times New Roman',Times,serif;"><img src="image1.jpg"><img src="image1.jpg"><img src="image1-diagram.jpg"></div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z56894bca0bfa4f00843a2426ca78f8a6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div>(1)</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>Several trading plans were executed in conformity with Rule 10b5-1 of the Exchange Act in 2018 for the purpose of selling our common stock received in the 2018 redemption. As of September 30, 2019, 869,135 shares of our common stock
              remained available for sale, representing an additional 0.2% of the voting interests in IBG, Inc. See &#8220;Use of Proceeds&#8221; in Part&#160;II, Item&#160;5 of the Annual Report on Form&#160;10&#8209;K for the year ended December 31, 2018, which is incorporated by
              reference into this prospectus supplement.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div style="font-style: italic;">Allocation of Tax Benefits</div>
  <div><br>
  </div>
  <div>As the result of our acquisition from Holdings of an IBG LLC membership interest by issuing shares of our common stock to Holdings, we receive not only an additional interest in IBG LLC but also, for federal income tax purposes, an adjustment to the
    federal income tax basis of the assets of IBG LLC underlying such additional interest. This may lead to a savings in certain U.S. federal, state and local income taxes or franchise taxes. To the extent that we actually realize tax savings, we have
    agreed, under the terms of a tax receivable agreement with Holdings, to pay Holdings 85% of these cash savings and we will retain the remaining 15% of these cash savings.</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-7</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">DESCRIPTION OF THE OFFERING</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Summary</div>
  <div><br>
  </div>
  <div>We believe the more people that try our low-cost brokerage services and superior technological platform; the more they will be convinced of its superiority and become Interactive Brokers&#8217; customers. Accordingly, we intend to create Promotions to
    engage and incentivize people to try our brokerage services. These Promotions will be designed primarily to:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="ze70c651bbc9c489aa965b0c99af07668" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt; font-family: 'Times New Roman',Times,serif;">attract new customers to our platform,</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z71eb428c3dd9451497e4c60856045d64" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">increase assets held with our brokerage business, and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf40e422d429e461a944bccda42156b36" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">enhance customer loyalty.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>We also believe that offering awards for participating in Promotions in the form of an offer to receive shares of our common stock enhances customer loyalty, aligns interests and gives customers an opportunity to participate in the ownership of the
    Company. The maximum number of shares to be issued under this offering is 1,000,000 shares of our common stock.</div>
  <div><br>
  </div>
  <div>The Promotions primarily will be connected with our &#8220;BET, LEARN, WIN&#8221; simulated betting product or associated with a customer referral program, although we may offer other Promotions consistent with meeting our goals set forth above at our sole
    discretion. Participants that do not wish to receive shares awarded in a Promotion may waive their rights to such an award although there is no assurance an alternative award will be provided. The Promotions are not designed for short-term investors as
    participants will not have complete control over the exact timing of the awards and the shares may be issued with restrictions.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Bet, Learn, Win Promotion</div>
  <div><br>
  </div>
  <div>Under our &#8220;BET, LEARN, WIN&#8221; promotion we intend to offer eligible participants the opportunity to exchange $10,000 (or its equivalent in other currency) awarded in virtual profits on the Interactive Brokers simulated betting exchange (the &#8220;Simulated
    Exchange&#8221;) into $1,000 of our shares of common stock (&#8220;BLW Promotion&#8221;). The Simulated Exchange is a peer to peer virtual market where participants can buy, sell and trade simulated bets on real events with other participants using virtual currency. The
    maximum award to any participant under the BLW Promotion is $1,000 of shares.</div>
  <div><br>
  </div>
  <div>An eligible qualifying participant in the BLW Promotion is any individual who: (i) has met all eligibility criteria to use the Simulated Exchange, to participate in the BLW Promotion, to win a prize of IBKR Commission Credits (as defined in the BLW
    Promotion official rules) in the BLW Promotion, and to redeem such credits, as defined in the official rules; (ii) has qualified for and opened a brokerage account with us; (iii) has already converted and redeemed $1,000 in virtual profits (or its
    equivalent) into $1,000 (or its equivalent) in IBKR Commission Credits, and (iv) has complied with all other requirements of the Promotion.</div>
  <div><br>
  </div>
  <div>An eligible participant may convert $10,000 (or its equivalent) in virtual profits on the Simulated Exchange into $1,000 of our shares of common stock, which will be deposited into such participant&#8217;s account with us within a reasonable period of
    time following conversion. Shares will be converted using the closing market price of our shares as reported on the NASDAQ Global Select Market as provided in the official rules of the Promotion. As a condition to receiving the shares of common stock
    in the BLW Promotion, the participant must agree to own such shares continuously for three years in a brokerage account with us and may not sell or transfer such shares for any reason prior to such third anniversary, although we reserve the right to
    waive such restriction at our absolute discretion. Shares will be forfeited if the participant closes its account with us or it is not in good standing for any reason prior to such three-year anniversary. Short-selling restrictions in our stock may be
    imposed on a participant&#8217;s account with us to enforce the &#8220;no selling restriction.&#8221;</div>
  <div><br>
  </div>
  <div>A copy of the official rules of the BLW Promotion may be found on our Simulated Exchange website &#8211; sports.ibkr.com</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Customer Referral Promotion</div>
  <div><br>
  </div>
  <div>We may offer a customer referral Promotion (the &#8220;Customer Referral Promotion&#8221;), whereby we may offer awards in the form of an offer to receive shares of our common stock to eligible persons for referring new customers to us and/or to customers that
    are referred to us by existing customers. Any awards under the Customer Referral Promotion will be completely discretionary and may include selling restrictions. Awards will be converted into shares of common stock using the closing market price of our
    shares as reported on the NASDAQ Global Select Market as provided in the terms and conditions.</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-8</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div style="font-style: italic;">Additional Information About the Promotions</div>
  <div><br>
  </div>
  <div>The following terms and conditions will apply to all Promotions.</div>
  <div><br>
  </div>
  <div><font style="font-weight: bold; font-style: italic;">Eligibility. </font>There will be eligibility restrictions on a person&#8217;s ability to participate in a Promotion. These restrictions may be imposed for legal, business or other reasons. For all
    Promotions the minimum age to participate is eighteen years of age. However, the BLW Promotion is only available to individuals twenty-one years of age or older who do not reside in certain jurisdictions. Any eligibility restrictions will be
    established in the official rules associated with each Promotion. Participants will be required to have a brokerage account in good standing with us to be awarded shares in a Promotion as all shares awarded through a Promotion will be transferred to a
    participant&#8217;s account with us. Ownership of a brokerage account and/or the sale of any shares awarded in a Promotion may subject to fees and other costs, which will be the responsibility of the participant. Employees and agents of IBG, Inc., our
    affiliates, and their immediate family members, are ineligible to participate in a Promotion. We reserve the right to make all determinations regarding eligibility to participate in the Promotions.</div>
  <div><br>
  </div>
  <div><font style="font-weight: bold; font-style: italic;">Transfer Restrictions</font><font style="font-weight: bold;">. </font>We may impose transfer restrictions on shares awarded in a Promotion such as requiring a participant to (i) hold shares in an
    open and in good standing brokerage account in the participant&#8217;s name with us and (ii) own such shares for a minimum period of time prior to sale. Any transfer restrictions will be explained in the official rules of each Promotion. To the extent
    transfer restrictions are imposed, a participant will not be able to sell the shares until the transfer restrictions lapse such that the value received from selling the shares may be more or less than their value when issued to the participant.</div>
  <div style="background-color: #FFFFFF;">
    <div style="margin-top: 12pt;"><font style="font-weight: bold; font-style: italic;">Responsibilities</font><font style="font-weight: bold;">. </font>We cannot assure a minimum guaranteed sales price will be received by a participant on our shares that
      are acquired under a Promotion. Neither we nor any of our affiliates will be liable for any act done in good faith, or as required by applicable law, or for any good faith omission to act. This includes, without limitation, any claims for liability
      relating to the prices at which our shares are acquired or sold by a participant, the dates of sales, or any change in the value of our shares. Receipt of our shares from a Promotion represents an investment in our common stock, which may increase or
      decrease in value. The participant is responsible for the investment decisions regarding ownership and sale of shares received in connection with a Promotion. We will not provide any investment advice.&#160;<font style="font-weight: bold;">Participants
        must make independent investment decisions on the sale of any shares received pursuant to a Promotion based upon their own judgment and research.</font></div>
    <div style="margin-top: 12pt;">The Promotions will be offered without charge by us but participants are responsible for all costs that the participant separately incurs in connection with participation in the Promotion, such as the cost of an internet
      service provider. Additionally, the participant will be responsible for all costs incurred in connection with ownership or sale of any shares awarded through a Promotion, including any taxes owed by reason of receipt or ownership of our shares.</div>
    <div style="margin-top: 12pt;"><font style="font-weight: bold; font-style: italic;">Promotion Changes, Interpretations or Terminations</font><font style="font-weight: bold;">. </font>Subject to the official rules of a Promotion, we reserve the right
      to add to, suspend, modify, or terminate a Promotion at any time. Participants will receive notice of any significant addition, suspension, modification, or termination of any Promotion in which they are participating. We also reserve the right to
      change any administrative procedures of a Promotion without notice. We will determine any question of interpretation arising under the Promotion, and any such determination will be final subject to the terms of the official rules of a Promotion.
      Violation of the terms and conditions of a Promotion may result in forfeiture of shares awarded in the Promotion. We may terminate this offering at any time.</div>
    <div style="margin-top: 12pt;"><font style="font-weight: bold; font-style: italic;">Source of the Shares</font><font style="font-weight: bold;">. </font>The shares to be issued to eligible participants primarily will represent newly issued shares of
      IBG, Inc.&#8217;s common stock, although in limited instances, we may acquire shares through open market purchases or use existing treasury shares, subject to applicable law. We have full discretion as to all matters relating to open market purchases.</div>
  </div>
  <div><br>
  </div>
  <div><font style="font-weight: bold; font-style: italic;">Handling of Stock Splits and Stock Dividends</font><font style="font-weight: bold;">.&#160;</font>The number of shares of our common stock registered hereby, as well as any calculation of shares of our
    common stock to be issued to any eligible participant will be subject to equitable adjustment to reflect any increase or decrease in the number of issued shares of common stock resulting from any stock split, stock dividend or similar transaction.</div>
  <div><br>
  </div>
  <div><font style="font-weight: bold; font-style: italic;">Prospectus Delivery Requirement. </font>As a condition to receiving shares in a Promotion, a participant must consent to electronic delivery of this prospectus supplement, the accompanying
    prospectus, all prospectus amendments and supplements and other information relating to this offering.&#160; &#160; </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-9</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div><font style="font-weight: bold; font-style: italic;">Material United States Federal Income Tax Considerations</font>. We intend to treat your receipt of shares under a Promotion as a taxable prize or award for U.S. federal income tax purposes,
    resulting in taxable ordinary income to you equal to the fair market value of the shares when any share restrictions lapse (if any) or if none, on the date you receive such award. We may be required to withhold U.S. tax from such shares to satisfy your
    tax liability in which case you may receive the shares net of required tax withholding. You are urged to consult your own tax advisor with respect to the tax consequences of your participation in a Promotion, including the tax consequences under state,
    local, foreign, estate, and other tax laws and tax treaties, and the possible effects of changes in U.S. or other tax laws. See the section titled &#8220;Material U.S. Federal Income Tax Considerations&#8221; included in this prospectus supplement.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">RISK FACTORS</div>
  <div>&#160;</div>
  <div style="font-style: italic;">Any investment in our common stock involves a high degree of risk. You should carefully consider, among other things, the matters discussed under &#8220;Risk Factors&#8221; in our Annual Report on Form 10-K for the year ended
    December&#160;31, 2018 and subsequent reports we file on Form 10-Q, 10-K and 8-K which are incorporated by reference as well as the other information incorporated by reference in this prospectus supplement. The risks and uncertainties described in our
    Annual Report are not the only risks and uncertainties we face.&#160;Additional risks and uncertainties not presently known to us or that we currently deem immaterial may also impair our business operations.&#160;If any of the following risks actually occur, our
    business, financial condition and results of operations could suffer. As a result, the trading price of our shares of common stock could decline, perhaps significantly, and you could lose all or part of your investment in the common stock.&#160;The risks
    discussed in our Annual Report also include forward-looking statements and our actual results may differ substantially from those discussed in these forward-looking statements.&#160;See &#8220;Cautionary Note Regarding Forward-Looking Statements.&#8221;</div>
  <div style="background-color: #FFFFFF;">
    <div><br>
    </div>
    <div style="margin-top: 6pt;">&#160;</div>
  </div>
  <div style="text-align: center; font-weight: bold;">Risks Related to Our Company Structure</div>
  <div>&#160;</div>
  <div style="margin-bottom: 9pt; font-style: italic; font-weight: bold;">Future sales of our common stock in the public market could lower our stock price, and any additional capital raised by us through the sale of equity or convertible securities may
    dilute your ownership in us.</div>
  <div style="margin-bottom: 9pt;">The members of Holdings have the right to cause the redemption of their Holdings membership interests annually in connection with offerings of shares of our common stock. We intend to sell additional shares of common
    stock in public offerings in the future, which may include offerings of our common stock to finance future purchases of IBG&#160;LLC membership interests which, in turn, will finance corresponding redemptions of Holdings membership interests. These
    offerings and related transactions are anticipated to occur at least annually into the future. The size and occurrence of these offerings may be affected by market conditions. We may also issue additional shares of common stock or convertible debt
    securities to finance future acquisitions or business combinations. We currently have approximately 76.7&#160;million outstanding shares of common stock. Assuming no anti&#8209;dilution adjustments based on combinations or divisions of our common stock, the
    offerings referred to above could result in the issuance by us of up to an additional approximately 338.7&#160;million shares of common stock. It is possible, however, that such shares could be issued in one or a few large transactions.</div>
  <div style="margin-bottom: 12pt;">We cannot predict the size of future issuances of our common stock or the effect, if any, that future issuances and sales of shares of our common stock may have on the market price of our common stock. Sales of
    substantial amounts of our common stock (including shares issued in connection with an acquisition), or the perception that such sales could occur, may cause the market price of our common stock to decline.</div>
  <div style="margin-bottom: 12pt;">As disclosed in the Form 8-K filed on January 10, 2019, Mr. Thomas Peterffy and his affiliates have indicated an intention to sell shares pursuant to a trading plan over an extended period of time, although they have
    decided to defer the execution of such a plan at this time.</div>
  <div style="margin-bottom: 9pt; font-style: italic; font-weight: bold;">Control by Mr.&#160;Thomas Peterffy of a majority of the combined voting power of our common stock may give rise to conflicts of interests and could discourage a change of control that
    other stockholders may favor, which could negatively affect our stock price, and adversely affect stockholders in other ways.</div>
  <div style="margin-bottom: 10pt;">Mr.&#160;Thomas Peterffy, our founder and Chairman, and his affiliates beneficially own approximately 89.6% of the economic interests and all of the voting interests in Holdings, which owns all of our Class&#160;B common stock,
    representing approximately 81.5% (approximately 81.3% after completion of this offering assuming the maximum number of shares are issued) of the combined voting power of all classes of our voting stock. As a result, Mr.&#160;Thomas Peterffy has the ability
    to elect all of the members of our board of directors and thereby to control our management and affairs, including determinations with respect to acquisitions, dispositions, material expansions or contractions of our business, entry into new lines of
    business, borrowings, issuances of common stock or other securities, and the declaration and payment of dividends on our common stock. In addition, Mr.&#160;Thomas Peterffy is able to determine the outcome of all matters requiring stockholder approval and
    will be able to cause or prevent a change of control of our company or a change in the composition of our board of directors and could preclude any unsolicited acquisition of our company. The concentration of ownership could discourage potential
    takeover attempts that other stockholders may favor and could deprive stockholders of an opportunity to receive a premium for their common stock as part of a sale of our company and this may adversely affect the market price of our common stock.</div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-10</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 9pt;">Moreover, because of Mr.&#160;Thomas Peterffy&#8217;s substantial ownership, we are eligible to be and are, treated as a &#8220;controlled company&#8221; for purposes of the NASDAQ Marketplace Rule. As a result, we are not required by NASDAQ to
    have a majority of independent directors or to maintain Compensation and Nominating and Corporate Governance Committees composed entirely of independent directors to continue to list the shares of our common stock on the NASDAQ Global Select Market.
    Our Compensation Committee is comprised of Messrs.&#160;Thomas Peterffy (Chairman of the Compensation Committee) and Earl H. Nemser (our Vice Chairman). Mr.&#160;Thomas Peterffy&#8217;s membership on the Compensation Committee may give rise to conflicts of interests
    in that Mr.&#160;Thomas Peterffy is able to influence all matters relating to executive compensation, including his own compensation.</div>
  <div style="margin-bottom: 9pt; font-style: italic; font-weight: bold;">We are dependent on IBG&#160;LLC to distribute cash to us in amounts sufficient to pay our tax liabilities and other expenses.</div>
  <div style="margin-bottom: 10pt;">We are a holding company and our primary assets are our approximately 18.5% (approximately 18.7% after completion of this offering assuming the maximum number of shares are issued) equity interest in IBG&#160;LLC and our
    controlling interest and related rights as the sole managing member of IBG&#160;LLC and, as such, we operate and control all of the business and affairs of IBG&#160;LLC and are able to consolidate IBG&#160;LLC&#8217;s financial results into our financial statements. We
    have no independent means of generating revenues. IBG&#160;LLC is treated as a partnership for U.S. federal income tax purposes and, as such, is not subject to U.S. federal income tax. Instead, its taxable income is allocated on a pro rata basis to Holdings
    and us. Accordingly, we incur income taxes on our proportionate share of the net taxable income of IBG&#160;LLC, and also incur expenses related to our operations. We intend to cause IBG&#160;LLC to distribute cash to its members in amounts at least equal to
    that necessary to cover their tax liabilities, if any, with respect to the earnings of IBG&#160;LLC. To the extent we need funds to pay such taxes, or for any other purpose, and IBG&#160;LLC is unable to provide such funds, it could have a material adverse
    effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We are required to pay Holdings for the benefit relating to additional tax depreciation or amortization deductions we claim as a result of the tax basis step&#8209;up our subsidiaries
    received in connection with our IPO and certain subsequent redemptions of Holdings membership interests.</div>
  <div style="margin-bottom: 12pt;">In connection with our IPO, we purchased interests in IBG&#160;LLC from Holdings for cash. In connection with redemptions of Holdings membership interests, we acquired additional interests in IBG&#160;LLC by issuing shares of
    common stock in exchange for an equivalent number of shares of member interests in IBG&#160;LLC (the &#8220;Redemptions&#8221;). In addition, IBG&#160;LLC membership interests held by Holdings may be sold in the future to us and financed by our issuances of shares of our
    common stock. The initial purchase and the Redemptions did, and the subsequent purchases may, result in increases in the tax basis of the tangible and intangible assets of IBG&#160;LLC and its subsidiaries that otherwise would not have been available. Such
    increase will be approximately equal to the amount by which our stock price at the time of the purchase exceeds the income tax basis of the assets of IBG&#160;LLC underlying the IBG&#160;LLC interests acquired by us. These increases in tax basis will result in
    increased deductions in computing our taxable income and resulting tax savings for us generally over the 15&#160;year period which commenced with the initial purchase. We have agreed to pay 85% of these tax savings, if any, to Holdings as they are realized
    as additional consideration for the IBG&#160;LLC interests that we acquire.</div>
  <div style="margin-bottom: 12pt;">As a result of the IPO and the Redemptions by Holdings, the increase in the tax basis attributable to our interest in IBG&#160;LLC is $1.3&#160;billion. The tax savings that we would actually realize as a result of this increase
    in tax basis likely would be significantly less than this amount multiplied by our effective tax rate due to a number of factors, including the allocation of a portion of the increase in tax basis to foreign or non&#8209;depreciable fixed assets, the impact
    of the increase in the tax basis on our ability to use foreign tax credits and the rules relating to the amortization of intangible assets, for example. Based on facts and assumptions as of December&#160;31, 2018, including that subsequent purchases of
    IBG&#160;LLC interests will occur in fully taxable transactions, the potential tax basis increase resulting from the historical and future purchases of the IBG&#160;LLC interests held by Holdings could be as much as $12.8&#160;billion. The Tax Receivable Agreement
    requires 85% of such tax savings, if any, to be paid to Holdings, with the balance to be retained by us. The actual increase in tax basis depends, among other factors, upon the price of shares of our common stock at the time of the purchase and the
    extent to which such purchases are taxable and, as a result, could differ materially from this amount. Our ability to achieve benefits from any such increase, and the amount of the payments to be made under the Tax Receivable Agreement, depends upon a
    number of factors, as discussed above, including the timing and amount of our future income.</div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-11</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 12pt;">The tax basis of $12.8&#160;billion assumes that (a)&#160;all remaining IBG&#160;LLC membership interests held by Holdings are purchased by us in a taxable transaction and (b)&#160;such purchases in the future are made at prices that
    reflect the closing share price as of December&#160;31, 2018. In order to have a $12.8&#160;billion tax basis, the offering price per share of common stock in such future public offering will need to exceed the then current cost basis per share of common stock
    by approximately $39.36.</div>
  <div style="margin-bottom: 12pt;">If either immediately before or immediately after any purchase or the related issuance of our stock, the Holdings members own or are deemed to own, in the aggregate, more than 20% of our outstanding common stock, then
    all or part of any increase in the tax basis of goodwill may not be amortizable and, thus, our ability to realize the annual tax savings that otherwise would have resulted if such tax basis were amortizable may be significantly reduced. Although the
    Holdings members are prohibited under the Exchange Agreement from purchasing shares of common stock in a public offering, grants of our common stock to employees and directors who are also members or related to members of Holdings and the application
    of certain tax attribution rules, such as among family members and partners in a partnership, could result in Holdings members being deemed for tax purposes to own shares of common stock.</div>
  <div style="margin-bottom: 12pt;">If the Internal Revenue Services successfully challenges the tax basis increase, under certain circumstances, we could be required to make payments to Holdings under the Tax Receivable Agreement in excess of our cash tax
    savings.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Certain provisions in our amended and restated certificate of incorporation may prevent efforts by our stockholders to change our direction or management.</div>
  <div style="margin-bottom: 12pt;">Provisions contained in our amended and restated certificate of incorporation could make it more difficult for a third party to acquire us, even if doing so might be beneficial to our stockholders. For example, our
    amended and restated certificate of incorporation authorizes our board of directors to determine the rights, preferences, privileges and restrictions of unissued series of preferred stock, without any vote or action by our stockholders. We could issue
    a series of preferred stock that could impede the completion of a merger, tender offer or other takeover attempt. These provisions may discourage potential acquisition proposals and may delay, deter or prevent a change of control of us, including
    through transactions, and, in particular, unsolicited transactions, that some or all of our stockholders might consider to be desirable. As a result, efforts by our stockholders to change our direction or management may be unsuccessful.</div>
  <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">Risks Related to Our Business</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Our business may be harmed by global events beyond our control, including overall slowdowns in securities trading.</div>
  <div style="margin-bottom: 10pt;">Like other brokerage and financial services firms, our business and profitability are directly affected by elements that are beyond our control, such as economic and political conditions, broad trends in business and
    finance, changes in volume of securities and futures transactions, changes in the markets in which such transactions occur and changes in how such transactions are processed. A weakness in equity markets, such as a slowdown causing reduction in trading
    volume in U.S. or foreign securities and derivatives, has historically resulted in reduced transaction revenues and would have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Our business could be harmed by a systemic market event.</div>
  <div style="margin-bottom: 10pt;">Some market participants could be overleveraged. In case of sudden, large price movements, such market participants may not be able to meet their obligations to brokers who, in turn, may not be able to meet their
    obligations to their counterparties. As a result, the financial system or a portion thereof could collapse, and the impact of such an event could be catastrophic to our business.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Our future success will depend on our response to the demand for new services, products and technologies.</div>
  <div style="margin-bottom: 10pt;">The demand for market making services, particularly services that rely on electronic communications gateways, is characterized by:</div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zcc6c91ac42bc4842a60de4c81d453513" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">rapid technological change;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z72875f6ee68144b2bcd6651f516e7746" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">changing customer demands;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z6aec76257c9b490ca929d905df1addc9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">the need to enhance existing services and products or introduce new services and products; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z10946e96cb774e4fb73a5b0e04016d66" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">evolving industry standards.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="margin-bottom: 8pt;"> <br>
  </div>
  <div style="margin-bottom: 8pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-12</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 8pt;"> <br>
  </div>
  <div style="margin-bottom: 8pt;">New services, products and technologies may render our existing services, products and technologies less competitive. Our future success will depend, in part, on our ability to respond to the demand for new services,
    products and technologies on a timely and cost&#8209;effective basis and to adapt to technological advancements and changing standards to address the increasingly sophisticated requirements and varied needs of our customers and prospective customers. We
    cannot assure you that we will be successful in developing, introducing or marketing new services, products and technologies. In addition, we may experience difficulties that could delay or prevent the successful development, introduction or marketing
    of these services and products, and our new service and product enhancements may not achieve market acceptance. Any failure on our part to anticipate or respond adequately to technological advancements, customer requirements or changing industry
    standards, or any significant delays in the development, introduction or availability of new services, products or enhancements could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 8pt; font-style: italic; font-weight: bold;">Our reliance on our computer software could cause us great financial harm in the event of any disruption or corruption of our computer software. We may experience technology failures
    while developing our software.</div>
  <div style="margin-bottom: 8pt;">We rely on our computer software to receive and properly process internal and external data. Any disruption for any reason in the proper functioning or any corruption of our software or erroneous or corrupted data may
    cause us to make erroneous trades or suspend our services and could cause us great financial harm. To maintain our competitive advantage, our software is under continuous development. As we identify and enhance our software, there is risk that software
    failures may occur and result in service interruptions and have other unintended consequences.</div>
  <div style="margin-bottom: 8pt; font-style: italic; font-weight: bold;">We depend on our proprietary technology, and our future results may be impacted if we cannot maintain technological superiority in our industry.</div>
  <div style="margin-bottom: 8pt;">Our success in the past has largely been attributable to our sophisticated proprietary technology that has taken many years to develop. We have benefited from the fact that the type of proprietary technology equivalent to
    that which we employ has not been widely available to our competitors. If our technology becomes more widely available to our current or future competitors for any reason, our operating results may be adversely affected. Additionally, adoption or
    development of similar or more advanced technologies by our competitors may require that we devote substantial resources to the development of more advanced technology to remain competitive. The markets in which we compete are characterized by rapidly
    changing technology, evolving industry standards and changing trading systems, practices and techniques. Although we have been at the forefront of many of these developments in the past, we may not be able to keep up with these rapid changes in the
    future, develop new technology, realize a return on amounts invested in developing new technologies or remain competitive in the future.</div>
  <div style="margin-bottom: 8pt; font-style: italic; font-weight: bold;">The loss of our key employees would materially adversely affect our business.</div>
  <div style="margin-bottom: 8pt;">Our key executives have substantial experience and have made significant contributions to our business, and our continued success is dependent upon the retention of our key management executives, as well as the services
    provided by our staff of trading system, technology and programming specialists and a number of other key managerial, marketing, planning, financial, technical and operations personnel. The loss of such key personnel could have a material adverse
    effect on our business. Growth in our business is dependent, to a large degree, on our ability to retain and attract such employees.</div>
  <div style="margin-bottom: 8pt; font-style: italic; font-weight: bold;">We may not pay dividends on our common stock at any time in the foreseeable future.</div>
  <div style="margin-bottom: 8pt;">As a holding company for our interest in IBG&#160;LLC, we will be dependent upon the ability of IBG&#160;LLC to generate earnings and cash flows and distribute them to us so that we may pay any dividends to our stockholders. To the
    extent (if any) that we have excess cash, any decision to declare and pay dividends in the future will be made at the discretion of our board of directors and will depend on, among other things, our results of operations, financial conditions, cash
    requirement, contractual restrictions and other factors that our board of directors may deem relevant. Since the second quarter of 2011, we have declared and paid a quarterly cash dividend of $0.10 per share. Although not required, we currently intend
    to pay quarterly dividends of $0.10 per share to our common stockholders for the foreseeable future.</div>
  <div style="margin-bottom: 8pt; font-style: italic; font-weight: bold;">Our future efforts to sell shares or raise additional capital may be delayed or prohibited by regulations.</div>
  <div style="margin-bottom: 8pt;">As certain of our subsidiaries are members of the Financial Industry Regulatory Authority (&#8220;FINRA&#8221;), we are subject to certain regulations regarding changes in control of our ownership. FINRA Rule&#160;1017 generally provides
    that FINRA approval must be obtained in connection with any transaction resulting in a change in control of a member firm. FINRA defines control as ownership of 25% or more of the firm&#8217;s equity by a single entity or person and would include a change in
    control of a parent company. Interactive Brokers (U.K.) Limited, Timber Hill Canada Company, Interactive Brokers Canada, Inc., and Interactive Brokers Hong&#160;Kong Limited are subject to similar change in control regulations promulgated by the Financial
    Conduct Authority (&#8220;FCA&#8221;) in the United Kingdom, the Investment Industry Regulatory Organization of Canada (&#8220;IIROC&#8221;) in Canada and the Securities and Futures Commission (&#8220;SFC&#8221;) in Hong Kong, respectively. As a result of these regulations, our future
    efforts to sell shares or raise additional capital may be delayed or prohibited. We may be subject to similar restrictions in other jurisdictions in which we operate.</div>
  <div style="margin-bottom: 8pt;"> <br>
  </div>
  <div style="margin-bottom: 8pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-13</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Regulatory and legal uncertainties could harm our business.</div>
  <div style="margin-bottom: 10pt;">The securities and derivatives businesses are heavily regulated. Firms in financial service industries have been subject to an increasingly regulated environment over recent years, and penalties and fines sought by
    regulatory authorities have increased accordingly. This regulatory and enforcement environment has created uncertainty with respect to various types of transactions that historically had been entered into by financial services firms and that were
    generally believed to be permissible and appropriate. Our broker&#8209;dealer subsidiaries are subject to regulations in the U.S. and abroad covering all aspects of their business. Regulatory bodies include, in the U.S., the Securities Exchange Commission
    (&#8220;SEC&#8221;), FINRA, the Board of Governors of the Federal Reserve System, the Chicago Board Options Exchange, the Chicago Mercantile Exchange, the Commodity Futures Trading Commission (&#8220;CFTC&#8221;), and the National Futures Association; in Canada, the IIROC and
    various Canadian securities commissions; in the United Kingdom, the FCA; in Switzerland, the Swiss Financial Market Supervisory Authority; in India, the Securities and Exchange Board of India; in Hong Kong, the SFC; in Australia, the Australian
    Securities and Investment Commission; and in Japan, the Financial Supervisory Agency and the Japan Securities Dealers Association. Our mode of operation and profitability may be directly affected by additional legislation changes in rules promulgated
    by various domestic and foreign government agencies and self&#8209;regulatory organizations that oversee our businesses, and changes in the interpretation or enforcement of existing laws and rules, including the potential imposition of transaction taxes.
    Noncompliance with applicable laws or regulations could result in sanctions being levied against us, including fines and censures, suspension or expulsion from a certain jurisdiction or market or the revocation or limitation of licenses. Noncompliance
    with applicable laws or regulations could adversely affect our reputation, prospects, revenues and earnings. In addition, changes in current laws or regulations or in governmental policies could adversely affect our business, financial condition and
    results of operations.</div>
  <div>We are subject to regulatory oversight and examination by numerous governmental and self-regulatory authorities and are currently providing information to certain of such authorities, including FINRA, the SEC, the CFTC and the U.S. Department of
    Justice, and cooperating with those authorities. We believe that the regulators are focused on compliance practices, including anti money laundering and Bank&#160;Secrecy&#160;Act practices. We periodically review these practices to make them more robust and to
    keep pace with changing regulatory standards, and we have been enhancing and augmenting our procedures and personnel in these areas over the past several years. The outcome of the examinations and inquiries currently in progress cannot be predicted. We
    do not believe that they are likely to have a materially adverse effect on the Company&#8217;s financial results.</div>
  <div><br>
  </div>
  <div style="margin-bottom: 10pt;">Domestic and foreign stock exchanges, other self&#8209;regulatory organizations and state and foreign securities commissions can censure, fine, issue cease&#8209;and&#8209;desist orders, suspend or expel a broker&#8209;dealer or any of its
    officers or employees. Our ability to comply with all applicable laws and rules is largely dependent on our internal system to ensure compliance, as well as our ability to attract and retain qualified compliance personnel. We could be subject to
    disciplinary or other actions in the future due to claimed noncompliance, which could have a material adverse effect on our business, financial condition and results of operations. To continue to operate and to expand our services internationally, we
    may have to comply with the regulatory controls of each country in which we conduct, or intend to conduct business, the requirements of which may not be clearly defined. The varying compliance requirements of these different regulatory jurisdictions,
    which are often unclear, may limit our ability to continue existing international operations and further expand internationally.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Our direct market access clearing and non&#8209;clearing brokerage operations face intense competition.</div>
  <div style="margin-bottom: 10pt;">With respect to our direct market access brokerage business, the market for electronic and interactive bidding, offering and trading services in connection with equities, options and futures is rapidly evolving and
    intensely competitive. We expect competition to continue and intensify in the future. Our current and potential future competition principally comes from five categories of competitors:</div>
  <div>
    <table cellspacing="0" cellpadding="0" id="ze5d1ab8d2c0f45a7a5e7177c166aed8d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">prime brokers who, in an effort to satisfy the demands of their customers for hands&#8209;on electronic trading facilities, universal access to markets, smart routing, better trading tools, lower commissions and
              financing rates, have embarked upon building such facilities and product enhancements;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zdddb7e98cabe40849735c5bfaf6ec40c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">direct market access and online options and futures firms;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zeed78fe989b743499e3be62390be6184" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">direct market access and online equity brokers;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z5989065241dc433c8017416c052c268b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">software development firms and vendors who create global trading networks and analytical tools and make them available to brokers; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z01858dcd47124a579e046764dba020dc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">traditional brokers.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-14</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 10pt;">In addition, we compete with financial institutions, mutual fund sponsors and other organizations, many of which provide online, direct market access or other investing services. A number of brokers provide our
    technology and execution services to their customers, and these brokers will become our competitors if they develop their own technology. Some of our competitors in this area have greater name recognition, longer operating histories and significantly
    greater financial, technical, marketing and other resources than we have and offer a wider range of services and financial products than we do. Some of our competitors may also have an ability to charge lower commissions. We cannot assure you that we
    will be able to compete effectively or efficiently with current or future competitors. These increasing levels of competition in the online trading industry could significantly harm this aspect of our business.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We are subject to potential losses as a result of our clearing and execution activities.</div>
  <div style="margin-bottom: 12pt;">As a clearing member firm providing financing services to certain of our brokerage customers, we are ultimately responsible for their financial performance in connection with various stock, options and futures
    transactions. Our clearing operations require a commitment of our capital and, despite safeguards implemented by our software, involve risks of losses due to the potential failure of our customers to perform their obligations under these transactions.
    If our customers default on their obligations, we remain financially liable for such obligations, and although these obligations are collateralized, we are subject to market risk in the liquidation of customer collateral to satisfy those obligations.
    There can be no assurance that our risk management procedures will be adequate. Any liability arising from clearing operations could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt;">As a clearing member firm of securities and commodities clearing houses in the U.S. and abroad, we are also exposed to clearing member credit risk. Securities and commodities clearing houses require member firms to
    deposit cash and/or government securities to a clearing fund. If a clearing member defaults in its obligations to the clearing house in an amount larger than its own margin and clearing fund deposits, the shortfall is absorbed pro rata from the
    deposits of the other clearing members. Many clearing houses of which we are members also have the authority to assess their members for additional funds if the clearing fund is depleted. A large clearing member default could result in a substantial
    cost to us if we are required to pay such assessments.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We are exposed to risks associated with our international operations.</div>
  <div style="margin-bottom: 12pt;">During 2018, approximately 21% of our net revenues were generated by our operating companies outside the U.S. We are exposed to risks and uncertainties inherent in doing business in international markets, particularly in
    the heavily regulated brokerage industry. Such risks and uncertainties include political, economic and financial instability; unexpected changes in regulatory requirements, tariffs and other trade barriers; exchange rate fluctuations; applicable
    currency controls; and difficulties in staffing, including reliance on newly hired local experts, and managing foreign operations. These risks could cause a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We do not have fully redundant systems. System failures could harm our business.</div>
  <div style="margin-bottom: 12pt;">If our systems fail to perform, we could experience unanticipated disruptions in operations, slower response times or decreased customer service and customer satisfaction. Our ability to facilitate transactions
    successfully and provide high quality customer service also depends on the efficient and uninterrupted operation of our computer and communications hardware and software systems. Our service has experienced periodic system interruptions, which we
    believe will continue to occur from time to time. Our systems and operations also are vulnerable to damage or interruption from human error, natural disasters, power loss, telecommunication failures, break&#8209;ins, sabotage, computer viruses, intentional
    acts of vandalism and similar events. While we currently maintain redundant servers to provide limited service during system disruptions, we do not have fully redundant systems, and our formal disaster recovery plan does not include restoration of all
    services. For example, we have backup facilities at our disaster recovery site that enable us, in the case of complete failure of our main North&#160;America data center, to recover and complete all pending transactions, provide customers with access to
    their accounts to deposit or withdraw money, transfer positions to other brokers and manage their risk by continuing trading through the use of marketable orders. These backup services are currently limited to U.S. markets. We do not currently have
    separate backup facilities dedicated to our non&#8209;U.S. operations. It is our intention to provide for and progressively deploy backup facilities for our global facilities over time. In addition, we do not carry business interruption insurance to
    compensate for losses that could occur to the extent not required. Any system failure that causes an interruption in our service or decreases the responsiveness of our service could impair our reputation, damage our brand name and materially adversely
    affect our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-15</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Failure of third&#8209;party systems on which we rely could adversely affect our business.</div>
  <div style="margin-bottom: 12pt;">We rely on certain third&#8209;party computer systems or third&#8209;party service providers, including clearing systems, exchange systems, Internet service, communications facilities and other facilities. Any interruption in these
    third&#8209;party services, or deterioration in their performance, could be disruptive to our business. If our arrangement with any third party is terminated, we may not be able to find an alternative source of systems support on a timely basis or on
    commercially reasonable terms. This could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Internet&#8209;related issues may reduce or slow the growth in the use of our services in the future.</div>
  <div style="margin-bottom: 12pt;">Critical issues concerning the commercial use of the Internet, such as ease of access, security, privacy, reliability, cost, and quality of service, remain unresolved and may adversely impact the growth of Internet use.
    If Internet usage continues to increase rapidly, the Internet infrastructure may not be able to support the demands placed on it by this growth, and its performance and reliability may decline. Although our larger institutional customers use leased
    data lines to communicate with us, our ability to increase the speed with which we provide services to consumers and to increase the scope and quality of such services is limited by and dependent upon the speed and reliability of our customers&#8217; access
    to the Internet, which is beyond our control. If periods of decreased performance, outages or delays on the Internet occur frequently or other critical issues concerning the Internet are not resolved, overall Internet usage or usage of our web based
    products could increase more slowly or decline, which could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Our computer infrastructure may be vulnerable to security breaches. Any such problems could jeopardize confidential information transmitted over the Internet, cause interruptions in
    our operations or cause us to have liability to third persons.</div>
  <div style="margin-bottom: 12pt;">Our computer infrastructure is potentially vulnerable to physical or electronic computer break&#8209;ins, viruses and similar disruptive problems and security breaches. Any such problems or security breaches could cause us to
    have liability to one or more third parties, including our customers, and disrupt our operations. A party able to circumvent our security measures could misappropriate proprietary information or customer information, jeopardize the confidential nature
    of information transmitted over the Internet or cause interruptions in our operations. Concerns over the security of Internet transactions and the privacy of users could also inhibit the growth of the Internet or the electronic brokerage industry in
    general, particularly as a means of conducting commercial transactions. To the extent that our activities involve the storage and transmission of proprietary information such as personal financial information, security breaches could expose us to a
    risk of financial loss, litigation and other liabilities. Our estimated annual losses from reimbursements to customers whose accounts have been negatively affected by unauthorized access have historically been less than $500,000 annually and
    effectively zero since the widespread introduction of our Secure Login System. Our current insurance program may protect us against some, but not all, of such losses. Any of these events, particularly if they (individually or in the aggregate) result
    in a loss of confidence in our company or electronic brokerage firms in general, could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We may not be able to protect our intellectual property rights or may be prevented from using intellectual property necessary for our business.</div>
  <div style="margin-bottom: 12pt;">We rely primarily on trade secret, contract, copyright, patent and trademark laws to protect our proprietary technology. It is possible that third parties may copy or otherwise obtain and use our proprietary technology
    without authorization or otherwise infringe on our rights. We may also face claims of infringement that could interfere with our ability to use technology that is material to our business operations.</div>
  <div style="margin-bottom: 12pt;">In the future, we may have to rely on litigation to enforce our intellectual property rights, protect our trade secrets, determine the validity and scope of the proprietary rights of others or defend against claims of
    infringement or invalidity. Any such litigation, whether successful or unsuccessful, could result in substantial costs and the diversion of resources and the attention of management, any of which could negatively affect our business.</div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-16</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 12pt;"> <br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We are subject to risks relating to litigation and potential securities laws liability.</div>
  <div style="margin-bottom: 10pt;">We are exposed to substantial risks of liability under federal and state securities laws, other federal and state laws and court decisions, as well as rules and regulations promulgated by the SEC, the CFTC, the Federal
    Reserve, state securities regulators, self&#8209;regulatory organizations and foreign regulatory agencies. We are also subject to the risk of litigation and claims that may be without merit. We could incur significant legal expenses in defending ourselves
    against and resolving lawsuits or claims. An adverse resolution of any future lawsuits or claims against us could result in a negative perception of the Company and have a material adverse effect on our business, financial condition and results of
    operations. See &#8220;Legal Proceedings and Regulatory Matters&#8221; in Part&#160;I Item&#160;3 of our 2018 Annual Report on Form&#160;10&#8209;K, filed with the SEC on February 28, 2019.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">We are subject to counterparty risk whereby defaults by parties with whom we do business can have an adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 10pt;">In our electronic brokerage business, our customer margin credit exposure is to a great extent mitigated by our policy of automatically evaluating each account throughout the trading day and closing out positions
    automatically for accounts that are found to be under&#8209;margined. While this methodology is effective in most situations, it may not be effective in situations in which no liquid market exists for the relevant securities or commodities or in which, for
    any reason, automatic liquidation for certain accounts has been disabled. If no liquid market exists or automatic liquidation has been disabled, we are subject to risks inherent in extending credit, especially during periods of rapidly declining
    markets. Any loss or expense incurred due to defaults by our customers in failing to repay margin loans or to maintain adequate collateral for these loans would cause harm to our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Any future acquisitions may result in significant transaction expenses, integration and consolidation risks and risks associated with entering new markets, and we may be unable to
    profitably operate our consolidated company.</div>
  <div style="margin-bottom: 10pt;">Although our growth strategy has not focused historically on acquisitions, we may in the future engage in evaluations of potential acquisitions and new businesses. We may not have the financial resources necessary to
    consummate any acquisitions in the future or the ability to obtain the necessary funds on satisfactory terms. Any future acquisitions may result in significant transaction expenses and risks associated with entering new markets in addition to
    integration and consolidation risks. Because acquisitions historically have not been a core part of our growth strategy, we have little experience in successfully utilizing acquisitions. We may not have sufficient management, financial and other
    resources to integrate any such future acquisitions or to successfully operate new businesses and we may be unable to profitably operate our expanded company.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">Because our revenues and profitability depend on trading volume, they are prone to significant fluctuations and are difficult to predict.</div>
  <div style="margin-bottom: 10pt;">Our revenues are dependent on the level of trading activity on securities and derivatives exchanges in the U.S. and abroad. In the past, our revenues and operating results have varied significantly from period to period
    primarily due to the willingness of market maker competitors to trade more aggressively by decreasing their bid/offer spreads and thereby assuming more risk in order to acquire market share, to movements and trends in the underlying markets, to
    fluctuations in trading levels and also due to the curtailing of our market making activities. As a result, period to period comparisons of our revenues and operating results may not be meaningful, and future revenues and profitability may be subject
    to significant fluctuations or declines.</div>
  <div style="margin-bottom: 10pt; font-style: italic; font-weight: bold;">We may incur material trading losses from our market making activities.</div>
  <div style="margin-bottom: 10pt;">A portion of our revenues and operating profits is derived from our trading as principal in our role as a market maker. We may incur trading losses relating to these activities since each primarily involves the purchase
    or sale of securities for our own account. In any period, we may incur trading losses in a significant number of securities for a variety of reasons including:</div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z978091d5458644bfb14782d3cbf5d80e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">price changes in securities;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zc2c5b1d8c47b48e0bfa8403c0c2aee2e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">lack of liquidity in securities in which we have positions; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zcc7076fd84f34d19af13fcbc4054abdb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 7pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; margin-bottom: 7pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="margin-bottom: 7pt;">the required performance of our market making obligations.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="margin-bottom: 10pt;">These risks may limit or restrict our ability to either resell securities we purchased or to repurchase securities we sold. In addition, we may experience difficulty borrowing securities to make delivery to purchasers to
    whom we sold short, or lenders from whom we have borrowed. From time to time, we have large position concentrations in securities of a single issuer or issuers engaged in a specific industry or traded in a particular market. Such a concentration could
    result in higher trading losses than would occur if our positions and activities were less concentrated.</div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-17</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 10pt;"> <br>
  </div>
  <div style="margin-bottom: 10pt;">In our role as a market maker, we attempt to derive a profit from the difference between the prices at which we buy and sell, or sell and buy, securities. However, competitive forces often require us to match the quotes
    other market makers display and to hold varying amounts of securities in inventory. By having to maintain inventory positions, we are subjected to a high degree of risk. We cannot assure you that we will be able to manage such risk successfully or that
    we will not experience significant losses from such activities, which could have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Reduced spreads in securities pricing, levels of trading activity and trading through market makers could harm our business.</div>
  <div style="margin-bottom: 12pt;">Computer&#8209;generated buy/sell programs and other technological advances and regulatory changes in the marketplace may continue to tighten spreads on securities transactions. Tighter spreads and increased competition could
    make the execution of trades and market making activities less profitable. In addition, alternative trading systems such as ECNs are an alternative for individual and institutional investors, as well as broker&#8209;dealers, to avoid directing their trades
    through market makers, and could result in reduced revenues derived from our market making business.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We may incur losses in our market making activities in the event of failures of our proprietary pricing model.</div>
  <div style="margin-bottom: 12pt;">The success of our market making business is substantially dependent on the accuracy of our proprietary pricing mathematical model, which continuously evaluates and monitors the risks inherent in our portfolio,
    assimilates market data and reevaluates our outstanding quotes many times per second. Our model is designed to automatically rebalance our positions throughout the trading day to manage risk exposures on our positions in options, futures and the
    underlying securities. In the event of a flaw in our pricing model and/or a failure in the related software, our pricing model may lead to unexpected and/or unprofitable trades, which may result in material trading losses.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">The valuation of the financial instruments we hold may result in large and occasionally anomalous swings in the value of our positions and in our earnings in any period.</div>
  <div style="margin-bottom: 12pt;">The market prices of our long and short positions are reflected on our books at closing prices which are typically the last trade price before the official close of the primary exchange on which each such security
    trades. Given that we manage a globally integrated portfolio, we may have large and substantially offsetting positions in securities that trade on different exchanges that close at different times of the trading day. As a result, there may be large and
    occasionally anomalous swings in the value of our positions daily and, accordingly, in our earnings in any period. This is especially true on the last business day of each calendar quarter.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We are exposed to losses due to lack of perfect information.</div>
  <div style="margin-bottom: 12pt;">As market makers, we provide liquidity by buying from sellers and selling to buyers. Quite often, we trade with others who have different information than we do, and as a result, we may accumulate unfavorable positions
    preceding large price movements in companies. Should the frequency or magnitude of these events increase, our losses will likely increase correspondingly.</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Rules governing designated market makers may require us to make unprofitable trades or prevent us from making profitable trades.</div>
  <div>Designated market makers are granted certain rights and have certain obligations to &#8220;make a market&#8221; in a particular security. They agree to specific obligations to maintain a fair and orderly market. In acting as a designated market maker, we are
    subjected to a high degree of risk by having to support an orderly market. In this role, we may at times be required to make trades that adversely affect our profitability. In addition, we may at times be unable to trade for our own account in
    circumstances in which it may be to our advantage to trade, and we may be obligated to act as a principal when buyers or sellers outnumber each other. In those instances, we may take a position counter to the market, buying or selling securities to
    support an orderly market. Additionally, the rules of the markets which govern our activities as designated market maker are subject to change. If these rules are made more stringent, our trading revenues and profits as a designated market maker could
    be adversely affected.</div>
  <div><br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We face competition in our market making activities.</div>
  <div style="margin-bottom: 9pt;">In our market making activities, we compete with other firms based on our ability to provide liquidity at competitive prices and to attract order flow. These firms include registered market makers as well as HFTs that act
    as market makers. Both types of competitors range from sole proprietors with very limited resources to a few highly sophisticated groups which have substantially greater financial and other resources, including research and development personnel, than
    we do. </div>
  <div style="margin-bottom: 9pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-18</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="margin-bottom: 9pt;">These larger and better capitalized competitors may be better able to respond to changes in the market making industry, to compete for skilled professionals, to finance acquisitions, to fund internal growth and to compete
    for market share generally. HFTs that are not registered market makers have certain advantages over registered market making firms that may allow them to bypass regulatory restrictions and trade more quickly and cheaply than registered market makers at
    some exchanges. We may not be able to compete effectively against HFTs or market makers with greater financial resources, and our failure to do so could materially and adversely affect our business, financial condition and results of operations. As in
    the past, we may in the future face enhanced competition, resulting in narrowing bid/offer spreads in the marketplace that may adversely impact our financial performance. This is especially likely if HFTs continue to receive advantages in capturing
    order flow or if others can acquire systems that enable them to predict markets or process trades more efficiently than we can.</div>
  <div style="text-align: center; font-weight: bold;">Risks Related to the Offering</div>
  <div>&#160;</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">You may not be able to transfer your shares of our common stock received in connection with a Promotion until any transfer restrictions on the shares expires.</div>
  <div>A Promotion may impose transfer restrictions on shares that you receive. Any attempt to transfer such shares before the lapse of the transfer restriction (if any) is void and may result in forfeiture of the shares. As a result, you will be required
    to bear the financial risk of ownership of our stock during such restricted period. The price of our shares may fluctuate, perhaps significantly, between the time they are granted by us, and the date upon which the restriction on transfer lapses,
    potentially causing you to receive less than their value when awarded. During this time period, you may become aware of additional information that might affect your investment decision to hold our shares, but you will not be able to transfer your
    shares of our common stock. Additionally, there can be no assurance our shares will continue to be registered on a public market following any lapse of a transfer restriction; such that there is no guarantee you will be able to sell our shares or
    obtain the price you desire for them.</div>
  <div><br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">We may limit, add to, suspend, modify, terminate or extend the Promotions, at any time.</div>
  <div>Subject to any rules applicable to a Promotion, at any time, we may limit, add to, suspend, modify terminate or extend a Promotion, or the granting of our shares to eligible participants under a Promotion, or any of its terms and conditions, which
    could result in the realization of substantially fewer benefits to you than what you may expect. We have no prior experience with the implementation of a program such as a Promotion. We may find that it is substantially more expensive to implement and
    maintain than what we currently expect, or it may result in substantially fewer benefits than what we anticipate.</div>
  <div><br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">Any shares of our common stock you receive in connection with a Promotion could have adverse tax consequences to you.</div>
  <div>Shares awarded in a Promotion may represent taxable income to you. For U.S. income tax purposes, we intend to treat such shares as taxable income when any share restrictions lapse (if any) or if none when the shares are placed in your account,
    although the Internal Revenue Service may take a different approach. Your participation in the Promotion may also increase the complexity of your tax filings. See &#8220;Material United States Federal Income Tax Consequences,&#8221; below.</div>
  <div><br>
  </div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">The market price of our common stock may fluctuate significantly, and this may make it difficult for holders to resell our common stock when they want or at prices that they find
    attractive.</div>
  <div>The market price of our common stock on the NASDAQ Global Select Market constantly changes.&#160;We expect that the market price of our common stock will continue to fluctuate.&#160;The market price of our common stock may fluctuate as a result of a variety
    of factors, many of which are beyond our control.&#160;These factors include:</div>
  <div><br>
  </div>
  <div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7bdc591254af4d62b9a6fe3d06329296">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div>changes in market conditions;</div>
              <div><br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5e14887f096d4ce09acee586f07349ee">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div>quarterly variations in our results of operations;<br>
                <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z043759a4b70e4bbaa5d9b06b83f1bdb6">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div>results of operations that vary from the expectations of management, securities analysts and investors;</div>
              <div><br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z77745f2debde43ef85f93303fc5ec588">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div>changes in expectations as to our future financial performance;</div>
              <div><br>
              </div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-19</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div> </div>
  <div> </div>
  <div> </div>
  <div> </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z2acd47e43bdb42a6b72243bb5f224951" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>announcements of strategic developments, significant contracts, acquisitions and other material events by us or our competitors;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf3da06b6c0954d87be882ec1bcf57654" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the operating and securities price performance of other companies that investors believe are comparable to us;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zd013dde27e334e0cbe970b1d778c82fe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>future sales of our equity or equity-related securities;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z6323018d6afa485486668396d5319304" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>changes in the economy and the financial markets;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z1c9e239474394142b33a4cd62c878cde" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>departures of key personnel;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zad8aa7f1b05e4550b7624ee1133bbfc4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>changes in governmental regulations;&#160;and</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z02d43953c0f643baabcc89477d5794ef" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>geopolitical conditions, such as acts or threats of terrorism or military conflicts.</div>
            <div> <br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>&#160;</div>
  <div>In addition, in prior years, global equity markets have experienced extreme price and volume fluctuations. This volatility has had a significant effect on the market price of securities issued by many companies for reasons often unrelated to their
    operating performance. These broad market fluctuations may adversely affect the market price of our common stock, regardless of our results of operations.</div>
  <div>&#160;</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">The common stock are equity interests and are subordinate to our existing and future indebtedness.</div>
  <div>The common stock are equity interests.&#160;This means the common stock will rank junior to all of our indebtedness and to other non-equity claims on us and our assets available to satisfy claims on us, including claims in a bankruptcy or similar
    proceeding. Future indebtedness may restrict, payment of dividends on the common stock.</div>
  <div><br>
  </div>
  <div>Additionally, unlike indebtedness, where principal and interest customarily are payable on specified due dates, in the case of common stock, (i)&#160;dividends are payable only when and if declared by our board of directors or a duly authorized committee
    of the board and (ii)&#160;as a corporation, we are restricted to only making dividend payments and redemption payments out of legally available assets.&#160;Further, the common stock places no restrictions on our business or operations or on our ability to
    incur indebtedness or engage in any transactions, subject only to the voting rights available to stockholders generally.</div>
  <div>&#160;</div>
  <div style="margin-bottom: 12pt; font-style: italic; font-weight: bold;">There may be future sales or issuances of our common stock, which will dilute the ownership interests of stockholders and may adversely affect the market price of our common stock.</div>
  <div>We may issue additional common stock, including securities that are convertible into or exchangeable for, or that represent the right to receive, common stock or substantially similar securities, which may result in dilution to our stockholders. In
    addition, our stockholders may be further diluted by future issuances under our stock incentive plans. The market price of our common stock could decline as a result of sales or issuances of a large number of our common stock or similar securities in
    the market after this offering or the perception that such sales or issuances could occur.</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-20</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">INFORMATION INCORPORATED BY REFERENCE</div>
  <div>&#160;</div>
  <div>The SEC allows us to &#8220;incorporate by reference&#8221; information that we file with it, which means that we can disclose important information to you by referring you to those documents.&#160;The information incorporated by reference is an important part of
    this prospectus supplement, and information that we file later with the SEC will automatically update and supersede this information. We incorporate by reference the documents listed below and any future filings we will make with the SEC under Section
    13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, or the Exchange Act, after the date of this prospectus supplement but before the termination of any offering made under this prospectus supplement and accompanying prospectus:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z9f65f76b794541d0bfcac5562774ddb1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our annual report on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119709000022/exhibit_10-3.htm">Form 10-K for the fiscal year ended December 31, 2018</a> (filed with the SEC on February 28, 2019);</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zc76b6abcd756487f9f9253b15b8cd2be" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our quarterly reports on Form 10-Q for the<a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000026/ibkr-20190331x10q.htm"> quarter ended March 31, 2019</a> (filed with the SEC on May 9, 2019) and <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000058/ibkr-20190630x10q.htm">June 30, 2019</a> (filed with SEC on August 8, 2019);</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z5f36b749b00f43e8ba0ed364904cd41d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our <a href="http://www.sec.gov/Archives/edgar/data/1381197/000114036119004535/ap15115x1_def14a.htm">definitive proxy statement</a> filed with the SEC on March 7, 2019 and <a href="http://www.sec.gov/Archives/edgar/data/1381197/000114036119004536/ap15115x2_defa14a.htm">additional solicitation materials</a> also filed with the SEC on March 7, 2019;</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z30cea126243146469653d50477b014a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our current reports on Form 8-K, filed with the SEC on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000002/ibkr-20190107x8k.htm">January 7, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000005/ibkr-20190110x8k.htm">January 10, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000008/ibkr_8k-20190122.htm">January 22, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000011/ibkr-20190128x8k.htm">January 28, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000019/ibkr_8k-20190416.htm">April 16, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000022/ibkr-20190423x8k.htm">April 23, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/000138119719000042/ibkr_8k-20190630.htm">July 16, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/000138119719000048/ibkr-8k_20190726.htm">July 26, 2019</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000065/ibkr-20190922x8k.htm">September 24, 2019</a> and <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000079/ibkr-8k_20191001.htm">October 7, 2019</a>; and</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf3860a30aea4464ba98ef0ec04e37571" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the description of our common stock contained in the registration statement on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119719000070/ibkr-8a_20191003.htm">Form 8-A</a>, filed with the SEC on October 3, 2019.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>&#160;</div>
  <div>Upon oral or written request and at no cost to the requester, we will provide to any person, including a beneficial owner, to whom a prospectus supplement is delivered, a copy of any or all the information that has been incorporated by reference in
    this prospectus supplement but not delivered with this prospectus supplement. All requests should be made to: Interactive Brokers Group, Inc., One Pickwick Plaza, Greenwich, Connecticut 06830, Attn: Corporate Secretary. You should rely only on the
    information incorporated by reference or provided in this prospectus supplement. We have not authorized anyone to provide you with different information. You should not assume that the information in this prospectus supplement or the documents
    incorporated by reference is accurate as of any date other than the date on the front of this prospectus supplement or those documents.</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-21</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center;"><font style="font-weight: bold;">CAUTIONARY</font>&#160;<font style="font-weight: bold;">NOTE REGARDING FORWARD-LOOKING STATEMENTS</font></div>
  <div>&#160;</div>
  <div>This prospectus supplement and the documents incorporated herein by reference contain forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking
    statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the
    forward-looking statements. In some cases, you can identify forward-looking statements by terms such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;would,&#8221; &#8220;expect,&#8221; &#8220;plan,&#8221; &#8220;intend,&#8221; &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;predict,&#8221; &#8220;forecast,&#8221;
    &#8220;potential,&#8221; &#8220;likely&#8221; or &#8220;possible&#8221;, as well as the negative of such expressions, and similar expressions intended to identify forward-looking statements. Any or all of our forward-looking statements in this report and in the documents that we have
    referred you to may turn out to be wrong. They can be affected by inaccurate assumptions we might make or by known or unknown risks and uncertainties. Therefore, you should not place undue reliance on any such forward-looking statements.</div>
  <div><br>
  </div>
  <div>Factors that could cause actual results to differ materially from any future results, expressed or implied, in these forward&#8209;looking statements include, but are not limited to, the following:</div>
  <div style="font-size: 8pt;">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf60b9b0dd5144cfa8108d13acbab6079" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>general economic conditions in the markets where we operate;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z46ca06a883d34be1bdeb35046965a8c7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>increased industry competition and downward pressures on bid/offer spreads and electronic brokerage commissions;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zdcea56ef88f941da8e92e6bec0a17343" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>risks inherent to the electronic market making and brokerage businesses;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z6ff19294910847c29ca7828e4b13d8e7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>implied versus actual price volatility levels of the products in which we make markets;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z4691185b26904b0f8119b10aa9173c5b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the general level of interest rates;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z5edb15212216432d98bd0837f24bef80" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>failure to protect or enforce our intellectual property rights in our proprietary technology;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zedd45e7b45354eb0b4e83577f24daa42" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our ability to keep up with rapid technological change;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z32a0079041324e768c6daf37676908a9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>system failures and disruptions;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zb9651584068e4092a2d32fbbbb3bd7b0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>non-performance of third-party vendors;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf2dab228186f4794b3f19492d729c261" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>conflicts of interest and other risks due to our ownership and holding company structure;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z900509e928734ff7bc383f70a1556e35" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the loss of key executives and failure to recruit and retain qualified personnel;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z478064ba222a426faf4e487ca676df75" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the risks associated with the expansion of our business;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf989a622dd8e4bc485c769b28b7cc394" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our possible inability to integrate any businesses we acquire;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="za2a767d30aa748b4a08709030a86fa83" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>compliance with laws and regulations, including those relating to the securities industry; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zbe0a65c7d6fb4573b94e48dbf636d68c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>other factors discussed under &#8220;Risk Factors&#8221; in this prospectus supplement.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>Before you purchase our securities, you should read this prospectus supplement and the documents that we reference or incorporate by reference in this prospectus supplement, the prospectus or the registration statement of which this prospectus
    supplement is a part completely and with the understanding that our actual future results may be materially different from what we expect.&#160;Our business, financial condition, results of operations, and prospects may change.&#160;We may not update these
    forward-looking statements, even though our situation may change in the future, unless we have obligations under the federal securities laws to update and disclose material developments related to previously disclosed information.&#160;We qualify all of the
    information presented or incorporated by reference in this prospectus supplement, and particularly our forward-looking statements, by these cautionary statements.</div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-22</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">USE OF PROCEEDS</div>
  <div>&#160;</div>
  <div>No purchase or payment by any eligible participant in connection with a Promotion is necessary or permitted.&#160;As a result, we will not receive any proceeds from the issuance of our shares in a Promotion pursuant to this offering.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">DILUTION</div>
  <div><br>
  </div>
  <div>This distribution of our common stock is expected to have a negligible effect on the existing holders of our common stock, as the holders of our common stock would then own a larger portion of IBG LLC.&#160;As a result, while such transactions will have
    the effect of diluting your percentage ownership in us, we will own a larger portion of IBG LLC and, therefore, you will continue to own the same economic interest in the underlying IBG LLC business.</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">MATERIAL UNITED STATES FEDERAL INCOME TAX CONSEQUENCES</div>
  <div>&#160;</div>
  <div>This discussion is based on provisions of the U.S. Internal Revenue Code of 1986, as amended, or the &#8220;Code,&#8221; applicable Treasury Regulations, administrative pronouncements of the U.S. Internal Revenue Service, or &#8220;IRS,&#8221; and judicial decisions, all
    as in effect on the date hereof, and all of which are subject to change, possibly on a retroactive basis, and different interpretations. We have not sought and will not seek any rulings from the IRS regarding the matters discussed below. There can be
    no assurance the IRS or a court will not take a contrary position to that discussed below regarding the tax consequences of the receipt of shares in the Promotion. purchase, ownership and disposition of our common stock.</div>
  <div><br>
  </div>
  <div>This summary does not address any tax considerations other than certain U.S. federal income tax considerations. Persons resident or subject to tax in any jurisdiction outside of the United States should be aware that there may be tax consequences to
    such person outside of the U.S. by reason of the award, ownership or disposition of our common stock. No tax advice or opinion whatsoever is provided with respect to tax considerations involving any jurisdiction other than the U.S. Persons that are
    resident or subject to tax in any jurisdiction other than the U.S. are urged to consult their own independent tax advisors for advice regarding the specific federal, state, local and foreign tax considerations applicable to them, including, without
    limitation, any associated filing requirements, in such jurisdictions.</div>
  <div><br>
  </div>
  <div><font style="font-weight: bold;">This summary is included herein as general information only. We urge each participant to consult the participant&#8217;s own tax advisor concerning the particular U.S. federal, state, local and non-U.S. income, estate and
      other tax consequences of the purchase, ownership and disposition</font>&#160;<font style="font-weight: bold;">of our common stock.</font></div>
  <div><br>
  </div>
  <div style="font-weight: bold;">U.S Individual Taxpayers</div>
  <div><br>
  </div>
  <div>The following is a discussion of the material U.S. federal income tax consequences that may be relevant to an individual who is a U.S. taxpayer that is awarded shares through a Promotion.</div>
  <div><br>
  </div>
  <div>This discussion is addressed only to individuals who are &#8220;U.S. Persons&#8221; within the meaning of the Code (very generally, U.S. citizens and residents) and who hold their shares as a capital asset within the meaning of Section 1221 of the Code
    (generally, property held for investment) and do not hold our shares as part of a &#8220;straddle,&#8221; &#8220;hedge,&#8221; &#8220;conversion transaction&#8221; or other risk-reduction transaction.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Receipt of Shares</div>
  <div><br>
  </div>
  <div>We intend to treat your receipt of shares pursuant to a Promotion as a taxable prize or award for U.S. federal income tax purposes, resulting in taxable ordinary income to you. You will be issued an IRS Form 1099-MISC, and a copy of such Form will
    be provided to the IRS when the shares are taxable to you. You will be required to furnish your taxpayer identification number and to certify that you are not subject to backup withholding on an IRS Form W-9. If you fail to furnish properly a correct
    taxpayer identification number, or to certify that you are not subject to backup withholding, or if you have under-reported dividend or interest income, you may be subject to backup withholding at a rate of 24%. Your receipt of shares may also be
    subject to other information reporting and tax withholding requirements.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Timing of Taxable Income</div>
  <div><br>
  </div>
  <div>There is some uncertainty as to the timing of the taxable event if the shares are issued subject to a transfer restriction. We intend to treat the taxable event as occurring when the shares are transferable (i.e., any transfer restriction lapses or,
    if none, when you receive the shares) at which point you will have taxable ordinary income equal to the fair market value of the shares on that date (the &#8220;Tax Event&#8221;). There can be no assurance that the IRS will agree with our interpretation and may
    conclude you are taxable on the value of the shares when we issue them to you.</div>
  <div><br>
  </div>
  <div style="font-style: italic;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-23</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="font-style: italic;"> <br>
  </div>
  <div style="font-style: italic;">Distributions Received Prior to Taxable Event</div>
  <div><br>
  </div>
  <div style="margin-bottom: 10pt;">Prior to the Tax Event, in general, we intend to treat distributions of cash or property that we pay with respect to our common stock as payments in lieu of dividends for U.S. federal income tax purposes. In general,
    payments in lieu of dividends are treated as ordinary taxable income and do not qualify for the lower tax rate applicable to qualified dividend income.</div>
  <div style="margin-bottom: 10pt; font-style: italic;">Holding Period Prior to Taxable Event</div>
  <div>In general, any gain or loss recognized upon a disposition of shares will be long-term capital gain or loss if you have held the shares for more than 12 months between the day after the Tax Event and the time of disposition. Otherwise, any gain or
    loss recognized on a disposition of shares will be treated as short-term capital gain or loss. Under the Code as currently in effect, long-term capital gains of individuals are taxed at lower rates than ordinary income and short-term capital gains are
    taxable at ordinary income rates. Your ability to deduct capital losses could be limited. Your adjusted tax basis in your shares should equal the taxable income that you recognize on the Tax Event, which will generally equal the fair market value of
    the shares on the date of the transfer restriction lapse (if any). Your holding period for purposes of determined long-term or short-term capital gains will beginning the day after the Tax Event.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Non-U.S. Taxpayers</div>
  <div><br>
  </div>
  <div>The following is a discussion of the material U.S. federal income tax consequences applicable to Non-United States&#160;participant that is awarded shares through a Promotion. For purposes of this discussion, a &#8220;Non-United States Holder&#8221; of common stock
    means a holder that, for U.S. federal income tax purposes, is not a U.S. person.&#160;The term U.S. person means:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z434c178bf66b4e4daefc3308938ed4a4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>an individual citizen or resident of the United States;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z5415861a76574a1c80fe0ac71667a444" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>a corporation (or other entity taxable as a corporation) created or organized in or under the laws of the United States or any State thereof or the District of Columbia;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z44fe609027cf4b62896b152799d49dde" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>an estate the income of which is subject to U.S. federal income taxation regardless of its source; or</div>
            <div><br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z869ac767345d4ebcbef1a79212bd7999" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>a trust, if it (1) is subject to the primary supervision of a court within the United States and one or more U.S. persons have the authority to control all substantial decisions of the trust, or (2) has a valid election in effect under
              applicable U.S. Treasury Regulations to be treated as a U.S. person.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>This discussion assumes that a Non-United States Holder holds its shares as a capital asset within the meaning of Section 1221 of the Code (generally, property held for investment). This discussion does not consider specific facts and circumstances
    that may be relevant to a particular Non-United States Holder&#8217;s tax position, or that may apply to Non-United States Holders subject to special tax treatment under U.S. federal income tax laws (including partnerships or other pass-through entities,
    banks and insurance companies, regulated investment companies, real estate investment trusts, dealers in securities, holders of our common stock held as part of a &#8220;straddle,&#8221; &#8220;hedge,&#8221; &#8220;conversion transaction&#8221; or other risk-reduction transaction,
    controlled foreign corporations, passive foreign investment companies, companies that accumulate earnings to avoid U.S. federal income tax, foreign tax-exempt organizations, &#8220;expatriated entities,&#8221; companies subject to the &#8220;stapled stock&#8221; rules, former
    U.S. citizens or residents and persons who hold or receive the shares of common stock as compensation).&#160;In addition, this discussion does not address any (i) U.S. federal income tax consequences to a Non-United States Holder that (A)&#160;is engaged in the
    conduct of a U.S. trade or business and acquires our common stock in connection therewith, or (B)&#160;is a nonresident alien individual who is present in the United States for 183 or more days during the taxable year, or (ii) any U.S. federal estate or
    gift tax law or any state, local or non-U.S. laws that may apply to Non-United States Holders of shares of our common stock.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Receipt of Shares</div>
  <div><br>
  </div>
  <div>We intend to treat your receipt of shares pursuant to a Promotion as a taxable prize or award for U.S. federal income tax purposes. The prize will be considered U.S. source income and subject to U.S. withholding tax if earned through our U.S.
    affiliates, including Interactive Brokers LLC. If U.S. source income, it will be subject to U.S. federal income tax at a rate of 30% or such lower rate as may be specified by an applicable income tax treaty subject to the FATCA discussion below. In
    order to obtain a reduced rate of U.S. federal withholding tax under an applicable income tax treaty, you will be required to provide a</div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-24</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div> <br>
  </div>
  <div> properly executed IRS Form W-8BEN or W8BEN-E (or appropriate substitute or successor form) certifying entitlement to benefits under the treaty. A Non-United States Holder that is eligible for a reduced rate of U.S. federal withholding tax under an
    income tax treaty may also obtain a refund or credit of any excess amounts withheld by filing an appropriate claim for refund with the IRS. A Non-United States Holder is encouraged to consult its own tax advisor regarding its possible entitlement to
    benefits under an income tax treaty.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Timing of Taxable Income</div>
  <div><br>
  </div>
  <div>There is some uncertainty as to the timing of the taxable event if the shares are issued subject to a transfer restriction. We intend to treat the taxable event as occurring on the Tax Event at which point you will have taxable ordinary income equal
    to the fair market value of the shares on that date (the &#8220;Tax Event&#8221;). We will apply any withholding (if required) at that time. There can be no assurance that the IRS will agree with our interpretation and may conclude you are taxable on the value of
    the shares when we issue them to you.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Distributions Received Prior to Taxable Event</div>
  <div><br>
  </div>
  <div style="margin-bottom: 10pt;">Prior to the Tax Event, in general, we intend to treat distributions of cash or property that we pay with respect to our common stock as payments in lieu of dividends for U.S. federal income tax purposes. In general,
    payments in lieu of dividends are treated in the same manner as actual dividend payments when paid to a non-U.S. holder. See discussion below.</div>
  <div style="font-style: italic;">Dividends</div>
  <div><br>
  </div>
  <div>Following the Tax Event, distributions of cash or property (other than certain stock distributions) that we pay with respect to our common stock (or certain redemptions that are treated as distributions with respect to our shares) will be taxable as
    dividends for U.S. federal income tax purposes to the extent paid out of our current or accumulated earnings and profits as determined for U.S. federal income tax purposes. Subject to the discussion in &#8220;FATCA&#8221; below, a Non-United States Holder
    generally will be subject to withholding of U.S. federal income tax at a rate of 30% of the gross amount of our distributions treated as dividends or such lower rate as may be specified by an applicable income tax treaty. In order to obtain a reduced
    rate of U.S. federal withholding tax under an applicable income tax treaty, a Non-United States Holder will be required to provide a properly executed IRS Form W-8BEN or W8BEN-E (or appropriate substitute or successor form) certifying its entitlement
    to benefits under the treaty. A Non-United States Holder of our common stock that is eligible for a reduced rate of U.S. federal withholding tax under an income tax treaty may obtain a refund or credit of any excess amounts withheld by filing an
    appropriate claim for refund with the IRS. A Non-United States Holder is encouraged to consult its own tax advisor regarding its possible entitlement to benefits under an income tax treaty. If the amount of a distribution exceeds our current and
    accumulated earnings and profits, such excess first will be treated as a tax-free return of capital to the extent of the Non-United States Holder&#8217;s adjusted tax basis in our shares, and thereafter will be treated as capital gain. A Non-United States
    Holder's adjusted tax basis in our shares will generally be equal to the amount the Non-United States Holder paid for its shares, reduced by the amount of any distributions treated as a return of capital. See, &#8220;Gain on Sale, Exchange or Other
    Disposition of Common Stock&#8221; below.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Gain on Sale, Exchange or Other Disposition of Common Stock</div>
  <div>&#160;</div>
  <div>Subject to the discussion in &#8220;FATCA&#8221; below, a Non-United States Holder will generally not be subject to U.S. federal income tax on gain recognized on a sale, exchange or other disposition of our common stock unless:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zfb4383b4d60b47e7bc9b437629c31d77" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the gain is effectively connected with the Non-United States Holder&#8217;s conduct of a U.S. trade or business and, if an applicable income tax treaty so provides, is attributable to a permanent establishment or a fixed base maintained in the
              United States;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zeec06540e7524f1b8ecc034ef43485e9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the non-United States Holder is a nonresident alien individual who is present in the United States for 183 days or more in the taxable year of the taxable disposition and certain other conditions are met; or</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z803f179f807c4d798144912c1a52f892" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>we are or have been a United States real property holding corporation (a &#8220;USRPHC&#8221;) for U.S. federal income tax purposes at any time during the shorter of the five-year period preceding such sale, exchange or other disposition or the period
              that such Non-United States Holder held our common stock.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="margin-left: 18pt;">&#160;</div>
  <div>In general, a corporation is a &#8220;United States real property holding corporation&#8221; if the fair market value of its &#8220;U.S. real property interests&#8221; equals or exceeds 50% of the sum of the fair market value of its worldwide (domestic and foreign) real
    property interests and its other assets used or held for use in a trade or business. For this purpose, real property interests generally include land, improvements and associated personal property. We do not believe that we have been, are currently, or
    are likely to become a USRPHC for U.S. federal income tax purposes. If we are or become a &#8220;United States real property holding corporation,&#8221;</div>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-25</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
    <div><br>
    </div>
    a Non-United States Holder, nevertheless, will not be subject to U.S. federal income or withholding tax in respect of any gain on a sale or other disposition of our common stock so long as shares of our common stock are &#8220;regularly traded on an
    established securities market&#8221; as defined under applicable Treasury Regulations and the Non-United States Holder owns, actually and constructively, 5% or less of our shares at all times during the shorter of the five-year period ending on the date of
    disposition and such Non-United States Holder&#8217;s holding period for our shares.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">FATCA</div>
  <div><br>
  </div>
  <div>Under the Foreign Account Tax Compliance Act ("FATCA"), a withholding tax of 30% may be imposed in certain circumstances on payments of dividends on, and gross proceeds from the sale or disposition of, our common stock if paid to a Non-United States
    Holder unless (1) if the Non-United States Holder is a &#8220;foreign financial institution,&#8221; the Non-United States Holder undertakes certain due diligence, reporting, withholding, and certification obligations, (2) if the Non-United States Holder is not a
    &#8220;foreign financial institution,&#8221; the Non-United States Holder either certifies it does not have any &#8220;substantial U.S. owners&#8221; (as defined in the Code) or furnishes identifying information regarding each substantial U.S. owner, or (3) the Non-United
    States Holder is otherwise exempt under&#160;FATCA. Under final Treasury Regulations, withholding under&#160;FATCA&#160;will apply (i) to payments of dividends on our common stock and (ii) to payments of gross proceeds from a sale or other disposition of our common
    stock made on or after&#160;January 1, 2019. The U.S. Treasury has negotiated intergovernmental agreements with certain countries and is in various stages of negotiations with a number of other foreign governments with respect to one or more alternative
    approaches to implement&#160;FATCA, which may alter the withholding rules described above. Non-United States Holders are urged to consult their own tax advisors regarding the application of these requirements to their own situation.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Information Reporting and Backup Withholding</div>
  <div><br>
  </div>
  <div>We must annually report to the IRS and to each Non-United States Holder any dividend income that is subject to U.S. federal withholding tax, or that is exempt from such withholding tax pursuant to an income tax treaty. Copies of these information
    returns also may be made available under the provisions of a specific treaty or agreement to the tax authorities of the country in which the Non-United States Holder resides. Under certain circumstances, the Code imposes a backup withholding obligation
    on certain reportable payments. Dividends paid to a Non-United States Holder of our common stock generally will be exempt from backup withholding if the Non-United States Holder provides a properly executed IRS Form W-8BEN or W-8BEN-E (or appropriate
    substitute or successor form) or otherwise establishes an exemption.</div>
  <div style="text-indent: 27pt;">&#160;</div>
  <div>The payment of the proceeds from the disposition of our common stock to or through the U.S. office of any broker, U.S. or foreign, will be subject to information reporting and possible backup withholding unless the owner certifies (usually on IRS
    Form W-8BEN or W-8BEN-E) as to its non-U.S. status under penalties of perjury or otherwise establishes an exemption, provided that the broker does not have actual knowledge or reason to know that the holder is a U.S. person or that the conditions of
    any other exemption are not, in fact, satisfied. The payment of the proceeds from the disposition of our common stock to or through a non-U.S. office of a non-U.S. broker will not be subject to information reporting or backup withholding unless the
    non-U.S. broker has certain types of relationships with the United States (which we refer to as a U.S. related person). In the case of the payment of the proceeds from the disposition of our common stock to or through a non-U.S. office of a broker that
    is either a U.S. person or a U.S. related person, the Treasury Regulations require information reporting (but not the backup withholding) on the payment unless the broker has documentary evidence in its files that the owner is a Non-United States
    Holder and the broker has no knowledge to the contrary. Non-United States Holders should consult their own tax advisors on the application of information reporting and backup withholding to them in their particular circumstances (including upon their
    disposition of our common stock).</div>
  <div><br>
  </div>
  <div>Backup withholding is not an additional tax. Any amounts withheld under the backup withholding rules from a payment to a Non-United States Holder will be credited against the Non-United States Holder&#8217;s U.S. federal income tax liability, if any, with
    any excess withholding refunded to you, provided that the required information is furnished to the IRS.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">The U.S. federal income tax discussion set forth above is included for general information only. You are urged to consult your own tax advisor with respect to the tax consequences of your participation in the Plan,
    including the tax consequences under state, local, foreign, estate, and other tax laws and tax treaties, and the possible effects of changes in U.S. or other tax laws.</div>
  <div><br>
  </div>
  <div>&#160;</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-26</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">PLAN OF DISTRIBUTION</div>
  <div>&#160;</div>
  <div>All of the shares of common stock offered pursuant to this prospectus supplement are to be offered directly to eligible participants in a Promotion. There are no expenses charged to eligible participants in connection with the issuance of any shares
    in connection with a Promotion. All costs of administering a Promotion will be paid by us. Participants are responsible for all costs that the participant separately incurs in connection with participation in the Promotion, such as the cost of an
    internet service provider. Costs associated with the sale or other disposition of shares of common stock acquired pursuant to a Promotion will be borne by the recipient of such shares of common stock. We are not making an offer to sell our common stock
    in any jurisdiction where the offer or sale is not permitted.</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">LEGAL MATTERS</div>
  <div>&#160;</div>
  <div>The validity of the securities offered hereby will be passed upon for us by Dechert LLP, New York, New York.</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">EXPERTS</div>
  <div>&#160;</div>
  <div>The consolidated financial statements, and the related financial statement schedule, incorporated in this Prospectus by reference from the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2018, and the effectiveness of
    Interactive Brokers Group, Inc. and subsidiaries internal control over financial reporting have been audited by Deloitte &amp; Touche LLP, an independent registered public accounting firm, as stated in their reports, which are incorporated herein by
    reference. Such consolidated financial statements and financial statement schedule have been so incorporated in reliance upon the reports of such firm given upon their authority as experts in accounting and auditing.</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;">S-27</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div>&#160;</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">PROSPECTUS</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">Common Stock</div>
  <div>&#160;</div>
  <div>&#160;</div>
  <div style="text-align: center;"><img src="image3.jpg"></div>
  <div style="text-align: center;">&#160;</div>
  <div style="text-align: center;">Interactive Brokers Group,&#160;Inc.</div>
  <div><br>
  </div>
  <div>We may offer and sell shares of our Class A common stock from time to time in amounts, at prices and on terms that will be determined at the time of any such offering. This prospectus describes some of the general terms that may apply to offers and
    sales of our Class A common stock. Each time any Class A common stock is offered pursuant to this prospectus, we will provide a prospectus supplement and attach it to this prospectus.&#160;The prospectus supplement will contain more specific information
    about the offering, including the number of shares of our Class A common stock to be sold by us. The prospectus supplement may also add, update or change information contained in this prospectus. You should read this prospectus and the accompanying
    prospectus supplement carefully before you make your investment decision.</div>
  <div>&#160;</div>
  <div>The shares of our Class A common stock may be sold at fixed prices, prevailing market prices at the times of sale, prices related to the prevailing market prices, varying prices determined at the times of sale or negotiated prices. The shares of our
    Class A common stock offered by this prospectus and the accompanying prospectus supplement may be offered by us directly to investors or to or through underwriters, dealers or other agents. The prospectus supplement for each offering will describe in
    detail the plan of distribution for that offering and will set forth the names of any underwriters, dealers or agents involved in the offering and any applicable fees, commissions or discount arrangements.</div>
  <div>&#160;</div>
  <div>Our Class A common stock is quoted on the NASDAQ Global Select Market under the symbol &#8220;IBKR.&#8221; On July 26, 2017, the last reported sale price for our common stock was $39.09.</div>
  <div>&#160;</div>
  <div style="font-weight: bold;">This prospectus may not be used to consummate sales of securities unless accompanied by a prospectus supplement.</div>
  <div>&#160;</div>
  <div style="font-weight: bold;">Investing in our securities involves a high degree of risk. See &#8220;Risk Factors&#8221; beginning on Page&#160;3 for information that you should consider before investing in our securities.</div>
  <div>&#160;</div>
  <div style="font-weight: bold;">Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the
    contrary is a criminal offense.</div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">The date of this prospectus is July 28, 2017</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">S-27</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="font-size: 8pt;">&#160;</div>
  <div style="text-align: center; font-weight: bold;">TABLE OF CONTENTS</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" id="zfc07eec22ae6400d90aad2e5bb07c6e2" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">&#160;</td>
        <td style="width: 8.08%; vertical-align: top; background-color: #CCEEFF; border-bottom: 1px solid black;">
          <div style="text-align: center; font-weight: bold;">Page</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>ABOUT THIS PROSPECTUS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">1</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #FFFFFF;">
          <div>ABOUT INTERACTIVE BROKERS GROUP, INC.</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #FFFFFF;">
          <div style="text-align: center;">1</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>RISK FACTORS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">3</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #FFFFFF;">
          <div>CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #FFFFFF;">
          <div style="text-align: center;">3</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>USE OF PROCEEDS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">4</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #FFFFFF;">
          <div>DESCRIPTION OF CAPITAL STOCK</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #FFFFFF;">
          <div style="text-align: center;">4</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>PLAN OF DISTRIBUTION</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #FFFFFF;">
          <div>WHERE YOU CAN FIND MORE INFORMATION</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #FFFFFF;">
          <div style="text-align: center;">10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>INCORPORATION BY REFERENCE</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #FFFFFF;">
          <div>LEGAL MATTERS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #FFFFFF;">
          <div style="text-align: center;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 91.92%; vertical-align: top; background-color: #CCEEFF;">
          <div>EXPERTS</div>
        </td>
        <td style="width: 8.08%; vertical-align: middle; background-color: #CCEEFF;">
          <div style="text-align: center;">11</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 8pt;">&#160;</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <!--PROfilePageNumberReset%Num%1%%%-->
  <div style="text-align: center; font-weight: bold;">ABOUT THIS PROSPECTUS</div>
  <div><br>
  </div>
  <div style="margin-bottom: 10pt;">This prospectus is part of an automatic shelf registration statement that we filed with the Securities and Exchange Commission, or SEC, as a &#8220;well-known seasoned issuer&#8221; as defined in Rule 405 under the Securities Act of
    1933, or the Securities Act. Under this automatic shelf registration process, we may offer shares of our Class A common stock in one or more offerings. This prospectus provides you with a general description of the shares of Class A common stock we may
    offer. Each time we offer a type or series of securities under this prospectus, we will provide a prospectus supplement that will contain specific information about the terms of that offering. The prospectus supplement also may add, update or change
    information contained in this prospectus. You should carefully read both this prospectus and any prospectus supplement together with additional information described under the heading &#8220;Where You Can Find More Information&#8221; before making an investment
    decision.</div>
  <div style="margin-bottom: 10pt;">We have not authorized any person to give any information or to make any representation in connection with this offering other than those contained or incorporated by reference in this prospectus, and, if given or made,
    such information or representation must not be relied upon as having been so authorized. This prospectus does not constitute an offer to sell or a solicitation of an offer to buy by anyone in any jurisdiction in which such offer to sell is not
    authorized, or in which the person is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. Neither the delivery of this prospectus and the accompanying prospectus supplement, nor any sale hereunder and
    thereunder shall, under any circumstances, create any implication that there has been no change in our affairs subsequent to the date set forth on the front of such document, that the information contained herein and the accompanying prospectus
    supplement is correct as of any time subsequent to the date set forth on the front of such document, or that any information incorporated by reference is correct as of any time subsequent to the date set forth on the front of such document.</div>
  <div style="margin-bottom: 10pt;">Any statement made in this prospectus or in a document incorporated or deemed to be incorporated by reference in this prospectus will be deemed to be modified or superseded for purposes of this prospectus to the extent
    that a statement contained in any prospectus supplement or in any other subsequently filed document that also is incorporated or deemed to be incorporated by reference in this prospectus modifies or supersedes that statement. Any statement so modified
    or superseded will not be deemed, except as so modified or superseded, to constitute a part of this prospectus. See &#8220;Incorporation of Certain Documents by Reference&#8221; in this prospectus.</div>
  <div style="text-align: center; font-weight: bold;">ABOUT INTERACTIVE BROKERS GROUP, INC.</div>
  <div><br>
  </div>
  <div>Interactive Brokers Group, Inc., which we refer to as IBG, Inc. or the Company, is an automated global electronic broker and market maker specializing in executing and clearing trades in securities, futures, foreign exchange instruments, bonds and
    mutual funds on more than 120 electronic exchanges and market centers around the world and offering custody, prime brokerage, securities and margin lending services to our customers. In the U.S., we conduct our business primarily from our headquarters
    in Greenwich, Connecticut and from Chicago, Illinois. Abroad, we conduct business through offices located in Canada, England, Switzerland, India, China (Hong Kong and Shanghai), Japan, and Australia.</div>
  <div><br>
  </div>
  <div>IBG,&#160;Inc. is a holding company and our primary asset is our ownership of membership interests of IBG&#160;LLC, the current holding company for our businesses. As of June 30, 2017, we owned approximately 17.1% of the membership interests of IBG LLC and
    the remaining approximately 82.9% of IBG&#160;LLC membership interests are held by IBG Holdings&#160;LLC, a holding company that is owned by our founder, Chairman and Chief Executive Officer, Mr. Thomas Peterffy and his affiliates, management and other employees
    of IBG&#160;LLC, and certain other members. We are the sole managing member of IBG&#160;LLC. On May&#160;3, 2007, IBG,&#160;Inc. priced its initial public offering of shares of common stock, or the IPO. In connection with the IPO, IBG,&#160;Inc. purchased 10.0% of the
    membership interests in IBG&#160;LLC and began to consolidate IBG&#160;LLC&#8217;s financial results into its financial statements. </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">1</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div>When we use the terms &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our,&#8221; we mean IBG&#160;LLC and its subsidiaries for periods prior to the IPO, and IBG,&#160;Inc. and its subsidiaries (including IBG&#160;LLC) for periods from and after the IPO. Unless otherwise indicated, the term &#8220;common
    stock&#8221; refers to the Class&#160;A common stock of IBG,&#160;Inc.</div>
  <div><br>
  </div>
  <div>We are a successor to the market making business founded by our Chairman and Chief Executive Officer, Mr.&#160;Thomas Peterffy, on the floor of the American Stock Exchange in 1977. Since our inception, we have focused on developing proprietary software
    to automate broker&#8209;dealer functions. During that time, we have been a pioneer in developing and applying technology as a financial intermediary to increase liquidity and transparency in the capital markets in which we operate. The proliferation of
    electronic exchanges in the last 26&#160;years has provided us with the opportunity to integrate our software with an increasing number of exchanges and market centers into one automatically functioning, computerized platform that requires minimal human
    intervention. Over three decades of developing our automated trading platforms and our automation of many middle and back office functions have allowed us to become one of the lowest cost providers of broker&#8209;dealer services and significantly increase
    the volume of trades we handle.</div>
  <div><br>
  </div>
  <div>Our activities are divided into two principal business segments: (1)&#160;electronic brokerage and (2)&#160;market making:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z4385e6d9bf41427bb5340a33803fd23d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>As a direct market access broker, we serve the customers of both traditional brokers and prime brokers. We provide our customers with an advanced order management, trade execution and portfolio management platform at a very low cost. Our
              customers can simultaneously access many financial markets worldwide and trade across multiple asset classes (stocks, options, futures, foreign exchange (&#8216;&#8216;forex&#8217;&#8217;), bonds and mutual funds) denominated in 23 different currencies, on one
              screen, from a single account based in any major currency. Our large financial advisor and broker-dealer customers may &#8216;&#8216;white brand&#8217;&#8217; our trading interface (i.e., make our trading interface available to their customers without referencing
              our name), or they can select from among our modular functionalities, such as order routing, trade reporting or clearing on specific products or exchanges where they may not have up-to-date technology to offer their customers a comprehensive,
              global range of services and products. The emerging complexity of multiple market centers provided us with the opportunity of building and continuously adapting our order routing software to secure excellent execution prices for our
              customers.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zfdce45bfebd8496ea1b815401f98d532" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>As a market maker on many of the world&#8217;s leading exchanges, we provide liquidity by offering competitively tight bid/offer spreads over a broad base of over 650 thousand tradable, exchange&#8209;listed products. As principal, we commit our own
              capital and derive revenues or incur losses from the difference between the price paid when securities are bought and the price received when those securities are sold. Because we provide continuous bid and offer quotations and we are
              continuously both buying and selling quoted securities, we may have either a long or a short position in a particular product at a given point in time. Our entire portfolio is evaluated many times per second and continuously rebalanced
              throughout the trading day, thus minimizing the risk of our portfolio at all times. This real&#8209;time rebalancing of our portfolio, together with our real&#8209;time proprietary risk management system, enables us to curtail risk in both up&#8209;market and
              down&#8209;market scenarios. In the past several years our market making business has suffered from competitive pressures and, along with the rapid increase of our electronic brokerage business, its significance has diminished. As a result, on
              March 8, 2017 we announced our intention to discontinue our options market making activities globally. Additionally, as we previously announced, we entered into a definitive transaction to transfer our U.S. options market making operations to
              Two Sigma Securities. This transaction is subject to usual and customary closing conditions. After discontinuing our options market making operations, we intend to continue conducting certain trading activities in stocks and related
              instruments to facilitate our electronic brokerage customers&#8217; trading in products such as ETFs, ADRs and CFDs. However, we do not expect this activity to be of sufficient size as to require reporting market making as a separate segment after
              we discontinue our options market making activities.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="margin-bottom: 10pt;"><br>
  </div>
  <div style="text-align: center; font-weight: bold;">RISK FACTORS</div>
  <div><br>
  </div>
  <div>Investing in our securities involves a high degree of risk. Before making an investment decision, you should carefully consider the specific risks set forth under the caption &#8220;Risk Factors&#8221; in the applicable prospectus supplement, and under the
    caption &#8220;Risk Factors&#8221; under Item 1A of Part I of our Annual Report on Form 10-K for the year ended December 31, 2016, which is incorporated by reference into this prospectus, and any other document that is incorporated by reference into this
    prospectus or the applicable prospectus supplement.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS</div>
  <div><br>
  </div>
  <div>This prospectus and the documents incorporated herein by reference contain forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve
    known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements.
    In some cases, you can identify forward-looking statements by terms such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;would,&#8221; &#8220;expect,&#8221; &#8220;plan,&#8221; &#8220;intend,&#8221; &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;predict,&#8221; &#8220;forecast,&#8221; &#8220;potential,&#8221; &#8220;likely&#8221; or
    &#8220;possible&#8221;, as well as the negative of such expressions, and similar expressions intended to identify forward-looking statements. Any or all of our forward-looking statements in this report and in the documents that we have referred you to may turn out
    to be wrong. They can be affected by inaccurate assumptions we might make or by known or unknown risks and uncertainties. Therefore, you should not place undue reliance on any such forward-looking statements.</div>
  <div><br>
  </div>
  <div>Factors that could cause actual results to differ materially from any future results, expressed or implied, in these forward&#8209;looking statements include, but are not limited to, the following:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z4063679753a1469e93ca47e23f0ae695" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>general economic conditions in the markets where we operate;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zd3357c2c98fb40e08082ae817295e45d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>increased industry competition and downward pressures on bid/offer spreads and electronic brokerage commissions;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z82305896d090482b93871c77ee71869b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>risks inherent to the electronic market making and brokerage businesses;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zfbdb2e47610d4165a38f6b56f32afd8b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>implied versus actual price volatility levels of the products in which we make markets;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z85ccc4d21d28438fa3dc5a79c521cc5f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the general level of interest rates;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zefcf516d150441ab838c4a1505f605f8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>failure to protect or enforce our intellectual property rights in our proprietary technology;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z834d210650de4957b693893a46ea37fb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our ability to keep up with rapid technological change;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z07e7c57d9c1a40519962d2812afa4d5e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>system failures and disruptions;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z748ace06d18c4cecafe619d327832055" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>non&#8209;performance of third&#8209;party vendors;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z8593f9b627f44d1abb527a00026119b7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>conflicts of interest and other risks due to our ownership and holding company structure;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zdc20f4576661429fb04cb299a0746a1a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the loss of key executives and failure to recruit and retain qualified personnel;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z337a510ff87b4f16bb6e562568288685" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the risks associated with the expansion of our business;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf0f2e6cf661449f88ef43a81877392ed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our possible inability to integrate any businesses we acquire;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zcab86bf73ebf4def974e1e2cc5f017cd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>compliance with laws and regulations, including those relating to the securities industry; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z62c89f678dd64aca83644f1df8a95d57" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>other factors discussed under &#8220;Risk Factors&#8221; in Part&#160;I, Item&#160;1A of the Annual Report on Form&#160;10&#8209;K for the year ended December 31, 2016, which is incorporated by reference into this prospectus.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>Before you purchase our securities, you should read this prospectus, any prospectus supplement and the documents that we reference or incorporate by reference in this prospectus, any prospectus supplement or the registration statement of which this
    prospectus is a part completely and with the understanding that our actual future results may be materially different from what we expect. Our business, financial condition, results of operations, and prospects may change. We may not update these
    forward-looking statements, even though our situation may change in the future, unless we have obligations under the federal securities laws to update and disclose material developments related to previously disclosed information. We qualify all of the
    information presented or incorporated by reference in this prospectus, and particularly our forward-looking statements, by these cautionary statements.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">USE OF PROCEEDS</div>
  <div><br>
  </div>
  <div>We intend to use the net proceeds from the sale of the common stock to purchase IBG LLC membership interests from IBG Holdings LLC. Alternatively, we may issue shares of common stock to IBG LLC in exchange for newly issued membership interests equal
    in number to such number of shares of common stock issued by us, in which case we will not receive any proceeds from the issuance of such shares of common stock. As described below in &#8220;Description of Capital Stock &#8211; Other matters&#8221;, no material dilution
    is expected.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">DESCRIPTION OF CAPITAL STOCK</div>
  <div><br>
  </div>
  <div>The following is a summary of our capital stock and provisions of our certificate of incorporation and bylaws, as each is currently in effect. This summary does not purport to be complete and is qualified in its entirety by the provisions of our
    certificate of incorporation and bylaws, copies of which are incorporated by reference as exhibits to this registration statement.</div>
  <div><br>
  </div>
  <div>Our authorized capital stock consists of 1,000,000,000 shares of Class A common stock, par value $0.01 per share, 100 shares of Class B common stock, par value $0.01 per share and 10,000 shares of preferred stock. In this section, when we refer to
    &#8220;common stock,&#8221; we are referring to Class A common stock and Class B common stock, taken as a whole.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Common Stock</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Class A common stock</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Voting rights</div>
  <div><br>
  </div>
  <div>The holders of Class A common stock are entitled to one vote per share. Holders of shares of Class A common stock are not entitled to cumulate their votes in the election of directors. Generally, all matters to be voted on by stockholders must be
    approved by a majority (or, in the case of election of directors, by a plurality) of the votes entitled to be cast by all shares of Class A common stock and Class B common stock present in person or represented by proxy, voting together as a single
    class. Except as otherwise provided by law, amendments to our amended and restated certificate of incorporation must be approved by a majority of the combined voting power of all shares of Class A common stock and Class B common stock, voting together
    as a single class.</div>
  <div> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="font-style: italic;"> <br>
  </div>
  <div style="font-style: italic;"> <font style="font-style: normal;">However, amendments to the amended and restated certificate of incorporation that would alter or change the powers, preferences or special rights of the Class A common stock so as to
      affect them adversely also must be approved by a majority of the votes entitled to be cast by the holders of the shares affected by the amendment, voting as a separate class. Notwithstanding the foregoing, any amendment to our amended and restated
      certificate of incorporation to increase or decrease the authorized shares of any class of common stock shall be approved upon the affirmative vote of the holders of a majority of the shares of Class A common stock and Class B common stock, voting
      together as a single class.</font></div>
  <div style="font-style: italic;"> <br>
  </div>
  <div style="font-style: italic;"> <br>
  </div>
  <div style="font-style: italic;">Dividend rights</div>
  <div><br>
  </div>
  <div>Holders of Class A common stock share ratably (based on the number of shares of common stock held) in any dividend declared by our board of directors. Dividends consisting of shares of Class A common stock may be paid only as follows: (i) shares of
    Class A common stock may be paid only to holders of shares of Class A common stock; and (ii) shares are paid proportionally with respect to each outstanding share of Class A common stock. We may not subdivide or combine shares of either class of common
    stock without at the same time proportionally subdividing or combining shares of the other class. Dividends payable to holders of Class B common stock can only be paid if dividends in the same amount per share are simultaneously paid to holders of
    Class A common stock.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Liquidation rights</div>
  <div><br>
  </div>
  <div>On our liquidation, dissolution or winding up, all holders of Class A common stock are entitled to share ratably in any assets available for distribution to holders of shares of common stock.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Other matters</div>
  <div><br>
  </div>
  <div>In accordance with our amended and restated certificate of incorporation and the amended and restated limited liability company agreement pursuant to which IBG LLC is governed, the net cash proceeds received by us from any future issuance of shares
    of common stock will either be used to purchase IBG LLC membership interests from IBG Holdings LLC or be transferred to IBG LLC in exchange for newly issued membership interests equal in number to such number of shares of common stock issued by us. The
    number of outstanding IBG LLC membership interests owned by us, therefore, equals the number of outstanding shares of our common stock at all times. As a result, existing common stockholders experience no material dilution with regard to their equity
    interest in IBG LLC as a result of the issuance of additional shares of our common stock.</div>
  <div><br>
  </div>
  <div>In the event of our merger or consolidation with or into another company in connection with which shares of either class of common stock are converted into or exchangeable for shares of stock, other securities or property (including cash), all
    holders of common stock, regardless of class, are entitled to receive the same kind and amount of shares of stock and other securities and property (including cash), provided that if shares of either class of common stock are exchanged for shares of
    capital stock, such shares exchanged for or changed into may differ to the extent that the Class A common stock and the Class B common stock differ.</div>
  <div><br>
  </div>
  <div>No shares of either class of common stock are subject to redemption or have preemptive rights to purchase additional shares of either class of common stock. All outstanding shares of Class A common stock have been legally issued, fully paid and
    nonassessable.</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">5</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Class B common stock</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Voting rights</div>
  <div><br>
  </div>
  <div>The holders of Class B common stock, in the aggregate, are entitled to the number of votes equal to the number of IBG LLC membership interests held by such holders. IBG Holdings&#160;LLC, as the sole holder of the Class&#160;B common stock, is entitled to
    approximately 341.4 million votes, as of June 30, 2017.</div>
  <div><br>
  </div>
  <div>Holders of shares of Class B common stock are not entitled to cumulate their votes in the election of directors. Generally, all matters to be voted on by stockholders must be approved by a majority (or, in the case of election of directors, by a
    plurality) of the votes entitled to be cast by all shares of Class B common stock and Class A common stock present in person or represented by proxy, voting together as a single class. Except as otherwise provided by law, amendments to the amended and
    restated certificate of incorporation must be approved by a majority of the combined voting power of all shares of Class B common stock and Class A common stock, voting together as a single class. However, amendments to the certificate of incorporation
    that would alter or change the powers, preferences or special rights of the Class B common stock so as to affect them adversely also must be approved by a majority of the votes entitled to be cast by the holders of the shares affected by the amendment,
    voting as a separate class. Notwithstanding the foregoing, any amendment to our amended and restated certificate of incorporation to increase or decrease the authorized shares of any class of common stock shall be approved upon the affirmative vote of
    the holders of a majority of the shares of Class B common stock and Class A common stock, voting together as a single class.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Dividend rights</div>
  <div><br>
  </div>
  <div>Holders of Class B common stock share ratably (based on the number of shares of common stock held) in any dividend declared by the board of directors. Dividends consisting of shares of Class B common stock may be paid only as follows: (i) shares of
    Class B common stock may be paid only to holders of shares of Class B common stock; and (ii) shares are paid proportionally with respect to each outstanding share of Class B common stock. We may not subdivide or combine shares of either class of common
    stock without at the same time proportionally subdividing or combining shares of the other class. Dividends payable to holders of Class B common stock can only be paid if dividends in the same amount per share are simultaneously paid to holders of
    Class A common stock.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Liquidation rights</div>
  <div><br>
  </div>
  <div>On our liquidation, dissolution or winding up, all holders of Class B common stock are entitled to share ratably in any assets available for distribution to holders of shares of common stock.</div>
  <div><br>
  </div>
  <div style="font-style: italic;">Other matters</div>
  <div><br>
  </div>
  <div>In the event of our merger or consolidation with or into another company in connection with which shares of either class of common stock are converted into or exchangeable for shares of stock, other securities or property (including cash), all
    holders of common stock, regardless of class, are entitled to receive the same kind and amount of shares of stock and other securities and property (including cash), provided that, if shares of either class of common stock are exchanged for shares of
    capital stock, such shares exchanged for or changed into may differ to the extent that the Class A common stock and the Class B common stock differ.</div>
  <div><br>
  </div>
  <div>No shares of either class of common stock are subject to redemption or will have preemptive rights to purchase additional shares of either class of common stock. All outstanding shares of Class B common stock have been legally issued and are fully
    paid and nonassessable.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">6</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;">Preferred Stock</div>
  <div><br>
  </div>
  <div>Our board of directors has the authority, without further action by our stockholders, to issue our preferred stock in one or more series and to fix the rights, preferences, privileges, and restrictions thereof. These rights, preferences, and
    privileges include dividend rights, conversion rights, voting rights, terms of redemption, liquidation preferences, sinking fund terms, and the number of shares constituting any series or the designation of such series, any or all of which may be
    greater than the rights of our common stock. The issuance of our preferred stock could adversely affect the voting power of our holders of common stock and the likelihood that such holders will receive dividend payments and payments upon liquidation.
    In addition, the issuance of our preferred stock could have the effect of delaying, deferring, or preventing a change in our control.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">IBG LLC Membership Interests and Amended and Restated Limited Liability Company Agreement of IBG LLC</div>
  <div><br>
  </div>
  <div>Our primary asset is our ownership of approximately 17.1% of the IBG LLC membership interests, and our controlling interest and related contractual rights as the sole managing member of IBG LLC, as of June 30, 2017. There are approximately 411.7
    million IBG LLC membership interests issued and outstanding, approximately 70.3 million, or 17.1%, of which are owned by us, and approximately 341.4 million, or 82.9%, of which are owned by IBG Holdings LLC as of June 30, 2017. All IBG LLC membership
    interests are identical and have the same voting and other rights.</div>
  <div><br>
  </div>
  <div>Our only business is to act as the sole managing member of IBG LLC, and, as such, we operate and control all of the business and affairs of IBG LLC, have all of the rights and powers which may be possessed by managing members under the Connecticut
    Limited Liability Company Act and are able to consolidate IBG LLC&#8217;s financial results into our financial statements. Except with the prior written consent of both members of IBG LLC, we do not have the authority to:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z84006d0db25949859f3b856b36d8c9d1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>conduct any act in contravention of IBG LLC&#8217;s amended and restated limited liability company agreement;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zeff97433e020497fa653f1a1bc5dae96" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>knowingly perform any act that would subject any member to personal liability for debts or obligations of IBG LLC in any jurisdiction;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z866f1a0e142649bea3c902bd647d9753" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>engage in any activity which substantially changes the nature of IBG LLC&#8217;s business;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="za14599779f964c8b9466b1d791b46d34" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>sell all or a substantial portion of the property of IBG LLC;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z60a6f7f1c98e42cea923d6de80dc3fdd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>merge or consolidate IBG LLC with or into another entity;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zdd1808f4cda44279a6b1d091385c4565" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>convert IBG LLC, by whatever means, into a corporation or another form of business entity; or</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z9b8e448f7d014226a58cd225f4cde6d7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>dissolve or liquidate IBG LLC.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>The amended and restated limited liability company agreement of IBG LLC provides that the number of IBG LLC membership interests will equal the sum of the number of shares of common stock outstanding and the number of outstanding membership
    interests of IBG Holdings LLC. From time to time and without regard to the exchange agreement among us, IBG LLC, IBG Holdings LLC and the historical members of IBG LLC, we may issue additional shares of common stock under incentive plans for employees
    (including our 2007 Stock Incentive Plan), in exchange for capital or in other arrangements that benefit IBG LLC. In any such case, it is the intention of the members that a corresponding number of IBG LLC membership interests shall be issued to us in
    exchange for the</div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">7</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div> <br>
  </div>
  <div> <br>
  </div>
  <div> consideration received by us for our issuance of additional shares of common stock. If any shares of common stock are issued subject to restrictions resulting in forfeiture to us or are otherwise redeemed by us, a corresponding number of IBG LLC
    membership interests shall be surrendered to IBG LLC by us for cancellation. Similarly, if any common shares of IBG Holdings LLC are forfeited to IBG Holdings LLC and as a result thereof are no longer outstanding, a corresponding number of IBG LLC
    membership interests shall be surrendered to IBG LLC by IBG Holdings LLC for cancellation. These and other adjustments to the number of IBG LLC membership interests outstanding may be made from time to time as necessary to properly reflect the relative
    interests of the members.</div>
  <div><br>
  </div>
  <div>In accordance with the amended and restated limited liability company agreement pursuant to which IBG LLC is governed, net profits, net losses and distributions of IBG LLC are allocated and made to its members pro rata in accordance with the
    respective percentages of their membership interests in IBG LLC. Accordingly, net profits and net losses of IBG LLC are allocated, and distributions by IBG LLC are made, approximately 17.1% to us and approximately 82.9% to IBG Holdings LLC as of June
    30, 2017.</div>
  <div><br>
  </div>
  <div>Pursuant to the terms of the amended and restated limited liability company agreement of IBG LLC, we, as the managing member of IBG LLC, can cause IBG LLC to make distributions to its members, including us, to the extent necessary to enable such
    members to pay taxes incurred with respect to their allocable shares of taxable income of IBG LLC, using a tax rate no less than the actual combined federal, state and local income tax rates applicable to our allocable share of taxable income. Any
    distributions by IBG LLC in excess of such tax distributions will be at the discretion of our board of directors and will depend on IBG LLC&#8217;s strategic plans, financial results and condition, contractual, legal, financial and regulatory restrictions on
    distributions (including the ability of IBG LLC to make distributions under the covenants in its senior secured revolving credit facility), capital requirements, business prospects and such other factors as our board of directors, in exercising our
    authority as managing member of IBG LLC, considers to be relevant to such determination.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Anti-takeover Effects of the Amended and Restated Certificate of Incorporation and Amended and Restated Bylaws</div>
  <div><br>
  </div>
  <div>Certain provisions of our amended and restated certificate of incorporation and our bylaws could have anti-takeover effects. These provisions are intended to enhance the likelihood of continuity and stability in the composition of our corporate
    policies formulated by our board of directors. In addition, these provisions also are intended to ensure that our board of directors will have sufficient time to fulfill its fiduciary duties to us and our stockholders. These provisions also are
    designed to reduce our vulnerability to an unsolicited proposal for our takeover that does not contemplate the acquisition of all of our outstanding shares or an unsolicited proposal for the restructuring or sale of all or part of us. The provisions
    are also intended to discourage certain tactics that may be used in proxy fights. However, these provisions could delay or frustrate the removal of incumbent directors or the assumption of control of us by the holder of a large block of common stock,
    and could also discourage or make more difficult a merger, tender offer, or proxy contest, even if such event would be favorable to the interest of our stockholders.</div>
  <div><br>
  </div>
  <div><font style="font-style: italic;">Special meetings of stockholders</font>. Our bylaws preclude our stockholders from calling special meetings of stockholders or requiring the board of directors or any officer to call such a meeting or from proposing
    business at such a meeting. Our bylaws provide that only a majority of our board of directors, the chairman of the board or the chief executive officer can call a special meeting of stockholders. Because our stockholders do not have the right to call a
    special meeting, a stockholder cannot force stockholder consideration of a proposal over the opposition of the board of directors by calling a special meeting of stockholders prior to the time a majority of the board of directors, the chairman of the
    board or the chief executive officer believes the matter should be considered or until the next annual meeting provided that the requestor met the notice requirements. The restriction on the ability of stockholders to call a special meeting means that
    a proposal to replace board members also can be delayed until the next annual meeting.</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">8</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div><br>
    <br>
  </div>
  <div><font style="font-style: italic;">Other limitations on stockholder actions</font>. Advance notice is required for stockholders to nominate directors or to submit proposals for consideration at meetings of stockholders. This provision may have the
    effect of precluding the conduct of certain business at a meeting if the proper notice is not provided and may also discourage or deter a potential acquirer from conducting a solicitation of proxies to elect the acquirer&#8217;s own slate of directors or
    otherwise attempting to obtain control of our company. In addition, the ability of our stockholders to remove directors without cause is precluded.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Section 203 of the General Corporation Law of the State of Delaware</div>
  <div><br>
  </div>
  <div>We are subject to Section 203 of the General Corporation Law of the State of Delaware, which prohibits a Delaware corporation from engaging in any business combination with any interested stockholder for a period of three years following the date
    that such stockholder became an interested stockholder, with the following exceptions:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zecad5a7e0d624971a441bf9a3a6d2719" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>prior to such date, the board of directors of the corporation approved either the business combination or the transaction that resulted in the stockholder becoming an interested holder;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z88d2d9eff73d44a78890aaf9246cd212" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>upon consummation of the transaction that resulted in the stockholder becoming an interested stockholder, the interested stockholder owned at least 85% of the voting stock of the corporation outstanding at the time the transaction
              commenced, excluding for purposes of determining the number of shares outstanding those shares owned by persons who are directors and also officers and by employee stock plans in which employee participants do not have the right to determine
              confidentially whether shares held subject to the plan will be tendered in a tender or exchange offer; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z04414113831344eba4dbaa27035919fb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>on or subsequent to such date, the business combination is approved by the board of directors and authorized at an annual or special meeting of the stockholders, and not by written consent, by the affirmative vote of at least 662/3% of the
              outstanding voting stock that is not owned by the interested stockholder.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>Section 203 defines business combination to include the following:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z48f051407b8d4817b87a2a2eecd3205a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>any merger or consolidation involving the corporation and the interested stockholder;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zeaccaf6eda354453a65c012560e40904" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>any sale, transfer, pledge or other disposition of 10% or more of the assets of the corporation involving the interested stockholder;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z2ba9f1b2d48e4b66b4f877a65f335cdb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>subject to certain exceptions, any transaction that results in the issuance or transfer by the corporation of any stock of the corporation to the interested stockholder;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z25a05616fd6a40a0b62541a760248574" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>any transaction involving the corporation that has the effect of increasing the proportionate share of the stock or any class or series of the corporation beneficially owned by the interested stockholder; or</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z50610367146946788ff009ba6b10700c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the receipt by the interested stockholder of the benefit of any loss, advances, guarantees, pledges, or other financial benefits by or through the corporation.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>In general, Section 203 defines an interested stockholder as an entity or person beneficially owning 15% or more of the outstanding voting stock of the corporation or any entity or person affiliated with or controlling or controlled by such entity
    or person.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;">Transfer Agent and Registrar</div>
  <div><br>
  </div>
  <div>The transfer agent and registrar for shares of our common stock is Computershare Shareholder Services, Inc.</div>
  <div><br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">9</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;"> <br>
  </div>
  <div style="font-weight: bold;">Listing</div>
  <div><br>
  </div>
  <div>Our common stock is listed on The Nasdaq Global Select Market under the symbol &#8220;IBKR.&#8221;</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">PLAN OF DISTRIBUTION</div>
  <div><br>
  </div>
  <div>We may sell the securities offered pursuant to this prospectus in any of the following ways:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z947003c0bfab45eba4cef1993c5ad496" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>directly to one or more purchasers;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z92546673ca3444b89c3e1fd057b72026" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>through agents;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z8b2bbe59d3af453193640b83b30e1a2c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>through underwriters, brokers or dealers; or</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zec3f7ffb5e34453f9157173b9fd4b04e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>through a combination of any of these methods of sale.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>We will identify the specific plan of distribution, including any underwriters, brokers, dealers, agents or direct purchasers and their compensation in a prospectus supplement.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">WHERE YOU CAN FIND MORE INFORMATION</div>
  <div><br>
  </div>
  <div>We file annual, quarterly and current reports, proxy statements and other information with the SEC. You may read and copy any document we file with the SEC at the public reference room maintained by the SEC at 100 F Street, N.E., Washington, D.C.
    20549. Copies also may be obtained from the Public Reference Section of the SEC at 100 F Street, N.E., Washington, D.C. 20549 at prescribed rates. You may obtain information on the operation of the public reference room by calling the SEC at
    1-800-SEC-0330. In addition, the SEC maintains an Internet site (http://www.sec.gov) that contains reports, proxy and information statements and other information regarding registrants who file electronically with the SEC.</div>
  <div><br>
  </div>
  <div>This prospectus is part of a registration statement that we filed with the SEC. The registration statement contains more information than this prospectus regarding us and our securities, including certain exhibits and schedules. You can obtain a
    copy of the registration statement from the SEC at the address listed above or from the SEC&#8217;s Internet site (http://www.sec.gov).</div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">10</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">INCORPORATION BY REFERENCE</div>
  <div><br>
  </div>
  <div>The SEC allows us to &#8220;incorporate by reference&#8221; information that we file with it, which means that we can disclose important information to you by referring you to those documents. The information incorporated by reference is an important part of
    this prospectus, and information that we file later with the SEC will automatically update and supersede this information. We incorporate by reference the documents listed below and any future filings we will make with the SEC under Section 13(a),
    13(c), 14 or 15(d) of the Securities Exchange Act of 1934, or the Exchange Act, after the date of the prospectus but before the termination of any offering made under this prospectus and accompanying prospectus supplement:</div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z98dfbfb4394a4bc88777bd08c5d430c3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our annual report on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000104746917001069/a2231013z10-k.htm">Form 10-K for the fiscal year ended December 31, 2016</a> (filed with the SEC on February 28, 2017);</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zd2bd5b1147aa471bbadf1344021cd5bd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our quarterly report on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119717000016/ibkr-20170331x10q.htm">Form 10-Q for the quarter ended March 31, 2017</a> (filed with the SEC on May 9, 2017);</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z397c22f762a048fea90921b9ef491d5e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our <a href="http://www.sec.gov/Archives/edgar/data/1381197/000104746917001423/a2231247zdef14a.htm">definitive proxy statement</a> filed with the SEC on March 9, 2017 and <a href="http://www.sec.gov/Archives/edgar/data/1381197/000110465917015463/a17-7906_1defa14a.htm">additional solicitation materials</a> also filed with the SEC on March 9, 2017;</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zbe13c3af44d74dc596c7e42a4609bc71" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>our current reports on Form 8-K, filed with the SEC on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119717000003/ibkr_8k-20170117.htm">January 17, 2017</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119717000009/ibkr_8k-20170418.htm">April 18, 2017</a>, <a href="http://www.sec.gov/Archives/edgar/data/1381197/000138119717000012/ibkr-20170420x8k.htm">April 26, 2017</a> and <a href="http://www.sec.gov/Archives/edgar/data/1381197/000114036117028116/form8k.htm">July 18, 2017</a>; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z4d91007c0b6d4ce18bab48f3dea87484" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div>the description of our common stock contained in the registration statement on <a href="http://www.sec.gov/Archives/edgar/data/1381197/000110465907034800/a07-8752_88a12b.htm">Form 8-A</a>, filed with the SEC on May 2, 2007.</div>
          </td>
        </tr>

    </table>
  </div>
  <div><br>
  </div>
  <div>Upon oral or written request and at no cost to the requester, we will provide to any person, including a beneficial owner, to whom a prospectus is delivered, a copy of any or all the information that has been incorporated by reference in this
    prospectus but not delivered with this prospectus. All requests should be made to: Interactive Brokers Group, Inc., One Pickwick Plaza, Greenwich, Connecticut 06830, Attn: Corporate Secretary. You should rely only on the information incorporated by
    reference or provided in this prospectus. We have not authorized anyone to provide you with different information. You should not assume that the information in this prospectus or the documents incorporated by reference is accurate as of any date other
    than the date on the front of this prospectus or those documents.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">LEGAL MATTERS</div>
  <div><br>
  </div>
  <div>The validity of the securities offered hereby will be passed upon for us by Dechert LLP, New York, New York.</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">EXPERTS</div>
  <div><br>
  </div>
  <div>The consolidated financial statements, and the related financial statement schedule, incorporated in this Prospectus by reference from the Company's Annual Report on Form 10-K for the year ended December 31, 2016, and the effectiveness of
    Interactive Brokers Group, Inc. and subsidiaries internal control over financial reporting have been audited by Deloitte &amp; Touche LLP, an independent registered public accounting firm, as stated in their reports, which are incorporated herein by
    reference. Such consolidated financial statements and financial statement schedule have been so incorporated in reliance upon the reports of such firm given upon their authority as experts in accounting and auditing.</div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">11</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>&#160;</div>
  <div style="text-align: center; font-weight: bold;">Common Stock</div>
  <div>&#160;</div>
  <div>&#160;</div>
  <div style="text-align: center;"><img src="image3.jpg"></div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
    <font style="font-size: 12pt;"><br>
    </font><br>
  </div>
  <div><br>
  </div>
  <div style="margin-bottom: 10pt;"><br>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1-diagram.jpg
<TEXT>
begin 644 image1-diagram.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#R17AI9@  34T *@    @ ! $[  (
M   -   (2H=I  0    !   (6)R=  $    :   0T.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 %)A>2!"=7-S
M:65R90    60 P "    %   $*:0!  "    %   $+J2D0 "     S(Q  "2
MD@ "     S(Q  #J'  '   (#   ")H     '.H    (
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M '8L?R- '50ZG87'_'O>VTO^Y*K?R-6JX";X&?#>?[_A:W'^Y-*G\G%5?^%
M_#V/_CSTNZLSV,&HW Q^;F@#TFBO-O\ A26E1?\ (/\ %/B[3_3[+K+#'Y@T
M?\*M\0VO_()^*'B6/'3[:8[K_P!" H ])HKS;_A%_BO8\VGQ"T_4@.BW^BI%
M^9C.:7[9\9=/_P"/C2O">KJ.UI<S0.W_ 'V,9H ](HKS;_A9'B_3_P#D/_"[
M68P.K:7=17N?<!<'\*?#\=/!B2K#K;ZGH$[' BU73I8CGTR 0/SH ]&HK'T;
MQ?X<\0@?V'KNGW['^"WN49A]5!R/Q%;% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !115>\O[/3H?.U"[@M8O[\\
M@1?S- %BBN+U+XP_#[2LBZ\6:<Y'46TAN/\ T6&K+_X7=H=S_P @/0?$^M@_
M=:PTB1@?Q;;0!Z117FW_  LCQC>?\@;X5ZQ*#T^WWD-I_P"A9Q1_;OQ?O/\
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M%% !1110 4444 %%%% !1110 4444 %%%% !1110 44UW6*-I)&"HH+,Q.
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MRECX@M-0\1:IHT$=PMSI:PM,\D15&\T,5V$_>^X<D#';)(. #4HHHH ****
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M A8V;^\Y;!7KC%>HU@^$?!FB^"=(_L_0;;RU8[YYY#NEN'[O(_5C^@[ 5O4
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M** "BBB@ HHHH **** "N:\2?#OPEXMRWB#0;.ZE/6<)Y<O_ '\7#?K72T4
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M_>(Y/XUJ444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% 'FWP;_YGW_L<]1_]IUZ37FWP;_YG
MW_L<]1_]IUZ30 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110!YM_P W3?\ <F?^WM>DUF_\(]I?_"5?\))]F_XFWV+[!]H\QO\ 4;_,
MV;<[?O<YQGWQ6E0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110!YM\&_P#F??\ L<]1_P#:=>DUS?@WPC_PB7]O
M?Z;]K_MC6KC5?]5Y?D^;M_=_>.[&W[W&<]!724 %%%% !1110 4444 %%%%
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M = GC#0Y/$']BB](O2SHNZ"18I'09=$E*^6S*.JJQ(P<C@XQ=3^(EI);P_\
M"-/'=2B^LXIQ=0S0@V\\XB\Z+<H$H/.UE.WODXP4M?AV8M2VW6J?:-'BOKC4
M+:S^SE9HY9U<.&FWX9!YLA V \C+'',.H^ =8U;PJGA[4/$-I<6$+VXB5],;
M<\43AMLI$PW,0BC<NP?>^7)&T72_E_P?ZU&[7=O,[#3-5MM7MY)K(3^7'(T1
M,UM)#DCJ5#J-R_[0R#V-7*R?#6DWFAZ-'IMY?1WL=M^[M76 Q,D(&$1\NV]@
M!C<-N>./76IZ="5?J%%%%(84444 %%%% !1110 4444 %%%% !1110 4444
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MYX(G1BZJ'>*3+,"VUP01C(5^.*I+X_6QUS5I_$=[8:;H-O)!;V1:)S//)(2
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M5?S X<-N.3GA=/Z[_P"0]+_U_6YN^,?$-WI?@677M$N+6'RUCEWZA;.4\MB
M=R[XV4@-GD\8((],SPW\04N;359-7N[34+>RNTMK;4M&MI9(KXL@?;'&ID9F
M7D,%+#C/&#C4UCPO?ZCX%A\/V^L*DZI$DM[=V[W!DV$$G'F*<DJ.2Q/7.3S2
M^+/"*^+-'L;>]>QDNK*=+A3=V/VBVD<*58/ SC*D,V!NR#@YXI/1NW]>?W"6
MJ5QMOX_T:Z\0_P!F0/,T0TY=1^V^1((/*;)!\S;M PI.20,C'4$!)/B1X6BC
M@,VHR1RW$YMX;5[.=;AY @?:("GF<J5(^7G<N,[AFE)\.TEFE3[9;QV-WHO]
MD7=K!9"(; 7(:+:P6, R'Y2K< <]2:UA\-[C3_[&:TO=&LVTZ_%Y*MAH8MH[
MC$31?=67ABKMEB6&=N% !!I6_KU?Z6#^OP7ZW,&;XLZM=ZE -*MA%97]]-80
M&YT*^>2V>,M\[!0!,&$;912C1Y&=VUJ[30?'&GZGH5G=7#RM<270T^;[/I]U
ML%T!\Z@/&&" @C<P &""<@UCV?P^URU_LS=XBT]_L&L3ZIQI+CS#+OW)_P ?
M' 'FO@\_P\<'.AI6F+=>*]2US3OMD%JR_):W5HT*O>8*/.$D56^X$7.0K9;!
MZFDK)6?];?\ !7K;H.6^G]:O]+/TOU.EU35+31]/>]U!W2%"J_NXFD9F8A55
M44%F))   ).:R6\<Z"NGVMXL]U+'=F01)#I]Q)*/+;;(6B5"Z!6X)8  D ]:
M34-+UKQ!X+AM+B_72]3D\MYY(HF"<,&9"J2A@"!@A9>Y&XCKS@^&-\/#=KI"
M:GI$2VUS<7$4MOH\D+6WFR>8/LY2X#0LI+ $,05(!!P<G746ED=1XD\66?AE
M]+2[@NIFU*[%M%]GMI)=I*EB3L4]@>.IY[ D8_A7XA6^JW4NFZV\-OJO]IW5
MC'%:QRO"#$S80RE=H<HF[!*DCD* :V/$?AZ?6H]*:TODM;G2[U+R.2> S*Y"
M.A#*&4\ASR",''7I6!#\/=21;19=<M'6WUZ;6& TYEWB3?NB_P!=Q_K7PW/\
M/'!RE>[O_7P_\'^K ]OZ_O?\ Z?2/$NE:[<7$.F7+2R6X#.'A>/<I) ="ZC>
MA*MAURIP<&F6_BK2+F]N[:.>4?8Q(9YY+66.!?+.'Q,RB-MIX(#'&#GH:R_!
M'@2W\%K-';#3BA411O:Z:EO,Z DCSI 297 P-WR@\DC)S527X=F]U'79-0U"
M%+76+:>VEBTZU>V9Q(>'E/FLDDBKP'\M6/<D<4WY=OQ'I?Y_@&K_ !$MVTD7
M'A@QW$\.H6=O=PW\$UO)%%/(JAQ&ZJS9#?*>%/)R=N#T5KXETJ]UN;2;>Y9K
MR(,2K0NJ/M(#A)"H5RI8!@I.TG!Q7*7?PZU6_L9&N_$-J^JNUDOVL:8RQ^5:
MR>8BF+SOO,Y)9MP&. HZUI>'_ 5MX?\ %%[JL TYEN999E==-1;L-*VYU>XW
M$NFXD@8!' )(%5I>WK^2M^HGM]W_  33?Q?I"3ZA"7O&DTV:*&Y5-/N&VO(0
M$"X3Y\Y'*Y !!. :8WC30DUE]*-W(;M?,"JMK*5E:-=SI&X7;(ZCJBDL,'C@
MU-/X=BE\5PZVL[QE8/*GMU V7!4YB9O=-TF/]_V%8NG> 9++6HY9=5$^EVNH
M3ZE:6AM\2Q33!@P:;?AT!DD(&P'D98@<QK;^OZ_K<;*MG\6/#EUI]KJ=UJL>
MEVS64MY-:WEI*LIB5E59%8X&W+8&%;>3A3\IK:M_'WANZMKV>#4&:.R2.20F
MVE!=)"1&T8*YE#D84IN#'@9S7)S?"C59-%M=+3Q)9K!::7<Z5&QTIBQBFV_,
M3Y^"P"#G !YXJQXB\*:G;1:AJ4VHK<_:K"SL9$M-)ED:+RI=QE"I,9",L_"?
M.ORE6!7=3TM_7G_P/O#3^OE_P?N.QT+Q)IWB..Y?2S=$6LODS"YLIK9D? .W
M$J*<X(Z>HK5KD/AW!=6VEW44J[[8S>9%<R6-U:S3N?OF1+J225B,* ['D< 8
M49Z^FR4%%%%(84444 %17-S!96LMS>3QV]O"A>265PJ(H&223P /6I:IZMI-
MCKND7.EZM;K<V5W&8IHF) 93[CD?4<BD[VT&K7U)[6[M[ZTBNK*>*YMYE#Q3
M0N'1U/0AAP1[BL>7Q1'!XVMO#\ELP2Y@D>.[+C:9DVL8=N.NQP^?0'T-7M.T
MJVT#0(=,T&TCB@LX?+M;=I&"C X!8[CUZGD]^:XK4? ^L7-G9ZQ;)"GBF#4%
MO&237+MK)?F(8*A0KS&=G$8(W=3CEZ<WE_7_  XM>7S.S?Q!HT>J)ILFKV"7
M\DAC2U:Y02LX4,5"9R3M8'&.A![T0>(M%N=0-A;:Q837@5V-M'=(T@"L58[0
M<X# @^A!%>6:'I)\1^,?%NGV=OH4$*ZY9W>H3VMV6N()8DBD*HHC&X&1'7>S
M*03(=N<BHO WA^/Q+I,R:9:: VCZ=K>I31-;W&YKAF\V-89$6/:D920'.Y\H
M$&W!X->6_6U_R_S?K;S*:7XV_/\ R^5SU"3QEX8BL6O9?$>DI:JZQF=KZ(('
M9=RKNW8R5^8#N.:L/XBT6._^POK%@MYE!]G:Z029<$J-N<\@$CU -<+I_@7Q
M#I/A_P ,1VL.CS7.DZ?<:?=6,EQ(MM,LH7]ZKB(G=E 2I3!WL,]S)_P@>LZ?
M'I<-A%I=_#IVGQZ8R7DS1K>0>4RR&0")^0Q&Q>0%:0$_-BB6E[?UO_P/O\B5
M_7]??]WF=;:^*M):VM/M^KZ1#<W,:NL46H)(K[@2-C':7!"L0=HR ?2I9_%7
MAZUL;2]N==TR&UO3BUGDO(UCG/\ L,3AOPKS32_A9KMG910SV.@>8(-*@F=+
MESYJVDQ=R<P#.Y0B@'^Z,G@59U?X?^*[[P_/ID(TKRYSJ08+?R0,1<3>;&3(
ML!<JN?FB!56*C<6!P*=K_/\ #_@C_P"!_7R.[M_&7A^YU35;"/5K03Z.NZ]#
M3H!",9)// 7H2> >.M4;OQ_I5GKMC;RSVJZ1>6$MZNM->QBVPCHFT'/.3(.2
M0.0!DDXQM0\$:YJ,?B.-VLX1JSV=Y&8KV92LT"Q PLRHK!"8O]8I##/W<BJZ
M^#SI%Y8WNM0:/9Z!#97T6IK=:M--M^TNK,3),G[P$IRS,GWSQQ\T^O\ 6C_7
M\O,%9K^O+^O^&.]MM<TF]NHK:SU2SN+B:W%U'%%<(SO"3@2@ Y*'/WNE8]QX
MQ^RS>)UN-+G1- MEN,AU9KI2CO\ *!G ^3'//L.[? NGW5OI)N+Z\%\#^XLI
M]I!:T0D1%LD[F8'<6_BR*B?0]?;7O%%S;R6=G'J=G%#8W23.\L4B*P#/&4
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M0HI.6S[9KB3X!U-?%,VH06.C);R:[)J9 F8.RFT,*Y BQOWL7//&3R2:SF\
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M5V().6KK\.=3;P3X<TJ71+RUAL5FBO;73C8"1YV"A+M6EW)T5AO&V5=V1W%
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MKS%OV^9M\_=C/\.W=_LUF>%=%N-.\4>)==O?"M\MQ>WL<EG)/<6\TPC>.-9
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ME</E64DSEC)M<,<$+1T)_K\;'K6L:E_8^C76HFUGNUM8S*T-OLWLHY.-[*O
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MR[4/"^IZ5H%_-J'AF^L([F;26,%M/;V\<EPEUM=%\J=F;<LBX>9B2P+%EPH
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M?G=A;8%2WS-T' )//'>L'P/%?78-]JJWT$]C"-+,<M[)+%.\3$23A2[!MS#
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M]>5_^&!:V_K^O/Y'L-%>*R7/BV_\.Z:MXOB6*_.A0_V;-;Q7$9_M)6(D%TH
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M "1GOU[=\CJ#65J?B[1=(DFCO+J0RPND3QV]M+.^]U+*@6-6);:I8J,D+AB
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M&!\H'  Z 8-"\/:=X;LI;32$GCAEF>=Q-=2SDNYRQS(S$9/) .,DGJ36G10
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MO#__ (-(/_BJ;;>K Z2BN;_X6/X(_P"AR\/_ /@T@_\ BJ/^%C^"/^AR\/\
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MW@G_ )+M\3_^X3_Z3-7I- !1110 4444 %%%% !1110 4444 %%%% !1110
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MT)OA_P#\%<'_ ,37244 <W_PKCP1_P!";X?_ /!7!_\ $T?\*X\$?]";X?\
M_!7!_P#$UTE% '-_\*X\$?\ 0F^'_P#P5P?_ !-'_"N/!'_0F^'_ /P5P?\
MQ-=)10!S?_"N/!'_ $)OA_\ \%<'_P 31_PKCP1_T)OA_P#\%<'_ ,37244
M>;?L^?\ )"?#W_;S_P"E,M>DUYM^SY_R0GP]_P!O/_I3+7I- !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 >;>"?^2[?$__ +A/_I,U>DUYMX)_Y+M\3_\ N$_^
MDS5Z30 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MX/TKSCQHJI\<_A<B*%51JH  P /LRUZ/*9!"Y@57E"G8KMM4GL"0#@>^#]*
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MIEKTF@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M;>-O^2[?##_N+?\ I,M>DT %%%% !1110 4444 %%%% !1110 4444 %%%%
M'FW[/G_)"?#W_;S_ .E,M>DUYM^SY_R0GP]_V\_^E,M>DT %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110!YMX)_Y+M\3_P#N$_\ I,U>DUYMX)_Y+M\3_P#N$_\
MI,U>DT %%%% !1110 4444 %%%% !1110 4444 %%%4]6U:QT+2+G5-6N%MK
M*TC,LTK D*H]AR?H.32;25V&^B+E%4](U:QUW1[75-)N!<V5W&)890I&Y3WP
M0"/H1FN73Q;J[:7J>^ULX]0CUL:5:*I>2)0Q3;(_0M@.6(&W.,9'WJ>M^7K_
M ,%+\V*ZM?I_P&_T.THKSV3QOKLEO/;6<%@=0TN.[FOVDC?RIQ;N%"Q@-E#(
M#G+%MF,8?K4FG?$*6Z\83V<OV;[ ML\RP1QM]JA 6$QN_P Q#"0S%5 4'*X!
M8Y %KMZ_(;TT?I\SOJ*S=#U>'6+%Y8[NSGEBE:*X2TF606[@Y\IBI/SJ" ??
MG K*;XB^&$6]8WTQ%E";B3%E.=\0;89(L)^]0'J\>Y1U)Q1Y =/16 _C?0HO
MM9GGN85LIEAN'FL)T6)F7<"69 -NT9+?= P21D5%I/Q"\+ZVP_LW5!(C6K7B
M2O!)'&\*XWLKNH5MI(# $E3P0"#1_7Z@=)17+R?$CPM%' 9M1DCEN)S;PVKV
M<ZW#R! ^T0%/,Y4J1\O.Y<9W#.EK/B?2] M(KC5)9D68%D2*UEFD*@99C&BE
M@H'4D8&1G&11MJ&[L:U%<._C>YU;QM!HOA4P2PQV\%Y-/<6<[17,,A)_=SI\
MB8120Q#*Y.T8(-6?[>\0ZUJ^L)X8735M='F^RLEZDC/>SA%=E5U8")1N5=Q6
M3)SP,<G3^N@?U]YU]%<5I7CJ:&364\5PQVSV.H)9P1:?!-<R29MTE^ZBLQ."
MQ.!A0.IQN.R/&.B/-8107$]P=0ACG@:WLYI5$<APCNRH1&&.<%RO0^AIV_KU
MU J>,?$NMZ#]D@\-^%+OQ#=W>\#RYEAAAVX_UCM]W.>..<'FN7_X1OXH^*N?
M$?BFT\+V;=;/08B\Q'H9GY4^ZY%=W8^(]-U+5;C3[)[B2:W+AW-I*L)*-M8+
M*5".0W!"L2"#Z&N&U;QYK.E>)M8L#K'AYY;&XB%II#6LBWE^CJK;(R)R=^&V
MY$9!(R0!G"ZI=PVOY&GH?P;\%Z+<_;)=-;6-0)RU[J\ANI&/K\WR@^X KN55
M40(BA548  P *HZOK=CH=K'/J+R*)7\N..&!YY9&P3A8XPS,< DX!P 2> :R
M[KQ_X9L[*SO)M2/V:\A6XCFCMY71(F( DD*J1$I)QNDVC(/H< '1T5S$WQ&\
M*PWT]G_:AEGMYFMY%@MI9<2JNXQ HI!?&<*,DX; .TX23XD^$H[@0G68W<QP
MRGRXI'"+,,Q%BJD+NXQNQRRCJPR =117/W'CG0+;1X-3DNIVM[@R!%BLII)1
MY9(DW1*AD4(00Q91M/!QD55N_B9X/LII(I-:CE>*WCNI!:Q23^7"XRLK>6K8
M3&"6/ #*3C<N3K8#JJ*S]5URPT6SBN;Z24I,XCB6WMY+B25B"V%2-69N 3P#
MP">@K*B\=:5+XF;2-MU'MT]=0>ZFM98XDC;)&YF4!>%.2Q'(QU! /Z_4/Z_&
MWYG2T5SUMX[\/7=E>7,=[*BV1C$T4UI-%,/,_P!7MB9 [;SPNU3N/ R:S1\0
M()O$%L+;:^B/I]U/+*+><W2S0S1QM&8-@9<;SQ@L3V&/F.MOZVN!?\7?#[PQ
MX[^Q_P#"5Z9]O^Q;_L_^D2Q;-^W=]QESG8O7/2N:_P"&?/AC_P!"S_Y/W/\
M\<KT6"9;FWCGC#A)%#J)(V1@",\JP!4^Q (J2@#S;_AGSX8_]"S_ .3]S_\
M'*/^&?/AC_T+/_D_<_\ QRO2:* /-O\ AGSX8_\ 0L_^3]S_ /'*/^&?/AC_
M -"S_P"3]S_\<KTFB@#S;_AGSX8_]"S_ .3]S_\ '*/^&?/AC_T+/_D_<_\
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M^AR\/_\ @T@_^*H Z2BN;_X6/X(_Z'+P_P#^#2#_ .*H_P"%C^"/^AR\/_\
M@T@_^*H Z2BN;_X6/X(_Z'+P_P#^#2#_ .*H_P"%C^"/^AR\/_\ @T@_^*H
MYKP3_P EV^)__<)_])FKTFO&_"'C7PK;?&?XBWUSXET>&TO/[,^S7$E_$L<^
MRW8-L8MAL'@XZ&O0/^%C^"/^AR\/_P#@T@_^*H Z2BN;_P"%C^"/^AR\/_\
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MNA$C, SD7$I.!WP!FMWQ9\3O#_A2Z73FDEU36I>(=)TY/.N'/;*C[OXX]LT
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M_P!:NWZ#TT;_ *V_X)NZMXFN+#3-'U*UL(9[*^G@CN)9;DQ?94EP%? 1MW+
M8^7DC) R10O/&6J0O!:66C6=SJ5T+FXMX#J+)'):PD#S#)Y1PS%UPNTCG[U=
M+>:597^CS:5>6R36,T)@D@;[K1D8*_E5+6/"FCZZEHNH6T@:RW"WEMKB2WDB
M#+M90\;*P4C@KG!P,C@42W=OZ_K]7Y"CLN;^OZ_1>9PFH?$G4;B._OK71_M.
MAKX:CU7RH[XV]UB3>/O!?E(V$$J^0!N7<<+6B/B1?175T@\-2)8:?J5MIT]Q
M/J"F1O.\L(Z* V['F D,RG!!R265>AU+P+X>U4$75C(B&R^P-':W4MNC6_.(
MRL;*"HR<9'&3CK4'_"N?#9M[F V]\T=U/#<3;M4NB7DB $;9\S((PO3KM7.<
M##5D_+_[:_Y: ]5_79+\]2C;>/;R\\=KX>MM,L& N)8Y<ZF?M4$<8_UTEN(C
MM1CC82_S!EZ9Q5;Q)X]D\.^)M0BB\/7]]+;I81ADOU5)5N)G0,L;-M7##&[A
MF) .%&ZI=/\ ".KV_B07+[;6!;Q[EKBVUZ\99@SEBILF'DKNS@_,V.2.>1KZ
MOX"\/Z[J4]_J5O=O<3K$LC1:C<1 B)MT?RI( -K<C Z\]:4?LM_,;WE^'WG.
M7OCWQ$U]::?;:/86]ZFNIIEVC:@SQLIM_/!1_)SRO!RHP1@9SD+>_%::W_MV
M:U\,WUY9:5%</'<HLB)*T#;'5G>-8U&=Q&QY#A#E0<*>CE\":!-<7,\EO=>=
M<WB7TD@O[@,)U4JKJ0^4^4[<+@$<'BEN_ GA^^_M'[3:3%-3#"ZB2]G2-MV-
MY5%<*C-C#,H!;)R3DY6MOZ[+];AI?^N[_2QBW'Q#U"UUJQTR7PW--<3I%-<I
M9M-<&WBED*1DE("FX!69@S( %.UGJ/5_B#J5M'XG@M]-LK>ZTBRGN;>*[O'2
M:98^!+Y1BP8S@D,CN,X5BI)QTLOA'1IKBQGE@G:6QA6")_MDV7C!!"2_/^^&
M1G$F[G)[FFCP;HOGWLLL%Q/]NCEBFCN+V>6,+*<R!(W<K'N[[ *)*Z:7G_P
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MB@#S;QM_R7;X8?\ <6_])EKTFO-O&W_)=OAA_P!Q;_TF6O2: "BBB@ HHHH
M\DT%[CPLDEKX.TG1K4ZIXJN["622,QB)%61DPD8&X+L. 2.FT8W;ED7QOXB:
MZT_6I)[5[2#P_J=[=:?#:N/M,EM-&AV'S#M+<;<AMH+ [MP*]Q%X"\'P;/)\
M*:''Y<@D39IT(VN.C#Y>#[U8MO"7ARR^R?8] TNW^Q.TEKY5E&OD.V-S)@?*
M3@9(QG H XBV\:^-Y-/MA<:9I=O->7MK%!=3E=ODSAAO$,,\I;:RD@F1 X/
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !7*?$;Q@?!OA.2ZM(OM.JWDBVFF6H&3/</P@QW ZGZ8[
MUU1(526(  R2>U>6>$@?B3\1KCQM< OH.BL]EH*'[LTG26Y_'[JG^JT =7\.
M_!X\%^$HK*>3[3J5R[76I71.6GN'Y=B>^.@]A74T44 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110!YMXV_Y+M\,/^XM_P"DRUZ37FWC;_DNWPP_[BW_ *3+7I-
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M#GK4FH>';6^W1JD5M;W$ZSWR10J&O&7&T.W<?*H/4D #(&00#7HHHH ****
M/-OV?/\ DA/A[_MY_P#2F6O2:\V_9\_Y(3X>_P"WG_TIEKTF@ HHHH ****
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MM4 %%%% !1110!YM^SY_R0GP]_V\_P#I3+7I->;?L^?\D)\/?]O/_I3+7I-
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M ,%<'_Q- !_PL?P1_P!#EX?_ /!I!_\ %4?\+'\$?]#EX?\ _!I!_P#%4?\
M"N/!'_0F^'__  5P?_$T?\*X\$?]";X?_P#!7!_\30 ?\+'\$?\ 0Y>'_P#P
M:0?_ !5'_"Q_!'_0Y>'_ /P:0?\ Q5'_  KCP1_T)OA__P %<'_Q-'_"N/!'
M_0F^'_\ P5P?_$T '_"Q_!'_ $.7A_\ \&D'_P 51_PL?P1_T.7A_P#\&D'_
M ,51_P *X\$?]";X?_\ !7!_\31_PKCP1_T)OA__ ,%<'_Q- !_PL?P1_P!#
MEX?_ /!I!_\ %4?\+'\$?]#EX?\ _!I!_P#%4?\ "N/!'_0F^'__  5P?_$T
M?\*X\$?]";X?_P#!7!_\30 ?\+'\$?\ 0Y>'_P#P:0?_ !5'_"Q_!'_0Y>'_
M /P:0?\ Q5'_  KCP1_T)OA__P %<'_Q-'_"N/!'_0F^'_\ P5P?_$T <U^S
MY_R0GP]_V\_^E,M>DU6T_3;'2+".QTJSM[&TBSY=O;1+'&F22<*H &22?J:L
MT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%<[XN\-Z
MEXC72QI?B.\T/[%>I<S?91G[4B]8FY'!]\CU4\8 .BJEINLZ?J[7BZ=<K.UC
M<M:W  (\N50"5.1Z,.1QS4'B+5CHVBS7,<%U/,1LB6VLY;E@YZ$I&"VT=2?_
M *U<)96FK^%/&%Q:WMS/<PZWIJI]LTG1IT2TGB&R-W+&9 S*?O$@#RUW#')5
M[7_K7?\ KU0['I]%>"6%[KES\,Y=6TS6O$R.GAF:74KN],R@W"A&A,!E7;G
MD!>+J,$G<0U:=^VNMHUQ=:'J'B\:?+-IQ8O;7+7+S>:3<E$>,NL7E[6.Q0A8
M87C<IOEUM_6[7W:?D+I?^NG^9[14-U<QV<!FE65E#*N(H7E;)( ^503C)Y.,
M 9)P 37F5[;:[!XN:SLSK\<]M?6?]ER":YELY;'"^>)G8F-G_P!=DR_O,[-I
M/%9=]/K%C]H6R?QAA]0MI[-A#>SEK3[4?-CERK;2/F(QAC'Y8)/S RM;>?\
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M3E5AL/B5J%UY%Q<^%IH+.XO;K3XL7L;SF>$2$*4 V!6$3#=OX;C[N')?2_\
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MJ6MG;+M1%[^I)[D]23UK2H **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MYJP? _F/I,EUXCUFZETJZ%S%),T!,A"% C 1 ;=K,,@!CN))) (ZFBB[O?\
MK>_YC_K\+?D<_;^$DLYM0^Q:OJ=O;WAE=+6*2,1VTDG+R1_)NW%B6PQ9022%
MJC'\.[&.U55U._%V-3_M0WR1VZ2-/L*$E5B$9RI()V9.<YSS7744EI_78-S!
MLO"<-IXJEU^?4+N]NVB>&(7"0X@C=]Y162-790>@=F [>M;U%%'2P=;F-XC\
M(>'_ !;:?9O$>D6NH(!A3*GSI_NN/F7\"*XK_A7?BOPC^\^''BV1K5>1HVO9
MN+?']U)!\Z#V'YUZ=10!YG%\7)M E6U^)OAJ^\-N3M%_$IN;)S_UT097/H0<
M=S7H&EZOIVN6*7NC7]O?6S_=FMI1(I]LCO[5:EBCFB:*9%DC<;61QD,/0BO/
M]4^#>@O?-J?A.XO/"6J'G[1I$GEQO[/%]QA[ #- 'H5%>8_VU\3?!G&OZ/!X
MSTU.M]I $-VH]6@/#'V3\ZZ'PO\ $[PIXMF^S:;J:PZ@#M?3[Q3!<(WIL;J?
M]W- '6T5D:KXL\.:#=+:ZYK^EZ;<.@D6*\O8X7922 P#$'&01GV-4O\ A8_@
MC_H<O#__ (-(/_BJ .DHKF_^%C^"/^AR\/\ _@T@_P#BJ/\ A8_@C_H<O#__
M (-(/_BJ .DHKF_^%C^"/^AR\/\ _@T@_P#BJ/\ A8_@C_H<O#__ (-(/_BJ
M .DHKF_^%C^"/^AR\/\ _@T@_P#BJ/\ A8_@C_H<O#__ (-(/_BJ .DHKF_^
M%C^"/^AR\/\ _@T@_P#BJ/\ A8_@C_H<O#__ (-(/_BJ .DHKF_^%C^"/^AR
M\/\ _@T@_P#BJ/\ A8_@C_H<O#__ (-(/_BJ .DHKF_^%C^"/^AR\/\ _@T@
M_P#BJ/\ A8_@C_H<O#__ (-(/_BJ .DHKF_^%C^"/^AR\/\ _@T@_P#BJ/\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M'V6PBLII5<]\NB%5P.3N(P 2>.:EUC7-/T&U2XU2<QK)((HHXXVEDF<]%2-
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** /-O^;IO^Y,_P#;VO2:\V_YNF_[DS_V]KTF@ HHHH ****
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M_!'_ /9UZ310!YM_PN3_ *IQ\0/_  1__9T?\+D_ZIQ\0/\ P1__ &=>DT4
M>;?\+D_ZIQ\0/_!'_P#9T?\ "Y/^J<?$#_P1_P#V=>DT4 >;?\+D_P"J<?$#
M_P $?_V='_"Y/^J<?$#_ ,$?_P!G7I-% 'EL_P =K&VO[6QN? OCB&[O-_V:
MWDTA5DGV#+;%,F6P.3CH*L_\+D_ZIQ\0/_!'_P#9T>-O^2[?##_N+?\ I,M>
MDT >;?\ "Y/^J<?$#_P1_P#V='_"Y/\ JG'Q _\ !'_]G7I-% 'FW_"Y/^J<
M?$#_ ,$?_P!G1_PN3_JG'Q _\$?_ -G7I-% 'FW_  N3_JG'Q _\$?\ ]G1_
MPN3_ *IQ\0/_  1__9UZ310!YM_PN3_JG'Q _P#!'_\ 9T?\+D_ZIQ\0/_!'
M_P#9UZ310!YM_P +D_ZIQ\0/_!'_ /9T?\+D_P"J<?$#_P $?_V=>DT4 >;?
M\+D_ZIQ\0/\ P1__ &='_"Y/^J<?$#_P1_\ V=>DT4 >;?\ "Y/^J<?$#_P1
M_P#V='_"Y/\ JG'Q _\ !'_]G7I-% 'FW_"Y/^J<?$#_ ,$?_P!G1_PN3_JG
M'Q _\$?_ -G7I-% 'G_P-TV^TCX,:%8ZK9W%C=Q?:/,M[F)HY$S<2$95@",@
M@_0UZ!110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 >;>-O^2[?##_N+?\ I,M>DUYMXV_Y+M\,
M/^XM_P"DRUZ30 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !17EOBN\\8ZO\:(_"GACQ9_P
MCUHOA\:D[?V;#=;W^T-&1\^",@KWQ\O3FK/_  A/Q._Z*Y_Y;5M_\50!Z317
MFW_"$_$[_HKG_EM6W_Q5'_"$_$[_ **Y_P"6U;?_ !5 'I-%>;?\(3\3O^BN
M?^6U;?\ Q5'_  A/Q._Z*Y_Y;5M_\50!Z317FW_"$_$[_HKG_EM6W_Q5'_"$
M_$[_ **Y_P"6U;?_ !5 'I-%>;?\(3\3O^BN?^6U;?\ Q5'_  A/Q._Z*Y_Y
M;5M_\50!Z317FW_"$_$[_HKG_EM6W_Q5'_"$_$[_ **Y_P"6U;?_ !5 'I-%
M>;?\(3\3O^BN?^6U;?\ Q5'_  A/Q._Z*Y_Y;5M_\50!Z317FW_"$_$[_HKG
M_EM6W_Q5'_"$_$[_ **Y_P"6U;?_ !5 !XV_Y+M\,/\ N+?^DRUZ37DE]\*/
M'>HZ]I>LWOQ3\S4-)\W[%-_PCT \KS5V2?*'PV5&.0<=L5I?\(3\3O\ HKG_
M );5M_\ %4 >DT5YM_PA/Q._Z*Y_Y;5M_P#%4?\ "$_$[_HKG_EM6W_Q5 'I
M-%>;?\(3\3O^BN?^6U;?_%4?\(3\3O\ HKG_ );5M_\ %4 >DT5YM_PA/Q._
MZ*Y_Y;5M_P#%4?\ "$_$[_HKG_EM6W_Q5 'I-%>;?\(3\3O^BN?^6U;?_%4?
M\(3\3O\ HKG_ );5M_\ %4 >DT5YM_PA/Q._Z*Y_Y;5M_P#%4?\ "$_$[_HK
MG_EM6W_Q5 'I-%>;?\(3\3O^BN?^6U;?_%4?\(3\3O\ HKG_ );5M_\ %4 >
MDT5YM_PA/Q._Z*Y_Y;5M_P#%4?\ "$_$[_HKG_EM6W_Q5 'I-%>;?\(3\3O^
MBN?^6U;?_%4?\(3\3O\ HKG_ );5M_\ %4 >DT5Y;X4O/&.D?&B3PIXG\6?\
M)#:-X?.I(W]FPVNQ_M"Q@?)DG #=\?-TXKU*@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** /-O^;IO^Y,_]O:])KS;_ )NF_P"Y,_\ ;VO2: "BBB@ HHKE
MO'FHW=G9:19V=Q):#5M5@L)[J(@/#&X9CM)^ZS; @/4;\CG!H ZFBO-M8U:?
MX=^(IH]-_M+6+!]$N]2DL;F_:=XG@:(!EEF9F56$A!&2/E!49R&LWGQ+N]+6
M:#4_#S1:@XMGLK:"=[GSDG\S;O\ *B9E9?*?<%23MM+=0 >@45Q&D>.]7UG5
MM-L(?"D]G)<VKW5RU_.;?RD281.$1H_,<G(9=ZQA@1DKSC"F^*6LZEHUV^C:
M3817=M<Z9\S:@TL+PW=P8OED$.UF!4J2F]!DE7<KM(!ZI17!W'CB[T_4+^*+
MPW=SW2ZO;Z:Z?V@I3<\*,)!N.$3YAPHR>K $D55U+XJ2Z?X;M=0?2K*.>62^
MAE2ZU,PPB2UD,9B27RB7DD()1=JY ;H1B@#T:BN9\12:S?\ P]9[,1:?JMQ'
M 3 ;QHN6=-T"S%59&<$QJ^T$,P(P:P= \32::HMQ;ZH\DNK0V5Q8ZU<'S].#
MH%78^'$Z$J6#;^0Q^8D8H ]$HKR^/Q;XAU;Q%H=YIMANGDAU6UETDZCMM?,M
MKB./S3+Y6XYP0,H<;@,*"S5MV/Q#;4-0T>.#1Y$MM6LX[B&2:X$3LS1M(40,
M DA&T*0KELG)4)\Y .UHKRS6O&=_??#6[7P[9W-I>-HMQJ$TDFHGSK./+@;9
M&5][[E;C*@ '# [:UE\92:>NJNVGN9["RTW,U]J8B@G\]G4/R6$8!SDA3(YP
M K83(!WM%<%H_P 1=1UVYT2VL/#@634HKN262YO#%'#]FN%@D4 Q^83SG#(G
M50<'=LH?\+/EL])M6T_PQJ5S>W4M_-)9-+/<O$L-TT3+NBCE^9F^ZO$:\KO
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MB1(YMA)0R1JP20KG@N#CC'05L44 96D^&M-T2_O[S3UNEFU&7SKDRWLTRN^
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M35JB@ HHHH **** /-O^;IO^Y,_]O:])KS;_ )NF_P"Y,_\ ;VO2: "BBB@
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MH Y+PI\+?!W@C59-2\,:/]ANY83 \GVJ:3*%E8C#N1U5><9XKK:** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
9BB@ HHHH **** "BBB@ HHHH **** /_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image1.jpg
<TEXT>
begin 644 image1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  .  (# 2(  A$! Q$!_\0
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image3.jpg
<TEXT>
begin 644 image3.jpg
M_]C_X  02D9)1@ ! 0$ W #<  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !5 B8# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBB@ HH
MJKJ.H6VE6$U[=R".&)<L3_+ZT-V'&+D[+<BU;58=*ME=_FFE<1PQ#K(YZ"KJ
M;O+7?C=CG'K7G'A.ZN?&?BZ?7;I2MG8C9;1'HK'^N.3^%>DU$)<VO0ZL706'
M:I/XNOE?I\@HHHJSD"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH 9)(D,3RR.$C0%F9C@ #O7A?CCQ?+XEU 6MJS#3XFQ&H_Y:-_>/\
M2M?XC>-?MTKZ-ILN;5#B>13Q(P[#V%8?P]T3^V?%,)D3-O:_OI<]#C[H_$_R
M-<=6HYR]G$^JRS QPE%XRNM4KI=O^"SU[P=HHT+PS:VI7$S#S)3ZL?\ ('X5
MO445UQ22LCYFK4E5FZDMWJ%%%%,S"BBB@ HHHH **** "BBB@ HHHH ****
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M#SOQ1XK\1>(-L&LW<DT,,C&(-$JX/3L!57P[XCUOPY<33:)</!)*@60I&'R
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MPKZ4U'0M-U32Y-.N;.%K=T*!?+&%]QZ4 >-?#WXQ7\FIV^E>(Y%FBG81QW>
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MJ-QQG\LUYO\ !&+1+&&]UC4;RUBO"_E0B:0 JN,DC/K0!3=_C/9Q?VA(-09
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M(T;J>ZD8(H!GQMH&G0ZOK]CIUQ<_9HKF98FFV[MF3C.,BO9?^&>[;_H8Y?\
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6I>G112D8,I^9_P S110!O4444 ?_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
