<SEC-DOCUMENT>0001104659-22-063381.txt : 20220520
<SEC-HEADER>0001104659-22-063381.hdr.sgml : 20220520
<ACCEPTANCE-DATETIME>20220520161652
ACCESSION NUMBER:		0001104659-22-063381
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20220519
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Submission of Matters to a Vote of Security Holders
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220520
DATE AS OF CHANGE:		20220520

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Chubb Ltd
		CENTRAL INDEX KEY:			0000896159
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11778
		FILM NUMBER:		22947818

	BUSINESS ADDRESS:	
		STREET 1:		BARENGASSE 32
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001
		BUSINESS PHONE:		41 0 43 456 7600

	MAIL ADDRESS:	
		STREET 1:		BARENGASSE 32
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CHUBB Ltd
		DATE OF NAME CHANGE:	20160115

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ACE Ltd
		DATE OF NAME CHANGE:	20091216

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ACE LTD
		DATE OF NAME CHANGE:	19930122
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>tm2216039d1_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2021q4" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:us-roles="http://fasb.org/us-roles/2021-01-31" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:CB="http://investors.chubb.com/20220519">
<head>
     <title></title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
<!-- Field: Set; Name: xdx; ID: xdx_02A_US%2DGAAP%2D2021 -->
<!-- Field: Set; Name: xdx; ID: xdx_03F_CB_investors.chubb.com_20220519 -->
<!-- Field: Set; Name: xdx; ID: xdx_04C_20220519_20220519 -->
<!-- Field: Set; Name: xdx; ID: xdx_056_edei%2D%2DEntityCentralIndexKey_0000896159 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_051_edei%2D%2DCurrentFiscalYearEndDate_%2D%2DLS0xMi0zMQ== -->
<!-- Field: Set; Name: xdx; ID: xdx_072_SO_T%2D%2D\DeptFiles%2DiXBRL 8%2DK Covers Templates\+++%2DROOT%2DElement%2D+++\DocumentInformationLineItems.xdxs -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body style="font: 10pt Times New Roman, Times, Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityCentralIndexKey">0000896159</ix:nonNumeric>
  <ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:AmendmentFlag">false</ix:nonNumeric>
  <ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:CurrentFiscalYearEndDate">--12-31</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="cb-20220519.xsd" xlink:type="simple" />
  </ix:references>
 <ix:resources>
    <xbrli:context id="From2022-05-19to2022-05-19">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_us-gaap_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueDecember2024Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueJune2027Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueMarch2028Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueDecember2029Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueJune2031Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000896159</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueMarch2038Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-05-19</xbrli:startDate>
        <xbrli:endDate>2022-05-19</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p>

<!-- Field: Rule-Page --><div style="margin-top: 12pt; margin-bottom: 3pt; width: 100%"><div style="border-top: Black 2pt solid; border-bottom: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">&#160;</span></p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">UNITED
STATES</span></p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">SECURITIES
AND EXCHANGE COMMISSION</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">Washington,
D.C. 20549</span> </p>

<p style="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">FORM <span id="xdx_90C_edei--DocumentType_c20220519__20220519_zdBkw8wKHEvj"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:DocumentType">8-K</ix:nonNumeric></span></p>

<p style="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Current Report</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Pursuant To Section&#160;13
or 15 (d) of the <br />
Securities Exchange Act of 1934 </p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Date of Report (Date of
earliest event reported): <span id="xdx_901_edei--DocumentPeriodEndDate_c20220519__20220519_zG2TZ7XGUwB"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">May 19, 2022</ix:nonNumeric></span></p>

<p style="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span id="xdx_90A_edei--EntityRegistrantName_c20220519__20220519_zknHqEyd7aal"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityRegistrantName">Chubb Limited</ix:nonNumeric></span></p><p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(Exact name of registrant
as specified in its charter)</p>

<p style="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table border="0" cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; margin-left: auto; margin-right: auto">
<tr style="font-size: 10pt">
    <td style="text-align: center; vertical-align: top; width: 32%"><span id="xdx_90D_edei--EntityIncorporationStateCountryCode_c20220519__20220519_zWxm2pmz89Ji"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt-sec:edgarprovcountryen" name="dei:EntityIncorporationStateCountryCode">Switzerland</ix:nonNumeric></span></td>
    <td style="text-align: center; vertical-align: bottom; width: 2%">&#160;</td>
    <td style="text-align: center; vertical-align: top; width: 32%"><span id="xdx_90A_edei--EntityFileNumber_c20220519__20220519_zre6WNxCIUlj"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityFileNumber">1-11778</ix:nonNumeric></span></td>
    <td style="text-align: center; vertical-align: bottom; width: 2%">&#160;</td>
    <td style="text-align: center; vertical-align: top; width: 32%"><span id="xdx_906_edei--EntityTaxIdentificationNumber_c20220519__20220519_z4gaD5FFGiGd"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityTaxIdentificationNumber">98-0091805</ix:nonNumeric></span></td></tr>
<tr style="font-size: 10pt">
    <td style="text-align: center; vertical-align: top"><p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(State
or other jurisdiction of<br />
 incorporation)</p>
        <p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></td>
    <td style="text-align: center; vertical-align: bottom">&#160;</td>
    <td style="text-align: center; vertical-align: top"><p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(Commission File
                                                        Number)</p>
        <p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></td>
    <td style="text-align: center; vertical-align: bottom">&#160;</td>
    <td style="text-align: center; vertical-align: top"><p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(I.R.S.
Employer Identification No.)</p>
        <p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>
        <p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span id="xdx_90E_edei--EntityAddressAddressLine1_c20220519__20220519_zCbiS13LXljg"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityAddressAddressLine1">Baerengasse
32</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">CH-<span id="xdx_907_edei--EntityAddressPostalZipCode_c20220519__20220519_zhxc40NnKQv3"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityAddressPostalZipCode">8001</ix:nonNumeric>
</span><span id="xdx_900_edei--EntityAddressCityOrTown_c20220519__20220519_zrrHgIbJUHta"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:EntityAddressCityOrTown">Zurich</ix:nonNumeric></span>, <span id="xdx_907_edei--EntityAddressCountry_c20220519__20220519_zRUzxSzYgvU7"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt-sec:countrynameen" name="dei:EntityAddressCountry">Switzerland</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(Address of principal executive
offices)</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>
<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Registrant&#8217;s telephone number,
including area code: +<span id="xdx_90A_edei--CityAreaCode_c20220519__20220519_zroc7fTw1Wf1"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:CityAreaCode">41 (0)43</ix:nonNumeric></span> <span id="xdx_904_edei--LocalPhoneNumber_c20220519__20220519_ztyrTt6eOqXk"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" name="dei:LocalPhoneNumber">456 76 00</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<!-- Field: Rule-Page --><div style="margin-top: 3pt; margin-bottom: 3pt; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Check the appropriate box below if the Form
8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<i>see
</i>General Instruction A.2. below):</p>

<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table border="0" cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 2%">&#160;</td>
    <td style="width: 3%; text-align: left; vertical-align: top"><span id="xdx_907_edei--WrittenCommunications_c20220519__20220519_zypvAae2qJBk" style="font-family: Wingdings"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:WrittenCommunications">&#168;</ix:nonNumeric></span></td>
    <td style="text-align: left; vertical-align: top; width: 95%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td></tr>
</table>
<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table border="0" cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 2%">&#160;</td>
    <td style="width: 3%; text-align: left; vertical-align: top"><span id="xdx_90F_edei--SolicitingMaterial_c20220519__20220519_zTu6h6Pfwo5d" style="font-family: Wingdings"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:SolicitingMaterial">&#168;</ix:nonNumeric></span></td>
    <td style="text-align: left; vertical-align: top; width: 95%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</td></tr>
</table>
<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table border="0" cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 2%">&#160;</td>
    <td style="width: 3%; text-align: left; vertical-align: top"><span id="xdx_900_edei--PreCommencementTenderOffer_c20220519__20220519_z5t9B88YdLSe" style="font-family: Wingdings"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:PreCommencementTenderOffer">&#168;</ix:nonNumeric></span></td>
    <td style="text-align: left; vertical-align: top; width: 95%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
    (17 CFR 240.14d-2(b))</td></tr>
</table>
<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table border="0" cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 2%">&#160;</td>
    <td style="width: 3%; text-align: left; vertical-align: top"><span id="xdx_904_edei--PreCommencementIssuerTenderOffer_c20220519__20220519_zEIP40lkw4C3" style="font-family: Wingdings"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:PreCommencementIssuerTenderOffer">&#168;</ix:nonNumeric></span></td>
    <td style="text-align: left; vertical-align: top; width: 95%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
    (17 CFR 240.13e-4(c))</td></tr>
</table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Securities registered pursuant to Section&#160;12(b)
of the Act:</p>

<p style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; background-color: white; border-collapse: collapse">
<tr style="font-size: 10pt">
    <td style="border: rgb(0, 0, 0) 1px solid; text-decoration: underline; text-align: left; vertical-align: top; border-image: none; padding-left: 5pt"><span style="text-decoration: underline">Title
    of each class</span></td>
    <td style="border-top: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom">&#160;</td>
    <td style="border-top: rgb(0, 0, 0) 1px solid; border-right: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; text-decoration: underline; text-align: left; white-space: nowrap; vertical-align: top"><span style="text-decoration: underline">Trading&#160;Symbol(s)</span></td>
    <td style="border-top: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom">&#160;</td>
    <td style="border-top: rgb(0, 0, 0) 1px solid; border-right: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: top; padding-right: 2pt"><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="text-decoration: underline">Name
                                            of each exchange on which</span></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="text-decoration: underline">registered</span>&#160;</p></td></tr>
<tr style="font-size: 10pt">
    <td style="border-right: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; border-left: rgb(0, 0, 0) 1px solid; vertical-align: top; padding-left: 5pt"><span id="xdx_903_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_zJjYMegfs2w8"><ix:nonNumeric contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember" name="dei:Security12bTitle">Common
    Shares, par value CHF 24.15 per share</ix:nonNumeric></span></td>
    <td style="border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom"><span id="xdx_909_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_zjqjW60OmhJ"><ix:nonNumeric contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember" name="dei:TradingSymbol">CB</ix:nonNumeric></span></td>
    <td style="border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: rgb(0, 0, 0) 1px solid; border-bottom: rgb(0, 0, 0) 1px solid; vertical-align: bottom; padding-right: 2pt"><span id="xdx_90C_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_zKr7ax20XW9i"><ix:nonNumeric contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New
    York Stock Exchange</ix:nonNumeric></span></td></tr>

<tr>
    <td style="border-right: rgb(0, 0, 0) 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_908_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2024Member_zxLuXNTkANEk"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 0.30% Senior Notes due 2024</ix:nonNumeric></span></span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; vertical-align: top"><span style="font-size: 10pt"><span id="xdx_907_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2024Member_zp6Ux0w7nrL1"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member" name="dei:TradingSymbol">CB/24A</ix:nonNumeric></span></span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; vertical-align: top; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_905_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2024Member_z8yQqN9xDkOf"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>

<tr>
    <td style="border-top: black 1pt solid; border-right: rgb(0, 0, 0) 1pt solid; border-bottom: black 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; width: 51%; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_90F_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2027Member_zIua9XL2Le09"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2027</ix:nonNumeric></span></span></td>
    <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; vertical-align: bottom; width: 1%">&#160;</td>
    <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; width: 16%"><span style="font-size: 10pt"><span id="xdx_902_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2027Member_zii9H0yqz4Bb"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member" name="dei:TradingSymbol">CB/27</ix:nonNumeric></span></span></td>
    <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; vertical-align: bottom; width: 1%">&#160;</td>
    <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; width: 31%; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_906_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2027Member_zyyU28Fyrhl4"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>
  <tr>
    <td style="border-right: rgb(0, 0, 0) 1pt solid; border-bottom: black 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_905_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2028Member_z23DXpXuN4X6"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 1.55% Senior Notes due 2028</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top"><span style="font-size: 10pt"><span id="xdx_90A_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2028Member_zxdldsU9qrb7"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member" name="dei:TradingSymbol">CB/28</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_90C_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2028Member_z4XjbpBvLGFk"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>
  <tr>
    <td style="border-right: rgb(0, 0, 0) 1pt solid; border-bottom: black 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_90D_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2029Member_zBKfn0SU6Wnk"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2029</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top"><span style="font-size: 10pt"><span id="xdx_905_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2029Member_zTdTVmuQuBt3"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member" name="dei:TradingSymbol">CB/29A</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_903_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueDecember2029Member_zVD2BBMqr9sc"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>
  <tr>
    <td style="border-right: rgb(0, 0, 0) 1pt solid; border-bottom: black 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_908_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2031Member_zwx3AJ1HIyle"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 1.40% Senior Notes due 2031</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top"><span style="font-size: 10pt"><span id="xdx_902_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2031Member_zxq3TKg3UuE1"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member" name="dei:TradingSymbol">CB/31</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_907_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueJune2031Member_zLzGTKhR2rVc"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>
  <tr>
    <td style="border-right: rgb(0, 0, 0) 1pt solid; border-bottom: black 1pt solid; border-left: rgb(0, 0, 0) 1pt solid; vertical-align: top; padding-left: 5pt"><span style="font-size: 10pt"><span id="xdx_902_edei--Security12bTitle_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2038Member_zXXz5gAUR4Oc"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member" name="dei:Security12bTitle">Guarantee of Chubb INA Holdings Inc. 2.50% Senior Notes due 2038</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top"><span style="font-size: 10pt"><span id="xdx_903_edei--TradingSymbol_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2038Member_zLGaF2Li7Qbi"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member" name="dei:TradingSymbol">CB/38A</ix:nonNumeric></span></span></td>
    <td style="border-bottom: black 1pt solid; vertical-align: bottom">&#160;</td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; vertical-align: top; padding-right: 2pt"><span style="font-size: 10pt"><span id="xdx_907_edei--SecurityExchangeName_c20220519__20220519__us-gaap--StatementClassOfStockAxis__custom--INASeniorNotesDueMarch2038Member_zcON0gje46Z9"><ix:nonNumeric contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 0.25in; text-align: left">Indicate by check mark whether the registrant
is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange
Act of 1934 (17 CFR 240.12b-2).</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-left: 0.25in; margin-top: 0pt; margin-bottom: 0pt">Emerging growth company&#160;&#160;<span id="xdx_904_edei--EntityEmergingGrowthCompany_c20220519__20220519_zOcodA3pNI9i" style="font-family: Wingdings"><ix:nonNumeric contextRef="From2022-05-19to2022-05-19" format="ixt:booleanfalse" name="dei:EntityEmergingGrowthCompany">&#168;</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 0.25in; text-align: left">If an emerging growth company, indicate by check
mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;&#9744;</p>

<p style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">&#160;</span></p>

<p style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt"></p>

<!-- Field: Rule-Page --><div style="margin-top: 3pt; margin-bottom: 12pt; width: 100%"><div style="border-top: Black 1pt solid; border-bottom: Black 2pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt"></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page --><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1in; text-indent: 0.25in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><b>Item&#160;5.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Amendments to Articles of
Incorporation or Bylaws; Change in Fiscal Year</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the Chubb Limited (&#8220;Company&#8221;) Annual General Meeting of Shareholders (&#8220;annual general meeting&#8221;) held on May&#160;19, 2022, the Company&#8217;s shareholders approved an amendment to Article 6(a) of the Articles of Association to authorize the Company&#8217;s Board of Directors to increase the Company&#8217;s share capital within two years following the 2022 annual general meeting to a maximum amount equal to CHF 4,830,000,000, which amount would be divided into 200,000,000 shares. In connection therewith, the amendment limits or withdraws the shareholders&#8217; pre-emptive rights in specified and limited circumstances, all as further described in the Company&#8217;s 2022 Proxy Statement under the heading <a href="https://www.sec.gov/Archives/edgar/data/896159/000110465922042195/tm2135945-3_def14a.htm#tIT9">&#34;Agenda Item 9: Amendment to the Articles of Association Relating to Authorized Share Capital for General Purposes&#34;</a>, which is incorporated herein by reference. The Company&#8217;s amended Articles of Association containing the amendment will become effective upon registration with the Commercial Register of the Canton of Zurich, Switzerland (&#8220;Swiss Commercial Register&#8221;). Subject to the subsequent approval by the Swiss Federal Commercial Register Office, the effective date of such registration is expected to be on or about May&#160;24, 2022.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">A copy of the amended Articles of Association is attached hereto as Exhibit 3.1 and is incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-indent: 0.75in; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the Company&#8217;s 2022 annual general meeting, the Company&#8217;s shareholders also prospectively approved an amendment to Article 3(a) of the Company&#8217;s Articles of Association in conjunction with their approval of a share capital reduction, all as further described in the Company&#8217;s Proxy Statement under the heading <a href="https://www.sec.gov/Archives/edgar/data/896159/000110465922042195/tm2135945-3_def14a.htm#tIT10">&#8220;Agenda Item 10: Reduction of Share Capital&#8221;</a>, which is incorporated herein by reference. Subject to publication of three notices to creditors and a subsequent&#160;two-month&#160;waiting period in accordance with Swiss law, and registration with the Swiss Commercial Register, the share capital reduction and amended Article 3(a) of the Articles of Association will become effective. The amended Articles of Association of the Company reflecting the share capital reduction will be filed with the SEC upon effectiveness. &#160;</p>



<p style="margin: 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt"><b>Item&#160;5.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</b></span> <b>Submission of Matters to a Vote of Security Holders</b></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Company convened its annual general meeting
on May&#160;19, 2022, pursuant to notice duly given. Agenda Items 1-12 submitted by the Company at the annual general meeting were approved.
With respect to the non-binding shareholder proposals, Agenda Item 13 was rejected and Agenda Item 14 was approved. The matters voted
upon at the meeting and the results of such voting are set forth below.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The vote required to approve each agenda item noted
below is described in the Company&#8217;s 2022 Proxy Statement under the headings &#8220;What vote is required to approve each agenda
item?&#8221; and &#8220;What is the effect of broker non-votes and abstentions?&#8221;.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">1.</td><td style="vertical-align: top; text-align: left">Approval of the management report, standalone financial statements and consolidated financial statements
of Chubb Limited for the year ended December&#160;31, 2021</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">379,298,800</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">147,921</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">988,376</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">2.1</td><td style="text-align: justify">Allocation of disposable profit</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">380,061,087</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">158,997</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">215,013</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>


<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">2.2</td><td style="text-align: justify">Distribution of a dividend out of legal reserves (by way of release and allocation to a dividend reserve)</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">380,144,792</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">133,928</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">156,377</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"></p>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">3.</td><td style="text-align: justify">Discharge of the Board of Directors</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">352,500,463</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">3,216,918</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">1,618,446</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The voting results for Agenda Item 3 exclude shares
held by the Company&#8217;s directors, nominees and executive officers, who are not permitted by Swiss law to vote their shares on the
discharge of the Board of Directors.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">4.1</td><td>Election of PricewaterhouseCoopers AG (Zurich) as the Company&#8217;s statutory auditor for the year ending December 31, 2022</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">363,363,520</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">16,944,899</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">126,678</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">4.2</td><td>Ratification of appointment of PricewaterhouseCoopers LLP (United States) as independent registered public accounting firm for purposes
of U.S. securities law reporting for the year ending December&#160;31, 2022</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">359,786,527</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">20,537,141</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">111,429</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">4.3</td><td>Election of BDO AG (Zurich) as special audit firm until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">379,883,612</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">414,811</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">136,674</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.1</td><td style="text-align: justify">Election of Evan G. Greenberg as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">328,874,295</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">28,440,477</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">479,373</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.2</td><td style="text-align: justify">Election of Michael P. Connors as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">340,821,647</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">16,815,587</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">156,911</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.3</td><td style="text-align: justify">Election of Michael G. Atieh as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">341,353,384</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">16,279,646</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">161,115</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in"></p>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.4</td><td style="text-align: justify">Election of Kathy Bonanno as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">357,040,104</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">615,226</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">138,815</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>


<p style="margin-top: 0; margin-bottom: 0">&#160;</p>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.5</td><td style="text-align: justify">Election of Sheila P. Burke as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">354,523,078</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">3,130,175</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">140,892</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.6</td><td style="text-align: justify">Election of Mary Cirillo as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">327,098,923</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">30,552,119</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">143,103</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.7</td><td style="text-align: justify">Election of Robert J. Hugin as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">354,582,552</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">3,057,485</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">154,108</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.8</td><td style="text-align: justify">Election of Robert W. Scully as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">352,769,895</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">4,873,998</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">150,252</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.9</td><td style="text-align: justify">Election of Theodore E. Shasta as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">349,922,601</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">7,717,683</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">153,861</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.10</td><td style="text-align: justify">Election of David H. Sidwell as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">353,823,323</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">3,817,180</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">153,642</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.11</td><td style="text-align: justify">Election of Olivier Steimer as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">341,275,575</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">16,334,322</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">184,248</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.12</td><td style="text-align: justify">Election of Luis T&#233;llez as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">353,588,682</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">4,052,464</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">152,999</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in"></p>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">5.13</td><td style="text-align: justify">Election of Frances F. Townsend as director until the Company&#8217;s next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">344,692,197</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">12,949,870</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">152,078</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">6.</td><td style="text-align: justify">Election of Evan G. Greenberg as Chairman of the Board of Directors until the Company&#8217;s next annual
general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">230,428,983</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">126,858,954</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">506,208</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">7.1</td><td style="text-align: justify">Election of Michael P. Connors as Compensation Committee member until the Company&#8217;s next annual
general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">344,120,520</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">13,490,221</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">183,404</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">7.2</td><td style="text-align: justify">Election of Mary Cirillo as Compensation Committee member until the Company&#8217;s next annual general
meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">337,288,820</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">20,345,788</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">159,537</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">7.3</td><td style="text-align: justify">Election of Frances F. Townsend as Compensation Committee member until the Company&#8217;s next annual
general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">344,035,378</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">13,591,892</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">166,875</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">8.</td><td style="text-align: justify">Election of Homburger AG as independent proxy until the conclusion of the Company&#8217;s next annual
general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">380,000,184</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">193,484</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">241,429</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">9.</td><td style="text-align: justify">Amendment to the Articles of Association relating to authorized share capital for general purposes</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">365,572,098</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">14,621,702</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">241,297</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">10.</td><td style="text-align: justify">Reduction of share capital</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">379,635,170</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">521,815</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">278,112</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">0</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">11.1</td><td style="text-align: justify">Compensation of the Board of Directors until the next annual general meeting</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">355,618,270</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">1,259,461</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">916,414</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in"></p>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">11.2</td><td style="text-align: justify">Compensation of Executive Management for the next calendar year</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">343,710,093</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">13,154,338</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">929,714</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">12.</td><td style="text-align: justify">Advisory vote to approve executive compensation under U.S. securities law requirements</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">333,917,973</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">23,632,372</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">243,800</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">13.</td><td style="text-align: justify">Shareholder proposal regarding a policy restricting underwriting of new fossil fuel supplies</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">68,481,227</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">284,798,068</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">4,514,850</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.5in">14.</td><td style="text-align: justify">Shareholder proposal regarding a report on greenhouse gas emissions</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 80%; margin-right: auto">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted For</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Voted Against</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Shares Abstained</td><td style="text-align: center; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">Broker Non-Votes</td></tr>
  <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">255,924,942</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 24%; font-size: 10pt; text-align: center; padding-left: 5.4pt">98,645,026</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">3,224,177</td><td style="text-align: center; width: 2%; font-size: 10pt">&#160;</td>
    <td style="width: 23%; font-size: 10pt; text-align: center; padding-left: 5.4pt">22,640,952</td></tr>
  </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.75in"><b>Item 9.01.</b></td><td><b>Financial Statements and Exhibits</b></td></tr><tr style="vertical-align: top">
<td></td><td>&#160;</td><td>&#160;</td></tr>
                                                                                                                                <tr style="vertical-align: top">
<td></td><td><i>(d)</i></td><td><i>Exhibits</i></td></tr>
                                                                                                                                </table>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="width: 0.85in">&#160;</td>
    <td style="width: 0.75in"><span style="font-size: 10pt">Exhibit<br />
 <span style="text-decoration: underline">Number</span></span></td>
    <td>
    <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>
    <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="text-decoration: underline">Description</span></p></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td><a href="tm2216039d1_ex3-1.htm"><span style="font-size: 10pt">3.1</span></a></td>
    <td><a href="tm2216039d1_ex3-1.htm"><span style="font-size: 10pt">Articles of Association of the Company as amended</span></a></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td>&#160;</td>
    <td>&#160;</td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td><a href="tm2216039d1_ex3-1.htm"><span style="font-size: 10pt">4.1</span></a></td>
    <td><a href="tm2216039d1_ex3-1.htm"><span style="font-size: 10pt">Articles of Association of the Company as amended (Incorporated by reference to Exhibit 3.1)</span></a></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td>&#160;</td>
    <td>&#160;</td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td><span style="font-size: 10pt">104</span></td>
    <td><span style="font-size: 10pt">Cover Page Interactive&#160;Data File (the cover page XBRL tags are embedded within the Inline XBRL document)</span></td></tr>
  </table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td colspan="2" style="font-size: 10pt">CHUBB LIMITED</td></tr>
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td colspan="2" style="font-size: 10pt">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td colspan="2" style="font-size: 10pt">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="width: 50%">&#160;</td>
    <td style="font-size: 10pt; width: 4%">By:&#160;&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-size: 10pt; width: 46%">/s/ Joseph F. Wayland</td></tr>
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt">Joseph F. Wayland</td></tr>
  <tr style="vertical-align: bottom">
    <td>&#160;</td>
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt">General Counsel</td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">DATE: May 20, 2022</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 7; Options: Last -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

</body>
</html>
<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- 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 -->
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>tm2216039d1_ex3-1.htm
<DESCRIPTION>EXHIBIT 3.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 3.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Statuten</B></FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">der</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chubb Limited</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb AG)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb SA)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>______________________________________________________</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>&nbsp;</B></FONT></P></TD>
    <TD STYLE="width: 4%; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Articles
    of Association</B></FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">of</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chubb Limited</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb AG)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb SA)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>______________________________________________________</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>I. Firma, Sitz und Zweck der Gesellschaft</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Firma, Sitz und Dauer der Gesellschaft</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Unter der Firma</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chubb Limited</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb AG)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb SA)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">besteht eine Aktiengesellschaft gem&auml;ss
Artikel 620 ff. OR mit Sitz in Z&uuml;rich. Die Dauer der Gesellschaft ist unbeschr&auml;nkt.&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>I. Name, Domicile and Purpose of the Company</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Corporate Name, Registered Office and Duration</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Under the corporate name</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chubb Limited</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb AG)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Chubb SA)</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">a Company exists pursuant to art. 620 et seq.
    of the Swiss Code of Obligations (hereinafter &quot;CO&quot;) having its registered office in Zurich. The duration of the Company is unlimited.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Zweck</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Hauptzweck
    der Gesellschaft ist der Erwerb, das Halten und der Verkauf von Beteiligungen an Unternehmen, insbesondere, jedoch nicht ausschliesslich,
    solcher der Direkt- und R&uuml;ckversicherungsbranche.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Purpose</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
main purpose of the Company is to acquire, hold, manage and to sell equity participations, including in insurance and reinsurance companies
as well as in other companies.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify">Die Gesellschaft kann Finanz- und Management-Transaktionen
    ausf&uuml;hren. Sie kann Zweigniederlassungen und Tochtergesellschaften im In- und Ausland errichten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify">The Company may carry out finance and
    management transactions and set up branches and subsidiaries in Switzerland and abroad.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify">Die Gesellschaft kann im In- und Ausland
    Grundst&uuml;cke erwerben, halten und ver&auml;ussern.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify">The Company may acquire, hold and sell
    real estate in Switzerland and abroad.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 29.7pt; font-size: 10pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die Gesellschaft kann alle Gesch&auml;fte t&auml;tigen, die geeignet sind, den Zweck der Gesellschaft zu f&ouml;rdern und mit dem Zweck im Zusammenhang stehen.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Company may engage in all types of transactions and may take all measures that appear appropriate to promote the purpose of the Company
    or that are related to the same.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>II.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktienkapital und Aktien</B></FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>II.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Share Capital and Shares</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktienkapital</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Das
    Aktienkapital der Gesellschaft betr&auml;gt CHF 11&rsquo;098&rsquo;270&rsquo;493.10 und ist eingeteilt in 459&rsquo;555&rsquo;714 auf
    den Namen lautende Aktien im Nennwert von CHF 24.15 je Aktie. Das Aktienkapital ist vollst&auml;ndig liberiert.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Share Capital</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    share capital of the Company amounts to CHF 11,098,270,493.10 and is divided into 459,555,714 registered shares with a nominal value of
    CHF 24.15 per share. The share capital is fully paid-in.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Auf
    Beschluss der Generalversammlung k&ouml;nnen jederzeit Namenaktien in Inhaberaktien und Inhaberaktien in Namenaktien umgewandelt werden.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Upon
    resolution of the General Meeting of Shareholders, registered shares may be converted into bearer shares and bearer shares may be converted
    into registered shares, at any time.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 65pt; text-align: justify; text-indent: -65pt"><B>Artikel 4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Bedingtes Aktienkapital
    f&uuml;r Anleihensobligationen und &auml;hnliche Instrumente der Fremdfinanzierung</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 74.7pt; text-indent: -74.7pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Das
Aktienkapital der Gesellschaft wird im Maximalbetrag von C</FONT>HF&nbsp;796'950'000.00 durch Ausgabe von h&ouml;chstens 33'000'000 vollst&auml;ndig
zu liberierenden Namenaktien mit einem Nennwert von CHF&nbsp;24.15 je Aktie erh&ouml;ht, bei und im Umfang der Aus&uuml;bung von Wandel-
und/oder Optionsrechten, welche im Zusammenhang mit von der Gesellschaft oder ihren Tochtergesellschaften emittierten oder noch zu emittierenden
Anleihensobligationen, Notes oder &auml;hnlichen Obligationen oder Schuldverpflichtungen einger&auml;umt wurden/werden, einschliesslich
Wandelanleihen.</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60pt; text-indent: -60pt"><B>Article
    4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conditional Share Capital for Bonds and Similar Debt
    Instruments</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60pt; text-indent: -60pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    share capital of the Company shall be increased by an amount not exceeding </FONT>CHF&nbsp;796,950,000.00 through the issue of a maximum
    of 33,000,000 registered shares, payable in full, each with a nominal value of CHF&nbsp;24.15 through the exercise of conversion and/or
    option or warrant rights granted in connection with bonds, notes or similar instruments, issued or to be issued by the Company or by subsidiaries
    of the Company, including convertible debt instruments.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Das
    Bezugsrecht der Aktion&auml;re ist f&uuml;r diese Aktien ausgeschlossen. Das Vorwegzeichnungsrecht der Aktion&auml;re in Bezug auf neue
    Anleihensobligationen, Notes oder &auml;hnlichen Obligationen oder Schuldverpflichtungen kann durch Beschluss des Verwaltungsrates zu
    folgenden Zwecken eingeschr&auml;nkt oder ausgeschlossen werden: Finanzierung und Refinanzierung des Erwerbs von Unternehmen, Unternehmensteilen
    oder Beteiligungen, von durch die Gesellschaft geplanten neuen Investitionen oder bei der Emission von Options- und Wandelanleihen &uuml;ber
    internationale Kapitalm&auml;rkte sowie im Rahmen von Privatplatzierungen. Der Ausschluss des Vorwegszeichnungsrechts ist ausschliesslich
    unter folgenden kumulativen Bedingungen zul&auml;ssig: (1)&nbsp;Die Instrumente m&uuml;ssen zu Marktkonditionen emittiert werden, (2)&nbsp;die
    Frist, innerhalb welcher die Options- und Wandelrechte ausge&uuml;bt werden k&ouml;nnen, darf ab Zeitpunkt der Emission des betreffenden
    Instruments bei Optionsrechten 10 Jahre und bei Wandelrechten 20 Jahre nicht &uuml;berschreiten und (3)&nbsp;der Umwandlungs- oder Aus&uuml;bungspreis
    f&uuml;r die neuen Aktien hat mindestens dem Marktpreis zum Zeitpunkt der Emission des betreffenden Instruments zu entsprechen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Shareholders'
    pre-emptive rights are excluded. Shareholders' advance subscription rights with regard to the new bonds, notes or similar instruments
    may be restricted or excluded by decision of the Board of Directors in order to finance or re-finance the acquisition of companies, parts
    of companies or holdings, or new investments planned by the Company, or in order to issue convertible bonds and warrants on the international
    capital markets or through private placement. If advance subscription rights are excluded, then (1)&nbsp;the instruments are to be placed
    at market conditions, (2)&nbsp;the exercise period is not to exceed ten years from the date of issue for warrants and twenty years for
    conversion rights and (3)&nbsp;the conversion or exercise price for the new shares is to be set at least in line with the market conditions
    prevailing at the date on which the instruments are issued.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Erwerb von Namenaktien durch Aus&uuml;bung von Wandel- und Optionsrechten sowie s&auml;mtliche weiteren &Uuml;bertragungen von Namenaktien
    unterliegen den &Uuml;bertragungsbeschr&auml;nkungen gem&auml;ss Art. 8 der Statuten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    acquisition of registered shares through the exercise of conversion rights or warrants and any further transfers of registered shares
    shall be subject to the restrictions specified in Article&nbsp;8 of the Articles of Association.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 74.7pt; text-indent: -74.7pt"><B>Artikel 5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Bedingtes Aktienkapital
    f&uuml;r Mitarbeiterbeteiligungen</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 74.7pt; text-indent: -74.7pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Das
Aktienkapital der Gesellschaft wird im Maximalbetrag von </FONT>CHF&nbsp;613'673'935.35 durch Ausgabe von h&ouml;chstens 25'410'929 vollst&auml;ndig
zu liberierenden Namenaktien mit einem Nennwert von CHF&nbsp;24.15 je Aktie erh&ouml;ht bei und im Umfang der Aus&uuml;bung von Optionen,
welche Mitarbeitern der Gesellschaft oder ihrer Tochtergesellschaften sowie Beratern, Direktoren oder anderen Personen, welche Dienstleistungen
f&uuml;r die Gesellschaft oder ihre Tochtergesellschaften erbringen, einger&auml;umt wurden/werden.</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-indent: -1in"><B>Article&nbsp;5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Conditional Share
    Capital for Employee Benefit Plans</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-indent: -1in"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    share capital of the Company shall be increased by an amount not exceeding CHF&nbsp;</FONT>613,673,935.35 through the issue from time
    to time of a maximum of 25,410,929 registered shares, payable in full, each with a nominal value of CHF&nbsp;24.15, in connection with
    the exercise of option rights granted to any employee of the Company or a subsidiary, and any consultant, director, or other person providing
    services to the Company or a subsidiary.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Bez&uuml;glich
    dieser Aktien ist das Bezugsrecht der Aktion&auml;re ausgeschlossen. Neue Aktien dieser Art k&ouml;nnen unter dem aktuellen Marktpreis
    ausgegeben werden. Der Verwaltungsrat bestimmt bei einer solchen Emission die spezifischen Konditionen, inkl. den Preis der Aktien.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Shareholders'
    pre-emptive rights shall be excluded with regard to these shares. These new registered shares may be issued at a price below the current
    market price. The Board of Directors shall specify the precise conditions of issue including the issue price of the shares.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Erwerb von Namenaktien im Zusammenhang mit Mitarbeiterbeteiligungen sowie s&auml;mtliche weiteren &Uuml;bertragungen von Namenaktien unterliegen
    den &Uuml;bertragungsbeschr&auml;nkungen gem&auml;ss Art. 8 der Statuten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    acquisition of registered shares in connection with employee participation and any further transfers of registered shares shall be subject
    to the restrictions specified in Article&nbsp;8 of the Articles of Association.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Genehmigtes Kapital zu allgemeinen Zwecken</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat ist erm&auml;chtigt, das Aktienkapital jederzeit bis zum 19. Mai 2024 im Maximalbetrag von CHF 4&rsquo;830&rsquo;000&rsquo;000
    durch Ausgabe von h&ouml;chstens 200&rsquo;000&rsquo;000 vollst&auml;ndig zu liberierenden Namenaktien mit einem Nennwert von CHF 24.15
    je Aktie zu erh&ouml;hen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Authorized Share Capital for General Purposes</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
    Board of Directors is authorized to increase the share capital from time to time until May&nbsp;19, 2024 by an amount not exceeding CHF
    4,830,000,000 through the issue of up to 200,000,000 fully paid up registered shares with a nominal value of CHF 24.15 each.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Erh&ouml;hungen
    auf dem Weg der Fest&uuml;bernahme sowie Erh&ouml;hungen in Teilbetr&auml;gen sind gestattet. Der Ausgabebetrag, die Art der Einlage,
    der Zeitpunkt der Dividendenberechtigung sowie die Zuweisung nicht ausge&uuml;bter Bezugsrechte werden durch den Verwaltungsrat bestimmt.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Increases
    through firm underwriting or in partial amounts are permitted. The issue price, the date of dividend entitlement, the type of consideration
    (including the contribution or underwriting in kind) as well as the allocation of non exercised pre-emptive rights shall be determined
    by the Board of Directors.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
Verwaltungsrat ist erm&auml;chtigt, Bezugsrechte der Aktion&auml;re auszuschliessen und diese Dritten zuzuweisen, wenn die neu auszugebenden
Aktien zu folgenden Zwecken verwendet werden: (1)&nbsp;Fusionen, &Uuml;bernahmen von Unternehmen oder Beteiligungen, Finanzierungen und
Refinanzierungen solcher Fusionen und &Uuml;bernahmen sowie anderweitige Investitionsvorhaben (unter Einschluss von Privatplatzierungen),
(2)&nbsp;St&auml;rkung der regulatorischen Kapitalbasis der Gesellschaft oder ihrer Tochtergesellschaften (unter Einschluss von Privatplatzierungen),
(3)&nbsp;zur Erweiterung des Aktionariats oder (4)&nbsp;zum Zwecke der Mitarbeiterbeteiligung.&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors is authorized to exclude the pre-emptive rights of the shareholders and to allocate them to third parties in the event
    of the use of shares for the purpose of (1)&nbsp;mergers, acquisitions of enterprises or participations, financing and/or refinancing
    of such mergers and acquisitions and of other investment projects (including by way of private placements), (2)&nbsp;to improve the regulatory
    capital position of the company or its subsidiaries (including by way of private placements), (3)&nbsp;broadening the shareholder constituency
    or (4)&nbsp;for the purpose of the participation of employees.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    Zeichnung sowie der Erwerb von Namenaktien aus genehmigtem Kapital zu allgemeinen Zwecken sowie s&auml;mtliche weiteren &Uuml;bertragungen
    von Namenaktien unterliegen den &Uuml;bertragungsbeschr&auml;nkungen gem&auml;ss Art. 8 der Statuten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    subscription and acquisition of registered shares out of authorized share capital for general purposes and any further transfers of registered
    shares shall be subject to the restrictions specified in Article&nbsp;8 of the Articles of Association.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 74.7pt; text-indent: -74.7pt"><B>Artikel 7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktienzertifikate</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 74.7pt; text-indent: -74.7pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    Gesellschaft kann auf Druck und Auslieferung der Aktienzertifikate verzichten sowie bereits gedruckte Zertifikate annullieren. Letzteres
    setzt die Einlieferung der Zertifikate bei der Gesellschaft sowie das Einverst&auml;ndnis der Aktion&auml;re voraus. Der Aktion&auml;r
    kann jedoch von der Gesellschaft jederzeit kostenlos Druck und Auslieferung der Aktienzertifikate verlangen. Die Gesellschaft kann die
    Namenaktien ihrerseits jederzeit drucken.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-indent: -69.8pt"><B>Article&nbsp;7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Share Certificates</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-indent: -69.8pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Company may forego the printing and delivery of registered shares and may cancel without replacement already printed shares. Registered
    shares already issued can only be cancelled when they are returned to the Company and the shareholder agrees. The shareholder may request
    at any time, without cost, the printing and delivery of his registered shares. The Company may for its part print out the registered shares
    at any time.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Nicht
    verurkundete Namenaktien einschliesslich der daraus entspringenden Rechte k&ouml;nnen nur durch Zession &uuml;bertragen werden. Die Zession
    bedarf zur G&uuml;ltigkeit der Anzeige an die Gesellschaft. Die Berechtigung an den Zertifikaten der &uuml;bertragenen Aktien wird durch
    rechtsg&uuml;ltige Zession &uuml;bertragen und bedarf keiner Zustimmung seitens der Gesellschaft. Die Bank, welche abgetretene Namenaktien
    f&uuml;r die Aktion&auml;re verwaltet, kann von der Gesellschaft &uuml;ber die erfolgte Zession benachrichtigt werden.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Registered
    shares not physically represented by certificates and the rights arising therefrom can only be transferred by assignment. Such assignment
    shall not be valid unless notice is given to the Company. Title to the certificate of the transferred share is passed on to the transferee
    through legal and valid assignment and does not need the explicit consent of the Company. The bank which handles the book entries of the
    assigned registered shares on behalf of the shareholders may be notified by the Company of the assignment.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Nicht
verurkundete Namenaktien sowie die daraus entspringenden Verm&ouml;gensrechte k&ouml;nnen ausschliesslich zugunsten der Bank, welche
die Aktien im Auftrag des betreffenden Aktion&auml;rs verwaltet, verpf&auml;ndet werden. Die Verpf&auml;ndung bedarf eines schriftlichen
Pfandvertrags. Eine Benachrichtigung der Gesellschaft ist nicht erforderlich.&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Registered
    shares not physically represented by certificates and the financial rights arising from these shares may only be pledged to the bank handling
    the book entries of such shares for the shareholder. The pledge must be made by means of a written pledge agreement. </FONT>Notice to
    the Company is not required.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktienregister; Beschr&auml;nkungen der &Uuml;bertragbarkeit</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;F&uuml;r
    die Namenaktien wird ein Aktienbuch gef&uuml;hrt. Darin werden die Eigent&uuml;mer und Nutzniesser mit Namen und Vornamen, Wohnort, Adresse
    und Staatsangeh&ouml;rigkeit (bei juristischen Personen mit Sitz) eingetragen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Shareholder's Register, Transfer Restrictions</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Registered
    shares are issued in the name of the owner or the usufructuary. This person shall be entered in the share register with his name, address,
    domicile and citizenship (domicile in case of legal entities).</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Zur
    Eintragung ins Aktienbuch als Aktion&auml;r mit Stimmrecht ist die Zustimmung des Verwaltungsrats notwendig. Die Eintragung als Aktion&auml;r
    mit Stimmrecht kann in den in Art. 8 lit. c), d), e) und f) der Statuten festgehaltenen F&auml;llen abgelehnt werden. Lehnt der Verwaltungsrat
    die Eintragung des Erwerbers als Aktion&auml;r mit Stimmrecht ab, benachrichtig er diesen innerhalb von 20 Tagen seit dem Eingang des
    Eintragungsgesuchs. Nicht anerkannte Erwerber werden als Aktion&auml;re ohne Stimmrecht ins Aktienbuch eingetragen. Die entsprechenden
    Aktien gelten in der Generalversammlung als nicht vertreten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Entry
    in the share register of registered shares with voting rights is subject to the approval of the Board of Directors. Entry of registered
    shares with voting rights may be refused based on the grounds set out in Article&nbsp;8(c), (d), (e)&nbsp;and (f). If the Board of Directors
    refuses to register the acquirer as shareholder with voting rights it shall notify the acquirer of such refusal within 20 days upon receipt
    of the application. Non-recognized acquirers shall be entered in the share register as shareholders without voting rights. The corresponding
    shares shall be considered as not represented in the General Meeting of Shareholders.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Eine
    nat&uuml;rliche oder juristische Person wird in dem Umfang nicht als Aktion&auml;rin mit Stimmrecht im Aktienbuch eingetragen, in welchem
    die von ihr direkt oder indirekt im Sinne von Art. 14 der Statuten gehaltene oder sonstwie kontrollierte Beteiligung 10% oder mehr des
    im Handelsregister eingetragenen Aktienkapitals betr&auml;gt. Dabei gelten Personen, die durch Absprache, Kapital, Stimmkraft, Leitung,
    Syndikat oder auf andere Weise miteinander verbunden sind, als eine Person. Im Umfang, in welchem eine derartige Beteiligung 10% oder
    mehr des Aktienkapitals betr&auml;gt, werden die entsprechenden Aktien ohne Stimmrecht ins Aktienbuch eingetragen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
    individual or legal entity may, directly or indirectly, formally, constructively or beneficially own (as defined in Article&nbsp;14 below)
    or otherwise control voting rights with respect to 10% or more of the registered share capital recorded in the Commercial Register. Those
    associated through capital, voting power, joint management or in any other way, or joining for the acquisition of shares, shall be regarded
    as one person. The registered shares exceeding the limit of 10% shall be entered in the share register as shares without voting rights.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
oben erw&auml;hnte 10% Limite gilt auch bei der Zeichnung oder Erwerb von Aktien, welche mittels Aus&uuml;bung von Options- oder Wandelrechten
aus Namen- oder Inhaberpapieren oder sonstigen von der Gesellschaft oder Dritten ausgestellten Wertpapieren oder welche mittels Aus&uuml;bung
von erworbenen Bezugsrechten aus Namen- oder Inhaberaktien gezeichnet oder erworben werden. Im Umfang, in welchem eine daraus resultierende
Beteiligung 10% oder mehr des Aktienkapitals betr&auml;gt, werden die entsprechenden Aktien ohne Stimmrecht ins Aktienbuch eingetragen.&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    limit of 10% of the registered share capital also applies to the subscription for, or acquisition of, registered shares by exercising
    option or convertible rights arising from registered or bearer securities or any other securities issued by the Company or third parties,
    as well as by means of exercising purchased pre-emptive rights arising from either registered or bearer shares. The registered shares
    exceeding the limit of 10% shall be entered in the share register as shares without voting rights.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat verweigert die Eintragung ins Aktienbuch als Aktion&auml;r mit Stimmrecht oder entscheidet &uuml;ber die L&ouml;schung
    eines bereits eingetragenen Aktion&auml;rs mit Stimmrecht aus dem Aktienbuch, wenn der Erwerber auf sein Verlangen hin nicht ausdr&uuml;cklich
    erkl&auml;rt, dass er die Aktien im eigenen Namen und auf eigene Rechnung erworben hat.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors shall reject entry of registered shares with voting rights in the share register or shall decide on their cancellation
    when the acquirer or shareholder upon request does not expressly state that she/he has acquired or holds the shares in her/his own name
    and for her/his own account.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat verweigert die Eintragung nat&uuml;rlicher und juristischer Personen, welche Namenaktien f&uuml;r Dritte halten und dies
    schriftlich gegen&uuml;ber der Gesellschaft erkl&auml;ren werden, als Treuh&auml;nder/Nominees mit unbeschr&auml;nktem Stimmrecht ins
    Aktienbuch oder entscheidet &uuml;ber die L&ouml;schung aus dem Aktienbuch , wenn sie sich nicht dazu verpflichten, gegen&uuml;ber der
    Gesellschaft auf deren schriftliches Verlangen hin jederzeit die Namen, Adressen und Beteiligungsquote derjenigen Personen offenzulegen,
    f&uuml;r welche sie die Namenaktien halten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of </FONT>Directors shall reject entry of individuals and legal entities, who hold registered shares for third parties and state
    this in writing to the Company, as nominees in the share register with voting rights without limitation or shall decide on their cancellation
    when the nominee does not undertake the obligation to disclose at any time to the Company at its written request the names, addresses
    and share holdings of each person for whom such nominee is holding shares.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat kann in besonderen F&auml;llen Ausnahmen von den obgenannten Beschr&auml;nkungen (Art. 8 lit. c), d), e) and f) der Statuten)
    genehmigen. Sodann kann der Verwaltungsrat nach Anh&ouml;rung der betroffenen Personen deren Eintragungen im Aktienbuch als Aktion&auml;re
    r&uuml;ckwirkend streichen, wenn diese durch falsche Angaben zustande gekommen sind oder wenn die betroffene Person die Auskunft gem&auml;ss
    Art. 8 lit. f) verweigert.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors may in special cases approve exceptions to the above regulations (Article&nbsp;8(c), (d), (e)&nbsp;and (f)). The Board
    of Directors is in addition authorized, after due consultation with the person concerned, to delete with retroactive effect entries in
    the share register which were effected on the basis of false information and/or to delete entries in case the respective person refuses
    to make the disclosers according to Article&nbsp;8(f).</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Solange
ein Erwerber nicht Aktion&auml;r mit Stimmrecht im Sinne von Art. 8 der Statuten geworden ist, kann er weder die entsprechenden Stimmrechte
noch die weiteren mit diesen in Zusammenhang stehenden Rechte wahrnehmen.</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Until
an acquirer becomes a shareholder with voting rights for the shares in accordance with this Article&nbsp;8, she/he may neither exercise
the voting rights connected with the shares nor other rights associated with the voting rights.</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center; width: 48%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>III.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Organisation</B></FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: center; width: 4%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center; width: 48%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>III.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Organization</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>A.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die Generalversammlung</B></FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>A.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The General Meeting</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Befugnisse</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Die Generalversammlung ist das oberste Organ der
    Gesellschaft. Sie hat die folgenden un&uuml;bertragbaren Befugnisse:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Authorities</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The General Meeting is the supreme corporate body
    of the Company. It has the following non-transferable powers:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Festsetzung und &Auml;nderung der Statuten;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
    adopt and amend the Articles of Association;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Wahl und Abwahl der Mitglieder des Verwaltungsrats, des Pr&auml;sidenten des Verwaltungsrats, der Mitglieder des Verg&uuml;tungsausschusses,
    der Revisionsstelle und des unabh&auml;ngigen Stimmrechtsvertreters;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
    elect and remove the members of the Board of Directors, the Chairman of the Board of Directors, the members of the Compensation Committee,
    the Auditors and the independent proxy;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Genehmigung des Lageberichts, der Jahresrechnung und der Konzernrechnung sowie die Beschlussfassung &uuml;ber die Verwendung des Bilanzgewinns,
    insbesondere die Festsetzung der Dividende;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
    approve the statutorily required management report, the annual accounts and the consolidated financial statements as well as to pass resolutions
    regarding the allocation of profits as shown on the balance sheet, in particular to determine the dividends;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Entlastung der Mitglieder des Verwaltungsrats;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
    grant discharge to the members of the Board of Directors;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 29.7pt; font-size: 10pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die Genehmigung der Verg&uuml;tungen des Verwaltungsrats und der Gesch&auml;ftsleitung gem&auml;ss Art. 25 der Statuten; und</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
    approve the compensation of the Board of Directors and the Executive Management in accordance with Article&nbsp;25; and</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
Beschlussfassung &uuml;ber die Gegenst&auml;nde, die der Generalversammlung durch das Gesetz oder die Statuten vorbehalten sind oder
welche ihr vom Verwaltungsrat vorgelegt werden.</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;to
pass resolutions regarding items which are reserved to the Gene</FONT>ral Meeting by law or by the Articles of Association or which are
presented to it by the Board of Directors.</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 70.8pt; text-indent: -70.8pt"><B>Artikel 10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Generalversammlungen
    sowie deren Einberufung</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 70.8pt; text-indent: -70.8pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    ordentliche Generalversammlung findet allj&auml;hrlich innerhalb von sechs Monaten nach Abschluss des Gesch&auml;ftsjahres statt. Zeitpunkt
    und Ort, welcher im In- oder Ausland sein kann, werden durch den Verwaltungsrat bestimmt.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Meetings and Convening the Meeting</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    ordinary General Meeting shall be held annually within six months after the close of the business year at such time and at such location,
    which may be within or outside Switzerland, as determined by the Board of Directors.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Ausserordentliche
    Generalversammlungen finden satt, wenn es die Generalversammlung, die Revisionsstelle oder der Verwaltungsrat f&uuml;r notwendig erachten.
    Ausserdem m&uuml;ssen ausserordentliche Generalversammlungen einberufen werden, wenn stimmberechtigte Aktion&auml;re, welche zusammen
    mindestens 10% des Aktienkapitals vertreten, es verlangen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Extraordinary
    General Meetings may be called by resolution of the General Meeting, the Auditors or the Board of Directors, or by shareholders with voting
    powers, provided they represent at least 10% of the share capital.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Einberufung</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Die Generalversammlung wird durch den Verwaltungsrat,
    n&ouml;tigenfalls durch die Revisionsstelle oder die Liquidatoren, einberufen. Die Einladung erfolgt mindestens 20 Tage vor der Versammlung
    durch Publikation im Schweizerischen Handelsamtsblatt.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Notice</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The General Meeting is summoned by the Board of
    Directors or if necessary by the Auditors or the liquidators. Notice of the General Meeting shall be given by publication in the &quot;Schweizerisches
    Handelsamtsblatt&quot; at least 20 days before the date of the meeting.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Traktanden</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat nimmt die Traktandierung der Verhandlungsgegenst&auml;nde vor.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Agenda</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors shall state the matters on the agenda.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Ein
oder mehrere mit Stimmrecht eingetragene Aktion&auml;re k&ouml;nnen, gem&auml;ss den gesetzlichen Bestimmungen, vom Verwaltungsrat die
Traktandierung eines Verhandlungsgegenstandes verlangen. Das Begehren um Traktandierung ist schriftlich unter Angabe der Verhandlungsgegenst&auml;nde
und der Antr&auml;ge an den Pr&auml;sidenten des Verwaltungsrates mindestens 45 Tage vor der Generalversammlung einzureichen.</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;One
    or more registered Shareholders may in compliance with the legal requirements demand that matters be included in the agenda. Such demands
    shall be in writing and shall specify the items and the proposals and has to be submitted to the Chairman up to 45 days before the date
    of the meeting.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&Uuml;ber
    Antr&auml;ge zu nicht geh&ouml;rig angek&uuml;ndigten Verhandlungsgegenst&auml;nden, welche auch nicht im Zusammenhang mit einem geh&ouml;rig
    traktandierten Verhandlungsgegenstand stehen, k&ouml;nnen keine Beschl&uuml;sse gefasst werden, ausser in den gesetzlich vorgesehenen
    F&auml;llen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
    resolution shall be passed on matters proposed only at the General Meeting and which have no bearing on any of the proposed items of the
    agenda, apart from those exceptions permitted by law.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;In
    der Einberufung der Versammlung werden die Traktanden und die Antr&auml;ge des Verwaltungsrates sowie derjenigen Aktion&auml;re bekanntgegeben,
    welche die Traktandierung oder die Durchf&uuml;hrung einer Generalversammlung verlangt haben.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    notice of the meeting shall state the matters on the agenda and the proposals of the Board of Directors and of those shareholders who
    have demanded that a meeting be called or that matters be included in the agenda.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Vorsitz und Protokoll</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Den
    Vorsitz in der Generalversammlung f&uuml;hrt der Pr&auml;sident des Verwaltungsrates, bei dessen Verhinderung ein anderes vom Verwaltungsrat
    bezeichnetes Mitglied des Verwaltungsrates oder ein anderer von der Generalversammlung f&uuml;r den betreffenden Tag bezeichneter Vorsitzender.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Chair, Minutes</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    General Meeting shall be chaired by the Chairman, or, in his absence, by another member of the Board of Directors, or by another Chairman
    elected for that day by the General Meeting.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Vorsitzende bezeichnet einen Protokollf&uuml;hrer sowie die Stimmenz&auml;hler, welche keine Aktion&auml;re sein m&uuml;ssen.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Chairman designates a Secretary for the minutes as well as the scrutinizers who need not be shareholders.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat ist verantwortlich f&uuml;r die Protokollf&uuml;hrung. Das Protokoll wird vom Vorsitzenden und vom Protokollf&uuml;hrer
    unterzeichnet.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors is responsible for the keeping of the minutes, which are to be signed by the Chairman and by the Secretary.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Stimmrecht und Vertreter</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Jede
    Aktie berechtigt, unter Vorbehalt der Einschr&auml;nkungen gem&auml;ss Art.&nbsp;8 und Art. 14 lit. b) der Statuten, zu einer Stimme.
    Jeder stimmberechtigte Aktion&auml;r kann seine Aktien durch eine andere von ihm schriftlich bevollm&auml;chtigte Person vertreten lassen,
    welche kein Aktion&auml;r sein muss.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Voting Rights and Shareholders Proxies</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
    share is entitled to one vote subject to the provisions of Article&nbsp;8 and Article&nbsp;14(b)&nbsp;below. Each shareholder may be represented
    at the General Meeting by another person who is authorized by a written proxy and who does not need to be a shareholder</FONT>.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Ungeachtet
lit. a) vorstehend, gilt Folgendes: Sobald und solange eine nat&uuml;rliche oder juristische Person 10% oder mehr des im Handelsregister
eingetragenen Aktienkapitals der Gesellschaft kontrolliert, ist diese bei ordentlichen oder ausserordentlichen Generalversammlungen maximal
zu den gem&auml;ss nachfolgender Formel zu eruierenden Stimmen (abgerundet auf die n&auml;chst tiefere, runde Zahl) berechtigt:&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Notwithstanding
para. a) above, if and so long as the Controlled Shares of any individual or legal entity constitute ten percent (10%) or more of the
registered share capital recorded in the Commercial Register, such individual or legal entity shall be entitled to cast votes at any
General Meeting or Extraordinary General Meeting in the aggregate equal to the number (rounded down to the nearest whole number) obtained
from following formula:&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt">(T &divide; 10) - 1</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt">(T &divide; 10) - 1</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 106.2pt; text-align: justify; text-indent: -76.5pt">Wobei gilt:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&ldquo;T&rdquo;
    ist gleich der Gesamtanzahl der Stimmrechte, welche auf dem im Handelsregister eingetragenen gesamten Aktienkapital der Gesellschaft verliehen
    werden.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 78.8pt; text-align: justify; text-indent: -45pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 78.8pt; text-align: justify; text-indent: -45pt">Where:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&ldquo;T&rdquo;
    is the aggregate number of votes conferred by all the registered share capital recorded in the Commercial Register.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Als
    &quot;kontrolliert&quot; im Sinne dieses Artikels gelten folgende Aktien:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;For
    purposes of this Article&nbsp;14,&quot;Controlled Shares&quot; in reference to any individual or entity means:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 65.7pt; text-align: justify; text-indent: -0.5in">(aa)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;alle Aktien
    der Gesellschaft, welche direkt oder indirekt von einer nat&uuml;rlichen oder juristischen Person gehalten werden, wobei:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-align: justify; text-indent: -0.5in">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-align: justify; text-indent: -0.5in">(aa)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;all shares
    of the Company directly, indirectly or constructively owned by such individual or entity; provided that</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktien,
    welche direkt oder indirekt von einer Personengesellschaft (<I>Partnership</I>), von einem Trust oder einer anderweitigen Verm&ouml;gensmasse
    (z.B. Nachlass) gehalten werden, anteilsm&auml;ssig auf die hinter diesen Strukturen stehenden Partner oder wirtschaftlich Berechtigten
    angerechnet werden; und</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;shares
    owned, directly or indirectly, by or for a partnership, or trust or estate will be considered as being owned proportionately by its partners,
    or beneficiaries; and</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktien,
    welche direkt oder indirekt von einer k&ouml;rperschaftlich organisierten Gesellschaft gehalten werden als anteilsm&auml;ssig von den
    Aktion&auml;ren solcher Gesellschaften, welche ihrerseits mehr als 50% der ausgegebenen stimmberechtigten Aktien ebensolcher halten, gehalten
    gelten; und</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;shares
    owned, directly or indirectly, by or for a corporation will be considered as being owned proportionately by any shareholder owning 50%
    or more of the outstanding voting shares of such corporation; and</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Aktien,
welche durch die Aus&uuml;bung von Wandel-, Options- oder &auml;hnlichen Rechten entstehen k&ouml;nnen, als vom Inhaber des entsprechenden
Rechts gehalten gelten; und&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;shares
    subject to options, warrants or other similar rights shall be deemed to be owned; and</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 11; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 65.7pt; text-align: justify; text-indent: -0.5in">(bb)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;alle Aktien
    der Gesellschaft, welche direkt oder indirekt von einer nat&uuml;rlichen oder juristischen Person als wirtschaftlich Berechtigte gehalten
    werden, wobei als solche jede Person gilt, die:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-align: justify; text-indent: -0.5in">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 69.8pt; text-align: justify; text-indent: -0.5in">(bb)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;all Shares
    of the Company directly, indirectly beneficially owned by such individual or entity; provided that</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;direkt
    oder indirekt, durch jede Art von Vertrag, Vereinbarung, anderweitige Rechtsbeziehung oder sonstwie alleine oder zusammen mit anderen
    derartigen Personen &uuml;ber Folgendes verf&uuml;gt:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;a
    beneficial owner of a security includes any person who, directly or indirectly, through any contract, arrangement, understanding, relationship,
    or otherwise has or shares:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 119.7pt; text-align: justify; text-indent: -27pt">(1)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Einfluss
    auf das Stimmrecht der betreffenden Aktien, sei dies direkt oder indirekt; und/oder</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 123.8pt; text-align: justify; text-indent: -27pt">(1)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;voting
    power which includes the power to vote, or to direct the voting of, such security; and/or</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 119.7pt; text-align: justify; text-indent: -27pt">(2)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Einfluss
    auf die Verf&uuml;gungsberechtigung an den betreffenden Aktien, sei dies direkt oder indirekt;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 123.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 123.8pt; text-align: justify; text-indent: -27pt">(2)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;investment
    power which includes the power to dispose, or to direct the disposition of, such security.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;direkt
    oder indirekt Trusts, Vollmachten, &uuml;brige Vertretungsberechtigungen oder sonstige vertragliche Abreden errichtet oder benutzt in
    der Absicht, ihre wirtschaftliche Berechtigung an den Aktien zu &uuml;berdecken, um die einschl&auml;gigen Bestimmungen dieser Statuten
    &uuml;ber die als kontrolliert geltenden Aktien zu umgehen;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Any
    person who, directly or indirectly, creates or uses a trust, proxy, power of attorney, pooling arrangement or any other contract, arrangement,
    or device with the purpose or effect of divesting such person of beneficial ownership of shares of the Company or preventing the vesting
    of such beneficial ownership as part of a plan or scheme to evade the provisions of these articles of association shall be deemed to be
    the beneficial owner of such shares.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 92.7pt; text-align: justify; text-indent: -27pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    das Recht hat innerhalb von 60 Tagen die wirtschaftliche Berechtigung an Aktien zu erwerben, insbesondere, jedoch nicht abschliessend,
    durch: (A)&nbsp;Aus&uuml;bung von Wandel-, Options- oder sonstigen Rechten; (B)&nbsp;durch die Umwandlung eines Wertpapiers; (C)&nbsp;durch
    die automatische Aufhebung eines Trusts, eines Verm&ouml;gensverwaltungskontos oder einer &auml;hnlichen Vereinbarung; oder (D)&nbsp;durch
    Ablauf der Dauer eines Trusts, eines Verm&ouml;gensverwaltungskontos oder einer &auml;hnlichen Vereinbarung.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;A
    person shall be deemed to be the beneficial owner of shares if that person has the right to acquire beneficial ownership of such shares
    within 60 days, including but not limited to any right to acquired: (A)&nbsp;through the exercise of any option, warrant or right; (B)&nbsp;through
    the conversion of a security; (C)&nbsp;pursuant to the power to revoke a trust, discretionary account, or similar arrangement; or (D)&nbsp;pursuant
    to the automatic termination of a trust, discretionary account or similar arrangement.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 12; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat hat das Recht die Bestimmungen des Artikels 14 der Statuten auszulegen und die Berechtigung von nat&uuml;rlichen und juristischen
    Personen an Aktien der Gesellschaft zur Sicherstellung der Umsetzung dieser Bestimmungen festzulegen. Bei der Auslegung kann der Verwaltungsrat
    Gesetze, Reglemente und &uuml;brige Bestimmungen sowie Rechtsprechung aus dem In- und Ausland beiziehen, welche Art. 14 der Statuten &auml;hnlich
    sind.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors shall have the authority to interpret the provisions of this Article&nbsp;14 and to determine the ownership of shares
    by any individual or entity so as to fully implement the provisions of this Article&nbsp;14. In so interpreting this Article&nbsp;14,
    the Board of Directors may look to laws, rules, regulations and court decisions (including of countries outside of Switzerland) having
    language substantially similar to this Article&nbsp;14.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Verwaltungsrat kann in besonderen F&auml;llen Ausnahmen von den vorerw&auml;hnten Stimmrechtsbeschr&auml;nkungen gew&auml;hren.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Board of Directors may in special cases allow exceptions from this limitation on voting rights.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 65.9pt; text-indent: -63.75pt"><B>Artikel 15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Unabh&auml;ngiger
    Stimmrechtsvertreter und weitere Vertretungsregeln</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 65.9pt; text-indent: -63.75pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    Generalversammlung w&auml;hlt einen unabh&auml;ngigen Stimmrechtsvertreter. Die Amtszeit endet jeweils mit Abschluss der n&auml;chsten
    ordentlichen Generalversammlung. Wiederwahl ist m&ouml;glich.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 70.2pt; text-indent: -70.2pt"><B>Article&nbsp;15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Independent
    Proxy and Additional Rules&nbsp;on Proxies</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 70.2pt; text-indent: -70.2pt"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
    General Meeting shall elect an Independent Proxy. The term of office ends in each case at the end of the next ordinary General Meeting.
    Re-election is permitted.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 29.7pt; font-size: 10pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Jeder stimmberechtigte Aktion&auml;r kann seine Aktien durch den von ihm schriftlich oder elektronisch bevollm&auml;chtigten unabh&auml;ngigen Stimmrechtsvertreter oder durch eine andere Person in &Uuml;bereinstimmung mit Art.&nbsp;14 lit. a) vertreten lassen. Die Mitglieder des Verwaltungsrates und der Gesch&auml;ftsleitung d&uuml;rfen Aktion&auml;re vertreten, sofern es sich nicht um eine institutionalisierte Vertretung handelt. Verwahrungsstellen d&uuml;rfen Aktion&auml;re vertreten und gelten nicht als Depotvertreter (im Sinne von Art. 689d OR), sofern sie aufgrund einer schriftlichen Vollmacht und nach Massgabe von konkreten oder allgemeinen Weisungen des betreffenden Aktion&auml;rs handeln. </FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Each
shareholder may be represented at the General Meeting by the Independent Proxy by way of a written or electronic proxy or by another
person in accordance with Article&nbsp;14(a). The members of the Board of Directors and the Executive Management are allowed to represent
shareholders provided that this does not constitute an institutionalized representation of shareholders. Custodians may represent shareholders
and shall not be deemed depositary representatives (in the sense of Art. 689d of the Swiss Code of Obligations), provided that they act
based on a written proxy and in accordance with specific or general instructions of the relevant shareholder.</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 13; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 29.7pt; font-size: 10pt; text-align: justify; text-indent: -29.7pt; width: 48%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der unabh&auml;ngige Stimmrechtsvertreter ist verpflichtet, die von ihm vertretenen Stimmrechte weisungsgem&auml;ss auszu&uuml;ben. Hat er keine Weisungen erhalten, so enth&auml;lt er sich der Stimme. Eine allgemeine oder konkludente Weisung, bei in der Einberufung bekanntgegebenen und/oder nicht bekanntgegebenen Antr&auml;gen jeweils im Sinne des Antrages des Verwaltungsrates zu stimmen, gilt als g&uuml;ltige Weisung zur Stimmrechtsaus&uuml;bung.</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Independent Proxy is obliged to exercise the represented voting rights in accordance with instructions. </FONT>If no instructions were
    obtained, it shall abstain from voting. A general or implied instruction to vote according to the proposal of the Board of Directors in
    respect of proposals announced and/or not announced in the invitation shall be considered a valid instruction to exercise voting rights.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    unabh&auml;ngige Stimmrechtsvertreter kann sich an der Generalversammlung durch einen Vertreter oder eine untergeordnete Person vertreten
    lassen. Der unabh&auml;ngige Stimmrechtsvertreter bleibt f&uuml;r die Erf&uuml;llung seiner Pflichten vollumf&auml;nglich verantwortlich.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Ind</FONT>ependent Proxy may be represented at the General Meeting by a representative or a subordinate person. The Independent Proxy
    remains fully responsible for fulfilling its duties.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;F&auml;llt
    der unabh&auml;ngige Stimmrechtsvertreter aus, stellt der Verwaltungsrat ihn nach den gesetzlichen Vorschriften in seiner Funktion ein,
    oder hat die Gesellschaft aus anderen Gr&uuml;nden keinen handlungsf&auml;higen unabh&auml;ngigen Stimmrechtsvertreter, so ernennt der
    Verwaltungsrat einen neuen unabh&auml;ngigen Stimmrechtsvertreter f&uuml;r die n&auml;chste Generalversammlung. Bisher abgegebene Vollmachten
    und Stimmrechtsinstruktionen behalten ihre G&uuml;ltigkeit f&uuml;r den neuen unabh&auml;ngigen Stimmrechtsvertreter, solange ein Aktion&auml;r
    nicht ausdr&uuml;cklich etwas anderes anordnet.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
    the Independent Proxy is not available anymore to hold office, if the Board of Directors lawfully suspends him from its office, or if
    the Company does not have an Independent Proxy capable of acting for other reasons, then the Board of Directors shall appoint a new Independent
    Proxy for the next General Meeting. Proxies and voting instructions that were already issued remain valid for the new Independent Proxy
    as long as a shareholder does not explicitly determine otherwise.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
Verwaltungsrat kann Verfahrensvorschriften im Zusammenhang mit der Teilnahme und Vertretung von Aktion&auml;ren an der Generalversammlung
erlassen und insbesondere die Erteilung von Weisungen an den unabh&auml;ngigen Stimmrechtsvertreter n&auml;her regeln. Er sorgt daf&uuml;r,
dass die Aktion&auml;re dem unabh&auml;ngigen Stimmrechtsvertreter auch elektronische Vollmachten und Weisungen erteilen k&ouml;nnen,
wobei er erm&auml;chtigt ist, vom Erfordernis einer qualifizierten elektronischen Signatur ganz oder teilweise abzusehen.&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Board of Directors may pass procedural provisions in connection with the participation in and the representation at the General Meeting
and in particular regulate in more detail the issuing of instructions to the Independent Proxy. It shall make sure that the shareholders
are able to grant powers of attorneys and can issue instructions to the Independent Proxy by electronic means. In doing so, it is entitled
to waive entirely or in part the requirement of a qualified electronic signature.&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 14; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Beschl&uuml;sse</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    Generalversammlung ist beschlussf&auml;hig ohne R&uuml;cksicht auf die Zahl der anwesenden Aktion&auml;re oder der vertretenen Aktien.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Resolutions</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    General Meeting may pass resolutions without regard to the number of shareholders present or shares represented.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Die
    Generalversammlung fasst ihre Beschl&uuml;sse und vollzieht ihre Wahlen, soweit das Gesetz oder diese Statuten nichts anderes vorsehen,
    mit der einfachen Mehrheit der abgegebenen Stimmen (wobei Enthaltungen, sog. Broker Nonvotes, leere oder ung&uuml;ltige Stimmen f&uuml;r
    die Bestimmung des Mehr nicht ber&uuml;cksichtigt werden).</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Unless
    otherwise required by law or the Articles of Association, the General Meeting shall pass its resolutions and carry out its elections with
    the simple majority of the votes cast (whereby abstentions, broker non-votes, blank or invalid ballots shall be disregarded for purposes
    of establishing the majority).</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der
    Vorsitzende bestimmt das Abstimmungsverfahren. Erfolgen die Wahlen nicht elektronisch haben sie mittels Stimmzettel zu erfolgen, wenn
    mindestens 50 anwesende Aktion&auml;re dies per Handzeichen verlangen. Die Weisungserteilung via Internet oder Telefon kann durch den
    Vorsitzenden gestattet werden.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
    Chairman of the General Meeting shall determine the voting procedure. Provided that the voting is not done electronically, voting shall
    be by ballot if more than 50 of the shareholders present so demand by a show of hands. The accord of instructions by using the internet
    or the telephone can be permitted by the Chairman.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Quorum</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ein Beschluss der Generalversammlung, der mindestens
    zwei Drittel der vertretenen Stimmen und die absolute Mehrheit der vertretenen Aktiennennwerte auf sich vereinigt, ist erforderlich f&uuml;r:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 96.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Quorums</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A resolution of the General Meeting passed by
    at least two thirds of the represented share votes and the absolute majority of the represented shares par value is required for:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    in Art. 704 Abs. 1 OR aufgef&uuml;hrten Gesch&auml;fte, d.h. f&uuml;r:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    cases listed in art. 704 para. 1 CO, i.e.:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    &Auml;nderung des Gesellschaftszwecks;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    change of the company purpose;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Einf&uuml;hrung von Stimmrechtsaktien;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    creation of shares with privileged voting rights;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Beschr&auml;nkung der &Uuml;bertragbarkeit von Namenaktien;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    restriction of the transferability of registered shares;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;eine
genehmigte oder bedingte Kapitalerh&ouml;hung;&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;an
    increase of capital, authorized or subject to a condition;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 15; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Kapitalerh&ouml;hung aus Eigenkapital, gegen Sacheinlage oder zwecks Sach&uuml;bernahme und die Gew&auml;hrung von besonderen Vorteilen;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 48%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -32pt">&#8239;(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;an
    increase of capital out of equity, against contribution in kind, or for the purpose of acquisition of assets and the granting of special
    benefits;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Einschr&auml;nkung oder Aufhebung des Bezugsrechts;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    limitation or withdrawal of pre-emptive rights;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -27pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Verlegung des Sitzes der Gesellschaft;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 60.8pt; text-align: justify; text-indent: -27pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify"></TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.82in; text-align: justify; text-indent: -30pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    change of the domicile of the Company;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Fusion,
    Spaltung und Umwandlung der Gesellschaft (zwingende gesetzliche Bestimmungen vorbehalten);</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    merger, de-merger or conversion of the Company (subject to mandatory law);</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Lockerung und die Aufhebung von &Uuml;bertragungsbeschr&auml;nkungen der Namenaktien;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    alleviating or withdrawal of restrictions upon the transfer of registered shares;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Umwandlung von Namenaktien in Inhaberaktien und umgekehrt;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    conversion of registered shares into bearer shares and vice versa;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;f&uuml;r
    die Aufl&ouml;sung der Gesellschaft mit Liquidation;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    dissolution of the Company followed by liquidation;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    Abberufung von Mitgliedern des Verwaltungsrates im Sinne von Art. 705 Abs. 1 OR; und</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    dismissal of the members of the Board of Directors according to art. 705 para. 1 CO; and</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt">7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;die
    &Auml;nderung oder Aufhebung der Art. 8, 14, 15 und 16 der Statuten.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-left: 30pt; text-indent: -30pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-align: justify; text-indent: -29.7pt">7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
    amendment or elimination of the provisions of Article&nbsp;8, Article 14 and Article&nbsp;15 of the Articles of Association as well
    as those contained in this Article&nbsp;16.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>B.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Der Verwaltungsrat</B></FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>B.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The Board of Directors</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Artikel 18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Wahl und Konstituierung</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Der
    Verwaltungsrat besteht aus wenigstens 3 und h&ouml;chstens 20 Mitgliedern. Die Amtsdauer betr&auml;gt ein Jahr, zu verstehen als Periode
    ab Wahl bis zum Ende der n&auml;chsten ordentlichen Generalversammlung. Wiederwahl ist m&ouml;glich.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P></TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Article&nbsp;18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Election and Constitution</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 29.7pt; text-align: justify; text-indent: -29.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
    Board of Directors shall consist of 3 to 20 members. The term of office shall be one year, understood to be the period from the election
    until the end of the next ordinary General Meeting. Re-election is possible.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P></TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 16; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<!-- Field: Split-Segment; Name: 1 -->
<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt"></FONT>&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Die
    Generalversammlung w&auml;hlt aus den Mitgliedern des Verwaltungsrates den Pr&auml;sidenten des Verwaltungsrates. Die Amtsdauer betr&auml;gt
    ein Jahr, zu verstehen als Periode ab Wahl bis zum Ende der n&auml;chsten ordentlichen Generalversammlung. Wiederwahl ist m&ouml;glich.
    Der Pr&auml;sident hat bei Stimmengleichheit keinen Stichentscheid.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    General Meeting shall elect from the members of the Board of Directors the Chairman. The term of office shall be one year, understood
    to be the period from the election until the end of the next ordinary General Meeting. Re-election is possible. The Chairman shall
    have no casting vote.</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
    Verwaltungsrat konstituiert sich selber, sofern das Gesetz oder die Statuten nichts anderes bestimmen. Er bezeichnet einen Sekret&auml;r;
    dieser braucht nicht dem Verwaltungsrat anzugeh&ouml;ren.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Board of Directors shall constitute itself unless provided otherwise by law or the Articles of Association. It appoints a Secretary
    who does not need to be a member of the Board of Directors.</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">d)</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">F&auml;llt
    der Pr&auml;sident aus oder hat die Gesellschaft aus anderen Gr&uuml;nden keinen handlungs- und funktionsf&auml;higen Pr&auml;sidenten,
    so ernennt der Verwaltungsrat eines seiner Mitglieder zum Pr&auml;sidenten bis zur n&auml;chsten ordentlichen Generalversammlung;
    die Einberufung einer Generalversammlung nach Art. 726 Abs. 2 OR bleibt vorbehalten.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">d)</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">If
    the Chairman is not available to continue to hold office or if the Company does not have a Chairman capable of acting and of holding
    office for other reasons, then the Board of Directors shall appoint one of its members as Chairman until the next ordinary General
    Meeting; the calling of a General Meeting in accordance with Art. 726 para. 2 CO is reserved.</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 43%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 6%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 43%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel
  19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Zust&auml;ndigkeit und Delegation</B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ultimate
    Direction, Delegation</B></FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
    Verwaltungsrat hat die Oberleitung der Gesellschaft sowie die Aufsicht &uuml;ber die Gesch&auml;ftsleitung. Er vertritt die Gesellschaft
    gegen&uuml;ber Dritten und kann in allen Angelegenheiten Beschluss fassen, welche nicht gem&auml;ss Gesetz, Statuten oder Organisationsreglement
    einem anderen Organ zugewiesen sind.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Board of Directors is entrusted with the ultimate direction of the Company as well as the supervision of the management. It represents
    the Company towards third parties and attends to all matters which are not delegated to or reserved for another corporate body of
    the Company by law, the Articles of Association or the regulations.</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
    Verwaltungsrat kann aus seiner Mitte Aussch&uuml;ssen bestellen oder einzelne Mitglieder bestimmen, welche mit der Vorbereitung und/oder
    Ausf&uuml;hrung seiner Beschl&uuml;sse oder der &Uuml;berwachung bestimmter Gesch&auml;fte betraut sind. Der Verwaltungsrat erl&auml;sst
    hierzu die notwendigen organisatorischen Weisungen. Mit Ausnahme der un&uuml;bertragbaren Befugnisse kann der Verwaltungsrat die
    Gesch&auml;ftsf&uuml;hrung ganz oder teilweise an ein Mitglied oder mehrere Mitglieder des Verwaltungsrats oder an andere nat&uuml;rliche
    Personen, welche keine Aktion&auml;re zu sein brauchen, &uuml;bertragen. Der Verwaltungsrat erl&auml;sst hierzu die notwendigen Organisationsreglemente
    und erstellt die erforderlichen Vertragsdokumente.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Board of Directors may delegate preparation and/or implementation of its decisions and supervision of the business to committees
    or to individual members of the Board of Directors. The organizational regulations will be defined by the Board of Directors. While
    reserving its non-transferable powers, the Board of Directors may further delegate the management of the business or parts thereof
    to one or more members of the Board of Directors or other natural persons who need not be shareholders. The Board of Directors shall
    record all such arrangements in a set of regulations for the Company and set up the necessary contractual framework.</FONT></TD></TR>
</TABLE>

<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 17; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel
  20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Einzelne Befugnisse</B></FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TH>
    <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Duties</B></FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
  Verwaltungsrat hat folgende un&uuml;bertragbare und unentziehbare Befugnisse:</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Board of Directors has the following non-transferable and inalienable duties:</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Oberleitung der Gesellschaft und die Erteilung der n&ouml;tigen Weisungen;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    ultimately oversee the Company and issue the necessary directives;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Festlegung der Organisation;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    determine the organization;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 43%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 6%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 43%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Ausgestaltung des Rechnungswesens, der Finanzkontrolle sowie der Finanzplanung, sofern diese f&uuml;r die F&uuml;hrung der Gesellschaft
    notwendig ist;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    organize the accounting, the financial control, as well as the financial planning;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Ernennung und Abberufung der mit der Gesch&auml;ftsf&uuml;hrung und der Vertretung betrauten Personen, sowie die Erteilung der Zeichnungsberechtigungen;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    appoint and remove the persons entrusted with the management and representation of the Company and to grant signatory power;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Oberaufsicht &uuml;ber die mit der Gesch&auml;ftsf&uuml;hrung und der Vertretung betrauten Personen, namentlich im Hinblick auf die
    Befolgung der Gesetze, Statuten, Reglemente und Weisungen;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    ultimately supervise the persons entrusted with the management, in particular with respect to compliance with the law and with the
    Articles of Association, regulations and directives;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Erstellung des Gesch&auml;ftsberichtes, des Verg&uuml;tungsberichtes sowie die Vorbereitung der Generalversammlung und die Ausf&uuml;hrung
    ihrer Beschl&uuml;sse;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    prepare the business report, the compensation report as well as the General Meeting and to implement the latter&rsquo;s resolutions;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Benachrichtigung des Richters im Falle der &Uuml;berschuldung;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    inform the judge in the event of overindebtedness;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Beschlussfassung &uuml;ber die nachtr&auml;gliche Liberierung von nicht vollst&auml;ndig liberierten Aktien;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    pass resolutions regarding the subsequent payment of capital with respect to non-fully paid-in shares;</FONT></TD></TR>
</TABLE>

<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt"></FONT>&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<!-- Field: Page; Sequence: 18; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: center">
  <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.</FONT></TH>
    <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Beschlussfassung &uuml;ber die Feststellung von Kapitalerh&ouml;hungen und die entsprechenden Statuten&auml;nderungen;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TH>
    <TH STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.</FONT></TH>
    <TH COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    pass resolutions confirming increases in share capital and regarding the amendments to the Articles of Association entailed thereby;</FONT></TH></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&Uuml;berwachung
    der Fachkenntnisse der Spezialrevisionsstelle in den F&auml;llen, in denen das Gesetz den Einsatz einer solchen vorsieht.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    examine the professional qualifications of the specially qualified Auditors in the cases in which the law foresees the use of such
    Auditors.</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD COLSPAN="3" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel
  21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Verg&uuml;tungsausschuss</B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Compensation
    Committee</B></FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
    Verg&uuml;tungsausschuss besteht aus mindestens 3 Mitgliedern. Die Generalversammlung w&auml;hlt aus den Mitgliedern des Verwaltungsrats
    die Mitglieder des Verg&uuml;tungsausschusses. Die Amtsdauer betr&auml;gt ein Jahr, zu verstehen als Periode ab Wahl bis zum Ende
    der n&auml;chsten ordentlichen Generalversammlung. Wiederwahl ist m&ouml;glich.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Compensation Committee shall consist of at least 3 members. The General Meeting shall elect from the members of the Board of Directors
    the members of the Compensation Committee. The term of office is one year, understood to be the period from the election to the end
    of the next ordinary General Meeting. Re-election is possible.</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Jedes
    Mitglied des Verg&uuml;tungsausschusses hat die anwendbaren Unabh&auml;ngigkeitsanforderungen der New York Stock Exchange zu erf&uuml;llen,
    wie sie vom Verwaltungsrat nach billigem Ermessen interpretiert werden. Zur Konkretisierung dieser Anforderungen kann der Verwaltungsrat
    kategorische Unabh&auml;ngigkeitsstandards festsetzen.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">b)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Each
    member of the Compensation Committee shall satisfy the applicable independence requirements of the New York Stock Exchange, as such
    requirements are interpreted by the Board of Directors in its reasonable judgment. The Board of Directors may adopt categorical independence
    standards in order to specify these requirements.</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Der
    Verg&uuml;tungsausschuss hat folgende Befugnisse und Zust&auml;ndigkeiten:</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">c)</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Compensation Committee shall have the following powers and responsibilities:</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 39%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    Festlegung und &Uuml;berwachung der Verg&uuml;tungspolitik der Gesellschaft f&uuml;r F&uuml;hrungskr&auml;fte;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 6%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify; width: 39%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    establish and oversee the Company's executive compensation policies;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: left">
  <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">die
    periodische Beurteilung der Verg&uuml;tungsstruktur der Gesellschaft f&uuml;r die Mitglieder der Gesch&auml;ftsleitung und, wo der
    Verg&uuml;tungsausschuss die Aufnahme in die Beurteilung als angemessen erachtet, anderer leitender Mitarbeiter;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">to
    periodically assess the Company&rsquo;s pay structure for the members of Executive Management and, where it deems their inclusion
    in such assessment is appropriate, other senior officers;</FONT></TD></TR>
</TABLE>

<P STYLE="text-align: justify; margin: 0">&nbsp;</P>

<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"></P>

<!-- Field: Page; Sequence: 19; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">3.</TD>
  <TD STYLE="text-align: justify; width: 39%">die
    Genehmigung der Verg&uuml;tung (i)&nbsp;des Chief Executive Officers und (ii)&nbsp;des Pr&auml;sidenten des Verwaltungsrats (sofern der
    Pr&auml;sident nicht auch der Chief Executive Officer ist), und, sofern angemessen, die Empfehlung an die unabh&auml;ngigen Mitglieder
    des Verwaltungsrats, diese Verg&uuml;tung zu best&auml;tigen;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">3.</TD>
  <TD STYLE="text-align: justify; width: 39%">to
    approve the compensation of (i)&nbsp;the chief executive officer and (ii)&nbsp;the Chairman of the Board of Directors (if the Chairman
    is not also the chief executive officer), and, if appropriate, to recommend such compensation to the independent members of the Board
    for ratification;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">4.</TD>
  <TD STYLE="text-align: justify">die
    &Uuml;berpr&uuml;fung der Empfehlungen des Chief Executive Officers betreffend die Verg&uuml;tung der anderen Mitglieder der Gesch&auml;ftsleitung
    sowie gegebenenfalls anderer leitender Mitarbeiter und die Festsetzung der angemessenen H&ouml;he der Verg&uuml;tung;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">4.</TD>
  <TD STYLE="text-align: justify">to
    review the chief executive officer's recommendations regarding the compensation of the other members of Executive Management and other
    senior officers (if applicable) and to determine appropriate compensation levels;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">5.</TD>
  <TD STYLE="text-align: justify">die
    Empfehlung der Gesamtverg&uuml;tungen der Mitglieder der Gesch&auml;ftsleitung, die der Generalversammlung gem&auml;ss Art. 25 zur Genehmigung
    vorzulegen sind, zuhanden des Verwaltungsrats;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">5.</TD>
  <TD STYLE="text-align: justify">to
    recommend to the Board of Directors the total aggregated amounts of compensation for the members of Executive Management to be submitted
    for approval by the General Meeting pursuant to Article&nbsp;25;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">6.</TD>
  <TD STYLE="text-align: justify">die
    &Uuml;berpr&uuml;fung und Genehmigung von Arbeitsvertr&auml;gen des Chief Executive Officers, der anderen Mitglieder der Gesch&auml;ftsleitung
    und, wo der Verg&uuml;tungsausschuss die Aufnahme in die &Uuml;berpr&uuml;fung und Genehmigung als angemessen erachtet, anderer leitender
    Mitarbeiter der Gesellschaft;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">6.</TD>
  <TD STYLE="text-align: justify">to
    review and approve employment agreements of the chief executive officer, the other members of Executive Management and, where the Compensation
    Committee deems their inclusion in such review and approval is appropriate, other senior officers of the Company;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">7.</TD>
  <TD STYLE="text-align: justify">die
    &Uuml;berpr&uuml;fung und Empfehlung des Inhalts des Verg&uuml;tungsberichts zuhanden des Verwaltungsrates, und die &Uuml;berpr&uuml;fung
    und Genehmigung des Berichts, welcher gem&auml;ss den Bestimmungen der U.S. Securities and Exchange Commission im j&auml;hrlichen Proxy
    Statement der Gesellschaft enthalten sein muss;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">7.</TD>
  <TD STYLE="text-align: justify">to
    review and recommend to the Board of Directors the contents of the compensation report, and to review and approve the report required
    by the Rules&nbsp;of the U.S. Securities and Exchange Commission to be included in the Company's annual proxy statement;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">8.</TD>
  <TD STYLE="text-align: justify">sonstige
    Aufgaben und Zust&auml;ndigkeiten, welche ihm die Statuten oder der Verwaltungsrat im Reglement des Verg&uuml;tungsausschusses oder anderweitig
    zuweisen.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">8</TD>
  <TD STYLE="text-align: justify">any
    other duties and responsibilities which are assigned to it by the Articles of Association or by the Board of Directors in its charter
    or otherwise.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 20; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">d)</TD>
  <TD STYLE="text-align: justify; width: 43%">Der Verg&uuml;tungsausschuss hat die Befugnis, Verg&uuml;tungsberater, unabh&auml;ngige Rechtsberater oder andere Berater beizuziehen.</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">d)</TD>
  <TD STYLE="text-align: justify; width: 43%">The
    Compensation Committee shall have the authority to retain any compensation consultant, independent legal counsel or other adviser.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">e)</TD>
  <TD STYLE="text-align: justify">Der Verwaltungsrat bestimmt unter den Mitgliedern des Verg&uuml;tungsausschusses dessen Vorsitzenden und erl&auml;sst ein Reglement f&uuml;r den Verg&uuml;tungsausschuss. Er kann ihm zus&auml;tzliche Aufgaben zuweisen sowie die statutarischen Aufgaben und Zust&auml;ndigkeiten spezifizieren.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">e)</TD>
  <TD STYLE="text-align: justify">The
    Board of Directors shall appoint among the members of the  Compensation Committee its chairman and adopt regulations for the Compensation
    Committee. It may assign additional duties and responsibilities to it and specify the duties and responsibilities contained in the Articles
    of Association.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">f)</TD>
  <TD STYLE="text-align: justify">Ist der Verg&uuml;tungsausschuss mit weniger als 3 handlungs- und funktionsf&auml;higen Mitgliedern besetzt, so ernennt der Verwaltungsrat ad interim unter seinen Mitgliedern im entsprechenden Umfang Mitglieder des Verg&uuml;tungsausschlusses bis zur n&auml;chsten ordentlichen Generalversammlung; die Einberufung einer Generalversammlung nach Art.&nbsp;726 Abs. 2 OR bleibt vorbehalten.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">f)</TD>
  <TD STYLE="text-align: justify">If
    the Compensation Committee consists of less than 3 members capable of acting and holding office, then the Board of Directors shall appoint
    among its members, to the extent required, members of the Compensation Committee until the next ordinary General Meeting; the calling
    of a General Meeting in accordance with Art. 726 para. 2 CO is reserved.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>C.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Revisionsstelle
  und Spezialrevisionsstelle</B></FONT></TD>
  <TD STYLE="text-align: center"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>C.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Auditors
  and Special Auditor</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amtsdauer, Befugnisse und Pflichten</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ter</B></FONT><B>m,
  Powers and Duties</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)&nbsp;</TD>
  <TD STYLE="text-align: justify">Die
    Revisionsstelle wird von der Generalversammlung gew&auml;hlt. Rechte und Pflichten der Revisionsstelle bestimmen sich nach den gesetzlichen
    Vorschriften.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)&nbsp;</TD>
  <TD STYLE="text-align: justify">The
    Auditors shall be elected by the General Meeting and shall have the powers and duties vested in them by law.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Die
    Generalversammlung kann eine Spezialrevisionsstelle ernennen, welche die vom Gesetz f&uuml;r Kapitalerh&ouml;hungen mit Sacheinlage oder
    Verrechnungsliberierung verlangten Pr&uuml;fungsbest&auml;tigungen abgibt.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">The
    General Meeting may appoint a special auditing firm entrusted with the examinations required by applicable law in connection with share
    capital increases against contribution in kind or set-off.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">Die
    Amtsdauer der Revisionsstelle und (falls eingesetzt) der Spezialrevisionsstelle betr&auml;gt ein Jahr. Die Amtsdauer beginnt mit dem Tag
    der Wahl und endet mit der ersten darauffolgenden ordentlichen Generalversammlung.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">The
    term of office of the Auditors and (if appointed) the special auditors shall be one year. The term of office shall commence on the day
    of election, and shall terminate on the first annual ordinary General Meeting following their election.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 21; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IV.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Verg&uuml;tungen
  und damit im Zusammenhang stehende Bestimmungen</B></FONT></TD>
  <TD STYLE="text-align: left"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IV.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Compensation
and Related Provisions</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel 23&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Verg&uuml;tungselemente</B></FONT></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;23&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Elements of Compensation</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Die
    Mitglieder des Verwaltungsrates erhalten eine fixe Verg&uuml;tung. In besonderen F&auml;llen und nach vorg&auml;ngiger Genehmigung durch
    die Generalversammlung kann der Verwaltungsrat einen zus&auml;tzlichen Ermessensbonus erhalten. Der Verwaltungsrat oder einer seiner Aussch&uuml;sse
    kann bestimmen, dass die fixe Verg&uuml;tung aller oder einzelner Mitglieder des Verwaltungsrats teilweise oder ganz in der Form&nbsp;von
    Aktien ausbezahlt wird, die entweder frei handelbar oder f&uuml;r einen bestimmten Zeitraum f&uuml;r den Handel gesperrt sind. Solche
    Aktien sind zu ihrem Fair Value am Zuteilungsdatum zu bewerten, wie vom Verwaltungsrat oder Verg&uuml;tungsausschuss festgelegt.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">The
    members of the Board of Directors shall receive fixed compensation. In exceptional cases the Board of Directors may receive an additional
    discretionary bonus upon prior approval by the General Meeting. The Board of Directors or a committee thereof may determine that
    the fixed compensation of all or individual members of the Board of Directors be paid in part or in full in the form of shares that are
    either freely tradable or blocked for trading for a specific period. Such shares shall be valued at their fair value at the date of grant
    as determined by the Board of Directors or the Compensation Committee.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Die
    Mitglieder der Gesch&auml;ftsleitung erhalten eine fixe Verg&uuml;tung bestehend aus einer Grundverg&uuml;tung und gewissen weiteren Zahlungen
    und Leistungen aus dem Arbeitsverh&auml;ltnis sowie eine variable Verg&uuml;tung in bar und/oder Beteiligungsrechte gem&auml;ss Art. 24.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">The
    members of the Executive Management shall receive fixed compensation consisting of a base salary and certain other employment payments
    and benefits, as well as variable compensation in cash and/or equity pursuant to Article&nbsp;24.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">Rechtseinheiten,
    die durch die Gesellschaft direkt oder indirekt kontrolliert werden, d&uuml;rfen Verg&uuml;tungen an die Mitglieder des Verwaltungsrates
    oder der Gesch&auml;ftsleitung f&uuml;r deren Dienste ausrichten, sofern solche Verg&uuml;tungen durch einen genehmigten Gesamtbetrag
    oder einen Zusatzbetrag nach Art. 25 gedeckt sind.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">Legal
    entities which are directly or indirectly controlled by the Company may pay compensation to members of the Board of Directors or of the
    Executive Management for their services, provided that such compensation is covered by an approved aggregate amount or an additional amount
    pursuant to Article&nbsp;25.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 22; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">d)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Insbesondere
    die folgenden Leistungen gelten nicht als Verg&uuml;tungen, Darlehen oder Kredite und werden nicht zu den Betr&auml;gen hinzugez&auml;hlt,
    die gem&auml;ss Art. 25 der Genehmigung durch die Generalversammlung unterliegen:</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">d)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">In
    particular, the following items are not deemed compensation, loans or credits and shall not be added to the amounts subject to approval
    according to Article&nbsp;25:</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-indent: -0.25in; padding-left: 0.25in; text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify; width: 39%">Auslagenersatz und steuerlich abzugsf&auml;hige Spesenpauschalen;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-align: justify; width: 39%">Reimbursement of expenses and tax-deductible lump-sum expenses;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify">2.</TD>
  <TD STYLE="text-indent: 0in; padding-left: -0.25in; text-align: justify">Pr&auml;mien f&uuml;r Versicherungen, die nach Beurteilung des Verg&uuml;tungsausschusses im Interesse der Gesellschaft liegen;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify">2.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify">premiums for insurance which are in the view of the Compensation Committee entered into in the interest of the Company;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify">3.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify">Geringf&uuml;gige Sachleistungen, allgemeine Mitarbeiterverg&uuml;nstigungen und andere &auml;hnliche Fringe Benefits;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">3.</TD>
  <TD STYLE="text-align: justify">insignificant benefits in kind, general employee benefits and other similar fringe benefits;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">4.</TD>
  <TD STYLE="text-align: justify">Entsch&auml;digungen, Vorsch&uuml;sse und Versicherungen gem&auml;ss Art.&nbsp;23 lit. e).</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">4.&nbsp;</TD>
  <TD STYLE="text-align: justify">indemnification, advances and insurances according to Article&nbsp;23(e).</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">e)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Soweit
    es das Gesetz zul&auml;sst, werden die gegenw&auml;rtigen und fr&uuml;heren Mitglieder des Verwaltungsrates sowie der Gesch&auml;ftsleitung
    aus dem Gesellschaftsverm&ouml;gen schadlos gehalten f&uuml;r Forderungen, Kosten, Verluste, Sch&auml;den, Bussen, und sonstige Auslagen,
    welche ihnen im Zusammenhang mit ihrer T&auml;tigkeit f&uuml;r die Gesellschaft entstanden sind bzw. gegen diese erhoben worden sind oder
    m&ouml;glicherweise entstehen bzw. gegen diese erhoben werden, es sei denn, ein rechtskr&auml;ftiger Entscheid eines Gerichts oder einer
    anderen Beh&ouml;rde stelle fest, dass die betreffende Person die obgenannten Auslagen und Verpflichtungen aufgrund einer vors&auml;tzlichen
    oder grobfahrl&auml;ssigen Pflichtverletzung verursacht hat.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">e</FONT>)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">The
    Company shall indemnify and hold harmless, to the fullest extent permitted by law, each of the current and former members of the Board
    of Directors and officers out of the assets of the Company from and against all actions, costs, charges, losses, damages and expenses
    which they or any of them have incurred or sustained or may incur or sustain by or by reason of any act done, concurred in or omitted
    in or about the execution of their duty, or supposed duty on behalf of the Company; provided that this indemnity shall not extend to any
    matter in which any of said persons is found, in a final judgement or decree not subject to appeal, to have committed fraud or dishonesty.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Unabh&auml;ngig
    von vorstehender Bestimmung schiesst die Gesellschaft den Mitgliedern des Verwaltungsrats sowie der Gesch&auml;ftsleitung die im Zusammenhang
    mit oben erw&auml;hnten Angelegenheiten entstehenden Gerichts- und Anwaltskosten vor. Ausgenommen sind jene F&auml;lle, in denen die Gesellschaft
    selbst gegen die betreffenden Personen vorgeht. Die Gesellschaft kann die aufgewendeten Auslagen zur&uuml;ckfordern, wenn ein Gericht
    oder eine andere zust&auml;ndige Beh&ouml;rde rechtskr&auml;ftig feststellt, dass die betreffende Person gegen&uuml;ber der Gesellschaft
    eine Pflichtverletzung begangen hat.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Without
    limiting the foregoing paragraph, the Company shall advance court costs and attorney's fees to such current and former members
    of the Board of Directors and officers, except in cases where the Company itself is plaintiff. The Company may however recover such advanced
    cost if a court or another competent authority holds that the member of the Board of Directors or the officer in question has breached
    its duties to the Company.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 23; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">Die Gesellschaft kann Versicherungen gegen jegliche Haftung, die gegen die Mitglieder des Verwaltungsrates und die leitenden Angestellten
in ihrer Eigenschaft als solche geltend gemacht wird, abschliessen und aufrechterhalten.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">The
    Company may purchase and maintain insurance against any liability asserted against the members of the Board of Directors and officers
    in their capacity as such.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">f)</TD>
  <TD STYLE="text-align: justify">Im Rahmen dieses Abschnitts IV umfasst der Begriff &quot;Gesch&auml;ftsleitung&quot; auch jedes Mitglied des Verwaltungsrats, welches gleichzeitig ein Mitglied der Gesch&auml;ftsleitung ist (Delegierte des Verwaltungsrats).</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">f)</TD>
  <TD STYLE="text-align: justify">Within
    this section IV, the term &quot;Executive Management&quot; shall also encompass any member of the board of directors who is a member of
    the Executive Management at the same time (Managing Director).</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel 24&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Anreiz-
  und Beteiligungspl&auml;ne</B></FONT></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;24&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Incentive
  and Equity Plans</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Variable
    Verg&uuml;tungen, die Mitgliedern der Gesch&auml;ftsleitung im Zusammenhang mit einem bestimmten Jahr bezahlt oder gew&auml;hrt werden,
    k&ouml;nnen aus einem Bonus in bar gem&auml;ss Art. 24 lit. c) und aus Zuteilungen von Beteiligungsrechten (aktienbasierten Awards) mit
    langfristiger Anreizwirkung gem&auml;ss Art.&nbsp;24 lit. d) bestehen, zuz&uuml;glich gegebenenfalls Beitr&auml;gen des Arbeitsgebers
    f&uuml;r die Pensionskasse und Sozialversicherungen. In besonderen F&auml;llen und nach vorg&auml;ngiger Genehmigung durch die Generalversammlung
    k&ouml;nnen die Mitglieder der Gesch&auml;ftsleitung einen zus&auml;tzlichen Ermessensbonus erhalten. Des Weiteren kann der Verwaltungsrat
    oder der Verg&uuml;tungsausschuss bestimmen, dass die Mitglieder der Gesch&auml;ftsleitung berechtigt sind, am Mitarbeiterbeteiligungsplan
    der Gesellschaft teilzunehmen, welcher von der Generalversammlung mittels konsultativem oder bindendem Beschluss, wie nach anwendbarem
    Recht (inklusive den US-Wertschriftengesetzen) verlangt, genehmigt wurde.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Variable
    compensation paid or granted to the members of the Executive Management in relation to a certain year may consist of a cash bonus pursuant
    to Article&nbsp;24(c)&nbsp;and long-term incentive equity awards pursuant to Article&nbsp;24(d), plus, if applicable, social security
    and pension plan contributions on the part of the employer. In exceptional cases the members of the Executive Management may receive an
    additional discretionary bonus upon prior approval by the General Meeting. Furthermore, the Board of Directors or the Compensation Committee
    may determine that the members of Executive Management are eligible to participate in the Company&rsquo;s employee share purchase plan
    that has been approved by the General Meeting by a binding or advisory vote as required by applicable law (including U.S. securities laws).</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Variable
    Verg&uuml;tungen beruhen auf Performancekriterien, welche die Performance der Gesellschaft und der Gruppe und/oder von deren Gesch&auml;ftseinheiten
    und/oder individuelle Zielen ber&uuml;cksichtigen. Der Verwaltungsrat oder der Verg&uuml;tungsausschuss setzen Performancekriterien, Zielwerte
    und deren Erreichung fest (wobei die Bestimmung von individuellen Zielen und deren Erreichung in Bezug auf jedes andere Mitglied der Gesch&auml;ftsleitung
    an den Chief Executive Officer delegiert werden kann). Wenn der Verwaltungsrat oder der Verg&uuml;tungsausschuss es als zweckm&auml;ssig
    erachtet, kann er auch Zuteilungen mit langfristiger Anreizwirkung gew&auml;hren, welche unabh&auml;ngig von der Erreichung von Zielen
    in der Vergangenheit an die zuk&uuml;nftige Performance gekn&uuml;pft sind.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Variable
    compensation shall be based on performance criteria that take into account the performance of the Company and the group and/or operating
    units thereof, and/or individual targets. The Board of Directors or the Compensation Committee determines performance criteria, target
    levels, and their achievement (it being understood that the determination of individual targets and their achievement may be delegated
    to the chief executive officer in respect to any other member of Executive Management). If deemed appropriate, the Board of Directors
    or Compensation Committee may also grant long-term incentive awards that are linked to future performance independently from the achievement
    of targets in the past.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 24; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">c)</TD>
  <TD STYLE="text-align: justify; width: 43%">Der
    Bonus in bar wird unter Anwendung der obengenannten Kriterien und Rahmenbedingungen basierend auf Leistungen ausbezahlt, die grunds&auml;tzlich
    unter Zugrundelegung des einj&auml;hrigen Zeitraums gemessen werden, auf den sich der Bonus in bar bezieht.</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">c)</TD>
  <TD STYLE="text-align: justify; width: 43%">The
    cash bonus is paid out based on achievements which are generally measured based on the one-year period to which the cash bonus relates,
    applying the above criteria and framework.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">d)</TD>
  <TD STYLE="text-align: justify">Der
    Umfang der Zuteilungen von Beteiligungsrechten (aktienbasierten Awards) mit langfristiger Anreizwirkung (long-term incentive) wird durch
    den Verwaltungsrat oder den Verg&uuml;tungsausschuss festgelegt. Er kann aus Aktienoptionen, Aktien mit Ver&auml;usserungssperre, Performance-Aktien
    und sonstigen Beteiligungsinstrumenten bestehen, die gem&auml;ss einem Beteiligungsplan zul&auml;ssig sind, welcher von der Generalversammlung
    mittels konsultativem oder bindendem Beschluss, wie vom anwendbaren Recht (inklusive den US-Wertschriftengesetzen) verlangt, genehmigt
    wurde.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">d)</TD>
  <TD STYLE="text-align: justify">The amount of long-term incentive equity awards granted shall be determined by the Board of Directors or the Compensation Committee and may consist of stock options, restricted stock, performance shares or any other equity instruments permitted by an equity plan that has been approved by the General Meeting by a binding or advisory vote as required by applicable law (including U.S. securities laws).</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">e)</TD>
  <TD STYLE="text-align: justify">Zuteilungen
    von Beteiligungsrechten (aktienbasierte Awards) stellen grunds&auml;tzlich Verg&uuml;tungen im Jahr dar, in der gegebenenfalls die Performance
    zum Zwecke der Festlegung des Umfangs der Zuteilung gemessen wurde (d.h. wenn eine Zuteilung im Zusammenhang mit der Beurteilung der Performance
    im Vorjahr erfolgt, stellt diese Zuteilung Verg&uuml;tung in Bezug auf dieses Vorjahr dar), oder andernfalls Verg&uuml;tungen am Tag der
    Zuteilung dar. Sie sind grunds&auml;tzlich zu ihrem Fair Value am Zuteilungsdatum zu bewerten, wie vom Verwaltungsrat oder Verg&uuml;tungsausschuss
    festgelegt. Wenn der Verwaltungsrat oder der Verg&uuml;tungsausschuss es unter den gegebenen Umst&auml;nden als angemessen erachtet, kann
    er bestimmen, dass eine Zuteilung oder ein Teil einer Zuteilung eine Verg&uuml;tung in einem anderen Jahr darstellt und an einem anderen
    Datum bewertet wird (soweit dies nach anwendbarem Recht, inklusive den US-Wertschriftengesetzen, zul&auml;ssig ist).</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">e)</TD>
  <TD STYLE="text-align: justify">Any
    equity awards generally constitute compensation for the year during which performance was measured in order to determine the size of the
    award, if applicable (i.e., if an award is granted in connection with review of prior-year performance, then such award shall constitute
    compensation with respect to such prior year), and otherwise at the date of grant. They shall be generally valued at their fair value
    at the date of grant as determined by the Board of Directors or the Compensation Committee. If the Board of Directors or the Compensation
    Committee deems it reasonable under the circumstances, it may determine that all or part of an award shall constitute variable compensation
    in a different year and be valued at a different date (to extent permitted by applicable law, including U.S. securities laws).</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 25; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">f)</TD>
  <TD STYLE="text-align: justify; width: 43%">Der
    Verwaltungsrat oder der Verg&uuml;tungsausschuss ist autorisiert, die n&auml;heren Vorschriften und Bedingungen von variablen Verg&uuml;tungen
    zu spezifizieren, sei dies in Bonus- und Beteiligungspl&auml;nen, Arbeits- oder Zuteilungsvertr&auml;gen oder anderweitig. Sie bestimmen
    die Bedingungen der Gew&auml;hrung, der Unverfallbarkeit (Vesting), der Sperrung, der Aus&uuml;bung und des Verfalls von aktienbasierten
    Awards und k&ouml;nnen Mechanismen zur Anpassung oder R&uuml;ckforderung von variablen Verg&uuml;tungen vorsehen. Sie k&ouml;nnen insbesondere
    vorsehen, dass gewisse variable Verg&uuml;tungen oder deren &Auml;quivalent in bar w&auml;hrend einer Freistellung ausbezahlt oder gew&auml;hrt
    werden (wobei in diesem Fall die Ausrichtung auf dem im letzten Jahr bzw. in den letzten Jahren ausgerichteten durchschnittlichen Bonus
    bzw. Incentive oder dem Zielbonus bzw. -incentive basieren kann) und dass aktienbasierte Awards (i)&nbsp;im Falle eines Kontrollwechsels
    betreffend die Gesellschaft und (ii)&nbsp;im Falle der Beendigung der Anstellung eines Mitgliedes der Gesch&auml;ftsleitung unverfallbar
    werden (vesten) und Sperrfristen aufgehoben werden.</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">f)</TD>
  <TD STYLE="text-align: justify; width: 43%">The
    Board of Directors or the Compensation Committee is authorized to specify any further terms and conditions of variable compensation, be
    it in bonus and equity incentive plans, employment or award agreements or otherwise. They shall determine grant, vesting, blocking, exercise
    and forfeiture conditions of any equity awards and may provide for mechanisms for adjustment or clawback of variable compensation. In
    particular, they may provide that certain variable compensation or their cash equivalent is paid or granted during garden leave (in which
    case the payout may be based on the average bonus or incentive paid in the last year(s)&nbsp;or on the target bonus or incentive), and
    that equity awards will vest and any blocking periods will be waived (i)&nbsp;in the event of a change in control regarding the Company
    and (ii)&nbsp;in the event of termination of employment of a member of the Executive Management.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">g)</TD>
  <TD STYLE="text-align: justify">Der
    Verwaltungsrat oder der Verg&uuml;tungsausschuss ist daf&uuml;r verantwortlich, f&uuml;r jedes Mitglied der Gesch&auml;ftsleitung das
    proportionale Verh&auml;ltnis der j&auml;hrlichen Grundverg&uuml;tung und der Komponenten der variablen Verg&uuml;tung zu bestimmen. Dies
    erfolgt unter Ber&uuml;cksichtigung der vorstehend umschriebenen Performancekriterien und individuellen Ziele und des proportionalen Verh&auml;ltnisses
    der Verg&uuml;tungsstruktur in vergleichbaren Unternehmen, welche den Aktion&auml;ren auf j&auml;hrlicher Basis mitgeteilt und ver&ouml;ffentlicht
    werden (wobei der Verwaltungsrat oder der Verg&uuml;tungsausschuss jedoch von der Norm oder den Praktiken anderer Gesellschaften abweichen
    kann, wenn er es f&uuml;r Zwecke des Gesch&auml;fts, der Rekrutierung oder der Mitarbeiterbindung f&uuml;r angemessen h&auml;lt). In &Uuml;bereinstimmung
    mit, und unter Vorbehalt von, Art.&nbsp;25 der Statuten darf die gesamte Verg&uuml;tung (einschlie&szlig;lich der festen und variablen
    Verg&uuml;tung), welche allen Mitgliedern der Gesch&auml;ftsleitung in Bezug auf ein Kalenderjahr ausgerichtet wird, in keinem Fall den
    Gesamtbetrag &uuml;bersteigen, welcher vorg&auml;ngig durch die Generalversammlung f&uuml;r die Verg&uuml;tung der Gesch&auml;ftsleitung
    f&uuml;r dieses Kalenderjahr genehmigt wurde.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">g)</TD>
  <TD STYLE="text-align: justify">The
    Board of Directors or the Compensation Committee shall be responsible for determining for each member of Executive Management the proportional
    balance of base annual salary and the components of variable compensation, following consideration of the performance criteria and individual
    targets described above, and the proportional balance of compensation structures at peer group companies that shall be published and disclosed
    to shareholders on an annual basis (provided the Board of Directors or Compensation Committee may deviate from the norm or other companies&rsquo;
    practices if it deems appropriate for business, recruitment or retention purposes). In accordance with, and subject to, Article&nbsp;25
    below, in no event shall the aggregate compensation (including fixed and variable compensation) paid with respect to any calendar year
    to all members of Executive Management exceed the total aggregate amount previously approved by the General Meeting for the compensation
    of the Executive Management for such calendar year.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 26; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="3" STYLE="text-align: justify"><B>Artikel 25&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Genehmigung von Verg&uuml;tungen</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="3" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;25&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT><B>Approval
  of Compensation</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Die
    ordentliche Generalversammlung genehmigt jedes Jahr je den maximalen Gesamtbetrag:</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Each
    year the ordinary General Meeting shall approve separately the maximum aggregate amount each of:</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify; width: 39%">der Verg&uuml;tungen f&uuml;r den Verwaltungsrat bis zur n&auml;chsten ordentlichen Generalversammlung; und</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-align: justify; width: 39%">the compensation of the Board of Directors until the next ordinary general meeting; and</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">2.</TD>
  <TD STYLE="text-align: justify">der Verg&uuml;tungen f&uuml;r die Gesch&auml;ftsleitung f&uuml;r das n&auml;chste Kalenderjahr.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">2.</TD>
  <TD STYLE="text-align: justify">the compensation of the Executive Management for the next calendar year.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Genehmigt
    die Generalversammlung einen Gesamtbetrag nach Art. 25 lit. a) nicht, so ber&uuml;cksichtigt der Verwaltungsrat die Ergebnisse
    der Abstimmung, andere Aktion&auml;rsr&uuml;ckmeldungen sowie weitere Aspekte nach eigenem Ermessen und er kann anschliessend an einer
    nachfolgenden (ordentlichen oder ausserordentlichen) Generalversammlung einen neuen Antrag f&uuml;r einen solchen Gesamtbetrag stellen,
    und die Gesellschaft darf Verg&uuml;tungen unter Vorbehalt der nachtr&auml;glichen Genehmigung durch die Generalversammlung ausrichten.
    Der Verwaltungsrat darf auch Genehmigungsantr&auml;ge aufteilen, indem er Antr&auml;ge in Bezug auf einzelne Verg&uuml;tungselemente,
    k&uuml;rzere Zeitperioden oder einen engeren Personenkreis stellt.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">If
    the General Meeting does not approve an aggregate amount pursuant to Article&nbsp;25(a), the Board of Directors shall consider the results
    of the vote, other shareholder feedback and other matters in its discretion and it may thereafter submit a new proposal for such aggregate
    amount at a subsequent (extraordinary or ordinary) General Meeting, and the Company may pay compensation subject to the subsequent approval.
    The Board of Directors may also split proposals for approval by submitting proposals in respect to particular elements of compensation,
    shorter periods of time, or a more limited group of persons.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">c)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Die
    Generalversammlung kann jederzeit eine nachtr&auml;gliche Erh&ouml;hung eines genehmigten Gesamtbetrags oder zus&auml;tzliche Betr&auml;ge
    f&uuml;r gewisse Verg&uuml;tungselemente genehmigen. Sie kann insbesondere einen m&ouml;glichen ausserordentlichen Bonus genehmigen, der
    auszurichten ist: (i)&nbsp;an den Verwaltungsrat in bar oder Aktien f&uuml;r in einer vorangehenden Periode geleistete ausserordentliche
    und zus&auml;tzliche Arbeit, oder (ii)&nbsp;an die Gesch&auml;ftsleitung f&uuml;r die Leistung im vorherigen Kalenderjahr ausserhalb und
    zus&auml;tzlich zu einem Bonus, der im Rahmen von Art. 25 lit. a) Ziff. 2 der Statuten ausgerichtet wurde.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">c)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">The
    General Meeting may at any time approve a subsequent increase of an approved aggregate amount or approve additional amounts for certain
    elements of compensation. In particular, it may approve a possible extraordinary bonus payable (i)&nbsp;to the Board of Directors in cash
    or shares for extraordinary and additional work performed in a preceding period or (ii)&nbsp;to the Executive Management for the performance
    in the prior calendar year outside of and in addition to any bonus paid within the scope of Article&nbsp;25(a)(2)&nbsp;above.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 27; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">d)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Die
    Gesellschaft ist berechtigt, eine Verg&uuml;tung (einschlie&szlig;lich Entsch&auml;digung f&uuml;r den Verlust von Verg&uuml;tung oder
    f&uuml;r finanzielle Nachteile im Zusammenhang mit dem Arbeitswechsel) an solche Mitglieder der Gesch&auml;ftsleitung zu bezahlen, die
    nach dem relevanten Genehmigungsbeschluss der Generalversammlung (i)&nbsp;in die Gesch&auml;ftsleitung eintreten oder (ii)&nbsp;innerhalb
    der Gesch&auml;ftsleitung zum Chief Executive Officer bef&ouml;rdert werden; dies selbst dann, wenn der durch die Generalversammlung bereits
    genehmigte Betrag nicht ausreichend ist. Diese Zusatzbetr&auml;ge m&uuml;ssen nicht durch die Generalversammlung genehmigt werden, sofern
    ihre Summe in jeder einzelnen relevanten Zeitspanne 40% des genehmigten maximalen Gesamtbetrags (vollst&auml;ndig, nicht pro rata temporis)
    der Verg&uuml;tung f&uuml;r die Mitglieder der Gesch&auml;ftsleitung f&uuml;r diesselbe Zeitspanne nicht &uuml;berschreitet, f&uuml;r
    welche die Genehmigung durch die Generalversammlung bereits erteilt wurde.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">d)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">The
    Company is authorized to pay compensation (including indemnification for loss of compensation or for financial disadvantages in connection
    with the change of employment) to such members of the Executive Management who after the relevant approval resolution by the General Meeting
    (i)&nbsp;join the Executive Management or (ii)&nbsp;are promoted within the Executive Management to Chief Executive Officer, even if the
    total amount already approved by the General Meeting is not sufficient. These supplementary amounts do not need to be approved by the
    General Meeting, provided that their sum in each single relevant period of time does not exceed 40% of the approved maximum aggregate
    amount (in full not pro rata temporis) of the compensation of the members of the Executive Management for the same period of time for
    which approval by the General Meeting has already be obtained.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">e)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Eine
    &Uuml;berschreitung der genehmigten maximalen Gesamtbetr&auml;ge aufgrund von Wechselkursschwankungen ist unbeachtlich.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">e)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Any
    excess of the approved maximum aggregate amounts due to exchange rate fluctuations shall be disregarded.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="3" STYLE="text-align: justify"><B>Artikel 26&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Zul&auml;ssige zus&auml;tzliche T&auml;tigkeiten</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="3" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;26</B></FONT><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Permitted
  Additional Activities</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;a)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Ein
    Mitglied des Verwaltungsrats darf nicht mehr als die folgende Anzahl zus&auml;tzlicher Mandate (wie nachstehend definiert) halten:</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Any
    member of the Board of Directors shall hold no more than the following numbers of additional mandates (as defined below):</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-align: justify; width: 39%">bis zu 4 Mandate in b&ouml;rsenkotierten Unternehmen;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">1.</TD>
  <TD STYLE="text-align: justify; width: 39%">up to 4 mandates in publicly-traded companies;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">2.</TD>
  <TD STYLE="text-align: justify">bis zu 10 Mandate in nichtkotierten Unternehmen;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">2.</TD>
  <TD STYLE="text-align: justify">up to 10 mandates in privately-held companies; and</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify">3.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify">bis zu 10 Mandate in Stiftungen, Vereinen, wohlt&auml;tigen Organisationen und anderen Rechtseinheiten.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-indent: -0.375in; padding-left: 0.375in; text-align: justify">3.</TD>
  <TD STYLE="text-indent: 0in; padding-left: 0in; text-align: justify">up to 10 mandates in foundations, associations, charitable organizations and other entities.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Die
    Begrenzungen in Art. 26 lit. a) der Statuten gelangen auch f&uuml;r Mitglieder der Gesch&auml;ftsleitung zur Anwendung, wobei die maximale
    Anzahl zus&auml;tzlicher Mandate in b&ouml;rsenkotierten Unternehmen (Ziff. 1 vorstehend) jedoch bei 2 liegt.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">The
    limitations set forth in Article&nbsp;26(a)&nbsp;above shall also apply to members of the Executive Management provided, however, that
    the maximum number of additional mandates in publicly-traded companies (no. 1 above) shall be 2.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 28; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 5%">c)</TD>
  <TD STYLE="text-align: justify; width: 42%">Mandate,
    die in verschiedenen Rechtseinheiten ein und desselben Konzerns oder auf Anordnung der Gesellschaft oder einer anderen Rechtseinheit gem&auml;ss
    Art. 26 lit. a) der Statuten gehalten werden (einschliesslich in Vorsorgeeinrichtungen und Gemeinschaftsunternehmen), z&auml;hlen nicht
    als separate Mandate. Eine kurzfristige &Uuml;berschreitung der in diesem Artikel geregelten Begrenzungen ist zul&auml;ssig.</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 5%">c)</TD>
  <TD STYLE="text-align: justify; width: 42%">Mandates
    held in different legal entities of the same group or by order of the Company or of another legal entity pursuant to Article&nbsp;26(a)&nbsp;above
    (including in pension funds and joint ventures) shall not count as separate mandates. It is admissible to exceed the limitations set forth
    in this Article&nbsp;for a short period of time.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">d)</TD>
  <TD STYLE="text-align: justify">Ein
    &quot;Mandat&quot; im Sinne dieses Artikels ist ein Mandat in den obersten Leitungs- oder Verwaltungsorganen von Rechtseinheiten, die
    verpflichtet sind, sich ins Handelsregister oder in ein entsprechendes ausl&auml;ndisches Register eintragen zu lassen, mit Ausnahme der
    Gesellschaft und Rechtseinheiten, die durch die Gesellschaft kontrolliert werden oder diese kontrollieren.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">d</FONT>)</TD>
  <TD STYLE="text-align: justify">A
    &quot;mandate&quot; within the meaning of this Article&nbsp;shall mean a mandate in superior governing or administrative bodies of legal
    entities that are obliged to register themselves in the commercial registry or any comparable foreign register except for the Company
    and any entity controlled by, or controlling, the Company.</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 8%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 39%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 8%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 39%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel 27</B></FONT></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Vereinbarungen mit der Gesch&auml;ftsleitung
und dem Verwaltungsrat</B></FONT></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Article&nbsp;27</B></FONT></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Agreements with Executive Management and the Board of Directors</B></FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Arbeits-
    und Dienstleistungsvertr&auml;ge mit Mitgliedern der Gesch&auml;ftsleitung und, falls anwendbar, mit Mitgliedern des Verwaltungsrates
    sind in der Regel unbefristet und k&ouml;nnen eine K&uuml;ndigungsfrist von bis zu 12 Monaten vorsehen. Falls der Verwaltungsrat oder
    einer seiner Aussch&uuml;sse zum Schluss gelangt, dass eine befristete Vertragsdauer angemessen ist, so &uuml;bersteigt diese nicht 12
    Monate.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Any
    employment or service agreements of the members of the Executive Management and, if applicable, with members of the Board of Directors
    are as a general rule&nbsp;without fixed term and may provide for notice periods of up to 12 months. If the Board of Directors or any
    of its Committees comes to the conclusion that a fixed term is appropriate, the fixed term shall not exceed 12 months.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Die
    Gesellschaft kann mit Mitgliedern der Gesch&auml;ftsleitung entsch&auml;digte Konkurrenzverbote f&uuml;r eine Dauer von bis zu 2 Jahren
    nach der Beendigung des Arbeitsverh&auml;ltnisses vereinbaren. Die Entsch&auml;digung, die pro Jahr des Konkurrenzverbots zu entrichten
    ist, betr&auml;gt maximal die Summe (i)&nbsp;der letzten j&auml;hrlichen Grundverg&uuml;tung des Mitglieds, (ii)&nbsp;des Durchschnitts
    der letzten drei tats&auml;chlichen Jahresboni des Mitglieds, und (iii)&nbsp;der Pr&auml;mienzahlungen f&uuml;r Kranken- und/oder Zahnversicherung
    basierend auf der Wahl des Mitglieds zur Zeit der Beendigung des Arbeitsverh&auml;ltnisses. Zudem kann die Gesellschaft die Ausrichtung
    bestimmter Verg&uuml;tungselemente, die mit in der Vergangenheit erbrachten Leistungen eines Mitglieds im Zusammenhang stehen, vom Abschluss
    und der Einhaltung eines Konkurrenzverbots abh&auml;ngig machen, so insbesondere (i)&nbsp;die Ausrichtung eines pro rata Bonusbetrags
    f&uuml;r das Jahr, in welchem das Arbeitsverh&auml;ltnis mit dem Mitglied beendet wurde, basierend auf der Arbeitsdauer in diesem Jahr
    und dem Durchschnitt der letzten drei tats&auml;chlichen Jahresboni des Mitglieds, und (ii)&nbsp;das fortgesetzte Vesting von aktienbasierten
    Awards, die ab dem Zeitpunkt der Beendigung des Arbeitsverh&auml;ltnisses nicht gevestet (unverfallbar) sind, sowie, falls anwendbar,
    die fortgesetzte M&ouml;glichkeit, bestimmte aktienbasierte Awards (wie Optionen) auszu&uuml;ben, beides gleich wie w&auml;hrend
    dem Arbeitsverh&auml;ltnis. Wenn jedoch bis zur Beendigung gem&auml;ss Art. 27 lit. a) eine Freistellung gew&auml;hrt wurde, wird der
    maximale Zeitraum von 2 Jahren (oder die maximale Entsch&auml;digung, die gest&uuml;tzt auf diesen Zeitraum berechnet wird) f&uuml;r ein
    entsch&auml;digtes Konkurrenzverbot entsprechend reduziert.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">The
    Company may enter into compensated non-competition agreements with members of the Executive Management with a duration of up to 2 years
    after termination of the employment. The compensation payable for each year of the non-compete obligation shall not exceed the sum of
    (i)&nbsp;the last annual base salary of the member, (ii)&nbsp;the average of the member&rsquo;s last three actual annual bonuses, and
    (iii)&nbsp;health and/or dental premium payments based upon the member&rsquo;s elections in effect as of the termination. Furthermore,
    the Company may condition the payment of certain compensation items related to a member's past services on the entering into and compliance
    with a non-competition agreement, including without limitation the payment of (i)&nbsp;a pro rata bonus amount for the year in which the
    member is terminated based upon time worked during such year and the average of the member&rsquo;s last 3 actual annual bonuses and (ii)&nbsp;continued
    vesting of the member&rsquo;s equity awards that are unvested as of the date of termination and, if applicable, continued ability to exercise
    the member's equity awards (such as options), each as during employment. If, however, any garden leave was granted until termination under
    Article&nbsp;27(a), then the maximum period of 2 years (or the maximum compensation that is calculated based on such period) for any compensated
    non-compete agreement shall be reduced accordingly.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"></P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 29; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 28&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Vorsorgeleistungen</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;28&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Retirement Benefits</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Die
    Gesellschaft kann eine oder mehrere unabh&auml;ngige Vorsorgeeinrichtungen f&uuml;r die berufliche Vorsorge errichten oder sich solchen
    anschliessen. Arbeitgeberseitige Beitr&auml;ge an solche Vorsorgeeinrichtungen, nicht aber die von solchen Vorsorgeeinrichtungen ausgerichteten
    reglementarischen Leistungen, gelten als Bestandteil der Verg&uuml;tung. Aufgrund anwendbarer Regelungen (inklusive unter qualifizierten
    und nichtqualifizierten beitragsorientierten Pl&auml;nen) f&uuml;r die berufliche Vorsorge direkt vom Arbeitgeber ge&auml;ufnete bzw.
    ausgerichtete Vorsorgeleistungen werden gleich behandelt wie Beitr&auml;ge an und Leistungen von Vorsorgeeinrichtungen.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">The
    Company may establish one or more independent pension funds for occupational pension benefits or may join such funds. Contributions to
    such pension funds on the part of the employer, but not benefits which are paid out by such pension funds, are deemed part of the compensation.
    Retirement benefits accumulated or paid directly by the employer based on applicable regulations on occupational pension benefits (including
    under qualified and non-qualified defined contribution plans) are treated the same way as contributions to and benefits by pension funds.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Die
    Gesellschaft und ihre Tochtergesellschaften k&ouml;nnen Mitgliedern der Gesch&auml;ftsleitung anstelle oder zus&auml;tzlich zu den Leistungen
    nach Art. 28 lit. a) direkt Vorsorgeleistungen (wie Renten, Kauf von Krankenversicherungen und dgl.) ausserhalb der beruflichen Vorsorge
    in Aussicht stellen und nach ihrem Ausscheiden ausbezahlen. Solche Renten sollen pro Jahr die letzte an dieses Mitglied ausbezahlte j&auml;hrliche
    Grundverg&uuml;tung nicht &uuml;bersteigen. Bei Kapitalabfindungen wird der Wert einer Vorsorgeleistung aufgrund anerkannter versicherungsmathematischer
    Methoden ermittelt. Die Zahlung von &Uuml;berbr&uuml;ckungs- bzw. Zwischenleistungen zwischen Fr&uuml;hpensionierung und regul&auml;rem
    Rentenalter ist m&ouml;glich. Zudem k&ouml;nnen die Mitglieder der Gesch&auml;ftsleitung an den von der Gesellschaft unterhaltenen Krankenversicherungsprogrammen
    teilnehmen.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Instead
    or in addition to benefits pursuant to Article&nbsp;28(a), the Company and its subsidiaries may directly offer retirement benefits
    (such as pensions, purchase of health care insurances etc.) outside of the scope of occupational pension benefit regulations to members
    of the Executive Management and may pay them out after retirement. Such retirement benefits shall not exceed the last paid out annual
    base salary of the respective member per year. In the case of lump-sum settlements, the value of a pension shall be determined based on
    recognized actuarial methods. The payment of bridge or interim annuities between early retirement and the regular retirement age is possible.
    In addition, the members of the Executive Management may participate in the health plans maintained by the Company.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 30; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Artikel 29&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Rechtsnatur</B></FONT></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;29&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Legal Nature</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify">Die Bestimmungen dieses Abschnitts sind gesellschaftsrechtlicher Natur und begr&uuml;nden keine individuellen Leistungsanspr&uuml;che.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">The provisions of this section are of a company-law
    nature and do not create individual claims for benefits.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IV.a&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sacheinlagen</B></FONT></TD>
  <TD STYLE="text-align: center"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>IV.a&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Contribution
  in kind</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 29a&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sacheinlagen</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;29a&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Contribution in kind</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify">Im Zusammenhang mit der Kapitalerh&ouml;hung vom
    14. Januar 2016 sowie zwecks Fusion der William Investment Holding Corporation, New Jersey, USA, einer indirekten Tochtergesellschaft
    der Gesellschaft, mit The Chubb Corporation, New Jersey, USA, erwirbt die Gesellschaft von ACE Group Holdings,&nbsp;Inc., New York, USA,
    f&uuml;nf Schuldverschreibungen der ACE Group Holdings,&nbsp;Inc., New York, USA, in H&ouml;he von USD 3'000'000'000, USD 3'000'000'000,
    USD 1'500'000'000, USD 2'500'000'000 und USD 4'031'886'985.68 sowie von ACE INA Holdings Inc., Pennsylvania, USA, eine Schuldverschreibung
    der ACE INA Holdings Inc., Pennsylvania, USA, in H&ouml;he von USD 1'007'971'736.46 zu einem Gesamtwert von CHF 15'072'946'411.33. Im
    Gegenzug hat die Gesellschaft 127'772'962 Namenaktien der Gesellschaft mit einem Nennwert von CHF 24.15 an ACE Group Holdings,&nbsp;Inc.,
    New York, USA, und 9'178'490 Namenaktien der Gesellschaft mit einem Nennwert von CHF 24.15 an ACE INA Holdings Inc., Pennsylvania, USA,
    ausgegeben.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">In connection with the capital increase dated 14 January&nbsp;2016 and for the purpose of the merger of William Investment Holding Corporation, New Jersey, USA, an indirect subsidiary of the Company with The Chubb Corporation, New Jersey, USA, the Company acquires from ACE Group Holdings,&nbsp;Inc., New York, USA, five notes of ACE Group Holdings,&nbsp;Inc., New York, USA in the amount of USD 3,000,000,000, USD 3,000,000,000, USD&nbsp;1,500,000,000, USD 2,500,000,000, and USD 4,031,886,985.68, respectively, and from ACE INA Holdings Inc., Pennsylvania, USA, one note of ACE INA Holdings Inc., Pennsylvania, USA, in the amount of USD 1,007,971,736.46 at a total value of CHF 15,072,946,411.33. In return, the Company has issued 127,772,962 registered shares in the Company with a par value of CHF 24.15 each to ACE Group Holdings,&nbsp;Inc., New York, USA, and 9,178,490 registered shares in the Company with a par value of CHF 24.15 each to ACE INA Holdings Inc., Pennsylvania, USA.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0"></P>

<!-- Field: Page; Sequence: 31; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>V.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liquidation</B></FONT></TD>
  <TD STYLE="text-align: center"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>V.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Liquidation</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 30&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Aufl&ouml;sung und Liquidation</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;30&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dissolution and Liquidation</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Die
    Generalversammlung kann jederzeit in &Uuml;bereinstimmung mit den gesetzlichen und statutarischen Bestimmungen die Aufl&ouml;sung und
    die Liquidation der Gesellschaft beschliessen.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">The
    General Meeting may at any time resolve the dissolution and liquidation of the Company in accordance with the provisions of the law and
    of the Articles of Association.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Die
    Liquidation wird durch den Verwaltungsrat besorgt, sofern sie nicht durch einen Beschluss der Generalversammlung anderen Personen &uuml;bertragen
    wird.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">The
    liquidation shall be carried out by the Board of Directors to the extent that the General Meeting has not entrusted the same to other
    persons.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">Die
    Liquidation ist gem&auml;ss Art. 742 ff. OR durchzuf&uuml;hren. Dabei k&ouml;nnen die Liquidatoren &uuml;ber das Verm&ouml;gen der Gesellschaft
    (einschliesslich Immobilien) durch privaten Rechtsakt verf&uuml;gen.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">c)</TD>
  <TD STYLE="text-align: justify">The
    liquidation of the Company shall take place in accordance with art. 742 et seq. of the Swiss Code of Obligations. The liquidators are
    authorized to dispose of the assets (including real estate) by way of private contract.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">d)</TD>
  <TD STYLE="text-align: justify">Das
    Verm&ouml;gen der aufgel&ouml;sten Gesellschaft wird nach Tilgung ihrer Schulden unter die Aktion&auml;re nach Massgabe der einbezahlten
    Betr&auml;ge verteilt.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">d)</TD>
  <TD STYLE="text-align: justify">After
    all debts have been satisfied, the net proceeds shall be distributed among the shareholders in proportion to the amounts paid-in.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>VI.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mitteilungen und Sprache der Statuten</B></FONT></TD>
  <TD STYLE="text-align: center"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>VI.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notices
  and Language of the Articles of Association</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 31&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mitteilungen und Bekanntmachungen</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;31&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Communications and Announcements</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">Das
    Schweizerische Handelsamtsblatt ist das offizielle Publikationsmittel der Gesellschaft.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">a)</TD>
  <TD STYLE="text-align: justify">The
    official means of publication of the Company shall be the &quot;Schweizerisches Handelsamtsblatt&quot;.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Mitteilungen
    der Gesellschaft an die Aktion&auml;re sowie andere Bekanntmachungen erfolgen durch Publikation im &quot;Schweizerisches Handelsamtsblatt&quot;.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">b)</TD>
  <TD STYLE="text-align: justify">Shareholder
    invitations and communications of the Company shall be published in the &quot;Schweizerisches Handelsamtsblatt&quot;.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"></P>

<!-- Field: Page; Sequence: 32; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Artikel 32&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sprache der Statuten</B></TD>
  <TD STYLE="text-align: justify"><B>&nbsp;</B></TD>
  <TD COLSPAN="2" STYLE="text-align: justify"><B>Article&nbsp;32&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Language of the Articles of Association</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 6%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD COLSPAN="2" STYLE="text-align: justify">Im Falle eines Widerspruchs zwischen der deutschen
    und jeder anderen Fassung dieser Statuten ist die deutsche Fassung massgeblich.</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">In the event of deviations between the German
    version of these Articles of Association and any version in another language, the German authentic text prevails.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; width: 50%">Z&uuml;rich, 19. Mai 2022 <I>/ Zurich, 19 May&nbsp;2022</I></TD>
  <TD STYLE="text-align: justify; width: 50%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">&nbsp;</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify; border-bottom: Black 1pt solid">/s/ Olivier Steimer</TD>
  <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: justify">Olivier Steimer</TD>
  <TD STYLE="text-align: justify">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 33.8pt; text-align: justify; text-indent: -33.8pt"></P>

<!-- Field: Page; Sequence: 33; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <!-- Field: /Page -->



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>cb-20220519.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.13b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: +aA5w7xRiXgen8uLa3ZcWa2I6bOdzZR+KYkxtmB+bTmazyopaNq6kiiOZ7m2UZwF -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2021q4" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:srt-types="http://fasb.org/srt-types/2021-01-31" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:CB="http://investors.chubb.com/20220519" elementFormDefault="qualified" targetNamespace="http://investors.chubb.com/20220519">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://investors.chubb.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="cb-20220519_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="cb-20220519_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="cb-20220519_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2021q4" schemaLocation="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd" />
    <import namespace="http://fasb.org/us-gaap/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd" />
    <import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd" />
    <import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd" />
    <element id="CB_INASeniorNotesDueDecember2024Member" name="INASeniorNotesDueDecember2024Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CB_INASeniorNotesDueJune2027Member" name="INASeniorNotesDueJune2027Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CB_INASeniorNotesDueMarch2028Member" name="INASeniorNotesDueMarch2028Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CB_INASeniorNotesDueDecember2029Member" name="INASeniorNotesDueDecember2029Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CB_INASeniorNotesDueJune2031Member" name="INASeniorNotesDueJune2031Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CB_INASeniorNotesDueMarch2038Member" name="INASeniorNotesDueMarch2038Member" abstract="true" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>cb-20220519_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.13b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://investors.chubb.com/role/Cover" xlink:href="cb-20220519.xsd#Cover" xlink:type="simple" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://investors.chubb.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentInformationLineItems" xlink:label="loc_deiDocumentInformationLineItems" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_us-gaapStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaapCommonStockMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapCommonStockMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2024Member" xlink:label="loc_CBINASeniorNotesDueDecember2024Member_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueDecember2024Member_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2027Member" xlink:label="loc_CBINASeniorNotesDueJune2027Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueJune2027Member_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2028Member" xlink:label="loc_CBINASeniorNotesDueMarch2028Member_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueMarch2028Member_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2029Member" xlink:label="loc_CBINASeniorNotesDueDecember2029Member_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueDecember2029Member_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2031Member" xlink:label="loc_CBINASeniorNotesDueJune2031Member_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueJune2031Member_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2038Member" xlink:label="loc_CBINASeniorNotesDueMarch2038Member_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueMarch2038Member_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentType_90" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAmendmentFlag_90" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAmendmentDescription_90" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentRegistrationStatement_90" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentAnnualReport_90" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentQuarterlyReport_90" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentTransitionReport_90" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentShellCompanyReport_90" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate_90" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentPeriodStartDate_90" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentPeriodEndDate_90" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentFiscalPeriodFocus_90" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentFiscalYearFocus_90" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate_90" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityFileNumber_90" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityRegistrantName_90" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCentralIndexKey_90" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityPrimarySicNumber_90" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber_90" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode_90" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine1_90" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine2_90" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine3_90" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressCityOrTown_90" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressStateOrProvince_90" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressCountry_90" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressPostalZipCode_90" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCountryRegion_90" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCityAreaCode_90" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiLocalPhoneNumber_90" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Extension" xlink:label="loc_deiExtension_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiExtension_90" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiWrittenCommunications_90" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSolicitingMaterial_90" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiPreCommencementTenderOffer_90" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer_90" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurity12bTitle_90" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiNoTradingSymbolFlag_90" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiTradingSymbol_90" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurityExchangeName_90" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurity12gTitle_90" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurityReportingObligation_90" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAnnualInformationForm_90" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements_90" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer_90" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityVoluntaryFilers_90" xlink:type="arc" order="44" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCurrentReportingStatus_90" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent_90" xlink:type="arc" order="46" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityFilerCategory_90" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntitySmallBusiness_90" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany_90" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityExTransitionPeriod_90" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentAccountingStandard_90" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber_90" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityShellCompany_90" xlink:type="arc" order="53" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityPublicFloat_90" xlink:type="arc" order="54" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent_90" xlink:type="arc" order="55" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding_90" xlink:type="arc" order="56" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock_90" xlink:type="arc" order="57" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>cb-20220519_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.13b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockMember" xlink:label="us-gaap_CommonStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockMember_lbl" xml:lang="en-US">Common Stock [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2024Member" xlink:label="CB_INASeniorNotesDueDecember2024Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueDecember2024Member" xlink:to="CB_INASeniorNotesDueDecember2024Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueDecember2024Member_lbl" xml:lang="en-US">INA Senior Notes Due December 2024 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2027Member" xlink:label="CB_INASeniorNotesDueJune2027Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueJune2027Member" xlink:to="CB_INASeniorNotesDueJune2027Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueJune2027Member_lbl" xml:lang="en-US">INA Senior Notes Due June 2027 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2028Member" xlink:label="CB_INASeniorNotesDueMarch2028Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueMarch2028Member" xlink:to="CB_INASeniorNotesDueMarch2028Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueMarch2028Member_lbl" xml:lang="en-US">INA Senior Notes Due March 2028 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2029Member" xlink:label="CB_INASeniorNotesDueDecember2029Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueDecember2029Member" xlink:to="CB_INASeniorNotesDueDecember2029Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueDecember2029Member_lbl" xml:lang="en-US">INA Senior Notes Due December 2029 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2031Member" xlink:label="CB_INASeniorNotesDueJune2031Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueJune2031Member" xlink:to="CB_INASeniorNotesDueJune2031Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueJune2031Member_lbl" xml:lang="en-US">INA Senior Notes Due June 2031 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2038Member" xlink:label="CB_INASeniorNotesDueMarch2038Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueMarch2038Member" xlink:to="CB_INASeniorNotesDueMarch2038Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CB_INASeniorNotesDueMarch2038Member_lbl" xml:lang="en-US">INA Senior Notes Due March 2038 [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementTable" xlink:label="us-gaap_StatementTable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationLineItems_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentInformationLineItems_lbl" xml:lang="en-US">Document Information [Line Items]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueDecember2024Member" xlink:to="CB_INASeniorNotesDueDecember2024Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="CB_INASeniorNotesDueDecember2024Member_doc" xml:lang="en-US">Guarantee of Chubb INA Holdings Inc. 0.30% Senior Notes due 2024</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueJune2027Member" xlink:to="CB_INASeniorNotesDueJune2027Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="CB_INASeniorNotesDueJune2027Member_doc" xml:lang="en-US">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2027</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueMarch2028Member" xlink:to="CB_INASeniorNotesDueMarch2028Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="CB_INASeniorNotesDueMarch2028Member_doc" xml:lang="en-US">Guarantee of Chubb INA Holdings Inc. 1.55% Senior Notes due 2028</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CB_INASeniorNotesDueDecember2029Member" xlink:to="CB_INASeniorNotesDueDecember2029Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="CB_INASeniorNotesDueDecember2029Member_doc" xml:lang="en-US">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2029</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>cb-20220519_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.13b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://investors.chubb.com/role/Cover" xlink:href="cb-20220519.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://investors.chubb.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_us-gaapStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentInformationLineItems" xlink:label="loc_deiDocumentInformationLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_deiDocumentInformationLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaapCommonStockMember" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapCommonStockMember" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2024Member" xlink:label="loc_CBINASeniorNotesDueDecember2024Member" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueDecember2024Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2027Member" xlink:label="loc_CBINASeniorNotesDueJune2027Member" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueJune2027Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2028Member" xlink:label="loc_CBINASeniorNotesDueMarch2028Member" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueMarch2028Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueDecember2029Member" xlink:label="loc_CBINASeniorNotesDueDecember2029Member" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueDecember2029Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueJune2031Member" xlink:label="loc_CBINASeniorNotesDueJune2031Member" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueJune2031Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cb-20220519.xsd#CB_INASeniorNotesDueMarch2038Member" xlink:label="loc_CBINASeniorNotesDueMarch2038Member" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CBINASeniorNotesDueMarch2038Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiDocumentInformationLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.1</span><table class="report" border="0" cellspacing="2" id="idm140701522014248">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>May 19, 2022</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May 19,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-11778<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Chubb Limited<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000896159<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0091805<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">V8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">Baerengasse
32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Zurich<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address, Country</a></td>
<td class="text">CH<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">8001<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">41 (0)43<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">456 76 00<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common
    Shares, par value CHF 24.15 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2024Member', window );">INA Senior Notes Due December 2024 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 0.30% Senior Notes due 2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/24A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2027Member', window );">INA Senior Notes Due June 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/27<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2028Member', window );">INA Senior Notes Due March 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 1.55% Senior Notes due 2028<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2029Member', window );">INA Senior Notes Due December 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2029<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/29A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2031Member', window );">INA Senior Notes Due June 2031 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 1.40% Senior Notes due 2031<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2038Member', window );">INA Senior Notes Due March 2038 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Guarantee of Chubb INA Holdings Inc. 2.50% Senior Notes due 2038<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CB/38A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2024Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2024Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2027Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2027Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueDecember2029Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2031Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueJune2031Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2038Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CB_INASeniorNotesDueMarch2038Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>tm2216039d1_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:CB="http://investors.chubb.com/20220519"
  xmlns:dei="http://xbrl.sec.gov/dei/2021q4"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="cb-20220519.xsd" xlink:type="simple"/>
    <context id="From2022-05-19to2022-05-19">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueDecember2024Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueJune2027Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueMarch2028Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueDecember2029Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueJune2031Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <context id="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000896159</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CB:INASeniorNotesDueMarch2038Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-05-19</startDate>
            <endDate>2022-05-19</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="From2022-05-19to2022-05-19">0000896159</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="From2022-05-19to2022-05-19">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate contextRef="From2022-05-19to2022-05-19">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:DocumentType contextRef="From2022-05-19to2022-05-19">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="From2022-05-19to2022-05-19">2022-05-19</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="From2022-05-19to2022-05-19">Chubb Limited</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="From2022-05-19to2022-05-19">V8</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="From2022-05-19to2022-05-19">1-11778</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="From2022-05-19to2022-05-19">98-0091805</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="From2022-05-19to2022-05-19">Baerengasse 32</dei:EntityAddressAddressLine1>
    <dei:EntityAddressPostalZipCode contextRef="From2022-05-19to2022-05-19">8001</dei:EntityAddressPostalZipCode>
    <dei:EntityAddressCityOrTown contextRef="From2022-05-19to2022-05-19">Zurich</dei:EntityAddressCityOrTown>
    <dei:EntityAddressCountry contextRef="From2022-05-19to2022-05-19">CH</dei:EntityAddressCountry>
    <dei:CityAreaCode contextRef="From2022-05-19to2022-05-19">41 (0)43</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="From2022-05-19to2022-05-19">456 76 00</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="From2022-05-19to2022-05-19">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="From2022-05-19to2022-05-19">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="From2022-05-19to2022-05-19">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="From2022-05-19to2022-05-19">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember">Common     Shares, par value CHF 24.15 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember">CB</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_us-gaap_CommonStockMember">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member">Guarantee of Chubb INA Holdings Inc. 0.30% Senior Notes due 2024</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member">CB/24A</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2024Member">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2027</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member">CB/27</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2027Member">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member">Guarantee of Chubb INA Holdings Inc. 1.55% Senior Notes due 2028</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member">CB/28</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2028Member">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member">Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2029</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member">CB/29A</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueDecember2029Member">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member">Guarantee of Chubb INA Holdings Inc. 1.40% Senior Notes due 2031</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member">CB/31</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueJune2031Member">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member">Guarantee of Chubb INA Holdings Inc. 2.50% Senior Notes due 2038</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member">CB/38A</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-05-192022-05-19_custom_INASeniorNotesDueMarch2038Member">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="From2022-05-19to2022-05-19">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
M4$L#!!0    ( !F"M%0'04UB@0   +$    0    9&]C4')O<',O87!P+GAM
M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG
M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGD<Z,STA)8*O4'J@)I9GF
M3?X.CD:?<@X>K7A.YNJQ<&4GPZ4A!0W_<FW>J=0U[R;UEA_6\#MI7E!+ P04
M    "  9@K14IJ8EY.X    K @  $0   &1O8U!R;W!S+V-O<F4N>&ULS9+!
M2L0P$(9?17)O)\WJ"J&;B^))07!!\1:2V=U@DX9DI-VW-ZV[740?P&-F_GSS
M#4QKHC1]PN?41TSD,%^-O@M9FKAA!Z(H ;(YH->Y+HE0FKL^>4WEF?80M?G0
M>P3!^1H\DK::-$S *BY$IEIKI$FHJ4\GO#4+/GZF;H99 ]BAQT 9FKH!IJ:)
M\3AV+5P $XPP^?Q=0+L0Y^J?V+D#[)0<LUM2PS#4PVK.E1T:>'MZ?)G7K5S(
MI(/!\BL[2<>(&W:>_+JZN]\^,"6X$!6_J03?"BZ;M;R^?9]<?_A=A'UOW<[]
M8^.SH&KAUUVH+U!+ P04    "  9@K14F5R<(Q &  "<)P  $P   'AL+W1H
M96UE+W1H96UE,2YX;6SM6EMSVC@4?N^OT'AG]FT+QC:!MK03<VEVV[29A.U.
M'X416(UL>621A'^_1S80RY8-[9)-NIL\!"SI^\Y%1^?H.'GS[BYBZ(:(E/)X
M8-DOV]:[MR_>X%<R)!%!,!FGK_# "J5,7K5::0##.'W)$Q+#W(*+"$MX%,O6
M7.!;&B\CUNJTV]U6A&ELH1A'9&!]7BQH0-!445IO7R"TY1\S^!7+5(UEHP$3
M5T$FN8BT\OELQ?S:WCYES^DZ'3*!;C ;6"!_SF^GY$Y:B.%4PL3 :F<_5FO'
MT=)(@(+)?90%NDGVH],5"#(-.SJ=6,YV?/;$[9^,RMIT-&T:X./Q>#BVR]*+
M<!P$X%&[GL*=]&R_I$$)M*-IT&38]MJND::JC5-/T_=]W^N;:)P*C5M/TVMW
MW=..B<:MT'@-OO%/A\.NB<:KT'3K:28G_:YKI.D6:$)&X^MZ$A6UY4#3( !8
M<';6S-(#EEXI^G64&MD=N]U!7/!8[CF)$?[&Q036:=(9EC1&<IV0!0X -\31
M3%!\KT&VBN#"DM)<D-;/*;50&@B:R('U1X(AQ=RO_?67N\FD,WJ=?3K.:Y1_
M::L!I^V[F\^3_'/HY)^GD]=-0LYPO"P)\?LC6V&')VX[$W(Z'&="?,_V]I&E
M)3+/[_D*ZTX\9Q]6EK!=S\_DGHQR([O=]EA]]D]';B/7J<"S(M>41B1%G\@M
MNN01.+5)#3(3/PB=AIAJ4!P"I DQEJ&&^+3&K!'@$WVWO@C(WXV(]ZMOFCU7
MH5A)VH3X$$8:XIQSYG/1;/L'I4;1]E6\W*.76!4!EQC?-*HU+,76>)7 \:V<
M/!T3$LV4"P9!AI<D)A*I.7Y-2!/^*Z7:_IS30/"4+R3Z2I&/:;,CIW0FS>@S
M&L%&KQMUAVC2/'K^!?F<-0H<D1L= F<;LT8AA&F[\!ZO)(Z:K<(1*T(^8ADV
M&G*U%H&V<:F$8%H2QM%X3M*T$?Q9K#63/F#([,V1=<[6D0X1DEXW0CYBSHN0
M$;\>ACA*FNVB<5@$_9Y>PTG!Z(++9OVX?H;5,VPLCO='U!=*Y \FIS_I,C0'
MHYI9";V$5FJ?JH<T/J@>,@H%\;D>/N5Z> HWEL:\4*Z">P'_T=HWPJOX@L Y
M?RY]SZ7ON?0]H=*W-R-]9\'3BUO>1FY;Q/NN,=K7-"XH8U=RS<C'5*^3*=@Y
MG\#L_6@^GO'M^MDDA*^:62TC%I!+@;-!)+C\B\KP*L0)Z&1;)0G+5--E-XH2
MGD(;;NE3]4J5U^6ON2BX/%ODZ:^A=#XLS_D\7^>TS0LS0[=R2^JVE+ZU)CA*
M]+',<$X>RPP[9SR2';9WH!TU^_9==N0CI3!3ET.X&D*^ VVZG=PZ.)Z8D;D*
MTU*0;\/YZ<5X&N(YV02Y?9A7;>?8T='[Y\%1L*/O/)8=QXCRHB'NH8:8S\-#
MAWE[7YAGE<90-!1M;*PD+$:W8+C7\2P4X&1@+: '@Z]1 O)256 Q6\8#*Y"B
M?$R,1>APYY=<7^/1DN/;IF6U;J\I=QEM(E(YPFF8$V>KRMYEL<%5'<]56_*P
MOFH]M!5.S_Y9K<B?#!%.%@L22&.4%Z9*HO,94[[G*TG$53B_13.V$I<8O./F
MQW%.4[@2=K8/ C*YNSFI>F4Q9Z;RWRT,"2Q;B%D2XDU=[=7GFYRN>B)V^I=W
MP6#R_7#)1P_E.^=?]%U#KG[VW>/Z;I,[2$R<><41 71% B.5' 86%S+D4.Z2
MD 83 <V4R43P H)DIAR F/H+O?(,N2D5SJT^.7]%+(.&3E[2)1(4BK ,!2$7
M<N/O[Y-J=XS7^BR!;814,F35%\I#B<$],W)#V%0E\Z[:)@N%V^)4S;L:OB9@
M2\-Z;ITM)__;7M0]M!<]1O.CF> >LX=SFWJXPD6L_UC6'ODRWSEPVSK> U[F
M$RQ#I'[!?8J*@!&K8KZZKT_Y)9P[M'OQ@2";_-;;I/;=X Q\U*M:I60K$3]+
M!WP?D@9CC%OT-%^/%&*MIK&MQMHQ#'F 6/,,H68XWX=%FAHSU8NL.8T*;T'5
M0.4_V]0-:/8--!R1!5XQF;8VH^1."CS<_N\-L,+$CN'MB[\!4$L#!!0    (
M !F"M%3VK;?-$@8   PB   8    >&PO=V]R:W-H965T<R]S:&5E=#$N>&UL
MM9IM;]HZ&(8_;[_"0CK2)A6($X>7J:W4TF[E;.W0Z-FT3>>#20Q82V+F.*7]
M]\<.%+,M/,YI@0]MWGSGSN,[5YR7XZ60/_(Y8PK=ITF6GS3F2BW>M-MY-&<I
MS5MBP3*]9BID2I6>E;-VOI",QF6C-&G[GM=IIY1GC=/C<ME(GAZ+0B4\8R.)
M\B)-J7PX9XE8GC1PXW'!)SZ;*[.@?7J\H#,V9NJ?Q4CJN?9&)>8IRW(N,B39
M]*1QAM^<AUW3H-SB,V?+?&L:F4.9"/'#S SCDX9G'+&$1<I(4/WOC@U8DA@E
M[>/G6K2QV:=IN#W]J/ZV/'A],!.:LX%(OO!8S4\:O0:*V906B?HDEE=L?4"A
MT8M$DI=_T7*U+2$-%!6Y$NFZL7:0\FSUG]ZO"['5H-/9T<!?-_!+WZL=E2XO
MJ**GQU(LD31;:S4S41YJV5J;XYGIE;&2>BW7[=3I0-PQ>=Q66LHL:$?K9N>K
M9OZ.9M?T >'^$?(]W_^U=5L;V+CP-R[\4B[8(7<AHD)WM4+#;!4TTV'?/^BM
MT%"Q-/\7V$>PV4=0[H.X]G'[L&!51PPW[S7? R;(Q@0!5<ZT@[AT\3:ALRH7
M</LI37(&^ @W/L)ZQ1@QR46,+K,8Z?Q4U@566B?AY8L7CBQT-M8ZH."@D+(L
M$,\CFJ"OC$K0'JS6;&*_&6# 5W?CJPLJ76:*JP=M*V'HID@GU:<-K(&;&'>[
M/<!-;^.F5\?-)S;CN9)4U^N&II7U@74&\V(R01]XRA6+ 5_]C:]^'5\#W8-2
M]]XPB]D]>L\>JIS!2I[^]?H='/8!6]BSG//J&+NE]V@8:W=\RJ,59W9WID.R
MWVMZ7A_WO!!RN$5B7,?A,(N$7 A9FCM"8Z5SCX1$ U'HFNK2BKBRGQWJGZ'4
M80MJ[-<Q>1;'DN7YT>,$*EG],:MV!DN>4Z9/^!G-<_8R@ B"+>HQ#.O?70[,
MG*[AK5AFE0YAN6^%Y-$<<F;YCV& _^%LU:N5IF"EP15DR%X(,,SOWPV-1*[T
MB?N-+W8G#5;L>1[$6VPO!-AQ)2B-Z;'F;B>P ,'HE?>:!) ;BW\,L_N#,)>C
MT5QD$/\=(B3LH&X'>1YDR5X#, SO+Y(KQ3)=GC0MLC7/\DI;L)!K6($M_C%,
M[;%(>,05SV;H6H-+<II4^H%57'Y\BWT?9O1(LF:DR\.RB*U&?WH QB3Z.)U6
M=Z!#S^G,XMZ'@?R'LV&>%]J9TR LZS2X-2:OA?K+E,F9Z<]W6D'-3=@6-*LD
MED/0:<WRW8>!; *OK]QC):(?Z/LU,V<C=(_@6S[[Y&!W(KZ%K@\C\I8K/8H4
M4X3]5Y/7:,PB?851U36%E5:5>(GT;SRG&N%':*$'S'<T*1@:7+U%/FGA$"UT
MHG*S'K)OP>S#7+V5-#:)&#^D$U%Y?CL$!N>0#XMD'Z;I8]W0Y7TTI]F,[1P$
M.X1NOHXO(4>6R#X,TN'-F>[-C.NQQHU0+$<7NALN6%0FU-PMDUIQM;CU^X>[
M<;80#6#H_8^X.I3>%=3<K+!2;77O84IV)1(3J-P,?EO(:P7>7[^6,=9E--6#
M#L>2-X 1Z8ZO0V!PWO;)&>3%0C: F5@_P@XA1X2#K<<D,%LK(_QWD94=T*T3
MW\#2-C@<;0-+VV!OM'4HU8QOKQM6Y[<+'8_%;_!<_#H$3'Y!*Y; P;X([!!R
MQ=<2.'@"@:^IC.:F WJU\FOQ&QP.O\3BE^P-OPZE6OG%K7!'?*%'",3BESP7
MOPX!$U_0BJ4OV1=]'4*.^!)+7_($^FX/(/IU$DRVGD<?CL#$$ICLC< .I><2
M&'J82"R!R7,)[! P$>Y#(PAB$4SVA6"'D"O#%L'D"0A>CR "7"N_EL#D< 0.
M+8'#O1'8H523P*1Z  R^R @M@</G$M@AH.,+6[$$#O=%8(>0([VA)7#X! (_
M#B""6@.(T.(W/!Q^PZV7?7O#KT.I5GS]5K@COM!5.[3T#9]+7X> B6\/HF]H
MZ1ONB[X.H5WY;6^]VS??2>@DSGB6HX1-M8[7ZNH.DZM/#U8S2BS*U_T3H91(
MR\DYHS&39@.]?BITCZQGS!<$FP] 3O\#4$L#!!0    ( !F"M%2?H!OPL0(
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M3AI_YHOA/UY_ 5!+ 0(4 Q0    ( !F"M%0'04UB@0   +$    0
M      "  0    !D;V-0<F]P<R]A<' N>&UL4$L! A0#%     @ &8*T5*:F
M)>3N    *P(  !$              ( !KP   &1O8U!R;W!S+V-O<F4N>&UL
M4$L! A0#%     @ &8*T5)E<G",0!@  G"<  !,              ( !S $
M 'AL+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    "  9@K14]JVWS1(&   ,
M(@  &               @($-"   >&PO=V]R:W-H965T<R]S:&5E=#$N>&UL
M4$L! A0#%     @ &8*T5)^@&_"Q @  X@P   T              ( !50X
M 'AL+W-T>6QE<RYX;6Q02P$"% ,4    "  9@K14EXJ[',     3 @  "P
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52P4&      D "0 ^ @  J14

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>8</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>7</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="tm2216039d1_8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://investors.chubb.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="tm2216039d1_8k.htm">tm2216039d1_8k.htm</File>
    <File>cb-20220519.xsd</File>
    <File>cb-20220519_def.xml</File>
    <File>cb-20220519_lab.xml</File>
    <File>cb-20220519_pre.xml</File>
    <File>tm2216039d1_ex3-1.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="41">http://xbrl.sec.gov/dei/2021q4</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "tm2216039d1_8k.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "contextCount": 8,
   "dts": {
    "definitionLink": {
     "local": [
      "cb-20220519_def.xml"
     ]
    },
    "inline": {
     "local": [
      "tm2216039d1_8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "cb-20220519_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cb-20220519_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "cb-20220519.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd",
      "https://xbrl.sec.gov/country/2021/country-2021.xsd",
      "https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd"
     ]
    }
   },
   "elementCount": 70,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021q4": 3,
    "total": 3
   },
   "keyCustom": 0,
   "keyStandard": 23,
   "memberCustom": 6,
   "memberStandard": 1,
   "nsprefix": "CB",
   "nsuri": "http://investors.chubb.com/20220519",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "tm2216039d1_8k.htm",
      "contextRef": "From2022-05-19to2022-05-19",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00000001 - Document - Cover",
     "role": "http://investors.chubb.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "tm2216039d1_8k.htm",
      "contextRef": "From2022-05-19to2022-05-19",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 7,
   "tag": {
    "CB_INASeniorNotesDueDecember2024Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Guarantee of Chubb INA Holdings Inc. 0.30% Senior Notes due 2024",
        "label": "INA Senior Notes Due December 2024 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueDecember2024Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "CB_INASeniorNotesDueDecember2029Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2029",
        "label": "INA Senior Notes Due December 2029 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueDecember2029Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "CB_INASeniorNotesDueJune2027Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Guarantee of Chubb INA Holdings Inc. 0.875% Senior Notes due 2027",
        "label": "INA Senior Notes Due June 2027 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueJune2027Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "CB_INASeniorNotesDueJune2031Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "INA Senior Notes Due June 2031 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueJune2031Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "CB_INASeniorNotesDueMarch2028Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Guarantee of Chubb INA Holdings Inc. 1.55% Senior Notes due 2028",
        "label": "INA Senior Notes Due March 2028 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueMarch2028Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "CB_INASeniorNotesDueMarch2038Member": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "INA Senior Notes Due March 2038 [Member]"
       }
      }
     },
     "localname": "INASeniorNotesDueMarch2038Member",
     "nsuri": "http://investors.chubb.com/20220519",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AnnualInformationForm": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.",
        "label": "Annual Information Form"
       }
      }
     },
     "localname": "AnnualInformationForm",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditedAnnualFinancialStatements": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.",
        "label": "Audited Annual Financial Statements"
       }
      }
     },
     "localname": "AuditedAnnualFinancialStatements",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page."
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAccountingStandard": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.",
        "label": "Document Accounting Standard"
       }
      }
     },
     "localname": "DocumentAccountingStandard",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "accountingStandardItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r11",
      "r13",
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Document Information [Line Items]"
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentPeriodStartDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.",
        "label": "Document Period Start Date"
       }
      }
     },
     "localname": "DocumentPeriodStartDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentRegistrationStatement": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a registration statement.",
        "label": "Document Registration Statement"
       }
      }
     },
     "localname": "DocumentRegistrationStatement",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentShellCompanyEventDate": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Date of event requiring a shell company report.",
        "label": "Document Shell Company Event Date"
       }
      }
     },
     "localname": "DocumentShellCompanyEventDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentShellCompanyReport": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.",
        "label": "Document Shell Company Report"
       }
      }
     },
     "localname": "DocumentShellCompanyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.",
        "label": "Entity Bankruptcy Proceedings, Reporting Current"
       }
      }
     },
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r19"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Elected Not To Use the Extended Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPrimarySicNumber": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.",
        "label": "Entity Primary SIC Number"
       }
      }
     },
     "localname": "EntityPrimarySicNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "sicNumberItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [
      "r17"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_Extension": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Extension number for local phone number.",
        "label": "Extension"
       }
      }
     },
     "localname": "Extension",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "trueItemType"
    },
    "dei_OtherReportingStandardItemNumber": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.",
        "label": "Other Reporting Standard Item Number"
       }
      }
     },
     "localname": "OtherReportingStandardItemNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "otherReportingStandardItemNumberItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_Security12gTitle": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(g) registered security.",
        "label": "Title of 12(g) Security"
       }
      }
     },
     "localname": "Security12gTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SecurityReportingObligation": {
     "auth_ref": [
      "r9"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.",
        "label": "Security Reporting Obligation"
       }
      }
     },
     "localname": "SecurityReportingObligation",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "securityReportingObligationItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r18"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2021-01-31",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock [Member]"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2021-01-31",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2021-01-31",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statement [Table]"
       }
      }
     },
     "localname": "StatementTable",
     "nsuri": "http://fasb.org/us-gaap/2021-01-31",
     "presentation": [
      "http://investors.chubb.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 3
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r10": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r11": {
   "Name": "Form 10-K",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "310"
  },
  "r12": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r13": {
   "Name": "Form 20-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220",
   "Subsection": "f"
  },
  "r14": {
   "Name": "Form 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "240",
   "Subsection": "f"
  },
  "r15": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r16": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r17": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r18": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r19": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "g"
  },
  "r6": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12, 13, 15d"
  },
  "r7": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r8": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r9": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001104659-22-063381-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001104659-22-063381-xbrl.zip
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M"_G6*)^:C;=D,<NYNE\J->>PMV M3[EZR=2L_U]2L^5EE1B;_P)02P,$%
M  @ &8*T5",_F?]E"0  ,'(  !,   !C8BTR,#(R,#4Q.5]D968N>&ULU9U?
M=^(V&L;O]YS]#BZ])@28=)ITLCT)27K8SB1I2*>[>\,1M@"="(E*<@+??B7_
M(;;1:\PT*-5<9(AY93UZ?K*LUY:=3S^O%C1XQD(2SLY;W:/C5H!9R"/"9N>M
MWT?MB]%@.&P%4B$6(<H9/F\QWOKY7__\1Z#_??JNW0YN"*;167#%P_:03?E/
MP2U:X+/@%\RP0(J+GX*OB,9F"[\A%(M@P!=+BA767Z05GP4G1]W^)&BW&^SW
M*V81%[\_##?[G2NUE&>=SLO+RQ'CS^B%BR=Y%/)%LQV.%%*QW.SM>'6<_4N+
M?Z*$/9V9'Q,D<:#]8O)L)<EYR]2;5?O2/^)BUND='W<[__GR>13.\0*U"3.^
MA;B5ES)[L97KGIZ>=I)O\]"MR-5$T+R.?B>7L]FS_C92FP+%X)-.^F4QE-3L
MNB!:DC.9M.0S#Y%*>LA.10$887YKYV%MLZG=[;7[W:.5C%HYI\1LP2E^P-/
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MFJFK?]+?9=O-#_,W^_26_P-02P,$%     @ &8*T5,$?>S0>#0  %*,  !,
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M>S'&M/6E)C.>>(W)1OXK&K<P:!J#::AH+0[RG\@RB!,F)YYR%=,RI %ZT]-
MJVUU7M"*G0"GCT-PYJ@&H3+*(DL'493B\!.YIZP-H;K,-#DZDRHP58U3G&B,
M@7AD6I2)+5+QSQ2SA+#PN1.,AM(T&X!5%0]%YA0A>F\@)*7</B?7#$=Q( :S
M3E":4N.7(8#9QB6)HG.*%< <?*E2ZNW3,E^1,!2/+N.H>V#1B4T3 QM6F6DJ
MG:(&M =R(R-0'N(6.L</8M7.ETX].US1VP2H8;N-H5+L+$:JPYXDR3 DXBS2
M5'ERNH.CAM(T08!5E1U%YA0U>F\@+YD<2;T;H!Q'?B],2IT=2!2;>D1RD8.
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M,'67M_K;_!OSP_R)*;WE7U!+ P04    "  9@K14G)>16A@H  "\YP$ $@
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M(VNOH^K(FH#P(! E]"'\O+N#50!\V/40?B*BYM!TK'_<FU "W)@2N*0KBN@
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M5D+'JT9%:Q:;Q89Z*!T?GQ@G^LK8/(6 S+XB9UE6X616FL5V^,=9DR+);-C
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M@PG1P1 ,.&L2R7#)Q".IN@-SC^88'I20!X!M<!:WVB3>*Z*^ !+7<.C%&,!
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M9@[\++SS*X>N-=\T>RG@20%/"GB2W,D4\&PGX.&98D%AY"0$A1 9N2@PBI(
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M,Z\A]81>N2R(E^+!J7]P6_W])1"#_P]02P,$%     @ &8*T5#"-&]=QFP
MQZP$ !4   !T;3(R,38P,SED,5]E>#,M,2YH=&WLO>ER&\>R-?I?$7J'_GSC
MV%($1$O49%G^'$%-MO;VH"O)<AS_N5$ "D")C6ZX!U+DT]]<F5G5 QJ<!)
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M__[LTXWYZ.;1G0D=:Y>0'J S\.V_95H\?_FG_'LWFI@#EXPC1X_**A&0B@B
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MGR>/S[AY<&'#O'ZTU&WSPB*<5MB6C253U:1;%NTEL743F^1IP..H_! +;)(
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MT>$9T;R/2Z6YNY;@BI6&6?Y,0M!<NGW5N$?K[2L]P1M05[&KDPE9Y3%5%+8
MIX=V*L K4P3AU4?9QB N:ZW"5)!%'TKV:_$;SY_L;>@:IZFR>$(R@F9.&X\*
M7,/#O&99.DMSS[ Z$>!VGSO&<%5)0'&$4I5RAH]HHW79U+HV*S.LU[)OR;,;
M!?AXM@5\W!C Q]7WI/WV+T4H:KJFKB2/2^7\(]6L/+$.4F]L]R67@X1/(=&_
MA0JXXJSGKG5R0S=MLO7!:H&],&T\2NOM*FM@P;.$>MHRK6S-J(GVN7.;@#)#
M\HF> '1F4?':<RY*NNS6[1Y!2N:XK<\@U?A\-]"YNS8=1U;:.]4W3:WE;(+N
M!TA3R%*]#2'JG3^+F0>\*_Z&_2E)]XDY /TX=SWCGMS:/'14LQ5@C; )(9\J
MT)P-$]JLJ,N2=FH%.IC6J6QG2-.S22'0SZT_=KHT77)_P;<J*+A-4I4#:F<C
MZLT?JZ"=[]C1%,*='DE Y_FN$BW7KF^!R2H@'_NANX2*X8YH5DB^O$*"1)/Z
MD^#%=;HYZK^!7:6_7'%XXVI6+Z?)9=+($4P;N8%3(CL=WLS)!2[\+<13,U$]
M4=G*8E#<*ZM.F0DCJC+GG.DXD\.V?LIX75(+#Y>SBS[1FW7%,8NH=UE:I/MD
M4&]6O'4=L@RJ'OQJNF11$"G(X(*O:,:I.G5"3QM",[X*1K+SW$F66Y0#RIUW
MQ.YD1/W0&IDN\K7$W;I'>C:%>V:UCL^+II&Q:8U>#2"<9UWWT8SK#\W\FN#;
M;>;D#)F3)1UL#COUZ)4G9;%!G''KG4%9F( ?8+5KS9<UY@=8%[,N@ G=]',$
M?'JXR"1"72[EW2>QV @NS%_O;RS#808=.U0J=H3K38 5M(:Z]1DN/8=3Y9XK
M"5@3C6R!)Y72#9H!7;,#/PVG?&QRK+4AL<U"V$6B("T'@>LV:HC<#92X&V3@
MKS1C$J1.R""0VJ91L;(V-(]!9@L B7PGAJG(^@:9#!"@@ZPD$0#P#YOJ46))
M9J ]6K]IQV]EQ*5':1?A4Y :I84P27&89I(=K4PN$@OS4H-^*0G7\)5 .=DP
MK 20!"/P89?@\05B!3?"9#&U%2 ;&_$\"?CAN"A]EB:Y TVN%R'[ULXX?CFJ
M2Y1>K4A=LYPTN7ESAT,$^ED03S=)JC1=]$?+>8TUU ?.[B?/=+E9-OW5>^G_
ML4,]#UP=%%5U1CV%GGSRO!L^SCO?N[%-P*-]C81%%80\#QY)$\)^LY%C#TDW
MB;F*2:=E5/]A9J^3ZYZDG58>S+U0C,N?B+?.SKJ;3!N FKX](/FN _:WUG:*
MH20JBI'\:,6285NV!B&699DOU4RXKD[\DH[^)VE?]5X;7"4MJ RI\"^;1 A_
M]95D*PT3O#:#20 59=S4EWLNQP(&2KE]7L$0(>[7K  AKN;BDADF<&GT2^-W
MWMI:=_K:I[)OX_1P)\)C&\W:M$PMU(59;5^Y((M9"R]H;T<X"0A8A):6?$UH
M@\P\N)K\3*MFR^Q6B'G0:!ZG!7;7'LWTX/Z-@C,]N+_%,ZT-GNFJ3;4E!T+^
M(EN+J\V+V[?8FC)W@=K1WI^]:.S(1GNC76IRVK-IW\1#-L)R:7$JME%B"O6:
MI1B=4QR?RXS<:ZZ#\L80U\MZM#5G1]S45T=YG"HW30V8ZZ1=8JZ<C:&C3K1/
M;R"CMPEX4T]Z\7!3;&1S:@7RB3QXKG ^Z:Z<GYHO;FKBV[?(G!RV[%'0POC6
M/1DM3S8E+P1F9U8Z\/V$QJOH06[Z8V21F'NF''%0(?&&(EK<.SNRJ+CG:Z)_
MS"2^6[.8?[R^+OE*8WI_I 70S QMX[+NF<D,;V]N5-U#A2"CWM(H3H$PRI6W
M7O:2QTJSI0" $8T>G,U@G28/7O#1;',<,>DT_4>)_#^4MLW0T2NZ0WO];@!A
M>RA2#8S=*!@G(P*LE55>'J3YZ-9*7[W7W_2$C.2$H80T2=T<&J#"$/90#L.$
M)G/[5MLRH?LTRO+GJR\]6& ,5CWTKOX7SU?#*BDYN7(G2TO&(PQ!C.V_LUC&
M A9,[*^D9>D7!H0HMV\Q$JOJ*X1VV65LVMO^ I&&<_1C6W ^EM+%<+7 UV]^
MOO,Q^E;HQ)_3G>Y&]Z('JW$D-HKSJ3'NU2[1NH?*^/\_N/]D9_>,\OGIDYW'
M6+:_4VA06  _KE!0=_\3#_\MT^<?O\WX7UD):/9QC&BYMP',E,3[L6^H4VMU
M7D-,CP"3ZK RHJ:1,>:[M:V->6,#H#T'X\A'<0(#[#)?U],?SJQ-'SW>H,#]
MN>?U-SG+]@+;KWO_M'28JBU2S:(=29&3*:;H BA27/XU"OLF1>2O.L^W%VN=
MF7 KU)T"95L 4PG('L4]X*@RT@<YG7TF@/86O8J #6RYN4'&_VKR<>2*R;QF
M989" $79NKP=VNO)GI@S]_U62>AXPRU#G(4,V7D/0 WNJ37)S6MZ^>3QF8_Y
M_9W'+B$3S"PK( Q@LY[0JE*@KJ)[%4P_L_N%>/UX>?P7LC>2'6J%+)*YF$7B
M@Q9C3Q$?*/1@&2U=/CQY=N93I*NZ(>+A_!-;PG9A4#Z?:9E*LZLM;XY!$1_U
M=&O@OW&NV9G/R@'Z2N"30\V^=WC>(@*>UTGB3''31,&SW;-K?/%7W=>^63G\
M[9*<$\^Z'&2;C.NF_)V?WO[\SF0%79!/W.RG[]_^?+<7?@02!9I' &LC=(AP
MWZ%U3,<&>,!42B510CE%;E>&=.=XY\5.](<93)#PO3LO/DQ26!?G(9Z(DE"-
M#$X<Y\?90D$,,2OWBQ*D#AJ1A5"2(<O #EU6R'0X#_VBRFRK=$2(EKOQ65^O
MJ9UKEBN[GCTY\Q&7;; AHNO<\_J*[=V05I [O:@NF2HYQ<!F^@18(L-]YG0+
M,XBYD&U+FU9JD@Z=(J<!01JR(V-0"<1Q/Q9O7).4 8) U\<,;$:+.W]C/6G
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M70LNZR">BAE:@.J=88_.LG1@AR7$?:V.@63V(*4]-% &><_PP&P(;B:A+H0
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M8SQYV;MCSL<E=V@X5=H6B^Q-8NIJND8=*!W&JAHSVCGZ-^T@Z4O;[(/K[[&
M2@%<L(?65]<:D,TB@8M,+_<.D1X<+F_=]LDF5+*>:7,.4 F6+9-X\J<7/[]8
MTD9Y-4?5+J5Z%^T Y"=[TD'<W-7ZV*D;VRNVXGWTU4N[S!NL2_7W#\MYP2#1
M8 WY7^T'Z5BM;DQA[$6MDO5KI*T'ZM6"A@M@1['260"D)6XL5"4/^>4I;HV[
M*="'N_?K/HYPDNQ-BWQH2@8AAZYKW,<A^H^99#W0HB!>5(#:BONHO:,)DW6E
M:JS/?"M1WZ'KVC1ZC?3?L"*8ED>C]3:MLS:ZZ&KK\#>/Z1"W0A7\5 8^7DGO
MGM4;99=>_KZD4__:]S^'=?,RK9J_;L_]59W[P VSL"T"]V?+&47X$#XIG7+U
M8H5L!60Q^%+Z.%2<6&!1.;*&CG@)IRDOTI0I#_O"*S/C8RYM(/"WI_&2T91)
MH>369$][PY=[+D@3I.QHOOG">WO/WP35_[,TYX9'5V;?G@K(/Q/:_LG-0ML_
MN>9H^_J:S&)7W/M@Q_ 7_5(\D)M5M^H4,O5--"=9&C:YG/*%D/\ZQ+]= G#N
MH[(0Y=^H!H")6C-BSW[[MKDKK[#;<A9+^=>O?PAMG$5 KJ6)]/Y=_WZ\;_-K
MT.H;,H63.%)]$4(L5B3(Y4X-A>.B=VHNHCMH4MCN*T^R,F5$IYN:EV)ERF 0
M!FC.BQNM@995.9_&,<C]F.-)FZK1%WAB@;XB;KBSP;MDX[=Y_^X&#WXA5[68
M;&P[5?;8Z9F*!AW>N4U!&<KI]N!234$>96!!K)$1<G.Q)&5>6,?YNL(V3IJW
MZ;:*ZSJ=Y^T$MA-8^@2VHJ)CF0:;K#D7!4?WJ^!U(6R;N8W[TJUUQ+;M/,/_
M0GY_Y:$6OFGZBTF>P=NL5J#=SVRA?-#/ ](KA\V;H05>H934Z)S7&J=)CLNQ
MU6AMQGGHC7T7&R\P-OHDG"U<R&%="W9^&X_(@$.? $E]@S:ZZA5PIA8!W*U.
M>[.BV^D'.Z"#0&:?#.1PDE9-3Q-K?8S1J 6[V(#=VG?7_JQM)["=P-:^NXQE
M&FZR5GLC9E4<:\AP.!^E0^2233B$ZX1<I0:GQ[=&>55^T5Y'W$5#0W@3K9G)
M[W'>?%0FW-VCUG6O(]ZI!;)Y&J%109((Z7O+M,/]2?5*1^(JK,IAS+D JL0W
MSQG6K&Q-D$P$1+,\L2/<FQBR@P6]O/M$T,N[H'WNQ];UBWJ)[M8,W1[8BPW^
M[4C#A_5PGK8?,0?&Q;YE,="/+BGYO]%'Q(<FT<RI63@1;$@.!9KJM@,SX[LQ
M$PX'!XW$(7$_[M:,D>A]09_#]FT$)A[N)U7@6"T(H8K)K,8MATG1LX3,7!]]
M)?\Q#*0*A'9&/V4<&@)]+I3!='>EYC%S45]P<S/6W"#!RLRHX=0*W'PW>OFG
M\.B3EWE@ARLSF.>V#*##7@&^6MV6;'!&K4XV+ #TK&HN#Z_19)Y<H[EL-]DY
M)G.)XN7EGX ]_/%_O]F] .;A*K1?A<?%%!X\D]5;]/__H0$HC<+0C9E?&3;H
M*QO;L:G =Y>ZCY:\&G6H7]<\-O4-5P#,4][Q7W'AIJ;0V)S8%]Q=<_%;O@[Z
M>^/EZ78"VPFL]02V4J*-OM[@U[LHC>E#6G_V07#HBD[&B#P]=-9S2W 7[RC0
M#ON 6-7$*]?[<"Z3^Q2Z8CYN)J-A?N/J7M(34=ACN$LM'-48+7?WDC'4F4V
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M2)O@TTBN]$FT1[F)(9SA>PYH+P*K+XC[6JG_S/"_"H'%I2# &CE4"9,$.;3
ML>75^C>>BF2'D0X8WY,805:D.#J!P.315IRLA3@Y1VA=2E[H#$ZDT+(RIMFV
M5K.Z5M ]),6RKS86M"__M8_L5AK'M4;H9%"J,3B:0^Y#-"3S).3S/H1&VD^6
M<36C$R*)!&1"(@W")Q,H0B#?S-GVG!^,3%7,VK&Z%P5G0\#EA(2,3Z\$DS_A
M$%AQ+%]60%I0,HUI/H-]-7C7('WR&^IRU(9)BG;9YY M!;)H4O]"^:^!OM+*
MMM#"<#;60#;=YJ \W0!+?2]Q&4RG*-2" @>?*CMP \1/8&LZE*BS039/@.F
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M+S]'KNDU>84^?#W4,]330K< &>%#U=3J<QZZ!UV1;B9WW=Y=68SYW&MQSA]
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M+3(P,C(P-3$Y+GAS9%!+ 0(4 Q0    ( !F"M%0C/YG_90D  #!R   3
M          "  3$$  !C8BTR,#(R,#4Q.5]D968N>&UL4$L! A0#%     @
M&8*T5,$?>S0>#0  %*,  !,              ( !QPT  &-B+3(P,C(P-3$Y
M7VQA8BYX;6Q02P$"% ,4    "  9@K14YPGL[:4(  "T;   $P
M    @ $6&P  8V(M,C R,C U,3E?<')E+GAM;%!+ 0(4 Q0    ( !F"M%2<
MEY%:&"@  +SG 0 2              "  >PC  !T;3(R,38P,SED,5\X:RYH
M=&U02P$"% ,4    "  9@K14,(T;UW&;  #'K 0 %0              @ $T
M3   =&TR,C$V,#,Y9#%?97@S+3$N:'1M4$L%!@     &  8 @P$  -CG
!  $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
