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Note 23 - Liabilities under reinsurance and insurance contracts - Technical Reserves by type of insurance product (Details) - EUR (€) € in Millions | Dec. 31, 2017 | Dec. 31, 2016 | Dec. 31, 2015
--- | --- | --- | ---
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | € 9,223 | € 9,139 | € 9,407
Mathematical reserves [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 7,961 | 7,813 | 8,101
Provision for unpaid claims reported [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 631 | 691 | 697
Provisions for unexpired risks and other provisions [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 631 | 635 | 609
Individual Life Insurance [Member] | Savings [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS | [1] | 4,391 | 3,943 | 3,756
Individual Life Insurance [Member] | Risk [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 967 | 848 | 526
Individual Life Insurance [Member] | Others [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 1 | 0 | 12
Individual Life Insurance [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 5,359 | 4,791 | 4,294
Goup Insurance [Member] | Savings [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS | [2] | 2,455 | 2,801 | 3,345
Goup Insurance [Member] | Risk [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 147 | 221 | 462
Goup Insurance [Member] | Others [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 0 | 0 | 0
Goup Insurance [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | € 2,601 | € 3,022 | € 3,807
[1] | (1) Provides coverage in the event of death or disability.
[2] | (2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees .

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- Definition The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Insurance contracts [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 4 -IssueDate 2016-01-13 -Paragraph 37 -Subparagraph b -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2016-03-30&anchor=para_37_b&doctype=Standard -URIDate 2016-03-31 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 4 -IssueDate 2016-01-13 -Paragraph 37 -Subparagraph e -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2016-03-30&anchor=para_37_e&doctype=Standard -URIDate 2016-03-31 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 4 -IssueDate 2016-01-13 -Paragraph IG20 -Subparagraph a -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2016-03-30&anchor=para_IG20_a&doctype=Implementation%20Guidance -URIDate 2016-03-31 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 4 -IssueDate 2016-01-13 -Paragraph IG37 -Subparagraph a -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2016-03-30&anchor=para_IG37_a&doctype=Implementation%20Guidance -URIDate 2016-03-31 + Details
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