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Note 23 - Liabilities under reinsurance and insurance contracts (Tables) | 12 Months Ended
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Dec. 31, 2017
Liabilities Under reinsurance and insurance contracts |
Technical Reserves by type of insurance product |
Technical Reserves by type of insurance product (Millions of euros)
| 2017 | 2016 | 2015
Mathematical reserves | 7,961 | 7,813 | 8,101
Individual life insurance (1) | 5,359 | 4,791 | 4,294
Savings | 4,391 | 3,943 | 3,756
Risk | 967 | 848 | 526
Others | 1 | - | 12
Group insurance (2) | 2,601 | 3,022 | 3,807
Savings | 2,455 | 2,801 | 3,345
Risk | 147 | 221 | 462
Provision for unpaid claims reported | 631 | 691 | 697
Provisions for unexpired risks and other provisions | 631 | 635 | 609
Total | 9,223 | 9,139 | 9,407
(1) Provides coverage in the event of death or disability. (2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees.
Cash flows of Liabilities under Reinsurance and reinsurance contracts |
Maturity (Millions of euros)Liabilities under Insurance and Reinsurance Contracts
| Up to 1 Year | 1 to 3 Years | 3 to 5 Years | Over 5 Years | Total
2017 | 1,560 | 1,119 | 1,502 | 5,042 | 9,223
2016 | 1,705 | 1,214 | 1,482 | 4,738 | 9,139
2015 | 1,652 | 1,397 | 1,495 | 4,863 | 9,407
Key assumptions mathematical reserves |
Mathematical Reserves
| Mortality table | Average technical interest type
| Spain | Mexico | Spain | Mexico
Individual life insurance (1) | GRMF 80-2 GKM 80 / GKMF 95 PERMF 2000 PASEM | Tables of the Comisión Nacional de Seguros y Fianzas 2000-individual | 0.26%-3.27% | 2.50%
Group insurance(2) | PERMF 2000 | Tables of the Comisión Nacional de Seguros y Fianzas 2000-grupo | Depending on the related portfolio | 5.50%
(1) Provides coverage in the case of one or more of the following events: death and disability. (2) Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.

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