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Note 7 - Risk Management - Reconciliation Of Changes In Impairment (Details) - EUR (€)
€ in Millions

12 Months Ended

Dec. 31, 2018

Dec. 31, 2017

Dec. 31, 2016

Risk Management Abstract

Financial Assets at the beginning

€ 20,590

€ 23,877

€ 26,103

Increase Decrease In Financial Assets Abstract

Additions Of Impaired Assets

9,792

10,856

11,133

Decrease Of Impaired Assets

^[1]

(6,909)

(7,771)

(7,633)

Net Additions Of Impaired Assets

2,883

3,085

3,500

Decrease Through Write off Financial Assets

(5,076)

(5,758)

(5,592)

Increase Decrease Through Foreign Exchange And Other Movements Financial Assets

(1,264)

(615)

(134)

Financial Assets at the end

€ 17,134

€ 20,590

€ 23,877

[1]

(*) Reflects the total amount of impaired loans derecognized from the consolidated balance sheet throughout the year as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 19 and 20 to the Consolidated Financial Statement for additional information).

- Definition

The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity’s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity’s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity’s own equity instruments. For this purpose the entity’s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity’s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]

+ References + Details