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Note 7 - Risk Management - Impairment Losses Reconciliations I (Details)
€ in Millions
12 Months Ended
Dec. 31, 2018
EUR (€)
Stage 1 [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) € (2,237)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 208
Transfers from Stage 2 to Stage 1 (not credit impaired) (125)
Transfers To Stage 3 55
Transfers from Stage 3 to Stage 1 or 2 (7)
Changes without transfers between stages 358
New financial assets originated (1,072)
Purchased 0
Disposals 2
Repayments 641
Writte-offs 13
Changes in model 0
Foreign Exchange (84)
Derecognition 5
Decrease through other that do not result in derecognition 3
Other impairment losses 135
Closing Balance (under IFRS 9) (2,106)
Stage 1 [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (20)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages (7)
New financial assets originated (3)
Purchased 0
Disposals 0
Repayments 5
Writte-offs 0
Changes in model 0
Foreign Exchange 2
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses (5)
Closing Balance (under IFRS 9) (28)
Stage 1 [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (200)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 14
Transfers from Stage 2 to Stage 1 (not credit impaired) (8)
Transfers To Stage 3 1
Transfers from Stage 3 to Stage 1 or 2 (3)
Changes without transfers between stages 14
New financial assets originated (102)
Purchased 0
Disposals 0
Repayments 47
Writte-offs 0
Changes in model 0
Foreign Exchange 11
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses (6)
Closing Balance (under IFRS 9) (232)
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Financial Assets At Amortised Cost Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (1,827)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (930)
Transfers from Stage 2 to Stage 1 (not credit impaired) 619
Transfers To Stage 3 282
Transfers from Stage 3 to Stage 1 or 2 (126)
Changes without transfers between stages (53)
New financial assets originated (375)
Purchased 0
Disposals 3
Repayments 432
Writte-offs 14
Changes in model 0
Foreign Exchange 72
Derecognition 10
Decrease through other that do not result in derecognition (8)
Other impairment losses 133
Closing Balance (under IFRS 9) (1,753)
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (1)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 0
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 1
Closing Balance (under IFRS 9) 0
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Loan commitments and financial guarantees Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (135)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (84)
Transfers from Stage 2 to Stage 1 (not credit impaired) 65
Transfers To Stage 3 4
Transfers from Stage 3 to Stage 1 or 2 (3)
Changes without transfers between stages 12
New financial assets originated (32)
Purchased 0
Disposals 0
Repayments 58
Writte-offs 0
Changes in model 0
Foreign Exchange 1
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses (13)
Closing Balance (under IFRS 9) (127)
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Financial Assets At Amortised Cost Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (525)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (218)
Transfers from Stage 2 to Stage 1 (not credit impaired) 50
Transfers To Stage 3 564
Transfers from Stage 3 to Stage 1 or 2 (68)
Changes without transfers between stages (260)
New financial assets originated (244)
Purchased 0
Disposals 0
Repayments 118
Writte-offs 2
Changes in model 0
Foreign Exchange (93)
Derecognition 25
Decrease through other that do not result in derecognition 1
Other impairment losses 20
Closing Balance (under IFRS 9) (628)
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) 0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 0
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 0
Closing Balance (under IFRS 9) 0
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Loan commitments and financial guarantees Member | Not credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (84)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (11)
Transfers from Stage 2 to Stage 1 (not credit impaired) 1
Transfers To Stage 3 16
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 6
New financial assets originated (20)
Purchased 0
Disposals 0
Repayments 24
Writte-offs 0
Changes in model 0
Foreign Exchange (2)
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 10
Closing Balance (under IFRS 9) (60)
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (9,371)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 (2,127)
Transfers from Stage 3 to Stage 1 or 2 333
Changes without transfers between stages (3,775)
New financial assets originated 0
Purchased 0
Disposals 110
Repayments 1,432
Writte-offs 4,433
Changes in model 0
Foreign Exchange 343
Derecognition 98
Decrease through other that do not result in derecognition (362)
Other impairment losses 1,111
Closing Balance (under IFRS 9) (7,777)
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (14)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 16
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition (11)
Other impairment losses 8
Closing Balance (under IFRS 9) 0
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (285)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 (48)
Transfers from Stage 3 to Stage 1 or 2 20
Changes without transfers between stages 35
New financial assets originated 0
Purchased 0
Disposals 1
Repayments 73
Writte-offs 0
Changes in model 0
Foreign Exchange 6
Derecognition 0
Decrease through other that do not result in derecognition (32)
Other impairment losses 13
Closing Balance (under IFRS 9) (217)
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) 0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 0
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 0
Closing Balance (under IFRS 9) 0
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) 0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 0
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 0
Closing Balance (under IFRS 9) 0
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Credit impaired  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) 0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 0
New financial assets originated 0
Purchased 0
Disposals 0
Repayments 0
Writte-offs 0
Changes in model 0
Foreign Exchange 0
Derecognition 0
Decrease through other that do not result in derecognition 0
Other impairment losses 0
Closing Balance (under IFRS 9) 0
Total [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Total [Member]  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (13,960)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (940)
Transfers from Stage 2 to Stage 1 (not credit impaired) 544
Transfers To Stage 3 (1,226)
Transfers from Stage 3 to Stage 1 or 2 132
Changes without transfers between stages (3,730)
New financial assets originated (1,692)
Purchased 0
Disposals 115
Repayments 2,623
Writte-offs 4,461
Changes in model 0
Foreign Exchange 239
Derecognition 138
Decrease through other that do not result in derecognition (366)
Other impairment losses 1,399
Closing Balance (under IFRS 9) (12,264)
Total [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Total [Member]  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (35)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) 0
Transfers from Stage 2 to Stage 1 (not credit impaired) 0
Transfers To Stage 3 0
Transfers from Stage 3 to Stage 1 or 2 0
Changes without transfers between stages 9
New financial assets originated (3)
Purchased 0
Disposals 0
Repayments 5
Writte-offs 0
Changes in model 0
Foreign Exchange 2
Derecognition 0
Decrease through other that do not result in derecognition (11)
Other impairment losses 4
Closing Balance (under IFRS 9) (28)
Total [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Total [Member]  
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items  
Opening Balance (under IFRS 9) (704)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract  
Transfers from Stage 1 to Stage 2 (not credit impaired) (81)
Transfers from Stage 2 to Stage 1 (not credit impaired) 58
Transfers To Stage 3 (27)
Transfers from Stage 3 to Stage 1 or 2 14
Changes without transfers between stages 67
New financial assets originated (154)
Purchased 0
Disposals 1
Repayments 202
Writte-offs 0
Changes in model 0
Foreign Exchange 16
Derecognition 0
Decrease through other that do not result in derecognition (32)
Other impairment losses 4
Closing Balance (under IFRS 9) € (636)