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Note 23 - Assets and Liabilities under reinsurance and insurance contracts - Technical Reserves by type of insurance product (Details) - EUR (€) € in Millions | Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
--- | --- | --- | ---
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | € 9,834 | € 9,223 | € 9,139
INSURANCE OR REINSURANCE ASSETS |  | 366 | 421 | 447
Mathematical reserves [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 8,504 | 7,961 | 7,813
Individual Life Insurance [Member] | Savings Accounts [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 5,180 | 4,391 | 3,943
Individual Life Insurance [Member] | Risk Member |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 1,021 | 967 | 848
Individual Life Insurance [Member] | Others [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 0 | 1 | 0
Individual Life Insurance [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS | [1] | 6,201 | 5,359 | 4,791
Group Insurance [Member] | Savings Accounts [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 2,210 | 2,455 | 2,801
Group Insurance [Member] | Risk Member |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 93 | 147 | 221
Group Insurance [Member] | Others [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 0 | 0 | 0
Group Insurance [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS | [2] | 2,303 | 2,601 | 3,022
Provision for unpaid claims reported [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 662 | 631 | 691
Provisions for unexpired risks and other provisions [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | 668 | 631 | 635
Total [Member] | Total [Member] |  |  |  |
Technical reserves by type of insurance product |  |  |  |
LIABILITIES UNDER INSURANCE CONTRACTS |  | € 9,834 | € 9,223 | € 9,139
[1] | (1) Provides coverage in the event of death or disability.
[2] | (2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees .

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