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Note 40 - Fee and commission income and expenses | 12 Months Ended
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Dec. 31, 2018
Fee And Commission Income Expenses |
Fee and commission income and expenses | 40. Fee and commission income and expense The breakdown of the balance under these heading in the accompanying consolidated income statements is as follows:
Fee and Commission Income (Millions of euros)
| 2018 | 2017 | 2016
Bills receivables | 39 | 46 | 52
Demand accounts | 451 | 507 | 469
Credit and debit cards | 2.900 | 2.834 | 2.679
Checks | 194 | 212 | 207
Transfers and other payment orders | 605 | 601 | 578
Insurance product commissions | 171 | 192 | 178
Commitment fees | 223 | 231 | 237
Contingent risks | 390 | 396 | 406
Asset Management | 1.023 | 923 | 839
Securities fees | 325 | 385 | 335
Custody securities | 122 | 122 | 122
Other fees and commissions | 689 | 700 | 701
Total | 7.132 | 7.150 | 6.804
The breakdow n of fee and commission expense under these heading in the accompanying consolidated income statements is as follows:
Fee and Commission Expense (Millions of euros)
| 2018 | 2017 | 2016
Credit and debit cards | 1.502 | 1.458 | 1.334
Transfers and other payment orders | 96 | 102 | 102
Commissions for selling insurance | 48 | 60 | 63
Other fees and commissions | 607 | 610 | 587
Total | 2.253 | 2.229 | 2.086

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