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Note 43 - Insurance and reinsurance contracts income and expenses | 12 Months Ended
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Dec. 31, 2019
Insurance and Reinsurance Contracts Income and Expenses |
Other operating income and expenses on Insurance and reinsurance contracts | 43. Income and expense from insurance and reinsurance contracts The detail of the headings “Income and expense from insurance and reinsurance contracts” in the accompanying consolidated income statements is as follows:
Other operating income and expense on insurance and reinsurance contracts (Millions of Euros)
|  | 2019 | 2018 | 2017
Income on insurance and reinsurance contracts |  | 2,890 | 2,949 | 3,342
Expense on insurance and reinsurance contracts |  | (1,751) | (1,894) | (2,272)
Total |  | 1,138 | 1,055 | 1,069
The table below shows the contribution of each insurance product to the Group´s income for the years ended December 31, 2019, 2018 and 2017:
Income by type of insurance product (Millions of Euros)
| 2019 | 2018 | 2017
Life insurance | 631 | 682 | 604
Individual | 477 | 486 | 346
Savings | 116 | 56 | 38
Risk | 361 | 430 | 308
Group insurance | 154 | 196 | 258
Savings | 26 | 39 | (4)
Risk | 127 | 157 | 263
Non-Life insurance | 508 | 373 | 464
Home insurance | 90 | 110 | 118
Other non-life insurance products | 418 | 263 | 346
Total | 1,138 | 1,055 | 1,069

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