<SEC-DOCUMENT>0001193125-20-316810.txt : 20201214
<SEC-HEADER>0001193125-20-316810.hdr.sgml : 20201214
<ACCEPTANCE-DATETIME>20201214142658
ACCESSION NUMBER:		0001193125-20-316810
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20201214
FILED AS OF DATE:		20201214
DATE AS OF CHANGE:		20201214

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
		CENTRAL INDEX KEY:			0000842180
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			U3
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10110
		FILM NUMBER:		201385864

	BUSINESS ADDRESS:	
		STREET 1:		CALLE AZUL 4
		CITY:			MADRID
		STATE:			U3
		ZIP:			28050
		BUSINESS PHONE:		011 34 91 537 8172

	MAIL ADDRESS:	
		STREET 1:		CALLE AZUL 4
		CITY:			MADRID
		STATE:			U3
		ZIP:			28050

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO BILBAO VIZCAYA ARGENTARIA S A
		DATE OF NAME CHANGE:	20000505

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO BILBAO VIZCAYA S A
		DATE OF NAME CHANGE:	19991103
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>d58136d6k.htm
<DESCRIPTION>6-K
<TEXT>
<HTML><HEAD>
<TITLE>6-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES SECURITIES AND
EXCHANGE </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>WASHINGTON, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM <FONT
STYLE="white-space:nowrap">6-K</FONT> </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>REPORT OF
FOREIGN ISSUER PURSUANT TO RULE <FONT STYLE="white-space:nowrap">13a-16</FONT> OR <FONT STYLE="white-space:nowrap">15d-16</FONT> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>UNDER THE SECURITIES EXCHANGE ACT OF 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the month of December, 2020 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission file number: <FONT STYLE="white-space:nowrap">1-10110</FONT> </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>BANCO BILBAO VIZCAYA ARGENTARIA, S.A. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of Registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>BANK BILBAO
VIZCAYA ARGENTARIA, S.A. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Translation of Registrant&#146;s name into English) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Calle Azul 4, </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>28050
Madrid </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Spain </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address of principal executive offices) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether
the registrant files or will file annual reports under cover of Form <FONT STYLE="white-space:nowrap">20-F</FONT> or Form <FONT STYLE="white-space:nowrap">40-F:</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Form <FONT STYLE="white-space:nowrap">20-F&nbsp;&nbsp;&#9746;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>
Form <FONT STYLE="white-space:nowrap">40-F&nbsp;&nbsp;&#9744;</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark if the registrant is submitting the Form <FONT
STYLE="white-space:nowrap">6-K</FONT> in paper as permitted by Regulation <FONT STYLE="white-space:nowrap">S-T</FONT> Rule 101(b)(1): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Yes&nbsp;&nbsp;&#9744;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;&#9746; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark if the registrant is submitting the Form <FONT STYLE="white-space:nowrap">6-K</FONT> in paper as permitted by Regulation <FONT
STYLE="white-space:nowrap">S-T</FONT> Rule 101(b)(7): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Yes&nbsp;&nbsp;&#9744;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;&#9746; </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g58136g62o72.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Banco Bilbao Vizcaya Argentaria, S.A.</B> (BBVA), in accordance with the provisions of Securities Market Legislation,
hereby communicates the following: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>INSIDE INFORMATION </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Further to the relevant event published on April&nbsp;27, 2020, you are hereby informed that, on the date hereof, and after obtaining the required
authorizations, BBVA Seguros, S.A. de Seguros y Reaseguros (<B>BBVA Seguros</B>&#148;) has transferred to Allianz, Compa&ntilde;&iacute;a de Seguros y Reaseguros, S.A. (&#147;<B>Allianz</B>&#148;), half plus one share in BBVA Seguros Generales,
Compa&ntilde;&iacute;a de Seguros y Reaseguros, S.A. (1) (&#147;<B>BBVA Seguros Generales</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">BBVA Seguros has received in respect of the sale of
that interest an aggregate sum amounting approximately to 274&nbsp;million euros. In addition, as reported in the relevant event dated April&nbsp;27, 2020, Allianz shall pay to BBVA Seguros, if applicable, a variable price of up to 100&nbsp;million
euros related to achieving specific business goals and attaining certain milestones included in the integration plan agreed by the parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Excluding the
variable price, it is estimated that the transaction will generate a profit net of taxes amounting to approximately 300&nbsp;million euros, and that the positive impact on the fully loaded CET1 ratio of BBVA group will be approximately 7 basis
points. These impacts will be reflected in the 2020 <FONT STYLE="white-space:nowrap">year-end</FONT> financial statements of the BBVA group. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Madrid, December&nbsp;14, 2020. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Under the agreement signed with Allianz, BBVA Seguros Generales is the company to which BBVA Seguros previously
contributed all the assets and liabilities associated with the <FONT STYLE="white-space:nowrap">non-life</FONT> insurance business owned by BBVA Seguros, excluding the health insurance line. </P></TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned, thereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>Banco Bilbao Vizcaya Argentaria, S.A.</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: December&nbsp;14, 2020</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By: /s/ Victoria del Castillo Marchese</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name: Victoria del Castillo Marchese</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title: Global Head of Strategy&nbsp;&amp; M&amp;A</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g58136g62o72.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g58136g62o72.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MX-':91>S1F58]PSM'MG/8]NU5ROEYNA/,KV-"I*"@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H Y?QYXN;P7H,6HK9B[:6X6 (7V 95FSG!_N_K6M&G[
M25C.I/D5SSG_ (7W=?\ 0OQ?^!)_^)KJ^J+N<_UE]@_X7W=?]"_%_P"!)_\
MB:/JB[A]9?8M6?QZA9U6]T!T3/+0W 8_]\E1_.D\(^C&L3W1ZMH^L66NZ7!J
M.GS"6WF&0>X/<$=B/2N.47!V9U1DI*Z.;^(/CIO!%K8R1V NWNG9<-)L"A0/
M8YZUK1I>U;U,ZM3V9P?_  ONZ_Z%^+_P)/\ \371]47<P^LOL'_"^[K_ *%^
M+_P)/_Q-'U1=P^LOL7]/^/-E)(JZCHDT"]WAF$GZ$#^=2\(^C*6)75'H>K^(
M1:^$+C7M+C34$CA\Y%5\!U[\@'H,G\*YHPO/EEH;RE:/,CA_"GQEAUW7X-,U
M#3DL4N/ECF$VX!^P.0.O3ZXK>IAN6-T[F,*_,[-'JE<ATA0!FZ_K,'A_0;S5
M;@;H[:,OMSC<>@7/N<"JA%SDHHF4N57/./#?Q?U#Q)XBL]*MO#\8,[X9OM)^
M1!RS?=[ &NJ>&4(N39A"NY2LD>HW]];Z9I]Q?73[+>WC:1V] !DUR)-NR.AN
MRNSY:U3QAJ%WXWF\36LKP7'G;X<G.Q!P%/MMX/KS7KQII0Y&><YMRYD?3NB:
MM;Z[HMIJ=JP,5Q&'P#G:<<J?<'C\*\F47&33/0C)25T:%24% !0 4 % !0 4
M % !0 4 % !0 4 % !0 4 % 'F/QT_Y$FR_[""?^BY*Z\)\;]#GQ'PG+?!OP
MSHVO6^KR:KI\=VT+1K'YF?E!#9_D*UQ-24+<K,J$(RO='J'_  KOPA_T +7\
MC_C7)[:IW.GV4.QPWQ+^&NA6'ANZUS2XC936H4M$AS'("P'0]#SV_*NBA7DY
M<LC&K2BH\R*/P%NI1>ZS9[B83'')MSP&!(S^1_056+6B9.&>K1=^/?\ QY:'
M_P!=)?Y+4X3=E8G9$/P@\):#KGA6[O-3TR*ZG6\:,-)DX4(A _-C3Q-249))
MBH0C*-VCT#_A7?A#_H 6OY'_ !KF]M4[F_LH=CRWXM^!='\.VEKJNDQM;">;
MRI( V4^Z3D9Y'0^W3I79AZLIOED<U:G&*NCH?@5<R2^'=4M'.Z**X#*#SC<O
M(_\ ':RQ:M),TP[]UH\Q^(/AE_"WBRZMTA:.RF8RVK=BAYP/]T\?A[UUT:G/
M"_4YZL.25CZ \!^*(O%?A:VO P%U$/*N4_NN!U^AZ_C7FUJ?LY6.VG/GC<Z:
MLC0\-^-WB@7-[;>'K6=6BM_WMR%/_+3^%3]!S^(]*]#"T[+G9QXB=WRHV_@Q
MX/\ [/TX^)+K(N+Q"D"?W8LCYOJ2/R'O6>)J7?(NA="%ES,C^-GBIK.PA\.6
MQ7==KYMP<\J@;Y1^)!_+WHPM.[YV+$3LN5'F-MX'U2Y\$7'BA5(MHGPL>W+.
M@.&<>P/\CZ5UNK%3Y#G5-N',=M\$O%,5G>7'AVY;:+IO.MR3QO PR_B #^'O
M6&*IW7.C;#SL^5GN=>>=@4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 >8
M_'3_ )$FR_[""?\ HN2NO"?&_0Y\1\)Y9X)\?WO@E;Q+:SAN8[K:6$A((*YQ
M@CZUUU:*J6N<U.HX;'6?\+YU/_H"VO\ W\:L?JD>YK]9?8Y7Q7\2M=\66YM)
MVCM;$XW6\ (#X.1N)Y//X<=*VIT(T]5N93JRGH>H_!71K"S\.3:E!>1W-Y=L
M!,J'_4A<X0CKGG)_#'J>3%2;E9G3AXI1N9GQ[_X\M#_ZZ2_R6JPF[)Q.R.(\
M&?$N^\&:5-I]O807,4LQFW.Q!!*@$<=OE%=%6@JCNV8TZK@K'1_\+YU/_H"V
MO_?QJR^J1[FGUE]CBO%GCG6/&,L?]H/'';Q',<$*X53Z\\D_4UO3I1I[&,ZD
MI[GN/PHT:PTKP9%)9WD5Y)=MYLTL9X#8'R>HP/7G.:X,1)RGJCLHQ48Z!\4O
M"4OBGPP&LT#7]DQEB7NZX^9!]>#]5%&'J<DM=F%:'/'0\J^$?B>30_%D>G2O
M_H6I$1,I_AD_@;\^/Q]JZ\13YH7ZHYJ$^65NY[SXCU^S\,Z'<:I>D^7$,*@Z
MNQZ*/K7GP@YRY4=LI*"NSYH\-Z7<^-/&\%O<%I#=SF:Z<=0N=SG/;T^I%>K.
M2I0NCSX)SD?3MS<:?X=T-YI-MM864/11PB*. !^@%>2DYRMU9Z#:BCY?_P!.
M\=>-P#(3<ZC<8#/SL7_!5'Z5ZVE*'H>=K4GZGU#8:19Z=HD&D11!K.*$0[&&
M=RXP<^N>_P!:\ER;ES'HJ*2L?,?B/2M0\"^-'2(F&2WE\^TD'.4W'8?TP1[&
MO5A)58'GRBZ<CZ1\*^(8/%'AVUU6!2GFKB1#_ XX8?GT]L5Y=2#A+E9WPES1
MN;-06% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 >8_'3_D2;+_L()_Z+DKK
MPGQOT.?$?"<[\$]$TK5;;6)-1TVUO&C>((;B%9-H(;.,CBM,5.46K,SP\4[W
M1ZM_PA_AC_H7-*_\ H_\*Y/:3[LZ>2/8Y_Q5\,_#FJ:1=-::;!8WJ1EHI;=?
M+ 8#(RHX(_"M*=><6KO0B=*+6B/)?A'K,VE^.[6W4_N+\&"1?PRI^N0/S-=F
M(CS4[]CEH2M.QV?Q[_X\M#_ZZ2_R6L,)NS;$[(=\&?#^C:IX2O+G4-*L[N87
MK('G@60A0B$ 9!QR31B9RC-),*$8N.J/1?\ A#_#'_0N:5_X!1_X5S>TGW9O
MR1['%_$+X:Z%+X<OM3TVSCL+NSB>?]PNU'51DJ5Z#@=16]&O)247J95:4>6Z
M.-^".LSVOBB?2=V;:\B+[2>CIR"/PS^GI6V*BG'F[&6'E:5CZ KSCM/FCXH^
M%QX7\6F6U9A:WV;B+C'EMN.Y1]#@CV(KU</4YX:]#SZT.26A3\5>/;_Q7HVE
M:?=1;/L*?O)-^XSO@#>1CCC/YFG3HJFVUU%.HYI)GK7P;\+MH_AM]5N8]MUJ
M.&4,N&6(?=_/K],5QXFIS2Y5T.FA#EC=]3 ^-?BY6$?A>U()!6:Z8'H>JI_)
MC^%:86G]MD8B?V43_!#PRL=I=>(KF$B61C#;%AT7^)A]3QGV-+%3UY$/#PTY
MF>PUQ'4>:?&3PLNK>'1K4.1=::I)4#[\9(S^77\ZZL-4Y9<O<YZ\+QOV.*^"
M_B>33O$#:%/*!:7V6C#'&V4#C'U Q[D"M\53O'F70RH3L^4^@*\X[0H * "@
M H * "@ H * "@ H * "@ H * "@#S'XZ?\ (DV7_803_P!%R5UX3XWZ'/B/
MA."^&'CW2_!L6I1:E!<N+ED9&@56QMSD')'K717HRJ6L84:BA>YZ!_PO#PM_
MS[:E_P!^4_\ BZYOJL_(W^L0,/Q-\;+2[TFYL]$L+E9IT,?GW&U=F>"0 3DX
M^E:4\*T[R9$\0FK1,#X,>'I=2\5_VLZ,+73U)W=FD88"_D2?P'K6F)GRPY>Y
M%"-Y7['2_'O_ (\M#_ZZ2_R6LL)NS3$[(P_AI\1]'\(>'KG3]1@NWEDNFF5H
M45A@JHQRPY^6M*]"525T12JQA&S.R_X7AX6_Y]M2_P"_*?\ Q=8?59^1K]8@
M<GXW^,,>MZ/-I6BVDT$5PI2::X #%#U4 $XSZYK:EAN5\TC*I7YE:)-\#O#L
MLFH77B&9"L$2&"$]-S'&X_@./Q]J6*G9* \/'7F/<:X#L.3^(GA=?%'A.X@C
MAWWUN#+:D'!W#JOXC(_+TK:C4Y)^1E5ASQ/!/ GA&7Q;XF2Q?*6L'[RZ;H0@
M.,#W)X_7M7HU:GLXW.*G#GE8^HQ'Y-L(K=%78FV-3P!@<#Z5Y/74]+;8\(OO
MA%XPUG69K_4+G3Q)<REY765CC)YP-O;L*]!8FG&-D<3H3D[L]SL;.'3M/MK*
MW7;!;QK$@]%48'\J\]N[NSL2LK(L4AC)H8[B"2"9 \4BE'5NC C!%"=@W/"M
M6^"NMQ:W/+HD]LMD)-]N9)F#H.N#QV/?VKT(XJ/+[VYQ2P\K^Z>X6(N1I]L+
MTH;L1+YQ3[N_'S8]LYK@=KZ'8KVU+%(84 % !0 4 % !0 4 % !0 4 % !0
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..Q]*$VM@<(RW1)2*/_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
