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Note 43 - Insurance and reinsurance contracts income and expenses | 12 Months Ended
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Dec. 31, 2020
Insurance and Reinsurance Contracts Income and Expenses |
Other operating income and expenses on Insurance and reinsurance contracts | 43. Income and expense from insurance and reinsurance contracts The detail of the headings “Income and expense from insurance and reinsurance contracts” in the accompanying consolidated income statements is as follows:
Income and expense from insurance and reinsurance contracts (Millions of Euros)
|  | 2020 | 2019 | 2018
Income from insurance and reinsurance contracts |  | 2.497 | 2.890 | 2.949
Expense from insurance and reinsurance contracts |  | (1.520) | (1.751) | (1.894)
Total |  | 977 | 1.138 | 1.055
The table below shows the contribut ion of each insurance product to the Group´s income for the years ended December 31, 2020, 2019 and 2018:
Income by type of insurance product (Millions of Euros)
| 2020 | 2019 | 2018
Life insurance | 497 | 631 | 682
Individual | 439 | 477 | 486
Savings | 92 | 116 | 56
Risk | 346 | 361 | 430
Group insurance | 59 | 154 | 196
Savings | 5 | 26 | 39
Risk | 54 | 127 | 157
Non-Life insurance | 480 | 508 | 373
Home insurance | 91 | 90 | 110
Other non-life insurance products | 389 | 418 | 263
Total | 977 | 1.138 | 1.055

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